NOT LISTED FOR SALE

432 Mill St Gardner, MA 01440

Estimated Value: $461,000 - $513,000

3 Beds
3 Baths
1,664 Sq Ft
$293/Sq Ft Est. Value

Last Sold April 19, 2019

Last sale price $282,400 $170 Per Sq Ft

Est. 73% increase in value since last sale

Current estimated payment $2,533/month

6 Days on Market

Highlights

  • Deck
  • Porch
  • Central Heating
  • Wood Flooring
  • Garden
  • ENERGY STAR Qualified Dryer

About This Home

As of April 2019

Are you looking for privacy? This move in ready, young colonial is set far back from the street, in a quiet neighborhood in Gardner. Open, sun filled eat-in kitchen with island to stay, and backyard access through the new slider. Hardwood flooring throughout formal dining room and spacious living room. Laundry is conveniently located in the first floor half bath. Upstairs has updated laminate flooring throughout all 3 bedrooms and 2 full baths. Master bedroom has a true walk-in closet, as well as a full bath. Sunny front bedroom has 3 windows and full size closets. Basement has large finished area with tile floor and high ceiling for man cave, workout room or family room. Large private front yard for entertaining, and plenty of room for parking for guests. Attached 2 car garage with lots of storage! Just minutes to Rt2 and shopping. Don't miss the Open House Saturday March 9th from 11-12:30pm!!

Last Agent to Sell the Property

Timea Godor

LAER Realty Partners Listed on: 03/06/2019

LAER Realty Partners

Last Buyer's Agent

Serena Berube

Sterling Realty Belair, INC

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2003

Lot Details

  • Year Round Access
  • Garden
  • Property is zoned R2

Parking

  • 2 Car Garage

Interior Spaces

  • Window Screens
  • Basement

Kitchen

  • ENERGY STAR Qualified Refrigerator
  • ENERGY STAR Qualified Dishwasher
  • ENERGY STAR Range

Flooring

  • Wood
  • Laminate
  • Tile
  • Vinyl

Laundry

  • ENERGY STAR Qualified Dryer
  • ENERGY STAR Qualified Washer

Outdoor Features

  • Deck
  • Rain Gutters
  • Porch

Utilities

  • Window Unit Cooling System
  • Central Heating
  • Hot Water Baseboard Heater
  • Heating System Uses Oil
  • Water Holding Tank
  • Private Sewer
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number M:M12 B:19 L:4B

Home Details

Home Type

Single Family

Year Built

Built in 2003

Lot Details

0

Parking

2

Listing Details

  • Property Type: Single Family
  • Single Family Type: Detached
  • Style: Colonial
  • Other Agent: 2.00
  • Year Built Description: Actual
  • List Price Per Sq Ft: 174.22
  • Comp Based On: Net Sale Price
  • Year Built: 2003
  • Lead Paint: Unknown
  • Year Round: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2003

Interior Features

  • Fireplaces: 1
  • Flooring: Tile, Vinyl, Hardwood, Wood Laminate
  • Interior Amenities: Cable Available
  • Appliances: Refrigerator - ENERGY STAR, Dryer - ENERGY STAR, Dishwasher - ENERGY STAR, Washer - ENERGY STAR, Range - ENERGY STAR
  • No Bedrooms: 3
  • Master Bedroom: On Level: Second Floor, Bathroom - Full, Closet - Walk-in, Flooring - Laminate, Cable Hookup, Remodeled, Lighting - Overhead
  • Bedroom 2: On Level: Second Floor, Closet, Flooring - Laminate, Remodeled, Lighting - Overhead
  • Bedroom 3: On Level: Second Floor, Closet, Flooring - Laminate, Remodeled, Lighting - Overhead
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Primary Bathroom: Yes
  • Bathroom 1: On Level: First Floor, Bathroom - Half, Flooring - Vinyl, Dryer Hookup - Electric, Washer Hookup
  • Bathroom 2: On Level: Second Floor, Bathroom - Full, Bathroom - With Shower Stall, Closet - Linen, Flooring - Vinyl, Remodeled
  • Bathroom 3: On Level: Second Floor, Bathroom - Full, Bathroom - With Tub & Shower, Closet - Linen, Flooring - Vinyl
  • No Rooms: 7
  • Dining Room: On Level: First Floor, Flooring - Hardwood, Main Level, Exterior Access, Lighting - Overhead
  • Kitchen: On Level: First Floor, Flooring - Vinyl, Main Level, Kitchen Island, Stainless Steel Appliances, Lighting - Overhead
  • Laundry: On Level: First Floor, Bathroom - Half
  • Living Room: On Level: First Floor, Fireplace, Flooring - Hardwood, Main Level, Cable Hookup, Exterior Access, Lighting - Sconce, Lighting - Overhead
  • Basement: Y
  • Basement Features: Full, Finished, Interior Access, Bulkhead
  • Main Lo: K95580
  • Main So: AC0113
  • Estimated Sq Ft: 1664.00

Exterior Features

  • Frontage: 150.00
  • Construction: Frame
  • Roof Material: Asphalt/Fiberglass Shingles
  • Exterior: Vinyl
  • Exterior Features: Porch, Deck - Wood, Gutters, Screens, Garden Area
  • Foundation: Poured Concrete
  • Foundation Size: 32x26
  • Insulation Feature: Full

Garage/Parking

  • Parking Feature: Off-Street, Paved Driveway
  • Parking Spaces: 8
  • Garage Parking: Attached, Garage Door Opener, Storage, Work Area, Side Entry
  • Garage Spaces: 2

Utilities

  • Sewer: Private Sewerage
  • Water: City/Town Water
  • Electric Features: 200 Amps
  • Cooling: Window AC
  • Heating: Central Heat, Hot Water Baseboard, Oil
  • Heat Zones: 2
  • Hot Water: Tank
  • Utility Connections: for Electric Range, for Electric Oven, for Electric Dryer, Washer Hookup

Lot Info

  • Assessments: 233300.00
  • Lot: 4B
  • Acre: 1.38
  • Lot Size: 60000.00
  • Page: 179
  • Parcel Number: M:M12 B:19 L:4B
  • Zoning: R2
  • Lot Description: Wooded, Level, Scenic View(s)

Green Features

  • Energy Features: Insulated Windows, Storm Windows, Insulated Doors

Tax Info

  • Taxes: 4729.00
  • Assessor Parcel Number: 3535337

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 6, 2019
Closed on
Mar 29, 2019
Sold by
Allaire Amy
Bought by
Como Andrew D and Stone Lydia
Seller's Agent
Timea Godor
LAER Realty Partners
Buyer's Agent
Serena Berube
Sterling Realty Belair, INC
List Price
$289,900
Sold Price
$282,400
Premium/Discount to List
-$7,500
-2.59%
Current Estimated Value
$488,285

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$205,885
Avg. Annual Appreciation
8.44%
Original Mortgage
$225,920
Outstanding Balance
$199,024
Interest Rate
4.4%
Mortgage Type
New Conventional
Estimated Equity
$289,261

Purchase Details

Closed on
Jun 6, 2016
Sold by
Simula 2Nd Ray
Bought by
Allaire Amy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,365
Interest Rate
3.59%
Mortgage Type
FHA

Purchase Details

Listed on
Jun 2, 2011
Closed on
Mar 30, 2012
Sold by
Kiruki Isaac and Githaibi Catherine N
Bought by
Allaire Amy and Simula Ray
Seller's Agent
Penny Maliska
Keller Williams Realty North Central
Buyer's Agent
Shawn Bernard
Central Mass Real Estate
List Price
$154,900
Sold Price
$155,000
Premium/Discount to List
$100
0.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.66%
Original Mortgage
$166,104
Interest Rate
4.12%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 22, 2003
Sold by
R Devoe & Sons Inc
Bought by
Githaibi Catherine N and Kiruki Isaac

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,208
Interest Rate
5.96%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Como Andrew D $282,400 --
Allaire Amy -- --
Allaire Amy $155,000 --
Githaibi Catherine N $252,400 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Como Andrew D $225,920
Previous Owner Allaire Amy $199,365
Previous Owner Allaire Amy $166,104
Previous Owner Githaibi Catherine N $232,208
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/19/2019 04/19/19 Sold $282,400 -2.6% $170 / Sq Ft
03/12/2019 03/12/19 Pending -- -- --
03/06/2019 03/06/19 For Sale $289,900 +87.0% $174 / Sq Ft
03/29/2012 03/29/12 Sold $155,000 +0.1% $93 / Sq Ft View Prior Sale
01/25/2012 01/25/12 Pending -- -- --
12/29/2011 12/29/11 Price Changed $154,900 0.0% $93 / Sq Ft
12/29/2011 12/29/11 For Sale $154,900 -0.1% $93 / Sq Ft
12/12/2011 12/12/11 Off Market $155,000 -- --
11/16/2011 11/16/11 Pending -- -- --
11/07/2011 11/07/11 Price Changed $159,900 -5.9% $96 / Sq Ft
09/15/2011 09/15/11 Price Changed $169,900 -10.5% $102 / Sq Ft
08/01/2011 08/01/11 Price Changed $189,900 -5.0% $114 / Sq Ft
06/28/2011 06/28/11 Price Changed $199,900 -9.1% $120 / Sq Ft
06/02/2011 06/02/11 For Sale $219,900 -- $132 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $60 $417,300 $69,600 $347,700
2024 $6,201 $413,700 $63,400 $350,300
2023 $5,813 $360,400 $62,400 $298,000
2022 $5,718 $307,600 $47,000 $260,600
2021 $5,553 $277,100 $40,800 $236,300
2020 $5,278 $267,400 $40,800 $226,600
2019 $5,091 $252,800 $40,800 $212,000
2018 $4,729 $233,300 $40,800 $192,500
2017 $4,772 $233,000 $40,800 $192,200
2016 $4,569 $223,200 $40,800 $182,400
2015 $4,354 $217,900 $40,800 $177,100
2014 $4,216 $223,400 $45,100 $178,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 72461342

MLS Property Information Network (MLS PIN)

APN: GARD-000012M-000019-000004B