$530,000
SOLD AUG 26, 2025

432 Miller Dr Pocono Pines, PA 18350

3 Beds
2.5 Baths
2,740 Sq Ft
0.42 Acres

Recently Sold

$193 Per Sq Ft

5% Below List Price

23 Days on Market

Highlights

  • Public Water Access
  • Open Floorplan
  • Deck
  • Indoor Pool
  • Clubhouse
  • Contemporary Architecture

About This Home

As of August 2025

Nestled in the HEART of Lake Naomi, this TURNKEY 3bd/2.5ba Bi-Level home is the perfect Poconos escape, whether you're seeking a full-time residence, weekend getaway or investment property. Just a short walk to the community pond, sandy beach & outdoor pool, this home puts you close to all the best amenities. The BRIGHT/AIRY Living Room features a skylight & stone fireplace, flowing into the Dining Area w/ sliders to a relaxing sunroom. The Kitchen offers plenty of cabinet & counter space, SS appliances & easy flow for entertaining. Down the hall are 3bds, including the Primary w/ an ensuite bath & jetted tub. The LL offers a cozy Family Room w/ custom built-ins & a 2nd stone fireplace, plus a laundry area & half bath. Outside, enjoy a 2-tier back deck, firepit area & 2-CAR GARAGE. Located in AMENITY-FILLED Lake Naomi, known for its lakes, indoor/outdoor pools, clubhouse, fitness center, tennis courts, beaches & year-round activities. Close to shopping, dining, major highways & top Pocono attractions. MOVE-IN READY & ready for you!

Last Agent to Sell the Property

Brendan Galligan

Keller Williams Real Estate - Stroudsburg 803 Main License #RS324282 Listed on: 06/05/2025

Keller Williams Real Estate - Stroudsburg 803 Main

Co-Listed By

James (Jim) Galligan

Keller Williams Real Estate - Stroudsburg 803 Main License #RS228072L

Last Buyer's Agent

Lisa Sanderson

Keller Williams Real Estate - Stroudsburg License #AB067175

Keller Williams Real Estate - Stroudsburg

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,293

Year Built

  • Built in 1986 | Remodeled

Lot Details

  • 0.42 Acre Lot
  • Property fronts a private road
  • North Facing Home
  • Landscaped
  • Native Plants
  • Wooded Lot
  • Few Trees
  • Private Yard
  • Garden
  • Property is zoned R-2

HOA Fees

  • $81 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway
  • Unpaved Parking
  • 8 Open Parking Spaces
  • Off-Street Parking

Home Design

  • Contemporary Architecture
  • Traditional Architecture
  • Split Level Home
  • Brick or Stone Mason
  • Shingle Roof
  • T111 Siding
  • Stone Veneer

Interior Spaces

  • 2,740 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Furnished
  • Built-In Features
  • Bookcases
  • Crown Molding
  • Beamed Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Chandelier
  • Wood Burning Fireplace
  • Stone Fireplace
  • Bay Window
  • Garden Windows
  • French Doors
  • Sliding Doors
  • Family Room with Fireplace
  • 2 Fireplaces
  • Family Room Downstairs
  • Living Room with Fireplace
  • Dining Room
  • Sun or Florida Room
  • Storage

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Electric Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Laminate Countertops

Flooring

  • Wood
  • Stone
  • Slate Flooring

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Primary bathroom on main floor
  • Soaking Tub
  • Spa Bath

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Attic

  • Storage In Attic
  • Attic or Crawl Hatchway Insulated

Finished Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House
  • Fireplace in Basement
  • Basement Storage
  • Natural lighting in basement

Pool

  • Indoor Pool
  • Spa

Outdoor Features

  • Public Water Access
  • Property is near a beach
  • Property is near a lake
  • Deck
  • Outdoor Grill
  • Rear Porch

Utilities

  • Dehumidifier
  • Heating System Uses Wood
  • Baseboard Heating
  • 200+ Amp Service
  • Well
  • Electric Water Heater
  • Mound Septic
  • Septic Tank

Listing and Financial Details

  • Tax Lot 7
  • Assessor Parcel Number 19.5G.1.34-3
  • $137 per year additional tax assessments

Community Details

Overview

  • Association fees include security, maintenance road
  • Lake Naomi Subdivision
  • Community Parking

Amenities

  • Picnic Area
  • Clubhouse
  • Meeting Room
  • Recreation Room

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool
  • Jogging Path
  • Trails

Building Details

  • Security

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,293

Year Built

Built in 1986 | Remodeled

Lot Details

0

HOA Fees

$81 per month

Parking

2

Listing Details

  • Directions: 940W turn on Tanglewood Drive. Turn RIGHT on Miller Dr. Home is on RIGHT #432
  • Prop. Type: Residential
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Building Stories: 2
  • Year Built: 1986
  • Architectural Style: Bi-Level, Contemporary, Split Level, Traditional
  • PropertySubType: Single Family Residence
  • Reso Furnished: Furnished
  • ResoLaundryFeatures: Lower Level, Electric Dryer Hookup, Washer Hookup
  • Lot Size Acres: 0.42
  • Water Body Name: Lake Naomi
  • Reso Association Amenities: Security, Clubhouse, Meeting Room, Picnic Area, Playground, Parking, Recreation Room, Outdoor Pool, Indoor Pool, Jogging Path, Trail(s), Tennis Court(s), Other
  • Co List Office Mls Id: KLRW05
  • Co List Office Phone: 570-213-4888
  • Co List Office Phone: 570-213-4888
  • MLS Status: Closed
  • Subdivision Name: Lake Naomi
  • Above Grade Finished Sq Ft: 2740.0
  • ResoBuildingAreaSource: Public Records
  • Carport Y N: No
  • Property Attached Yn: No
  • Reso Structure Type: House
  • Reso Window Features: Bay Window(s), Garden Window(s), Skylight(s)
  • Tax Year: 2025
  • Master Plan Zoning: R-2
  • Room Type: Primary Bedroom
  • Location Tax and Legal Parcel Number2: 19.5G.1.34-3
  • Location Tax and Legal County Tax Amount2: 1502.86
  • Location Tax and Legal School Tax Amount2: 6104.96
  • Location Tax and Legal Tax Annual Amount2: 8293.49
  • Location Tax and Legal Zoning Description2: Residential
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 2740.0
  • General Property Information Living Area2: 2740.0
  • General Property Information Stories2: 2
  • General Property Information Fireplace YN: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.42
  • Location Tax and Legal Tax Year2: 2025
  • General Property Information Compensation Paid on Sellers Assist YN2: Yes
  • Common Walls:No Common Walls: Yes
  • Architectural Style:Contemporary: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Flooring:Hardwood: Yes
  • Roof:Shingle: Yes
  • Electric 200 Amp Service: Yes
  • Equipment:Water Heater - Electric: Yes
  • Appliances Water Heater3: Yes
  • Appliances Microwave: Yes
  • Water Source:Well: Yes
  • Sewer Mound Septic: Yes
  • Road Frontage Type:Private Road: Yes
  • Water Body Type Lake3: Yes
  • Water Body Features Beach2: Yes
  • Room Types Dining Room2: Yes
  • Location Tax and Legal Land Lease YN2: No
  • General Property Information Stories Total2: 2
  • General Property Information Horse YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Senior Community YN: No
  • Structure Type:House: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Location Tax and Legal Additional Parcels YN: No
  • Location Tax and Legal Zoning2: R-2
  • Location Tax and Legal Common Interest2: None
  • General Property Information Green Features YN2: No
  • General Property Information Basement YN: Yes
  • General Property Information Smart Home Features YN2: No
  • General Property Information Spa YN: Yes
  • General Property Information View YN2: No
  • Cooling:Ceiling Fan(s): Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Appliances Dryer: Yes
  • Room Types Living Room2: Yes
  • Room Types Living Room Level: First
  • Room Types Bedroom 2 Level: First
  • Room Types Dining Room Level: First
  • Room Types Family Room2: Yes
  • Room Types Family Room Level: Lower
  • Room Types Laundry3: Yes
  • Room Types Laundry Level: Lower
  • Room Types Primary Bedroom Level: First
  • Architectural Style:Bi-Level: Yes
  • Interior Features Storage4: Yes
  • Basement Heated: Yes
  • Room Types Bedroom 3 Level: First
  • Room Types Primary Bathroom Level: First
  • Flooring Wood: Yes
  • Laundry Features:Lower Level: Yes
  • Water Body Access Type Community3: Yes
  • Architectural Style Traditional: Yes
  • Room Types Four Season Room: Yes
  • Room Types Four Season Room Level: First
  • Other Equipment:Dehumidifier: Yes
  • General Property Information Direction Faces: North
  • Location Tax and Legal Tax Other Annual Assessment Amount: 136.91
  • Flooring:Slate: Yes
  • Architectural Style Split Level: Yes
  • Flooring Stone4: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Electric Oven, Range, Electric Range, Refrigerator, Water Heater, Dishwasher, Range Hood, Microwave, Washer, Dryer
  • Fireplace Features: Basement, Family Room, Living Room, Wood Burning, Stone
  • Flooring: Hardwood, Slate, Stone, Wood
  • Interior Amenities: Breakfast Bar, Pantry, Eat-in Kitchen, Laminate Counters, Soaking Tub, Beamed Ceilings, Cathedral Ceiling(s), High Ceilings, Crown Molding, Open Floorplan, Chandelier, Recessed Lighting, Bookcases, Built-in Features, Ceiling Fan(s), Storage
  • Spa Features: Bath
  • Private Spa: Yes
  • Other Equipment: Dehumidifier
  • Basement: Full, Daylight, Finished, Heated, Storage Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: French Doors, Sliding Doors
  • Fireplaces: 2
  • Fireplace: Yes
  • Total Bedrooms: 12
  • Stories: 2
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Appliances:Electric Range: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Fireplace Features:Living Room: Yes
  • Fireplace Features:Family Room: Yes
  • Interior Features:Pantry: Yes
  • Full Basement: Yes
  • Basement:Basement Finished2: Yes
  • Interior Features:Laminate Counters: Yes
  • Interior Features:Soaking Tub: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Crown Molding: Yes
  • Fireplace Features:Fireplaces Total: 2
  • Fireplace Features:Basement: Yes
  • Fireplace Features:Wood Burning: Yes
  • Basement:Storage Space: Yes
  • Appliances:Electric Oven: Yes
  • Spa Features:Bath2: Yes
  • Appliances:Range Hood: Yes
  • Basement:Daylight: Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Bookcases: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Beamed Ceilings: Yes
  • Appliances Range: Yes
  • Attic Features:Storage2: Yes
  • Fireplace Features:Stone3: Yes
  • Interior Features:Chandelier: Yes
  • Attic Features:Crawl Opening: Yes
  • Interior Features:Breakfast Bar: Yes

Exterior Features

  • Roof: Shingle
  • Lot Features: Few Trees, Landscaped, Native Plants, Wooded
  • Horse: No
  • Pool Private: No
  • View: No
  • Waterfront: No
  • Disclosures: Resale Certificate
  • Common Walls: No Common Walls
  • Construction Type: Stone, Stone Veneer, T1-11
  • Direction Faces: North
  • Exterior Features: Outdoor Grill, Garden, Private Yard
  • Accessibility Features:Accessible Central Living Area: 2740.0
  • Patio And Porch Features: Rear Porch, Deck
  • Patio And Porch Features:Deck2: Yes
  • Lot Features:Wooded: Yes
  • Construction Materials:T111: Yes
  • Door Features:French Doors: Yes
  • Exterior Features:Outdoor Grill: Yes
  • Door Features:Sliding Doors: Yes
  • Construction Materials:Stone Veneer: Yes
  • Construction Materials:Stone: Yes
  • Window Features:Skylight(s): Yes
  • Exterior Features:Private Yard: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Lot Features:Few Trees: Yes
  • Lot Features:Landscaped: Yes
  • Window Features:Bay Window(s): Yes
  • Exterior Features:Garden: Yes
  • Lot Features:Native Plants: Yes
  • Window Features:Garden Window(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Open Parking Spaces: 8.0
  • Open Parking: Yes
  • Total Parking Spaces: 10.0
  • General Property Information:Garage YN: Yes
  • General Property Information:Open Parking YN2: Yes
  • General Property Information:Open Parking Spaces2: 8.0
  • Parking Features:Off Street: Yes
  • Parking Features:Driveway: Yes
  • General Property Information:Parking Total: 10.0
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:On Site: Yes
  • Parking Features:Gravel: Yes
  • Association Amenities:Parking: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Unpaved: Yes

Utilities

  • Sewer: Mound Septic, Septic Tank
  • Water Source: Well
  • Cooling: Ceiling Fan(s)
  • Electric: 200+ Amp Service
  • Heating: Baseboard, Fireplace(s), Electric, Wood
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Heating:Electric5: Yes
  • Heating:Baseboard: Yes
  • Sewer Septic Tank: Yes
  • Heating:Fireplace(s): Yes
  • Heating:Wood3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 970.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 970.0
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Security: Yes
  • Association Amenities:Playground: Yes
  • Association Amenities:Outdoor Pool2: Yes
  • Association Amenities:Tennis Courts: Yes
  • Association Fee Includes:Security2: Yes
  • Association Amenities:Meeting Room: Yes
  • Association Amenities:Trail(s): Yes
  • Association Amenities:Picnic Area: Yes
  • Association Amenities:Recreation Room: Yes
  • Association Amenities:Indoor Pool: Yes
  • Association Amenities:Jogging Path: Yes

Fee Information

  • Association Fee Includes: Security, Maintenance Road, Other

Schools

  • Junior High Dist: Pocono Mountain

Lot Info

  • Current Use: Residential
  • Land Lease: No
  • Lot Size Sq Ft: 18295.2
  • ResoLotSizeUnits: Acres
  • Additional Parcels: No
  • Parcel Number: 19.5G.1.34-3
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 8293.49
  • Tax Book Number: 2592/4130
  • Tax Lot: 7
  • Tax Map Number: 19633502761511

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 5, 2025
Closed on
Aug 26, 2025
Sold by
Esteban-Cruciani Nora Vivian
Bought by
Schwarzmann Deborah and Schwarzmann Frederick
Seller's Agent
Brendan Galligan
Keller Williams Real Estate - Stroudsburg 803 Main
Buyer's Agent
Lisa Sanderson
Keller Williams Real Estate - Stroudsburg
List Price
$559,000
Sold Price
$530,000
Premium/Discount to List
-$29,000
-5.19%
Views
22

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
126.25%
Original Mortgage
$330,000
Outstanding Balance
$330,000
Interest Rate
5.92%
Mortgage Type
New Conventional
Estimated Equity
$222,084

Purchase Details

Listed on
Aug 30, 2020
Closed on
Oct 2, 2020
Sold by
Black Jeffrey P and Black Madhuri J
Bought by
Esteban Cruciani Nora Vivian
Seller's Agent
Carolyn Barcia
Lake Naomi Real Estate
Buyer's Agent
Catherine McIntyre
Lake Naomi Real Estate
List Price
$379,000
Sold Price
$375,000
Premium/Discount to List
-$4,000
-1.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.38%
Original Mortgage
$2,000,000
Interest Rate
2.9%
Mortgage Type
Commercial

Purchase Details

Closed on
Feb 13, 2007
Sold by
Masci Fernando and Masci Columbia
Bought by
Black Jeffrey P and Black Madhuri J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$316,500
Interest Rate
6.4%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $530,000 Apex Abstract
Deed $375,000 National Abstract Co Inc
Deed $422,000 Pocono Area Abstract Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $330,000 New Conventional
Previous Owner $2,000,000 Commercial
Previous Owner $316,500 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/26/2025 08/26/25 Sold $530,000 -5.2% $193 / Sq Ft
06/28/2025 06/28/25 Pending -- -- --
06/05/2025 06/05/25 For Sale $559,000 +49.1% $204 / Sq Ft
10/16/2020 10/16/20 Sold $375,000 -1.1% $136 / Sq Ft
09/08/2020 09/08/20 Pending -- -- --
08/03/2020 08/03/20 For Sale $379,000 -- $138 / Sq Ft
Source: Pocono Mountains Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,189 $274,380 $83,720 $190,660
2024 $1,777 $274,380 $83,720 $190,660
2023 $6,976 $274,380 $83,720 $190,660
2022 $6,879 $274,380 $83,720 $190,660
2021 $6,879 $274,380 $83,720 $190,660
2020 $6,879 $274,380 $83,720 $190,660
2019 $5,720 $33,310 $6,000 $27,310
2018 $5,720 $33,310 $6,000 $27,310
2017 $5,787 $33,310 $6,000 $27,310
2016 $1,214 $33,310 $6,000 $27,310
2015 -- $33,310 $6,000 $27,310
2014 -- $33,310 $6,000 $27,310
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Pocono Mountains Association of REALTORS®

MLS Number: PM-132843

Pocono Mountains Association of REALTORS®

APN: 19.5G.1.34-3