NOT LISTED FOR SALE

Estimated Value: $439,569 - $496,000

2 Beds
2 Baths
1,396 Sq Ft
$336/Sq Ft Est. Value

Last Sold August 04, 2020

Last sale price $310,000 $222 Per Sq Ft

Est. 51% increase in value since last sale

Current estimated payment $2,992/month

29 Days on Market

Highlights

  • Lake Front
  • Deck
  • Porch
  • 4.25 Acre Lot
  • Tennis Courts
  • Cooling Available

About This Home

As of August 2020

Wonderful waterfront home in Harborpoint Villas with amazing views of Chickamauga Lake! This large, open floor plan is beautifully remodeled by this owner with new kitchen cabinetry, a new fireplace surround, and new lighting. The home has been totally repainted and crown molding added throughout. Large dining area adjoins the open living area and kitchen. Enjoy evenings watching the sun set on the screened porch and grilling on the outdoor patio. A nice greenspace is all that separates you from the lake. The owner's bedroom is large with double closets and an en suite. Second bedroom, another full bath, laundry and utility closets round out this one level home. Lakeshore is centrally located to all Chattanooga has to offer. Don't miss this chance to live within 15 minutes of downtown and still enjoy life on the lake! Pendant lights over island and bedroom curtains will not stay. Seller to make concession for pendant lights if asked for in offer.

Last Agent to Sell the Property

Pamela Fisher

Greater Downtown Realty dba Keller Williams Realty Brokerage Phone: 4236053473 License #334178 Listed on: 05/23/2020

Greater Downtown Realty dba Keller Williams Realty

Last Buyer's Agent

Jon Chadwick

Greater Downtown Realty dba Keller Williams Realty License #344223

Greater Downtown Realty dba Keller Williams Realty

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $2,942

Year Built

  • Built in 1979

Lot Details

  • 4.25 Acre Lot
  • Lake Front

HOA Fees

  • $240 Monthly HOA Fees

Home Design

  • Property Attached

Interior Spaces

  • 1,396 Sq Ft Home
  • Property has 3 Levels
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • Water Views

Kitchen

  • Oven or Range
  • Dishwasher
  • Trash Compactor

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Parking

  • 1 Parking Space
  • 1 Carport Space

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • Big Ridge Elementary School
  • Hixson Middle School
  • Hixson High School

Utilities

  • Cooling Available
  • Central Heating

Listing and Financial Details

  • Assessor Parcel Number 119D E 015 C008

Community Details

Overview

  • Harborpoint Villas Subdivision

Recreation

  • Tennis Courts

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$2,942

Year Built

Built in 1979

Lot Details

0

HOA Fees

$240 per month

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Other Condo
  • Year Built: 1979
  • Unit Levels: Three Or More
  • Building Stories: 1
  • Year Built Details: EXIST
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: Assessor
  • Attribution Contact: 4236053473
  • Special Features: None
  • Stories: 1

Interior Features

  • Interior Amenities: Open Floorplan, Primary Bedroom Main Floor
  • Appliances: Trash Compactor, Dishwasher, Range
  • Fireplace Features: Living Room, Wood Burning
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Has Basement: Other
  • Building Area Units: Square Feet
  • Living Area: 1396
  • Living Area Units: Square Feet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Construction Type: Fiber Cement
  • Patio And Porch Features: Deck, Covered, Patio, Porch, Screened
  • Pool Private: No
  • Roof: Other
  • View: Water, Mountain(s)
  • View: Yes
  • Waterfront Features: Lake Front
  • Waterfront: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1
  • Carport Y N: Yes
  • Covered Parking Spaces: 1
  • Garage Yn: No
  • Parking Features: Detached
  • Total Parking Spaces: 1

Utilities

  • Water Source: Public
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Utilities: Electricity Available, Water Available

Condo/Co-op/Association

  • Association Fee: 240
  • Association Fee Frequency: Monthly
  • Amenities: Tennis Court(s), Sidewalks
  • Association: Yes
  • Common Interest: Condominium
  • Senior Community: No
  • ResoAssociationFeeFrequency: Monthly

Lot Info

  • Lot Features: Other
  • Lot Size Acres: 4.25
  • Lot Size: N/A
  • Lot Size Units: Acres
  • Parcel #: 119D E 015 C008
  • Property Attached Yn: Yes
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 2942

MLS Schools

  • Elementary School: Big Ridge Elementary School
  • High School: Hixson High School
  • Middle Or Junior School: Hixson Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 13, 2021
Sold by
Eak Hong Um and Eak Vichqm
Bought by
Spearman Charlie Dale and Spearman Martha
Current Estimated Value
$469,642

Purchase Details

Listed on
May 23, 2020
Closed on
Aug 4, 2020
Sold by
Siniard Scott C and Siniard Kellie Lynn
Bought by
Eak Hong Lim and Eak Vichyini
Seller's Agent
Pamela Fisher
Greater Downtown Realty dba Keller Williams Realty
Buyer's Agent
Jon Chadwick
Greater Downtown Realty dba Keller Williams Realty
List Price
$320,000
Sold Price
$310,000
Premium/Discount to List
-$10,000
-3.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.66%
Original Mortgage
$248,000
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 30, 2017
Closed on
Dec 18, 2017
Sold by
Kretzmeier Jenny M and Kretzmeier Keith
Bought by
Sinard Scott C and Sinard Kelle Lynn
Seller's Agent
Rachel Bruner
Greater Chattanooga Realty, Keller Williams Realty
Buyer's Agent
Pamela Fisher
Greater Downtown Realty dba Keller Williams Realty
List Price
$259,900
Sold Price
$257,000
Premium/Discount to List
-$2,900
-1.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.39%
Original Mortgage
$224,000
Interest Rate
3.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 17, 2016
Sold by
Kretzmeier Jenny M and Kretzmeier Keith
Bought by
Krethmeier Jenny M and Krethmeier Keith

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,000
Interest Rate
3.58%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 8, 2004
Sold by
Gallagher Kristen Cusac and Cusac Kristen Dianne
Bought by
Hall Wanda B

Purchase Details

Closed on
Sep 2, 2003
Sold by
Stultz Don
Bought by
Cusac Kristen Dianne

Purchase Details

Closed on
Apr 14, 1997
Sold by
Batten Carolyn Ann and Batten Bruce
Bought by
Robinson Paul R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,000
Interest Rate
7.86%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Spearman Charlie Dale $344,500 Century Title & Escrow
Eak Hong Lim $310,000 Title Guaranty & Trust Co
Sinard Scott C $257,000 None Available
Krethmeier Jenny M $230,000 Pioneer Title Agency
Hall Wanda B $146,500 --
Cusac Kristen Dianne -- --
Robinson Paul R $123,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Eak Hong Lim $248,000
Previous Owner Sinard Scott C $224,000
Previous Owner Krethmeier Jenny M $184,000
Previous Owner Hall Kenneth B $100,000
Previous Owner Whitley Wanda B $130,000
Previous Owner Hall Kenneth B $266,000
Previous Owner Hall Kenneth B $200,000
Previous Owner Robinson Paul R $105,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/04/2020 08/04/20 Sold $310,000 -3.1% $222 / Sq Ft
06/21/2020 06/21/20 Pending -- -- --
05/23/2020 05/23/20 For Sale $320,000 +24.5% $229 / Sq Ft
12/18/2017 12/18/17 Sold $257,000 -1.1% $184 / Sq Ft
11/16/2017 11/16/17 Pending -- -- --
10/30/2017 10/30/17 For Sale $259,900 -- $186 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,912 $85,450 $0 $0
2023 $1,912 $85,450 $0 $0
2022 $1,912 $85,450 $0 $0
2021 $1,912 $85,450 $0 $0
2020 $1,613 $58,350 $0 $0
2019 $1,613 $58,350 $0 $0
2018 $1,329 $58,350 $0 $0
2017 $1,613 $58,350 $0 $0
2016 $1,303 $0 $0 $0
2015 $2,391 $0 $0 $0
2014 $2,391 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2340549

Realtracs

APN: 119D-E-015-C008