$375,000
SOLD MAY 7, 2026
3 Beds
2 Baths
1,786 Sq Ft
10,193 Sq Ft Lot

Sale Details

Date Sold: May 7, 2026

$210 Per Sq Ft

4% Below List Price

9 Days on Market

Highlights

  • Florida Architecture
  • Stone Countertops
  • No HOA
  • Main Floor Primary Bedroom
  • Private Yard
  • Covered Patio or Porch

About This Home

As of May 2026

Welcome to 4312 Pine Lake Drive in St. Cloud, a charming home located in a well-established neighborhood that offers both tranquility and convenient access to major roadways and community amenities. This lovely home is 1786 square feet and sits on just under a fourth of an acre.
Upon touring the home, you will notice that this home has been very well cared for and maintained from the outside to the inside. As you walk into the home you will notice the spacious living room that includes beautiful wood-tile flooring. Passing the living room, you will see the heart of the home, the kitchen, which was fully updated in 2023 with quartz countertops, wooden cabinets, stainless steel appliances, and title floors. The kitchen opens to a very large light and airy dining room, that was added in 2020. Due to the generous size windows, you can easily overlook the fully fenced backyard. A unique and current desirable feature this home offers is that it has a sound-proof room that could be used as a recording studio. The home also features a roomy laundry room. This home has 3 bedrooms and 2 bathrooms. The primary room has its own on-suite and includes a walk-in closet and a built-in closet for lots of storage. For the hobbyist or commuter, the oversized 2-car garage offers extra depth for a workbench and large vehicles.
This home will also give you great peace of mind knowing the roof has been replaced in 2020 and the HVAC was replaced in 2025. The property is approximately 1–2 miles from Irlo Bronson Memorial Hwy, providing a direct east-west route through St. Cloud and Kissimmee. Commuters will also appreciate being about 3–4 miles from Florida's Turnpike, allowing for easy travel to Orlando, Central Florida attractions, and surrounding areas.
Enjoy proximity to some of St. Cloud’s most popular community destinations. The home is just 1/3 of a mile from the St. Cloud Civic Center, which hosts local events, activities, and community programs. The Civic Center has a community pool, basketball courts and baseball fields Outdoor enthusiasts will love being only 2 miles from St. Cloud Lakefront Park, a beautiful waterfront park on Lake Tohopekaliga featuring walking trails, marina access, playgrounds, and scenic lake views. For healthcare convenience, Orlando Health St. Cloud Hospital is less than a mile away.
With its convenient location near major highways, healthcare, recreation, and community amenities, this home offers the perfect balance of small-town charm and accessibility to everything Central Florida has to offer, and with no HOA or CDD. Seller’s preferred lender is offering a 2,500 credit toward buyer’s closing cost for buyers who choose to use this preferred lender. Buyer is not required to use the preferred lender to purchase the home.

Last Agent to Sell the Property

Rebekah Hawthorne

CORCORAN CONNECT LLC Brokerage Phone: 407-953-9118 License #3509293 Listed on: 03/19/2026

CORCORAN CONNECT LLC

Last Buyer's Agent

Stellar Non-Member Agent

STELLAR NON-MEMBER OFFICE

STELLAR NON-MEMBER OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,183

Year Built

  • Built in 1976

Lot Details

  • 10,193 Sq Ft Lot
  • South Facing Home
  • Fenced
  • Oversized Lot
  • Private Yard
  • Property is zoned SR1

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • On-Street Parking
  • Off-Street Parking

Home Design

  • Florida Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,786 Sq Ft Home
  • Ceiling Fan
  • Living Room
  • Laundry Room

Kitchen

  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch
  • Private Mailbox

Schools

  • Neptune Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Pine Lake Estates Unit B Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,183

Year Built

Built in 1976

Lot Details

10,193 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Brick, Frame
  • Fireplace: No
  • Living Area: 1786
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 1976
  • Building Area Total: 2532
  • Lot Size Sq Ft: 10193
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 235.23
  • Escrow City: Saint Cloud
  • Escrow State: FL
  • Escrow Street Name: Budinger Ave
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 209.97
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 407-953-9118
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat
  • Appliances Included: Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Private Yard
  • Living Area Meters: 165.92

Exterior Features

  • Direction Faces: South
  • Exterior Features: Private Mailbox, Private Yard
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Front Porch
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0256G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Off Street, On Street, Oversized

Utilities

  • Utilities: Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Neptune Elementary
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SR1
  • Parcel Number: 04-26-30-0910-0001-0030
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: Oversized Lot, Paved
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 1182.99
  • Tax Block: 1
  • Tax Book Number: 2-147
  • Tax Lot: 3

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 19, 2026
Closed on
May 7, 2026
Sold by
Bought by
Seller's Agent
Rebekah Hawthorne
CORCORAN CONNECT LLC
Buyer's Agent
Stellar Non-Member Agent
STELLAR NON-MEMBER OFFICE
List Price
$390,000
Sold Price
$375,000
Premium/Discount to List
-$15,000
-3.85%
Views
23

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.97%
Original Mortgage
$358,000
Outstanding Balance
$358,000
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$21,714

Purchase Details

Closed on
Feb 8, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,000
Interest Rate
6.81%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 28, 1997
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,900
Interest Rate
7.91%
Mortgage Type
VA
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $375,000 Stewart Title Company
Warranty Deed $105,000 --
Warranty Deed $95,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $358,000 New Conventional
Previous Owner $84,000 Purchase Money Mortgage
Previous Owner $96,900 VA
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/07/2026 05/07/26 Sold $375,000 -3.8% $210 / Sq Ft
03/28/2026 03/28/26 Pending -- -- --
03/19/2026 03/19/26 For Sale $390,000 -- $218 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,220 $111,010 -- --
2024 $1,127 $107,882 -- --
2023 $1,127 $104,740 $0 $0
2022 $1,073 $101,690 $0 $0
2021 $1,049 $98,729 $0 $0
2020 $795 $84,480 $0 $0
2019 $773 $82,581 $0 $0
2018 $754 $81,042 $0 $0
2017 $742 $79,376 $0 $0
2016 $719 $77,744 $0 $0
2015 $728 $77,204 $0 $0
2014 $722 $76,592 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: S5146057

Stellar MLS

APN: 04-26-30-0910-0001-0030

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