A
Seller's Agent in 2025
A. Joseph Self, Sr.
Joe Self Realty
(804) 450-6393
12 Total Sales
2
Beds
1
Bath
1,050
Sq Ft
17,319
Sq Ft Lot
Highlights
- River Front
- Great Room with Fireplace
- Cottage
- Montross Middle School Rated 9+
- No HOA
- Eat-In Kitchen
About This Home
As of July 2025Very private cottage on a protected body of water. 2 bedrooms, 1 bath. Open porch plus separate glassed porch. Fireplace. Low maintenance property. Gardner Creek, 1/4 mile to Potomac River, near Ragged Point, with great fishing and crabbing. Nice view!
Last Agent to Sell the Property
Joe Self Realty Brokerage Phone: 8045296393 License #0225108287 Listed on: 10/18/2024
Last Buyer's Agent
Joe Self Realty Brokerage Phone: 8045296393 License #0225108287 Listed on: 10/18/2024
Home Details
Home Type
- Single Family
Year Built
- Built in 1970
Lot Details
- 17,319 Sq Ft Lot
- River Front
Home Design
- Cottage
- Slab Foundation
- Wood Siding
Interior Spaces
- 1,050 Sq Ft Home
- 1-Story Property
- Paneling
- Great Room with Fireplace
Kitchen
- Eat-In Kitchen
- Range
Flooring
- Wall to Wall Carpet
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Utilities
- Cooling System Mounted To A Wall/Window
- Heating Available
- Artesian Water
- Electric Water Heater
Community Details
- No Home Owners Association
- Travelers Rest Subdivision
Listing and Financial Details
- Assessor Parcel Number 39-3K
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 18, 2024
Closed on
Jun 3, 2025
Sold by
Kay Trust and Kay Roseanne C
Bought by
Monroe Joseph G
Seller's Agent
A. Joseph Self, Sr.
Joe Self Realty
Buyer's Agent
A. Joseph Self, Sr.
Joe Self Realty
List Price
$269,000
Sold Price
$250,000
Premium/Discount to List
-$19,000
-7.06%
Views
39
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$29,140
Avg. Annual Appreciation
16.55%
Original Mortgage
$200,000
Outstanding Balance
$196,468
Interest Rate
6.76%
Mortgage Type
Seller Take Back
Estimated Equity
$82,672
Purchase Details
Closed on
Nov 20, 2018
Sold by
Kay James L and Kay Roseanne C
Bought by
Kay James L and Kay Roseanne C
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Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $250,000 | Fidelity National Title | |
| Deed | $250,000 | Fidelity National Title | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $200,000 | Seller Take Back | |
| Closed | $200,000 | Seller Take Back |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/01/2025 07/01/25 | Sold | $250,000 | -7.1% | $238 / Sq Ft |
| 03/17/2025 03/17/25 | For Sale | $269,000 | 0.0% | $256 / Sq Ft |
| 03/09/2025 03/09/25 | Off Market | $269,000 | -- | -- |
| 10/18/2024 10/18/24 | For Sale | $269,000 | -- | $256 / Sq Ft |
Source: Northern Neck Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,257 | $184,900 | $106,000 | $78,900 |
| 2024 | $1,257 | $184,900 | $106,000 | $78,900 |
| 2023 | $1,146 | $184,900 | $106,000 | $78,900 |
| 2022 | $1,146 | $184,900 | $106,000 | $78,900 |
| 2021 | $1,369 | $180,100 | $106,000 | $74,100 |
| 2020 | $1,369 | $180,100 | $106,000 | $74,100 |
| 2019 | $1,171 | $180,100 | $106,000 | $74,100 |
| 2018 | $1,099 | $180,100 | $106,000 | $74,100 |
| 2017 | -- | $180,100 | $106,000 | $74,100 |
| 2016 | $1,081 | $180,100 | $106,000 | $74,100 |
| 2015 | -- | $186,300 | $106,000 | $80,300 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $186,300 | $106,000 | $80,300 |
Source: Public Records
Agents Affiliated with this Home
-
A. Joseph Self, Sr.
-
Josh Hinson
Seller Co-Listing Agent in 2025
Josh Hinson
Joe Self Realty
(804) 456-6838
16 Total Sales
Map
Source: Northern Neck Association of REALTORS®
MLS Number: 117967
APN: 39-3K
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