Cynthia Cruz
Responds Quickly
eXp Realty of Southern Califor
(442) 282-6571
44 Total Sales
1 in Downtown Lodi
$340,000 Price
431 W Elm St Lodi, CA 95240
Downtown Lodi NeighborhoodEstimated Value: $651,000 - $761,000
3
Beds
2.5
Baths
2,303
Sq Ft
$316/Sq Ft
Est. Value
Highlights
- Custom Home
- Wood Flooring
- Great Room
- Wood Burning Stove
- Corner Lot
- 1-minute walk to Emerson Park
About This Home
As of December 2025Welcome to 431 West Elm Street. A rare 3 bedroom 2.5 bathroom 2,300 square foot home with an office located in Downtown Lodi. This incredible home features a newly remodeled kitchen, a finished basement that can be used as a fourth bedroom all on a spacious 7,425 square foot corner lot. Don't miss this opportunity to live a short walk from downtown Lodi's lively shops and restaurants.
Last Agent to Sell the Property
Rotner and Associates License #02127346 Listed on: 10/08/2025
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Home Details
Home Type
- Single Family
Year Built
- Built in 1907 | Remodeled
Lot Details
- 7,427 Sq Ft Lot
- South Facing Home
- Corner Lot
- Property is zoned RLD
Parking
- 2 Open Parking Spaces
Home Design
- Custom Home
- Craftsman Architecture
- Brick Exterior Construction
- Raised Foundation
- Composition Roof
- Wood Siding
Interior Spaces
- 2,303 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Wood Burning Stove
- Stone Fireplace
- Brick Fireplace
- Great Room
- Living Room
- Family or Dining Combination
- Partial Basement
- Panic Alarm
Kitchen
- Gas Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Stone Countertops
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- Secondary Bathroom Double Sinks
- Separate Shower
Laundry
- Laundry in unit
- 220 Volts In Laundry
Outdoor Features
- Front Porch
Utilities
- Central Air
- Underground Utilities
- Natural Gas Connected
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 037-270-28
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 8, 2025
Closed on
Dec 1, 2025
Sold by
Bought by
Seller's Agent
Drew Rotner
Rotner and Associates
Buyer's Agent
Nancy Hyske
Schaffer & Company, Realtors
List Price
$749,000
Sold Price
$745,000
Premium/Discount to List
-$4,000
-0.53%
Views
66
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$17,451
Avg. Annual Appreciation
-3.24%
Original Mortgage
$596,000
Outstanding Balance
$591,994
Interest Rate
6.27%
Mortgage Type
New Conventional
Estimated Equity
$135,555
Purchase Details
Listed on
Oct 8, 2025
Closed on
Nov 29, 2025
Sold by
Bought by
Seller's Agent
Drew Rotner
Rotner and Associates
Buyer's Agent
Nancy Hyske
Schaffer & Company, Realtors
List Price
$749,000
Sold Price
$745,000
Premium/Discount to List
-$4,000
-0.53%
Views
66
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$596,000
Outstanding Balance
$591,994
Interest Rate
6.27%
Mortgage Type
New Conventional
Estimated Equity
$135,555
Purchase Details
Closed on
May 22, 2025
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$360,000
Interest Rate
6.76%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Sep 28, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$440,000
Interest Rate
1%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 6, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,600
Interest Rate
5.8%
Mortgage Type
Purchase Money Mortgage
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Lodi, CA
-
Cynthia Cruz
-
Kristopher Losole
Kristopher Losole
PMZ Real Estate
(209) 719-3737
113 Total Sales
1 in Downtown Lodi
$225,000 Price
-
John Altstatt
John Altstatt
Homelink Real Estate
(345) 345-3132
91 Total Sales
1 in Downtown Lodi
$320,000 Price
-
Madison Owning-Delbrugge
Madison Owning-Delbrugge
Parker Realty
(209) 340-8341
120 Total Sales
1 in Downtown Lodi
$535,000 Price
-
Krystal Jeanne
Krystal Jeanne
Responds QuicklyHOMWRX
(209) 709-3692
35 Total Sales
2 in Downtown Lodi
$386K - $395K Price Range
-
Jenna Diaz
Jenna Diaz
eXp Realty of Northern California, Inc.
(209) 680-2563
34 Total Sales
1 in Downtown Lodi
$425,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | Old Republic Title | ||
| $745,000 | Old Republic Title | ||
| -- | None Listed On Document | ||
| $550,000 | Alliance Title Co | ||
| $388,000 | Alliance Title Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $596,000 | ||
| Previous Owner | $360,000 | ||
| Previous Owner | $403,750 | ||
| Previous Owner | $54,500 | ||
| Previous Owner | $473,600 | ||
| Previous Owner | $440,000 | ||
| Previous Owner | $65,500 | ||
| Previous Owner | $187,600 | ||
| Previous Owner | $166,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/02/2025 12/02/25 | Sold | $745,000 | -0.5% | $323 / Sq Ft |
| 11/07/2025 11/07/25 | Pending | -- | -- | -- |
| 10/08/2025 10/08/25 | For Sale | $749,000 | -- | $325 / Sq Ft |
Source: MetroList
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,325 | $497,500 | $145,000 | $352,500 |
| 2024 | $5,138 | $484,000 | $145,000 | $339,000 |
| 2023 | $4,339 | $407,000 | $90,000 | $317,000 |
| 2022 | $4,327 | $407,000 | $90,000 | $317,000 |
| 2021 | $5,232 | $473,000 | $90,000 | $383,000 |
| 2020 | $4,890 | $449,500 | $100,000 | $349,500 |
| 2019 | $4,887 | $449,500 | $100,000 | $349,500 |
| 2018 | $3,979 | $365,000 | $146,000 | $219,000 |
| 2017 | $3,968 | $365,000 | $146,000 | $219,000 |
| 2016 | $3,266 | $315,000 | $126,000 | $189,000 |
| 2014 | $3,449 | $328,900 | $99,000 | $229,900 |
Source: Public Records
Agents Affiliated with this Home
-
Drew Rotner
Seller's Agent in 2025
Drew Rotner
Rotner and Associates
(209) 625-6141
1 in this area
31 Total Sales
-
Nancy Hyske
Buyer's Agent in 2025
Nancy Hyske
Schaffer & Company, Realtors
(209) 712-5164
7 in this area
78 Total Sales
Map
Source: MetroList
MLS Number: 225130198
APN: 037-270-28
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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