NOT LISTED FOR SALE

432 Division St Erlanger, KY 41018

Estimated Value: $207,000 - $267,000

3 Beds
1 Bath
1,000 Sq Ft
$230/Sq Ft Est. Value

Last Sold June 24, 2021

Last sale price $178,000 $178 Per Sq Ft

Est. 29% increase in value since last sale

Current estimated payment $1,448/month

2 Days on Market

Highlights

  • Ranch Style House
  • No HOA
  • Storm Windows
  • Wood Flooring
  • Formal Dining Room
  • Central Air

About This Home

As of June 2021

Welcome Home! Enjoy the natural sunlight from all rooms of this charming 3 bed, 1 bath ranch. Enjoy entertaining on the patio or sitting around the newly built fire pit. Spacious backyard backs up to the neighborhood park with a basketball courts for your family to enjoy. Ready for the buyer to move in with fresh paint and neutral finishes or it has room for the buyers to make this house their home. Reviewing all offers at 6pm on Sunday 5/23. Seller reserves the right to accept an offer at any time.

Last Agent to Sell the Property

Christy Brandner-Alwell

Pivot Realty Group License #221646 Listed on: 05/21/2021

Pivot Realty Group

Co-Listed By

Crystal Gibson

Pivot Realty Group License #264845

Last Buyer's Agent

C&A Home Team

Keller Williams Realty Services

Keller Williams Realty Services

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,376

Lot Details

  • 7,623 Sq Ft Lot

Parking

  • 1 Car Garage
  • Driveway

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • 1,000 Sq Ft Home
  • Wood Burning Fireplace
  • Aluminum Window Frames
  • Family Room
  • Formal Dining Room
  • Wood Flooring
  • Basement Fills Entire Space Under The House
  • Storm Windows

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Schools

  • Aj Lindeman Elementary School
  • Tichenor Middle School
  • Lloyd High School

Utilities

  • Central Air
  • Heating Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 015-10-07-027.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,376

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Condition: Unknown
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.18
  • Lot Size: irregular
  • Co List Office Mls Id: o432501097
  • Co List Office Phone: 859-578-8111
  • Directions: Dixie to right onto Commonwealth. Right onto Hulbert. Left onto Division.
  • Architectural Style: Ranch
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: AJ Lindeman Elementary
  • Location Tax Legal Info:Middle or Junior School: Tichenor Middle School
  • Location Tax Legal Info:High School: Lloyd High
  • Contract Info:Auction YN: No
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: irregular
  • Architecture:Ranch: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.175
  • General Property Description:Living Area: 1000.0
  • General Property Description:Lot Size Square Feet: 7623.0
  • Structure Type:House: Yes
  • Location Tax Legal Info:Tax ID: 015-10-07-027.00
  • Special Features: None

Interior Features

  • Basement: Full
  • Heating: Electric
  • Levels: One
  • Property Type: Residential
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplace: No
  • Living Area: 1000.0
  • Window Features: Aluminum Frames, Storm Window(s)
  • Full Basement: Yes
  • Fireplace Features:Wood Burning: Yes
  • Living Room Features:Wood Flooring2: Yes
  • Dining Room Features:Wood Flooring3: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Brick
  • Foundation Details: Poured Concrete
  • Construction Materials:Brick2: Yes
  • Window Features:Aluminum Frames: Yes
  • Window Features:Storm Window(s): Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available
  • Heating:Electric2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: AJ Lindeman Elementary
  • Junior High Dist: Erlanger/Elsmere
  • High School: Lloyd High
  • Middle Or Junior School: Tichenor Middle School

Lot Info

  • Lot Size Sq Ft: 7623.0
  • Zoning Description: {"Residential":true}
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 21, 2021
Closed on
Jun 24, 2021
Sold by
Whittis Ian L
Bought by
Zwick Anthony Victor
Seller's Agent
Christy Brandner-Alwell
Pivot Realty Group
Buyer's Agent
C&A Home Team
Keller Williams Realty Services
List Price
$164,900
Sold Price
$178,000
Premium/Discount to List
$13,100
7.94%
Current Estimated Value
$229,862

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$51,862
Avg. Annual Appreciation
5.27%
Original Mortgage
$184,408
Interest Rate
3.09%
Mortgage Type
VA

Purchase Details

Closed on
Mar 3, 2008
Sold by
Schwartz Guy M and Schwartz Amanda K
Bought by
Hud

Purchase Details

Closed on
Nov 10, 1999
Sold by
Kiser Thomas E
Bought by
Schwartz Guy M and Schwartz Amanda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,132
Interest Rate
7.7%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 3, 1995
Sold by
Harmeling Keith T
Bought by
Kiser Thomas E and Kiser Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$72,150
Interest Rate
7.82%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Zwick Anthony Victor $178,000 American Homeland Title Agcy
Hud $113,964 None Available
Schwartz Guy M $93,900 --
Kiser Thomas E $72,200 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Zwick Anthony Victor $184,408
Previous Owner Whitis Ian L $85,800
Previous Owner Whitis Ian L $85,505
Previous Owner Schwartz Guy M $93,132
Previous Owner Kiser Thomas E $72,150
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/24/2021 06/24/21 Sold $178,000 +7.9% $178 / Sq Ft
05/23/2021 05/23/21 Pending -- -- --
05/21/2021 05/21/21 For Sale $164,900 -- $165 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,376 $178,000 $25,000 $153,000
2023 $2,312 $178,000 $25,000 $153,000
2022 $2,597 $178,000 $15,000 $163,000
2021 $1,335 $87,600 $15,000 $72,600
2020 $1,326 $87,600 $15,000 $72,600
2019 $1,306 $87,600 $15,000 $72,600
2018 $1,218 $79,600 $15,000 $64,600
2017 $1,112 $79,600 $15,000 $64,600
2015 $1,058 $79,600 $15,000 $64,600
2014 $1,027 $79,600 $15,000 $64,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 548934

Northern Kentucky Multiple Listing Service

APN: 015-10-07-027.00