NOT LISTED FOR SALE

432 N Main St Findlay, OH 45840

Estimated Value: $175,360 - $210,000

5 Beds
4 Baths
3,209 Sq Ft
$60/Sq Ft Est. Value

Last Sold May 04, 2021

Last sale price $135,000 $42 Per Sq Ft

Est. 42% increase in value since last sale

Current estimated payment $1,179/month

95 Days on Market

Highlights

  • 5 Car Detached Garage
  • Accessibility Features
  • Rectangular Lot
  • Window Unit Cooling System
  • Forced Air Heating and Cooling System

About This Home

As of May 2021

This duplex is located close to the University of Findlay. 430 side has 3 bedrooms, 1.5 baths, kitchen, dining, living room, alcove and basement for laundry and storage. 432 side has 2 bedrooms upstairs, 1.5 baths. Full bath is up abd half bath is down. Kitchen, dining, living room and alcove and basement for laundry and storage. This property offers a three car garage and a rear yard. You must see this property to appreciate it. Property is vacant and easy to show. Selling as is

Last Agent to Sell the Property

Michelle Borgia

BHHS Koehler Realty License #0000277242 Listed on: 01/15/2021

BHHS Koehler Realty

Last Buyer's Agent

Clare Bohn

Key Realty License #2017000093

Key Realty

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $1,392

Year Built

  • Built in 1900

Lot Details

  • 10,001 Sq Ft Lot
  • Lot Dimensions are 50x200
  • Rectangular Lot

Home Design

  • Duplex
  • Shingle Roof
  • Aluminum Siding
  • Steel Siding

Interior Spaces

  • 3,209 Sq Ft Home
  • 2-Story Property
  • Basement Fills Entire Space Under The House

Kitchen

  • Oven
  • Range

Parking

  • 5 Car Detached Garage
  • Alley Access
  • Driveway

Accessible Home Design

  • Grab Bars
  • Accessibility Features

Schools

  • Findlay Elementary Schools
  • Findlay High School

Utilities

  • Window Unit Cooling System
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • 2 Units
  • Operating Expense $2,290

Listing and Financial Details

  • Tenant pays for electricity, gas
  • The owner pays for sewer, taxes, water
  • Tax Lot 1007
  • Assessor Parcel Number 60-0000317670

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$1,392

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Type: Residential Income
  • Accessibility Features: Accessibility Features, Hand Rails
  • Property Sub Type: Duplex
  • Year Built: 1900
  • Lot Size Acres: 0.2296
  • Lot Size: 50x200
  • Inclusions: ,,
  • Subdivision Name: Other
  • Garage Yn: Yes
  • Unit Levels: Two
  • Structure Type: Duplex
  • Property Sub Type Additional: Multi Family
  • Special Features: VirtualTour

Interior Features

  • Stories: 2
  • Number Of Buildings: 1
  • Owner Pays: Sewer, Taxes, Water
  • Has Basement: Full
  • Basement YN: Yes
  • Interior Amenities: None
  • Living Area: 3209.0
  • Stories: 2
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Roof: Shingle
  • Lot Features: Rectangular Lot
  • Disclosures: Lead Based Paint Disclosure, Seller Disclosure
  • Construction Type: Aluminum Siding, Steel Siding
  • Foundation Details: Basement

Garage/Parking

  • Parking Features: Alley Access, Asphalt, Driveway, Detached, Garage
  • Total Parking Spaces: 5.0

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: Sanitary
  • Appliances: Gas Water Heater, Oven, Range, Refrigerator
  • Cooling: Central Air, Window Unit(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Schools

  • Junior High Dist: Findlay

Lot Info

  • Parcel #: 60-0000317670
  • Zoning Description: R3
  • ResoLotSizeUnits: Acres

Rental Info

  • Tenant Pays: Electricity, Gas

Multi Family

  • Net Operating Income: -790.0
  • Number Of Units Total: 2
  • Annual Operating Expense: 2290.0
  • Total Actual Rent: 1250.0

Tax Info

  • Tax Lot: 1007

MLS Schools

  • Elementary School: Findlay Elementary Schools
  • HighSchool: Findlay High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 1, 2023
Sold by
Hancock Community Housing Inc
Bought by
Hancock-Hardin-Wyandot-Putnam Community Actio
Current Estimated Value
$191,590

Purchase Details

Listed on
Jan 15, 2021
Closed on
Jun 7, 2021
Sold by
Hancock County Board Of Dev Disabilities
Bought by
Hancock Community Housing Inc
Seller's Agent
Michelle Borgia
BHHS Koehler Realty
Buyer's Agent
Clare Bohn
Key Realty
List Price
$145,000
Sold Price
$135,000
Premium/Discount to List
-$10,000
-6.9%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.66%
Original Mortgage
$122,032
Interest Rate
2.9%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Listed on
Jan 15, 2021
Closed on
May 4, 2021
Sold by
432 North Main Llc
Bought by
Hancock Cnty Brd Of Developmental Disabi
Seller's Agent
Michelle Borgia
BHHS Koehler Realty
Buyer's Agent
Clare Bohn
Key Realty
List Price
$145,000
Sold Price
$135,000
Premium/Discount to List
-$10,000
-6.9%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,032
Interest Rate
2.9%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Mar 5, 2011
Sold by
Panuto Janice and Lendrum Patricia
Bought by
432 North Main Llc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hancock-Hardin-Wyandot-Putnam Community Actio -- None Listed On Document
Hancock Community Housing Inc -- None Available
Hancock Cnty Brd Of Developmental Disabi $135,000 Whitman Title Security
432 North Main Llc -- Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Haneock Comunity Hising Corp $122,032
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/04/2021 05/04/21 Sold $135,000 -6.9% $42 / Sq Ft
04/20/2021 04/20/21 Pending -- -- --
01/15/2021 01/15/21 For Sale $145,000 -- $45 / Sq Ft
Source: Northwest Ohio Real Estate Information Service (NORIS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,392 $38,180 $5,460 $32,720
2023 $1,394 $38,180 $5,460 $32,720
2022 $1,389 $38,180 $5,460 $32,720
2021 $1,184 $28,340 $5,450 $22,890
2020 $1,184 $28,340 $5,450 $22,890
2019 $1,160 $28,340 $5,450 $22,890
2018 $1,100 $24,640 $4,740 $19,900
2017 $550 $24,640 $4,740 $19,900
2016 $1,095 $24,640 $4,740 $19,900
2015 $1,228 $27,310 $4,740 $22,570
2014 $1,228 $27,310 $4,740 $22,570
2012 $1,500 $33,100 $4,740 $28,360
Source: Public Records

Agents Affiliated with this Home

  • Michelle Borgia

    Seller's Agent in 2021

    Michelle Borgia

    BHHS Koehler Realty

    (419) 348-0990

    14 in this area

    20 Total Sales

    Michelle Borgia
    Section Image

  • C

    Buyer's Agent in 2021

    Clare Bohn

    Key Realty

    (419) 265-5670

    18 in this area

    25 Total Sales

    Section Image
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Map

Source: Northwest Ohio Real Estate Information Service (NORIS)

MLS Number: 6065541

Northwest Ohio Real Estate Information Service (NORIS)

APN: 60-0000317670

Ohio Hancock County Findlay 45840

432 N Main St, Findlay, OH

This home is located at 432 N Main St, Findlay, OH 45840 since 15 January 2021 and is currently estimated at $191,590, approximately $59 per square foot. This property was built in 1900. 432 N Main St is a home located in Hancock County with nearby schools including Whittier Primary School, Bigelow Hill Elementary School, and Glenwood Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northwest Ohio Real Estate Information Service (NORIS) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. ©2025 NORIS. All rights reserved.

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