$264,900
SOLD OCT 24, 2025
Last list price

4316 Mcclay Rd Saint Charles, MO 63304

3 Beds
1.5 Baths
936 Sq Ft
6,970 Sq Ft Lot

Recently Sold

$283 Per Sq Ft

27 Days on Market

Highlights

  • Ranch Style House
  • No HOA
  • Brick or Stone Veneer
  • Central Elementary School Rated A-
  • Breakfast Room
  • Living Room

About This Home

As of October 2025

NEW NEW NEW....that's the easiest way to describe this home. Freshly updated top to bottom and front to back. Starting with the exterior all of the following items have just been installed August 2025 - Roof, downspouts, gutters, soffit, facia, stonework on front, vinyl siding for entire home, decking on the back deck, landscaping, and some sod. Inside this 3 bed, 1.5 bath home will will find newer laminate flooring spanning most of the main level. All of the following items are brand new on the interior - Carpeting in 2 bedrooms, Kitchen cabinets, granite counters in the kitchen, dishwasher, range, disposal, both bathroom vanities and toilets, fresh paint, new canned lights, hardware on doors, ceiling fans. The AC compressor is only 2 years old and the windows have been updated from the original windows. Fully fenced backyard with tons of space and nice shade. Fantastic Francis Howell Schools. Close to all the shopping and restaurants you could want. Quick access to 364. Don't miss this one!

Last Agent to Sell the Property

Kenny Ball

Simply Sell LLC License #2016039881 Listed on: 08/28/2025

Last Buyer's Agent

Trisha Stiarwalt

Berkshire Hathaway HomeServices Select Properties License #2020031582

Berkshire Hathaway HomeServices Select Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,797

Year Built

  • Built in 1982

Lot Details

  • 6,970 Sq Ft Lot
  • Level Lot
  • Back and Front Yard

Parking

  • 1 Carport Space

Home Design

  • Ranch Style House
  • Brick or Stone Veneer
  • Vinyl Siding

Interior Spaces

  • 936 Sq Ft Home
  • Living Room
  • Breakfast Room

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms

Basement

  • Walk-Up Access
  • Basement Ceilings are 8 Feet High

Schools

  • Central Elem. Elementary School
  • Hollenbeck Middle School
  • Francis Howell Central High School

Utilities

  • Forced Air Heating and Cooling System
  • 220 Volts
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 3-0115-4089-02-0007.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,797

Year Built

Built in 1982

Lot Details

6,970 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Year Built: 1982
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Back Yard, Front Yard, Level
  • Lot Size Acres: 0.16
  • Co List Office Phone: 636-696-3550
  • MLS Status: Closed
  • Subdivision Name: Harvest Ac #2
  • Above Grade Finished Sq Ft: 936
  • Architectural Style: Ranch
  • Carport Y N: Yes
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • Financial Info Electric: 220 Volts
  • MIS_RoomFlooring: Laminate
  • MIS_AboveGradeFinishedAreaSrchSqFt: 936.00
  • MIS_RoomFlooring: Laminate
  • MIS_RoomFlooring: Laminate
  • MIS_RoomFlooring: Laminate
  • MIS_RoomFlooring: Carpeting
  • PreviousStatus: Pending
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_RoomFlooring: Carpeting
  • MIS_PoolYN: 0
  • MIS_BelowGradeFinishedAreaSrchSqFt: 0.00
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: 8 ft + Pour, Walk-Up Access
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Pool Private: No
  • Waterfront: No
  • Disclosures: Flood Plain No, See Seller's Disclosure
  • Home Warranty: No
  • Construction Type: Stone Veneer, Vinyl Siding

Garage/Parking

  • Carport Spaces: 1
  • Attached Garage: No
  • Attached Garage: No

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air
  • Utilities: Cable Available, Electricity Connected, Sewer Connected
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: Central Elem.
  • Junior High Dist: Francis Howell R-III
  • High School: Francis Howell Central High
  • Middle Or Junior School: Hollenbeck Middle

Lot Info

  • Lot Size Sq Ft: 6969.6
  • Parcel Number: 3-0115-4089-02-0007.0000000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 1797

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 28, 2025
Closed on
Oct 24, 2025
Sold by
Gaje Properties Llc
Bought by
Sloan Dylan
Seller's Agent
Kenny Ball
Simply Sell LLC
Buyer's Agent
Trisha Stiarwalt
Berkshire Hathaway HomeServices Select Properties
List Price
$269,900
Views
99
Current Estimated Value
$261,880

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.75%
Original Mortgage
$256,953
Outstanding Balance
$256,465
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$6,478

Purchase Details

Closed on
Jul 25, 2025
Sold by
Ihre Investments Llc
Bought by
Gaje Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,050
Interest Rate
6.84%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 29, 2025
Sold by
Stanwich Mortgage Loan Trust and Wilmington Savings Fund Society Fsb
Bought by
Ihre Investments Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,050
Interest Rate
6.84%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 4, 2025
Sold by
Sheriff Of The County Of St Charles
Bought by
Stanwich Mortgage Loan Trust and Wilmington Savings Fund Society Fsb

Purchase Details

Closed on
May 13, 1998
Sold by
Lienhop Keith S Marie T
Bought by
Mcgrievy Richard

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$72,378
Interest Rate
7.11%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed -- Vision Title
Special Warranty Deed -- None Listed On Document
Sheriffs Deed $152,809 None Listed On Document
Warranty Deed $72,200 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $256,953 New Conventional
Previous Owner $147,050 New Conventional
Previous Owner $72,378 FHA
Closed $72,378 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/24/2025 10/24/25 Sold -- -- --
09/24/2025 09/24/25 Pending -- -- --
09/10/2025 09/10/25 Price Changed $264,900 -1.9% $283 / Sq Ft
08/28/2025 08/28/25 For Sale $269,900 -- $288 / Sq Ft
Source: MARIS MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,797 $34,206 -- --
2023 $1,796 $29,835 -- --
2022 $1,672 $25,771 $0 $0
2021 $1,673 $25,771 $0 $0
2020 $1,561 $23,243 $0 $0
2019 $1,554 $23,243 $0 $0
2018 $1,296 $18,468 $0 $0
2017 $1,285 $18,468 $0 $0
2016 $1,140 $15,728 $0 $0
2015 $1,109 $15,728 $0 $0
2014 $1,120 $15,406 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25059421

MARIS MLS

APN: 3-0115-4089-02-0007.0000000

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