Seller's Agent in 2023
Nikki Culbertson
Culbertson Real Estate Group
(859) 653-0972
333 Total Sales
432 Oak St Ludlow, KY 41016
Estimated Value: $226,000 - $291,000
2
Beds
2
Baths
1,738
Sq Ft
$150/Sq Ft
Est. Value
Highlights
- Traditional Architecture
- Wood Flooring
- Home Office
- Cathedral Ceiling
- No HOA
- 5-minute walk to Ludlow Memorial Park
About This Home
As of September 2023Spacious 2bed/2 full bath's/2 car garage home w/fenced yard, front covered porch. Study could be 3rd bedroom. Beautiful wood work, hardwood floors and staircase. Lg rooms, lg eat in kitchen w/walk in pantry, grand entry, mud room, pocket door, central air, newer heating, cooling. Walking distance to schools & swim club. Minutes to interstate & downtown. All information is believed to be accurate but not guaranteed.
Last Agent to Sell the Property
Culbertson Real Estate Group License #229728 Listed on: 08/10/2023
Home Details
Home Type
- Single Family
Year Built
- Built in 1920
Lot Details
- 3,163 Sq Ft Lot
- Lot Dimensions are 25x125
- Chain Link Fence
- Cleared Lot
Parking
- 2 Car Detached Garage
- Oversized Parking
- Off-Street Parking
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Stone Foundation
- Shingle Roof
Interior Spaces
- 1,738 Sq Ft Home
- 2-Story Property
- Cathedral Ceiling
- Ceiling Fan
- Fireplace
- Vinyl Clad Windows
- Double Door Entry
- Pocket Doors
- Panel Doors
- Family Room
- Living Room
- Formal Dining Room
- Home Office
- First Floor Utility Room
- Storage
- Utility Room
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Electric Oven
- Electric Range
Flooring
- Wood
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry on main level
- Stacked Washer and Dryer
Basement
- Walk-Out Basement
- Partial Basement
- Basement Storage
Outdoor Features
- Shed
- Porch
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 026-34-07-025.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 10, 2023
Closed on
Sep 21, 2023
Sold by
Bought by
Seller's Agent
Nikki Culbertson
Culbertson Real Estate Group
Buyer's Agent
Shawn Masters
Comey & Shepherd REALTORS
List Price
$200,000
Sold Price
$195,000
Premium/Discount to List
-$5,000
-2.5%
Views
27
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$65,102
Avg. Annual Appreciation
11.09%
Original Mortgage
$195,000
Outstanding Balance
$189,487
Interest Rate
7.09%
Mortgage Type
VA
Estimated Equity
$70,615
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $195,000 | None Listed On Document | ||
| $195,000 | Homestead Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $195,000 | ||
| Closed | $195,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/25/2023 09/25/23 | Sold | $195,000 | -2.5% | $112 / Sq Ft |
| 08/13/2023 08/13/23 | Pending | -- | -- | -- |
| 08/10/2023 08/10/23 | For Sale | $200,000 | -- | $115 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,547 | $195,000 | $10,000 | $185,000 |
| 2024 | $2,535 | $195,000 | $10,000 | $185,000 |
| 2023 | $973 | $122,000 | $10,000 | $112,000 |
| 2022 | $1,094 | $122,000 | $10,000 | $112,000 |
| 2021 | $625 | $80,000 | $10,000 | $70,000 |
| 2020 | $639 | $80,000 | $10,000 | $70,000 |
| 2019 | $636 | $80,000 | $10,000 | $70,000 |
| 2018 | $655 | $80,000 | $10,000 | $70,000 |
| 2017 | $647 | $80,000 | $10,000 | $70,000 |
| 2015 | $620 | $80,000 | $10,000 | $70,000 |
| 2014 | $608 | $80,000 | $10,000 | $70,000 |
Source: Public Records
Agents Affiliated with this Home
-
Nikki Culbertson
-
Shawn Masters
Buyer's Agent in 2023
Shawn Masters
Comey & Shepherd REALTORS
(859) 393-0383
104 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 616079
APN: 026-34-07-025.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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