NOT LISTED FOR SALE

431 W Elm St Lodi, CA 95240

Downtown Lodi Neighborhood

Estimated Value: $679,000 - $750,000

3 Beds
2.5 Baths
2,303 Sq Ft
$314/Sq Ft Est. Value

Sale Details

Date Sold: December 2, 2025

Last sale price $745,000 $323 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $4,352 / mo

30 Days on Market

Highlights

  • Custom Home
  • Wood Flooring
  • Great Room
  • Wood Burning Stove
  • Corner Lot
  • 1-minute walk to Emerson Park

About This Home

As of December 2025

Welcome to 431 West Elm Street. A rare 3 bedroom 2.5 bathroom 2,300 square foot home with an office located in Downtown Lodi. This incredible home features a newly remodeled kitchen, a finished basement that can be used as a fourth bedroom all on a spacious 7,425 square foot corner lot. Don't miss this opportunity to live a short walk from downtown Lodi's lively shops and restaurants.

Last Agent to Sell the Property

Drew Rotner

Rotner and Associates License #02127346 Listed on: 10/08/2025

Last Buyer's Agent

Nancy Hyske

Schaffer & Company, Realtors License #00690128

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1907 | Remodeled

Lot Details

  • 7,427 Sq Ft Lot
  • South Facing Home
  • Corner Lot
  • Property is zoned RLD

Parking

  • 2 Open Parking Spaces

Home Design

  • Custom Home
  • Craftsman Architecture
  • Brick Exterior Construction
  • Raised Foundation
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2,303 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Wood Burning Stove
  • Stone Fireplace
  • Brick Fireplace
  • Great Room
  • Living Room
  • Family or Dining Combination
  • Partial Basement
  • Panic Alarm

Kitchen

  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Stone Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Secondary Bathroom Double Sinks
  • Separate Shower

Laundry

  • Laundry in unit
  • 220 Volts In Laundry

Outdoor Features

  • Front Porch

Utilities

  • Central Air
  • Underground Utilities
  • Natural Gas Connected

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 037-270-28

Home Details

Home Type

Single Family

Year Built

Built in 1907 | Remodeled

Lot Details

7,427 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Subtype Description: Custom
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: Yes
  • Stories: 2
  • Year Built: 1907
  • Architectural Style: Craftsman
  • Remodeled/Updated Desc: Bath 0-5YR, Kitchen 0-5YR
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Gas Cook Top, Dishwasher, Microwave
  • Fireplace Features: Brick, Living Room, Stone
  • Fireplaces: 1
  • Flooring: Carpet, Tile, Wood
  • Master Bathroom Features: Double Sinks, Walk-In Closet
  • Total Bathrooms: 3
  • Bathroom Features: Shower Stall(s)
  • Basement: Partial
  • Dining Room Features: Dining/Family Combo
  • Kitchen Features: Island, Stone Counter
  • Living Room Features: Great Room
  • Main Level: Living Room, Dining Room, Family Room, Partial Bath(s), Kitchen
  • Price Per Square Foot: 323.49
  • Square Footage: 2303.00

Exterior Features

  • Construction Materials: Brick, Wood Siding
  • Property Faces: South
  • Foundation: Raised
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 749000.00
  • Lot Features: Corner
  • New Construction: No
  • Patio And Porch Features: Front Porch
  • Pool: No
  • Roof: Composition
  • Spa: No

Garage/Parking

  • Parking Features: Uncovered Parking Spaces 2+

Utilities

  • Security: Panic Alarm
  • Sewer: Public Sewer
  • Utilities: Sewer Connected, Electric, Underground Utilities, Natural Gas Connected
  • Cooling: Ceiling Fan(s), Central
  • Electric: 220 Volts in Laundry
  • Heating: Fireplace(s), Wood Stove
  • Laundry Features: Inside Area, Inside Room
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Lodi Unified

Lot Info

  • Zoning: RLD
  • Irrigation: None
  • Lot Size Acres: 0.1705
  • Lot Size Sq Ft: 7427.00

Multi Family

Tax Info

  • Assessor Parcel Number: 037-270-28
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): San Joaquin

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 8, 2025
Closed on
Dec 1, 2025
Sold by
Bought by
Seller's Agent
Drew Rotner
Rotner and Associates
Buyer's Agent
Nancy Hyske
Schaffer & Company, Realtors
List Price
$749,000
Sold Price
$745,000
Premium/Discount to List
-$4,000
-0.53%
Views
66
Current Estimated Value
$723,489

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$21,511
Avg. Annual Appreciation
-5.19%
Original Mortgage
$596,000
Outstanding Balance
$595,437
Interest Rate
6.27%
Mortgage Type
New Conventional
Estimated Equity
$128,052

Purchase Details

Listed on
Oct 8, 2025
Closed on
Nov 29, 2025
Sold by
Bought by
Seller's Agent
Drew Rotner
Rotner and Associates
Buyer's Agent
Nancy Hyske
Schaffer & Company, Realtors
List Price
$749,000
Sold Price
$745,000
Premium/Discount to List
-$4,000
-0.53%
Views
66

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$596,000
Outstanding Balance
$595,437
Interest Rate
6.27%
Mortgage Type
New Conventional
Estimated Equity
$128,052

Purchase Details

Closed on
May 22, 2025
Sold by
Bought by

Purchase Details

Closed on
Sep 28, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$440,000
Interest Rate
1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 6, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,600
Interest Rate
5.8%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Old Republic Title
$745,000 Old Republic Title
-- None Listed On Document
$550,000 Alliance Title Co
$388,000 Alliance Title Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $596,000
Previous Owner $440,000
Previous Owner $187,600
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
12/02/2025 12/02/25 Sold $745,000 -0.5% $323 / Sq Ft
11/07/2025 11/07/25 Pending -- -- --
10/08/2025 10/08/25 For Sale $749,000 -- $325 / Sq Ft
Source: MetroList

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,325 $497,500 $145,000 $352,500
2024 $5,138 $484,000 $145,000 $339,000
2023 $4,339 $407,000 $90,000 $317,000
2022 $4,327 $407,000 $90,000 $317,000
2021 $5,232 $473,000 $90,000 $383,000
2020 $4,890 $449,500 $100,000 $349,500
2019 $4,887 $449,500 $100,000 $349,500
2018 $3,979 $365,000 $146,000 $219,000
2017 $3,968 $365,000 $146,000 $219,000
2016 $3,266 $315,000 $126,000 $189,000
2014 $3,449 $328,900 $99,000 $229,900
Source: Public Records

Agents Affiliated with this Home

  • Drew Rotner

    Seller's Agent in 2025

    Drew Rotner

    Rotner and Associates

    (209) 625-6141

    1 in this area

    30 Total Sales

    Drew Rotner
    Section Image
  • Nancy Hyske

    Buyer's Agent in 2025

    Nancy Hyske

    Schaffer & Company, Realtors

    (209) 712-5164

    8 in this area

    84 Total Sales

    Nancy Hyske
    Section Image
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Map

Source: MetroList

MLS Number: 225130198

MetroList

APN: 037-270-28

California San Joaquin County Lodi 95240 Downtown Lodi

431 W Elm St, Lodi, CA

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