$1,049,999

432 Lake Shore Dr Topton, NC 28781

Estimated payment $6,081/month

Total Views 8,132
2 Beds
2 Baths
-- Sq Ft
-- Price per Sq Ft

Highlights

  • Hot Property
  • Gated Community
  • Hilly Lot
  • Lake Front
  • Open Floorplan
  • Recreation Room

About This Home

Lakefront 2BR/2BA home in the gated Nantahala Highlands Estates with excellent income potential! Currently a successful vacation rental, this 2-story retreat offers an open main level with spacious living/dining, a kitchen with breakfast bar, and a primary suite with ensuite bath. Large windows fill the space with filtered light and forest views, creating a private, treehouse-like atmosphere. The finished basement features a cozy family room, second bedroom, bonus room (ideal for office or guests), and full bath with step-in shower. Each level has its own balcony, and from the lower level, take the steps down to a path will that leads to a private dock—perfect for swimming, kayaking, or paddle-boarding. This home is a little dated but has tons of potential! Bring your imagination & your swim shorts. Lake Life is calling! A peaceful mountain getaway, priced to sell with built-in rental income! This property is a very active summer rental with an average price of $228.00 per night & has great reviews on Vacasa. Just search "Romantic Lake Retreat - Topton, NC". Call today to schedule a showing!

Listing Agent

Lynda Suttles

Bald Head Realty Brokerage Phone: 8283690000 License #333287 Listed on: 06/03/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,440

Year Built

  • Built in 2005

Lot Details

  • 0.55 Acre Lot
  • Lake Front
  • Hilly Lot
  • Wooded Lot

HOA Fees

  • $63 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding
  • Stucco Exterior
  • Block And Beam Construction

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Furnished or left unfurnished upon request
  • Cathedral Ceiling
  • Self Contained Fireplace Unit Or Insert
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • Insulated Doors
  • Living Area on First Floor
  • Recreation Room
  • Bonus Room
  • Property Views

Kitchen

  • Open to Family Room
  • Breakfast Bar
  • Electric Oven or Range
  • Recirculated Exhaust Fan
  • <<microwave>>
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Soaking Tub

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Bedroom in Basement
  • Recreation or Family Area in Basement
  • Finished Basement Bathroom
  • Crawl Space
  • Basement with some natural light

Parking

  • No Garage
  • Limited Parking

Utilities

  • Central Air
  • Heat Pump System
  • Baseboard Heating
  • Shared Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 6504990602

Community Details

Overview

  • Nantahala Highlands Estates Subdivision
  • Stream

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,440

Year Built

Built in 2005

Lot Details

0

HOA Fees

$63 per month

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.55
  • Road Frontage Type: Property Owners' Assoc
  • Road Surface Type: Gravel
  • Ownership: More than One Year
  • Subdivision Name: Nantahala Highlands Estates
  • Directions: From 441 S, Take 64 W US-64 W, Turn right onto Old Murphy Rd/Patton Rd, Turn left onto Wayah Rd, Turn left onto Holly Ridge Rd Turn left at 432 Lakeshore Dr
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Two
  • Year Built: 2005
  • Kitchen Level: First
  • NAV27_rets_property_type: Residential
  • Attribution Contact: 8283690000
  • NAV27_AllowsVacationRentalYN: Yes
  • Special Features: None

Interior Features

  • Furnished: Negotiable
  • Appliances: Electric Water Heater, Dishwasher, Exhaust Fan, Microwave, Electric Oven/Range, Refrigerator, Washer, Dryer
  • Has Basement: Full, Finished, Daylight, Recreation/Game Room, Exterior Entry, Interior Entry, Finished Bath, Crawl Space
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Doors-Insulated
  • Fireplace Features: Insert, Other
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Ceramic Tile, Laminate
  • Interior Amenities: Bonus Room, Breakfast Bar, Cathedral/Vaulted Ceiling, Soaking Tub, Kitchen/FR Combo, Large Master Bedroom, Living/Dining Room, Main Level Living, Primary w/Ensuite, Primary on Main Level, Open Floorplan, Pantry, Rec/Game Room, Walk-In Closet(s)
  • Window Features: Insulated Windows, Screens, Window Treatments
  • Room Bedroom2 Level: Basement
  • Living Room Living Room Level: First
  • Room Family Room Level: Basement
  • Master Bedroom Master Bedroom Level: First
  • Room Bedroom2 Area: 342.875
  • Room Living Room Area: 293.7708
  • Room Kitchen Area: 78.5069
  • Dining Room Dining Room Level: First
  • Master Bedroom Master Bedroom Width: 17.5833
  • Room Master Bedroom Area: 297.4514
  • Room Dining Room Area: 216.3333
  • Room Family Room Area: 462.9861

Exterior Features

  • Lot Features: Elevation over 3000, Hilly/Steep, Wooded
  • View: View Year Round
  • View: Yes
  • Waterfront Features: Lake Front
  • Waterfront: Yes
  • Home Warranty: No
  • Waterfront Elevation: 3049
  • Construction Type: Vinyl Siding, Block, Stucco
  • Roof: Composition, Shingle

Garage/Parking

  • Attached Garage: No
  • Parking Features: No Garage, None-Carport, Limited Parking

Utilities

  • Cooling: Central Electric, Heat Pump
  • Cooling Y N: Yes
  • Heating: Electric, Baseboard, Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Shared Well
  • Gas Company: Propane Tank: None

Condo/Co-op/Association

  • Community Features: Gated
  • Senior Community: No
  • Association Fee: 750
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 23958
  • Parcel #: 6504990602

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 2440.04
  • Tax Book Number: K-42

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $724,970 $450,000 $274,970
2023 $2,164 $724,970 $450,000 $274,970
2022 $2,164 $434,920 $225,000 $209,920
2021 $2,164 $436,920 $225,000 $211,920
2020 $2,054 $436,920 $225,000 $211,920
2018 $2,017 $465,080 $300,000 $165,080
2017 $0 $465,080 $300,000 $165,080
2016 $2,009 $463,080 $300,000 $163,080
2015 -- $463,080 $300,000 $163,080
2014 $2,502 $745,540 $500,000 $245,540
2013 -- $745,540 $500,000 $245,540
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/03/2025 06/03/25 For Sale $1,049,999 -- --
Source: Carolina Smokies Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed -- --
Warranty Deed -- None Available
Deed -- None Available
Warranty Deed -- None Available
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $280,000 New Conventional
Previous Owner $30,000 Unknown
Source: Public Records

About the Listing Agent

Lynda Suttles

Bald Head Realty

(828) 372-0133

Section Image

Lynda Suttles is a dedicated real estate broker at Bald Head Realty in Franklin, North Carolina, where she combines her entrepreneurial spirit with a passion for helping clients find their dream homes. Originally from Lancaster, Ohio, Lynda spent 30 years in Jacksonville, Florida, where she thrived as a local business owner.

Her journey to Franklin began in 1989 with annual family reunions, where she fell in love with the area. In 2020, she decided to fulfill a lifelong dream with her

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Source: Carolina Smokies Association of REALTORS®

MLS Number: 26041114

APN: 6504990602