$195,000
SOLD JUL 14, 2025

432 E Elm St Sycamore, IL 60178

3 Beds
1 Bath
-- Sq Ft
1900 Built

Recently Sold

2% Below List Price

5 Days on Market

Highlights

  • Living Room
  • Central Air
  • Family Room
  • Laundry Room
  • Dining Room
  • Senior Tax Exemptions

About This Home

As of July 2025

Come take a look at this solid 3-bedroom, 1-bath home in Sycamore, offering great bones and tons of potential! With an unfinished basement ready for your personal touch, this property is perfect for everyone. The main floor features a cozy living room, while upstairs you'll find three comfortable bedrooms and a full bath. Need more space? Finish the basement to create additional living or entertaining areas. A 1-car garage adds convenient storage, and the home is ideally located near schools, parks, shopping, and more. Don't miss this opportunity-schedule your showing today!

Last Agent to Sell the Property

Ivan Santos

O'Neil Property Group, LLC License #475200302 Listed on: 06/13/2025

Last Buyer's Agent

Arthur Moore

Century 21 Circle License #475098840

Century 21 Circle

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,945

Year Built

  • Built in 1900

Parking

  • 1 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof

Interior Spaces

  • 2-Story Property
  • Family Room
  • Living Room
  • Dining Room
  • Basement Fills Entire Space Under The House
  • Laundry Room

Kitchen

  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 1 Full Bathroom

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Senior Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,945

Year Built

Built in 1900

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1900
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Dishwasher, Refrigerator
  • Basement: Unfinished, Full
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 3
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Total Sq Ft: 0

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 199900
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: Asphalt, Concrete, On Site, Garage Owned, Detached, Owned, Garage
  • ParkingTotal: 4

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 427

Lot Info

  • Lot Dimensions: 10666
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 1945
  • Tax Year: 2023
  • Tax Exemptions: Senior

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 13, 2025
Closed on
Jul 14, 2025
Sold by
Kendall Partners Ltd
Bought by
Affelt Matthew E
Seller's Agent
Ivan Santos
O'Neil Property Group, LLC
Buyer's Agent
Arthur Moore
Century 21 Circle
List Price
$199,900
Sold Price
$195,000
Premium/Discount to List
-$4,900
-2.45%
Views
24

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.11%
Original Mortgage
$156,000
Outstanding Balance
$155,863
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$42,047

Purchase Details

Closed on
May 2, 2025
Sold by
Frances L Vincent Living Trust and Vincent Thomas M
Bought by
Kendall Partners Ltd

Purchase Details

Closed on
Sep 12, 2023
Sold by
Vincent Frances L
Bought by
Frances L Vincent Living Trust and Vincent
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $195,000 Chicago Title
Warranty Deed $140,000 Chicago Title
Warranty Deed -- None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $156,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/14/2025 07/14/25 Sold $195,000 -2.5% --
06/18/2025 06/18/25 Pending -- -- --
06/13/2025 06/13/25 For Sale $199,900 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,945 $54,547 $13,967 $40,580
2023 $1,945 $49,810 $12,754 $37,056
2022 $2,038 $45,685 $11,698 $33,987
2021 $2,075 $42,889 $10,982 $31,907
2020 $2,101 $41,835 $10,712 $31,123
2019 $2,116 $40,918 $10,477 $30,441
2018 $2,868 $39,676 $10,159 $29,517
2017 $2,190 $38,106 $9,757 $28,349
2016 $2,248 $36,368 $9,312 $27,056
2015 -- $34,228 $8,764 $25,464
2014 -- $32,502 $8,322 $24,180
2013 -- $33,124 $8,481 $24,643
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12392809

Midwest Real Estate Data (MRED)

APN: 06-33-304-002