NOT LISTED FOR SALE

432 Highland Lakes Dr Richmond, KY 40475

Estimated Value: $513,000 - $610,000

4 Beds
2.5 Baths
4,785 Sq Ft
$117/Sq Ft Est. Value

Last Sold December 15, 2023

Last sale price $515,000 $108 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $3,440/month

32 Days on Market

Highlights

  • On Golf Course
  • Great Room with Fireplace
  • Home Office
  • Wood Flooring
  • Neighborhood Views
  • Double Oven

About This Home

As of December 2023

This elegant 4B, 2.5BA home is a luxurious retreat located in convenient Bay Colony, located steps away from Gibson Bay golf course & Lake Reba's parks/lake. Step inside to discover a spacious & inviting carpet-free environment, ensuring both comfort & easy maintenance. The open floor plan seamlessly connects various living spaces, including a formal dining space perfect for hosting gatherings. Work from home in the private office, complete w/built-in shelving for maximum organization. The heart of this home is the great rm, featuring built-in shelves + a cozy gas fireplace that sets the mood for relaxation. Adjacent to the great rm, a light & bright sunroom invites you to bask in natural light. The gourmet kitchen is equipped w/granite, island, and custom cabinetry, offering ample storage & prep space. A breakfast bay provides the ideal spot to start your day w/a view. Upstairs, you'll find a vast living space & additional BR's, offering flexibility for various needs. The partially fenced yard offers privacy + a peaceful atmosphere, w/the added bonus of backing to the par-3 w/views of the 18-hole course. Complete tear off & replacement of roofing shingles scheduled for Oct 2023.

Last Agent to Sell the Property

Robin Jones

Keller Williams Legacy Group License #208991 Listed on: 09/22/2023

Keller Williams Legacy Group

Last Buyer's Agent

Paul Blackburn

Berkshire Hathaway HomeServices Foster Realtors License #216419

Berkshire Hathaway HomeServices Foster Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,934

Year Built

  • Built in 2004

Lot Details

  • 0.3 Acre Lot
  • On Golf Course
  • Partially Fenced Property

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Brick Veneer
  • Block Foundation
  • Dimensional Roof
  • Shingle Roof

Interior Spaces

  • 4,785 Sq Ft Home
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Blinds
  • Insulated Doors
  • Entrance Foyer
  • Great Room with Fireplace
  • Family Room
  • Dining Room
  • Home Office
  • Utility Room
  • Neighborhood Views
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Double Oven
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Porch

Schools

  • Daniel Boone Elementary School
  • Madison Mid Middle School
  • Madison Central High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • Heat Pump System

Community Details

  • Bay Colony Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0069-012G-0083

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,934

Year Built

Built in 2004

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Year Built: 2004
  • Above Grade Finished Sq Ft: 4785.0
  • Levels: One and One Half
  • New Construction: No
  • Structure Type:House: Yes
  • View:Neighborhood: Yes
  • Roof:Dimensional Style: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile2: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Main Level: Yes
  • Foundation Details:Block3: Yes
  • Appliances Refrigerators: Yes
  • Fencing:Partial2: Yes
  • Roof:Shingle: Yes
  • Cooling:Zoned: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Double Oven, Microwave, Range, Refrigerator
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Downstairs, Walk-In Closet(s)
  • Flooring: Hardwood, Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • Basement: No
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Great Room
  • Fireplace: Yes
  • LivingArea: 4785.0
  • Lot Size Area: 0.3
  • Window Features: Blinds, Insulated Windows
  • Fireplace Features:Gas Log: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Double Oven: Yes
  • Appliances Range: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Basement:Crawl Space: Yes

Exterior Features

  • Roof: Dimensional Style, Shingle
  • Construction Materials: Brick Veneer
  • Fencing: Partial
  • Foundation Details: Block
  • List Price: 525000.0
  • Lot Features: On Golf Course
  • Patio And Porch Features: Patio, Porch
  • Pool Private: No
  • View: Neighborhood, Other
  • View YN: Yes
  • Waterfront: No
  • Construction Materials:Brick Veneer: Yes
  • Window Features:Blinds: Yes
  • Window Features:Insulated Windows: Yes
  • Lot Features:On Golf Course: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached Garage, Driveway, Garage Door Opener, Garage Faces Front
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Forced Air, Heat Pump, Natural Gas, Zoned
  • Cooling: Electric, Heat Pump, Zoned
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Forced Air: Yes
  • Heating:Heat Pump2: Yes
  • Heating:Zoned2: Yes

Condo/Co-op/Association

  • Association Fee: 150.0
  • Association Fee Frequency: Annually
  • Association: Yes

Schools

  • Elementary School: Daniel Boone
  • High School: Madison Central
  • Middle or Junior School: Madison Mid

Lot Info

  • Lot Size Acres: 0.3
  • Lot Size Sq Ft: 13068.0
  • Parcel Number: 0069-012G-0083

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 22, 2023
Closed on
Dec 11, 2023
Sold by
Sexton Janet K
Bought by
Ward Michael and Ward Shirley
Seller's Agent
Robin Jones
Keller Williams Legacy Group
Buyer's Agent
Paul Blackburn
Berkshire Hathaway HomeServices Foster Realtors
List Price
$539,000
Sold Price
$515,000
Premium/Discount to List
-$24,000
-4.45%
Views
125
Current Estimated Value
$557,848

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$42,848
Avg. Annual Appreciation
4.78%
Original Mortgage
$290,000
Outstanding Balance
$271,307
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$286,541
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ward Michael $515,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ward Michael $290,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/15/2023 12/15/23 Sold $515,000 -1.9% $108 / Sq Ft
10/25/2023 10/25/23 Pending -- -- --
10/06/2023 10/06/23 Price Changed $525,000 -2.6% $110 / Sq Ft
09/22/2023 09/22/23 For Sale $539,000 +48.1% $113 / Sq Ft
07/09/2015 07/09/15 Sold $364,000 0.0% $96 / Sq Ft
06/08/2015 06/08/15 Pending -- -- --
04/30/2015 04/30/15 For Sale $364,000 -- $96 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,934 $515,000 $0 $0
2023 $4,200 $433,000 $0 $0
2022 $568 $433,000 $0 $0
2021 $4,014 $405,000 $0 $0
2020 $4,097 $405,000 $0 $0
2019 $4,118 $405,000 $0 $0
2018 $4,116 $405,000 $0 $0
2017 $3,659 $364,000 $0 $0
2016 $3,630 $364,000 $0 $0
2015 $2,439 $250,600 $0 $0
2014 $2,426 $287,500 $0 $0
2012 $2,426 $287,500 $32,500 $255,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 23018325

ImagineMLS (Bluegrass REALTORS®)

APN: 0069-012G-0083