NOT LISTED FOR SALE

432 Addison St Elgin, IL 60120

Estimated Value: $228,000 - $270,000

3 Beds
3 Baths
1,422 Sq Ft
$177/Sq Ft Est. Value

Last Sold October 01, 2021

Last sale price $160,000 $113 Per Sq Ft

Est. 58% increase in value since last sale

Current estimated payment $1,904/month

5 Days on Market

Highlights

  • Wood Flooring
  • Mud Room
  • 2 Car Detached Garage
  • Whirlpool Bathtub
  • Formal Dining Room
  • Forced Air Heating System

About This Home

As of October 2021

Nice 2 story home in the Historical District! Original wood floor throughout most of the home. Large living room. Eat-in kitchen with pantry. Separate large dining room with bay window that allows for plenty of natural light. Convenient main floor bedroom and full bath that could serve as an in-law arrangement, huge mud room off the back of the home. The second floor boasts 2 additional bedrooms, one of which has a tremendous walk-in closet, and updated bathroom with all new pieces...new toilet, jacuzzi tub with tile surround and cut outs for all your shower needs, vanity and mirror as well. Full basement with laundry, full bath and space for a rec room or storage. Detached 2 garage with extension on the back...could fit up to 4. Tall Privacy Fenced yard with firepit and shed. Great location near schools, Lords Park/Zoo, restaurants and various other entertainment. Make this one your own!

Last Agent to Sell the Property

Sarah Leonard

Legacy Properties, A Sarah Leonard Company, LLC License #475122634 Listed on: 09/07/2021

Co-Listed By

Suzi Warner

Legacy Properties, A Sarah Leonard Company, LLC License #475138157

Last Buyer's Agent

Paola Cedano

Exit Grace Realty License #475171446

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,726

Year Built

  • Built in 1900

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 66x132
  • Paved or Partially Paved Lot

Parking

  • 2 Car Detached Garage
  • Parking Included in Price

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,422 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Mud Room
  • Formal Dining Room
  • Wood Flooring

Kitchen

  • Range
  • Microwave

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 3 Full Bathrooms
  • Whirlpool Bathtub

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Home Security

  • Storm Screens
  • Carbon Monoxide Detectors

Schools

  • Ronald D O'neal Elementary Schoo
  • Larsen Middle School
  • Elgin High School

Utilities

  • Two Cooling Systems Mounted To A Wall/Window
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • 100 Amp Service

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,726

Year Built

Built in 1900

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1900
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Refrigerator, Washer, Dryer
  • Basement: Full
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Interior Amenities: Hardwood Floors
  • LivingArea: 1422
  • Other Equipment: CO Detectors, Ceiling Fan(s)
  • Room Type: Mud Room
  • Estimated Total Finished Sq Ft: 1422
  • Basement Description: Unfinished
  • Bathroom Amenities: Whirlpool
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 1422
  • Basement Sq Ft: 759
  • Total Sq Ft: 2181
  • Main Level Sq Ft: 1422
  • Bedroom 2 Flooring: Hardwood
  • Dining Room Flooring: Hardwood
  • Kitchen Flooring: Hardwood
  • Kitchen: Eating Area-Table Space
  • Living Room Flooring: Hardwood
  • MRD_MBB: None
  • Master Bedroom Flooring: Hardwood
  • Master Bedroom Dimensions: 12X10
  • Bedroom 3 Flooring: Hardwood
  • Bedroom 2 Window: All
  • Living Room Windows: All
  • Master Bedroom Windows: All
  • Bedroom 3 Window: All
  • Dining Room Windows: All
  • Kitchen Windows: All

Exterior Features

  • DirectionFaces: South
  • ExteriorFeatures: Storms/Screens
  • List Price: 182500
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: 2 (Window/Wall Unit)
  • Electric: 100 Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Ronald D O'Neal Elementary Schoo
  • High School: Elgin High School
  • Middle/Junior School: Larsen Middle School
  • Middle/Junior School District: 46

Lot Info

  • Lot Size Acres: 0.2
  • Lot Dimensions: 66X132
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 4725.62
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 7, 2021
Closed on
Sep 29, 2021
Sold by
Mategrano Lizabeth J
Bought by
Labor Personnel Llc
Seller's Agent
Sarah Leonard
Legacy Properties, A Sarah Leonard Company, LLC
Buyer's Agent
Paola Cedano
Exit Grace Realty
List Price
$182,500
Sold Price
$160,000
Premium/Discount to List
-$22,500
-12.33%
Current Estimated Value
$252,296

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$92,296
Avg. Annual Appreciation
11.49%
Original Mortgage
$100,000
Outstanding Balance
$91,388
Interest Rate
2.8%
Mortgage Type
Credit Line Revolving
Estimated Equity
$153,695

Purchase Details

Closed on
Aug 27, 2008
Sold by
Gaytan Norma Samano
Bought by
Mategrano Lizabeth J and Mategrano Louis C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,781
Interest Rate
6.54%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 30, 2005
Sold by
Verastegui Martha and Verastegui Abraham B
Bought by
Gaytan Norma Samano

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,000
Interest Rate
6.55%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Sep 12, 1997
Sold by
Verastegui Abraham B and Verastegui Gaudalupe
Bought by
Verastequi Martha and Verastequi Abraham B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,350
Interest Rate
7.63%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Labor Personnel Llc $160,000 Old Republic Title
Mategrano Lizabeth J $105,000 First American Title Ins Co
Gaytan Norma Samano $165,000 Law Title Insurance
Verastequi Martha -- Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Labor Personnel Llc $100,000
Previous Owner Mategrano Lizabeth J $103,781
Previous Owner Gaytan Norma Samano $185,000
Previous Owner Gaytan Norma Samano $128,000
Previous Owner Gaytan Norma $32,000
Previous Owner Verastequi Martha $108,350
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/01/2021 10/01/21 Sold $160,000 -12.3% $113 / Sq Ft
09/13/2021 09/13/21 Pending -- -- --
09/07/2021 09/07/21 For Sale $182,500 -- $128 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,383 $79,758 $14,174 $65,584
2023 $6,304 $73,952 $12,805 $61,147
2022 $5,847 $67,431 $11,676 $55,755
2021 $5,089 $63,043 $10,916 $52,127
2020 $4,726 $57,814 $10,421 $47,393
2019 $4,583 $55,072 $9,927 $45,145
2018 $3,875 $45,199 $9,352 $35,847
2017 $3,778 $42,729 $8,841 $33,888
2016 $3,588 $39,641 $8,202 $31,439
2015 -- $36,335 $7,518 $28,817
2014 -- $35,886 $7,425 $28,461
2013 -- $41,988 $7,621 $34,367
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11211015

Midwest Real Estate Data (MRED)

APN: 06-13-132-023