NOT LISTED FOR SALE

432 Howard Ave Saint Joseph, MI 49085

Estimated Value: $295,000 - $326,739

4 Beds
3 Baths
-- Sq Ft
4,008 Sq Ft Lot

Last Sold April 08, 2015

Last sale price $125,000

Est. 147% increase in value since last sale

Current estimated payment $2,082/month

38 Days on Market

Highlights

  • 1 Fireplace
  • Forced Air Heating and Cooling System
  • Level Lot
  • Upton Middle School Rated A

About This Home

As of April 2015

Great location, just off Lakeshore Drive.Close to walking bridge to beach, town, and all the summer activities. Main unit has been owner occupied and offers 3 bdrms, bath, full bsmt., 3 season rm in front and wood deck in back & 2 car garage. Upper unit has 2 bdrms,living rm., kitchen bath and wood deck in back. Newer (less than 3 yrs.) vinyl siding,roof,replacement windows & furnace.

Last Agent to Sell the Property

Patricia Ziems

Ziems Agency, The License #6501134643 Listed on: 02/10/2015

Last Buyer's Agent

Linda Mawhinney

Cressy & Everett Real Estate License #6506044107

Cressy & Everett Real Estate

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $2,773

Year Built

  • Built in 1900

Lot Details

  • Lot Dimensions are 40x100
  • Level Lot

Home Design

  • Vinyl Siding

Interior Spaces

  • 1 Fireplace
  • Basement Fills Entire Space Under The House

Parking

  • 3 Parking Spaces
  • Paved Parking

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Phone Available
  • Cable TV Available

Community Details

  • 2 Units

Listing and Financial Details

  • The owner pays for trash collection, electricity, water, gas

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$2,773

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Sub-Type: 2 to 4 Units
  • Property Type: Multi-Family
  • New Construction: No
  • Year Built: 1900
  • Location Property Info:Property Sub-Type: 2 to 4 Units
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 40x100
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • Tax Info:Annual Property Tax: 2773.0
  • General Property Info:Total _pound_ Units: 2
  • General Property Info:Total _pound_ Bldgs: 1.0
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Substructure:Full: Yes
  • Utilities Attached:Electric4: Yes
  • Heat Source:Natural Gas3: Yes
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Lot Description:Level: Yes
  • Util Avail at Street:Public Sewer: Yes
  • Util Avail at Street:Public Water: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Utilities Attached:Telephone Line: Yes
  • Special Features: None
  • Property Sub Type: MultiFamily

Interior Features

  • Fireplaces: 1
  • Basement: Full
  • Basement: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 124900.0
  • Lot Features: Level, Sidewalk
  • Number of Buildings: 1
  • Road Surface Type: Paved
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Paved
  • Total Parking Spaces: 3.0
  • General Property Info:Total Parking Spaces: 3.0
  • Unit 1:Garage4: Yes

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Utilities: Phone Available, Water Available, Sewer Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Electricity Connected

Lot Info

  • Lot Dimensions: 40x100
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Owner Pays: Trash Collection, Electricity, Water, Gas
  • Tenant Pays: None

Multi Family

  • Number of Units Total: 2

Tax Info

  • Tax Annual Amount: 2773.0
  • Tax Year: 2014

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 29, 2017
Sold by
Humes Brian and Humes Anna Michelle
Bought by
Two Piers Properties Llc
Current Estimated Value
$308,185

Purchase Details

Listed on
Feb 10, 2015
Closed on
Mar 24, 2015
Sold by
Tefs Timothy E and Tefs Jennifer L
Bought by
Humes Brian and Humes Anna Michelle
Seller's Agent
Patricia Ziems
Ziems Agency, The
Buyer's Agent
Linda Mawhinney
Cressy & Everett Real Estate
List Price
$124,900
Sold Price
$125,000
Premium/Discount to List
$100
0.08%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.59%
Original Mortgage
$93,750
Interest Rate
3.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 28, 2010
Sold by
Tefs Darlene Virginia and Tefs Timothy E
Bought by
Tefs Darlene Virginia

Purchase Details

Closed on
Mar 5, 2009
Sold by
Tefs Timothy E
Bought by
Tefs Timothy E and Tefs Darlene Virginia

Purchase Details

Closed on
Oct 28, 2008
Sold by
Tefs Darlene Virginia
Bought by
Tefs Timothy E and Tefs Jennifer

Purchase Details

Closed on
Nov 3, 1994

Purchase Details

Closed on
Aug 9, 1984

Purchase Details

Closed on
Sep 16, 1981
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Two Piers Properties Llc -- None Available
Humes Brian $125,000 Multiple
Tefs Darlene Virginia -- None Available
Tefs Darlene Virginia -- None Available
Tefs Timothy E -- None Available
Tefs Timothy E -- None Available
-- $101,000 --
-- -- --
-- -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Humes Brian $93,750
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/08/2015 04/08/15 Sold $125,000 +0.1% --
03/20/2015 03/20/15 Pending -- -- --
02/10/2015 02/10/15 For Sale $124,900 -- --
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,996 $145,200 $0 $0
2024 $4,892 $138,800 $0 $0
2023 $4,682 $119,900 $0 $0
2022 $4,466 $98,300 $0 $0
2021 $4,401 $93,100 $20,600 $72,500
2020 $4,341 $90,000 $0 $0
2019 $4,293 $74,000 $19,500 $54,500
2018 $4,212 $74,000 $0 $0
2017 $3,873 $72,300 $0 $0
2016 $3,873 $68,700 $0 $0
2015 $3,362 $64,700 $0 $0
2014 $2,701 $60,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • P

    Seller's Agent in 2015

    Patricia Ziems

    Ziems Agency, The

    (269) 470-9800

    3 in this area

    16 Total Sales

    Patricia Ziems
    Section Image

  • L

    Buyer's Agent in 2015

    Linda Mawhinney

    Cressy & Everett Real Estate

    (269) 921-8568

    Linda Mawhinney
    Section Image
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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 15005359

Southwestern Michigan Association of REALTORS®

APN: 11-76-8550-0018-00-7

Michigan Berrien County Saint Joseph 49085

432 Howard Ave, Saint Joseph, MI

This home is located at 432 Howard Ave, Saint Joseph, MI 49085 since 10 February 2015 and is currently estimated at $308,185. This property was built in 1900. 432 Howard Ave is a home located in Berrien County with nearby schools including Upton Middle School, St. Joseph High School, and Bridge Academy of Southwest Michigan.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwestern Michigan Association of REALTORS® Information is deemed reliable but not guaranteed.
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