$396,000 - $514,000
RENTED JAN 3, 2025
2 Beds
1 Bath
591 Sq Ft
4,922 Sq Ft Lot

Last Sold June 16, 2015

Last sale price $287,500 $486 Per Sq Ft

Est. 68% increase in value since last sale

Current estimated payment $3,005/month

Highlights

  • Gated Community
  • Private Yard
  • Air Conditioning
  • City View
  • Enclosed patio or porch
  • Laundry Facilities

About This Home

As of January 2025

MLS ENTRY ONLY **** Welcome to 432 Fir St, in the heart of Banker’s Hill. Discover the perfect blend of convenience and tranquility in this ideally located 2-bedroom unit. Situated within walking distance to Balboa Park, Little Italy, Downtown, Uptown, and Hillcrest, you’ll have easy access to some of San Diego’s best restaurants, nightlife, and cultural spots. For cyclists and scooter users, newly added bike lanes on both 4th and 5th Avenue provide a quick ride into downtown or Hillcrest. This unit is nestled in a small, quiet community, offering a peaceful, shaded setting that stays cool while still enjoying plenty of natural light. Currently furnished, it features a queen and full-size bed, small walk-in closets, and a desk and chair for your convenience. The updated kitchen and bathroom come fully stocked with the basics, ready for you to move in. A washer and dryer, just feet from the front door, are available at no additional cost. The unit also boasts a spacious, exclusive-use back patio—perfect for relaxing outdoors. Don’t miss out on this rental opportunity in a highly sought-after neighborhood!

Last Agent to Rent the Property

Zandra Ulloa

Team Z Realty License #01849548 Listed on: 10/22/2024

Last Renter's Agent

Zandra Ulloa

Team Z Realty License #01849548 Listed on: 10/22/2024

Condo Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,121

Year Built

  • Built in 1942

Lot Details

  • Property is Fully Fenced
  • Private Yard

Parking

  • 1 Parking Space

Home Design

  • Composition Roof
  • Stucco Exterior

Interior Spaces

  • 591 Sq Ft Home
  • 2-Story Property
  • Laminate Flooring
  • City Views
  • Microwave

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Enclosed patio or porch

Utilities

  • Air Conditioning
  • Gravity Heating System
  • Heating System Uses Natural Gas
  • Separate Water Meter
  • Gas Water Heater

Listing and Financial Details

  • Security Deposit $2,850
  • Requirements for Move-In include 1 month rent, pet deposit, prorated rent, security deposit
  • Tenant pays for water, cable TV, electricity, gas
  • 6-Month Minimum Lease Term
  • Assessor Parcel Number 533-292-07-06

Community Details

Pet Policy

  • Breed Restrictions

Additional Features

  • Park Phone (619) 905-1369
  • Laundry Facilities
  • Gated Community

Condo Details

Home Type

Condominium

Est. Annual Taxes

$4,121

Year Built

Built in 1942

Lot Details

0

Rental Info

  • Tenant Pays: Water, Cable TV, Electricity, Gas
  • Lease Required: Yes
  • Move In Requirements: 1 Month Rent, Pet Deposit, Prorated Rent, Security Deposit
  • Rental Type: Residential
  • Security Deposit: 2850

Listing Details

  • Class: RESIDENTIAL RENTAL
  • Rental Residential Styles: All Other Attached
  • Market Area: Metro Central
  • Cross Street: 4th Avenue
  • Neighborhood: Cortez Hill
  • Estimated Living Space: 500 to 999 SqFt
  • LP / Sq Ft: 4.65
  • Price Per Sq Ft: 4.65
  • Residential Unit Location: No Unit Below
  • Stories: 2 Story
  • Price Reflects: Monthly
  • Unit Features: Air Conditioned, Pets OK, Microwave
  • Total Stories: 2
  • Year Built: 1942
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Manager Phone: 6199051369
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Flooring: Laminate
  • Equipment Available: Microwave, Refrigerator
  • Bedrooms: 2
  • Total Bedrooms: 2
  • Full Bathrooms: 1
  • Laundry Location: Community
  • Estimated Sq Ft: 591
  • Total Bathrooms: 1

Exterior Features

  • Exterior Material: Stucco
  • Fencing: Full
  • Patio: Enclosed
  • Roof: Composition
  • View: City
  • Exclusive Use Yard: Yes

Garage/Parking

  • Garage Spaces: 1
  • Parking Spaces Total: 1

Utilities

  • Cooling: Central Forced Air
  • Security: Gated Community
  • Sewer/Septic: Sewer Connected
  • Water: Meter on Property
  • Water Heater Type: Gas
  • Heat Equipment: Wall/Gravity

Association/Amenities

  • Entry Level Unit: 1

Condo/Co-op/Association

  • Pets Allowed: Allowed w/Restrictions

Lot Info

  • Site: Public Street
  • Water District: CITY OF SAN DIEGO
  • Zoning: R-1:SINGLE
  • Assessor Parcel Number: 533-292-07-06
  • Map Code Column: A
  • Map Code Page: 1289
  • Map Code Row: 2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 27, 2020
Sold by
Stephenson James
Bought by
Juchum Marta
Current Estimated Value
$481,926

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$270,000
Outstanding Balance
$239,334
Interest Rate
3.2%
Mortgage Type
New Conventional
Estimated Equity
$257,422

Purchase Details

Listed on
May 7, 2015
Closed on
May 27, 2015
Sold by
Bias Chris
Bought by
Stephenson James and Juchum Marta
Seller's Agent
Michael Wolf
Coldwell Banker West
Buyer's Agent
Zandra Ulloa
Team Z Realty
List Price
$287,500
Sold Price
$287,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.54%
Original Mortgage
$273,125
Interest Rate
3.64%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 28, 2009
Sold by
Us Bank National Association
Bought by
Bias Chris

Purchase Details

Closed on
Sep 1, 2009
Sold by
Ball Dwight and Ball Mary
Bought by
Us Bank National Association

Purchase Details

Closed on
Nov 19, 2004
Sold by
Crown Island Management Llc
Bought by
Ball Dwight and Ball Mary

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$287,200
Interest Rate
5.91%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Juchum Marta -- Stewart Title Of California
Stephenson James $287,500 Title 365
Bias Chris $148,000 Lawyers Title Sd
Us Bank National Association $195,000 Lawyers Title
Ball Dwight $359,000 Equity Title Company San Die
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Juchum Marta $270,000
Closed Stephenson Janes $278,500
Closed Stephenson James $273,125
Previous Owner Ball Dwight $287,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/03/2025 01/03/25 Rented $2,750 0.0% --
11/16/2024 11/16/24 Price Changed $2,750 -3.5% $5 / Sq Ft
10/22/2024 10/22/24 For Rent $2,850 0.0% --
06/16/2015 06/16/15 Sold $287,500 0.0% $486 / Sq Ft
05/17/2015 05/17/15 Pending -- -- --
05/06/2015 05/06/15 For Sale $287,500 -- $486 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,121 $345,524 $240,367 $105,157
2024 $4,121 $338,750 $235,654 $103,096
2023 $4,027 $332,109 $231,034 $101,075
2022 $3,919 $325,598 $226,504 $99,094
2021 $3,890 $319,214 $222,063 $97,151
2020 $3,842 $315,942 $219,787 $96,155
2019 $3,772 $309,748 $215,478 $94,270
2018 $3,527 $303,675 $211,253 $92,422
2017 $80 $297,721 $207,111 $90,610
2016 $3,385 $291,884 $203,050 $88,834
2015 $1,906 $158,950 $53,698 $105,252
2014 -- $155,838 $52,647 $103,191
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 240025043

San Diego MLS

APN: 533-292-07-06