NOT LISTED FOR SALE

4316 Natchez Trace Dr Saint Cloud, FL 34769

Estimated Value: $339,000 - $390,000

3 Beds
2 Baths
1,962 Sq Ft
$182/Sq Ft Est. Value

Sale Details

Date Sold: September 29, 2025

Last sale price $346,000 $176 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $2,274 / mo

6 Days on Market

Highlights

  • Traditional Architecture
  • Stone Countertops
  • 2 Car Attached Garage
  • Great Room
  • Covered Patio or Porch
  • Walk-In Closet

About This Home

As of September 2025

One or more photo(s) has been virtually staged. Welcome to this beautifully updated 3-bedroom, 2-bath, single story home located in the heart of Saint Cloud just minutes from the Florida Turnpike for an easy commute. This charming residence offers modern upgrades and peace of mind with recent improvements.

Step inside to find fresh interior and exterior paint, durable vinyl and tile flooring throughout, and a stylishly renovated kitchen featuring quartz countertops and a brand-new stove perfect for home chefs and entertainers alike. Major system updates include a 2019 roof, 2020 HVAC system, and a 2020 water heater, ensuring comfort and efficiency for years to come. Be sure to check out the 3D virtual tour of the property. Additional bonus: This property qualifies for a $5,000 grant, which can be used toward closing costs or buying down your interest rate, a fantastic opportunity for homebuyers.

Don't miss your chance to own this move-in ready gem in one of Saint Cloud's most convenient locations. Schedule your showing today!

Last Agent to Sell the Property

Erika Garcia

CENTURY 21 CARIOTI Brokerage Phone: 407-573-2121 License #3395574 Listed on: 09/04/2025

CENTURY 21 CARIOTI

Last Buyer's Agent

Stephanie Clark

COLDWELL BANKER REALTY License #3347916

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,251

Year Built

  • Built in 1988

Lot Details

  • 5,501 Sq Ft Lot
  • Lot Dimensions are 50x110
  • South Facing Home
  • Wood Fence
  • Metered Sprinkler System
  • Property is zoned SPUD

HOA Fees

  • $18 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,962 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Sliding Doors
  • Great Room
  • Living Room

Kitchen

  • Range
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Stone Countertops

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Shower Only

Laundry

  • Laundry closet
  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch

Schools

  • Neptune Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Natchez Trace Homeowners Association/Kathy Association, Phone Number (407) 873-1679
  • Visit Association Website
  • Natchez Trace Subdivision
  • The community has rules related to deed restrictions

Amenities

  • Community Mailbox

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,251

Year Built

Built in 1988

Lot Details

5,501 Sq Ft Lot

HOA Fees

$18 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Construction Materials: Vinyl Siding
  • Fireplace: No
  • Living Area: 1962
  • Lot Size Acres: 0.13
  • New Construction: No
  • Year Built: 1988
  • Building Area Total: 2141
  • Lot Size Sq Ft: 5501
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 198.91
  • Escrow City: Ocoee
  • Escrow State: FL
  • Escrow Street Name: Moore Road
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 176.35
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-573-2121
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile, Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Living Area Meters: 182.28

Exterior Features

  • Direction Faces: South
  • Exterior Features: Sidewalk, Sliding Doors, Sprinkler Metered
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Closet
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Community Mailbox, Deed Restrictions, Street Lights
  • Association Fee: 220
  • Association Fee Frequency: Annually
  • Association Name: Natchez Trace Homeowners Association/Kathy
  • Phone: 407-873-1679
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Verify pet restrictions with HOA and municipal ordinances.
  • Association Fee Requirement: Required
  • Association Email: kathytanner@aol.com
  • Association URL: www.floridacommunitynetwork.net

Fee Information

  • Total Annual Fees: 220.00
  • Total Monthly Fees: 18.33
  • Monthly HOA Amount: 18.33

Schools

  • Elementary School: Neptune Elementary
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SPUD
  • Parcel Number: 09-26-30-0560-0001-0020
  • Additional Parcels: No
  • Fencing: Wood
  • Lot Features: In County, Sidewalk, Paved
  • Lot Dimensions: 50x110
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Verify lease restrictions with HOA and municipal ordinances.

Tax Info

  • Tax Annual Amount: 4251.36
  • Tax Block: 000
  • Tax Book Number: 5/105-106
  • Tax Lot: 2

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 4, 2025
Closed on
Sep 25, 2025
Sold by
Bought by
Seller's Agent
Erika Garcia
CENTURY 21 CARIOTI
Buyer's Agent
Stephanie Clark
COLDWELL BANKER REALTY
List Price
$334,900
Sold Price
$346,000
Premium/Discount to List
$11,100
3.31%
Views
24
Current Estimated Value
$356,752

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,752
Avg. Annual Appreciation
4.67%
Original Mortgage
$346,000
Outstanding Balance
$346,000
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$10,752

Purchase Details

Listed on
Dec 3, 2021
Closed on
Jan 7, 2022
Sold by
Bought by
Seller's Agent
Fernando Leano
TRUST HOME REALTY LLC
Buyer's Agent
Erika Garcia
CENTURY 21 CARIOTI
List Price
$350,000
Sold Price
$350,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.31%
Original Mortgage
$332,500
Interest Rate
3.11%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 6, 2020
Closed on
Sep 8, 2020
Sold by
Bought by
Seller's Agent
Donna Brumbelow
CORCORAN CONNECT LLC
Buyer's Agent
Fernando Leano
TRUST HOME REALTY LLC
List Price
$262,500
Sold Price
$245,000
Premium/Discount to List
-$17,500
-6.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
30.76%
Original Mortgage
$240,562
Interest Rate
2.9%
Mortgage Type
FHA

Purchase Details

Listed on
Sep 27, 2019
Closed on
Mar 2, 2020
Sold by
Bought by
Seller's Agent
Jennah LeBruno, LLC
RE/MAX TOWN & COUNTRY REALTY
Buyer's Agent
Donna Brumbelow
List Price
$177,500
Sold Price
$170,000
Premium/Discount to List
-$7,500
-4.23%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
101.94%

Purchase Details

Closed on
Jul 26, 2019
Sold by
Bought by

Purchase Details

Closed on
Jul 5, 2019
Sold by
Bought by

Purchase Details

Closed on
May 7, 2008
Sold by
Bought by

Purchase Details

Closed on
Dec 14, 2007
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$346,000 None Listed On Document
$350,000 Dowell David
$350,000 Dowell David
$245,000 Nona Title Inc
$245,000 Nona Title
$170,000 Vision Title Llc
$80,000 Vision Title Llc
-- Attorney
-- Attorney
-- Attorney
-- Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $346,000
Previous Owner $332,500
Previous Owner $240,562
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/29/2025 09/29/25 Sold $346,000 +3.3% $176 / Sq Ft
09/10/2025 09/10/25 Pending -- -- --
09/04/2025 09/04/25 For Sale $334,900 -4.3% $171 / Sq Ft
01/07/2022 01/07/22 Sold $350,000 0.0% $178 / Sq Ft View Prior Sale
12/06/2021 12/06/21 Pending -- -- --
12/03/2021 12/03/21 For Sale $350,000 +42.9% $178 / Sq Ft
09/09/2020 09/09/20 Sold $245,000 -6.7% $125 / Sq Ft View Prior Sale
07/29/2020 07/29/20 Pending -- -- --
07/20/2020 07/20/20 For Sale $262,500 0.0% $134 / Sq Ft
07/16/2020 07/16/20 Pending -- -- --
07/11/2020 07/11/20 For Sale $262,500 0.0% $134 / Sq Ft
07/09/2020 07/09/20 Pending -- -- --
07/06/2020 07/06/20 For Sale $262,500 +54.4% $134 / Sq Ft
03/02/2020 03/02/20 Sold $170,000 -5.6% $87 / Sq Ft View Prior Sale
02/09/2020 02/09/20 Pending -- -- --
02/06/2020 02/06/20 Price Changed $180,000 +1.4% $92 / Sq Ft
02/06/2020 02/06/20 For Sale $177,500 +4.4% $90 / Sq Ft
01/16/2020 01/16/20 Off Market $170,000 -- --
12/22/2019 12/22/19 Price Changed $177,500 -1.4% $90 / Sq Ft
12/06/2019 12/06/19 For Sale $180,000 0.0% $92 / Sq Ft
12/03/2019 12/03/19 Pending -- -- --
10/30/2019 10/30/19 For Sale $180,000 0.0% $92 / Sq Ft
10/22/2019 10/22/19 Pending -- -- --
09/27/2019 09/27/19 For Sale $180,000 -- $92 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,360 $287,900 $60,000 $227,900
2024 $4,251 $286,546 -- --
2023 $4,251 $278,200 $55,000 $223,200
2022 $2,755 $194,979 $0 $0
2021 $2,719 $189,300 $42,000 $147,300
2020 $2,782 $149,600 $40,000 $109,600
2019 $768 $82,297 $0 $0
2018 $749 $80,763 $0 $0
2017 $736 $79,102 $0 $0
2016 $714 $77,476 $0 $0
2015 $723 $76,938 $0 $0
2014 $716 $76,328 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6337129

Stellar MLS

APN: 09-26-30-0560-0001-0020

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