NOT LISTED FOR SALE

432 Ruby Terrace Brentwood, CA 94513

Brentwood Golf Club Neighborhood

Estimated Value: $521,000 - $560,864

2 Beds
2 Baths
1,225 Sq Ft
$437/Sq Ft Est. Value

Sale Details

Date Sold: December 20, 2024

Last sale price $550,000 $449 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $3,356 / mo

50 Days on Market

Highlights

  • Fitness Center
  • Gated Community
  • Stone Countertops
  • Heritage High School Rated A
  • Contemporary Architecture
  • Community Pool or Spa Combo

About This Home

As of December 2024

Welcome to 432 Ruby Terrace, a stunning residence located in the prestigious gated active adult (55+)community of Summerset 1 in Brentwood, CA. This beautifully updated home features brand new flooring throughout and stylish epoxy floors that add a modern touch. Freshly painted interiors create a warm and inviting atmosphere. The spacious master bedroom includes a large walk-in closet and a private office, perfect for those seeking an inspiring workspace at home. Enjoy the convenience of a two-car garage with brand new epoxy flooring. This property is ideally situated next to the main gate, providing 24/7 security for peace of mind. Experience an active lifestyle with easy walking access to the community pool and amenities, as well as nearby Safeway grocery store, delightful dining options, an elementary school, and local parks. Don't miss out on this incredible opportunity!

Last Agent to Sell the Property

David Duarte

Keller Williams Tri-valley License #02059641 Listed on: 11/01/2024

Keller Williams Tri-valley

Co-Listed By

Brooke Gibson

Keller Williams Tri-valley License #02137740

Last Buyer's Agent

Steve St.George

St George Realty License #01763031

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1994

Lot Details

  • 5,270 Sq Ft Lot

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Tile Roof
  • Stucco

Interior Spaces

  • 1-Story Property
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Gas Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Cooling Available
  • Forced Air Heating System

Listing and Financial Details

  • Assessor Parcel Number 0192000883

Community Details

Overview

  • Association fees include common area maintenance, management fee, security/gate fee
  • Jean Bates And Assoc. Association, Phone Number (925) 516-8710
  • Brentwood Subdivision

Recreation

  • Tennis Courts
  • Fitness Center
  • Community Pool or Spa Combo

Security

  • Gated Community

Home Details

Home Type

Single Family

Year Built

Built in 1994

Lot Details

5,270 Sq Ft Lot

HOA Fees

$100 per month

Parking

2

Listing Details

  • Stories: 1
  • Year Built: 1994
  • Property Sub Type: Detached
  • Prop. Type: Residential
  • Co List Office Mls Id: SKWB02
  • Subdivision Name: Brentwood
  • Directions: Fairview/Central/Apple Hill/Crispin/Ruby Terrace
  • Architectural Style: Contemporary
  • Garage Yn: Yes
  • Unit Levels: One Story
  • New Construction: No
  • Special Features: None

Interior Features

  • Flooring: Tile, Carpet
  • Appliances: Dishwasher, Gas Range, Microwave, Oven
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: None
  • Fireplace: No
  • Room Kitchen Features: Counter - Stone, Dishwasher, Eat In Kitchen, Garbage Disposal, Gas Range/Cooktop, Microwave, Oven Built-in

Exterior Features

  • Roof: Tile
  • Lot Features: Court
  • Pool Features: Pool/Spa Combo, Community
  • Pool Private: No
  • Construction Type: Stucco
  • Property Condition: Existing

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Garage Door Opener

Utilities

  • Heating: Forced Air
  • Cooling: Ceiling Fan(s)
  • Laundry Features: Hookups Only
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: No Solar

Condo/Co-op/Association

  • Amenities: Fitness Center, Pool, Gated, Tennis Court(s), Other
  • Association Fee: 100
  • Association Fee Frequency: Monthly
  • Association Name: JEAN BATES AND ASSOC.
  • Phone: 925-516-8710
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Area Maint, Management Fee, Security/Gate Fee, Other

Lot Info

  • Lot Size Sq Ft: 5270
  • Parcel Number: 0192000883

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 1, 2024
Closed on
Dec 12, 2024
Sold by
1985 Hayward Living Trust and Hayward Joyce Anna
Bought by
Carl L Clark Revocable Trust and Clark
Seller's Agent
David Duarte
Keller Williams Tri-valley
Buyer's Agent
Steve St.George
St George Realty
List Price
$550,000
Sold Price
$550,000
Views
34
Current Estimated Value
$534,716

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$15,284
Avg. Annual Appreciation
-2.05%
Original Mortgage
$412,500
Outstanding Balance
$409,256
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$125,460

Purchase Details

Closed on
Aug 4, 2019
Sold by
Hayward Joyce Anna
Bought by
Hayward Joyce Anna and Johnson Jeffrey S

Purchase Details

Closed on
Jul 22, 2019
Sold by
Garcia Richard and Garcia Margarita A
Bought by
Hayward Joyce Anna

Purchase Details

Closed on
Aug 1, 2017
Sold by
Jardine Raleigh Guy and Jardine Mary Grace
Bought by
Garcia Richard and Garcia Margarita A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$430,557
Interest Rate
3.9%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 4, 2012
Sold by
Jardine Raleigh Guy and Jardine Grace M
Bought by
Jardine Raleigh Guy and Jardine Mary Grace

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,000
Interest Rate
3.35%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 27, 2011
Sold by
Jardine Raleigh G and Jardine Grace M
Bought by
Jardine Raleigh Guy and Jardine Mary Grace

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
4.16%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 2, 2004
Sold by
Jardine Raleigh Guy and Jardine Mary Grace
Bought by
Jardine Raleigh Guy and Jardine Mary Grace

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,000
Interest Rate
5.35%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Aug 27, 2003
Sold by
Jardine Raleigh Guy and Jardine Mary Grace
Bought by
Jardine Galeigh Guy and Jardine Mary Grace

Purchase Details

Closed on
Oct 28, 2002
Sold by
Jardine Raleigh Guy and Jardine Mary Grace
Bought by
Jardine Raleigh Guy and Jardine Mary Grace

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,500
Interest Rate
5.88%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 3, 1998
Sold by
Guy Jardine Raleigh and Guy Grece M
Bought by
Jardine Raleigh Guy and Jardine Mary Grace

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,500
Interest Rate
6.95%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 6, 1996
Sold by
Jardine Raleigh Guy & Mary Tre
Bought by
Jardine Raleigh Guy and Jardine Mary Grace

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,300
Interest Rate
8.06%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 18, 1995
Sold by
Jardine Raleigh Guy and Jardine Mary Grace
Bought by
Jardine Raleigh Guy and Jardine Mary Grace

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,900
Interest Rate
9.08%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 9, 1994
Sold by
Blackhawk Nunn Active Adult Communities
Bought by
Jardine Raleigh Guy and Jardine Grace Mary

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,900
Interest Rate
9.08%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Carl L Clark Revocable Trust $550,000 Chicago Title
Carl L Clark Revocable Trust $550,000 Chicago Title
Hayward Joyce Anna -- None Available
Hayward Joyce Anna $445,000 Old Republic Title Company
Garcia Richard $438,500 First American Title Company
Jardine Raleigh Guy -- Chicago Title Company
Jardine Raleigh Guy -- Chicago Title Company
Jardine Raleigh Guy -- Chicago Title Company
Jardine Raleigh G -- Chicago Title Company
Jardine Raleigh Guy -- --
Jardine Raleigh Guy -- Fidelity National Title
Jardine Galeigh Guy -- --
Jardine Raleigh Guy -- Fidelity National Title
Jardine Raleigh Guy -- Fidelity National Title Co
Jardine Raleigh G -- Fidelity National Title Co
Jardine Raleigh Guy -- Placer Title Company
Jardine Raleigh Guy -- Placer Title Co
Jardine Raleigh Guy -- --
Jardine Raleigh Guy $160,000 Old Republic Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Carl L Clark Revocable Trust $412,500
Closed Carl L Clark Revocable Trust $412,500
Previous Owner Garcia Richard $430,557
Previous Owner Jardine Raleigh Guy $190,000
Previous Owner Jardine Raleigh G $180,000
Previous Owner Jardine Raleigh Guy $168,000
Previous Owner Jardine Raleigh Guy $168,500
Previous Owner Jardine Raleigh G $133,500
Previous Owner Jardine Raleigh Guy $129,300
Previous Owner Jardine Raleigh Guy $127,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/04/2025 02/04/25 Off Market $574,000 -- --
12/20/2024 12/20/24 Sold $550,000 -4.2% $449 / Sq Ft
11/28/2024 11/28/24 Pending -- -- --
11/20/2024 11/20/24 Price Changed $574,000 -0.2% $469 / Sq Ft
11/01/2024 11/01/24 Price Changed $575,000 +4.5% $469 / Sq Ft
10/09/2024 10/09/24 For Sale $550,000 -- $449 / Sq Ft
Source: Bay East Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,288 $443,133 $197,891 $245,242
2024 $5,659 $477,127 $235,883 $241,244
2023 $5,659 $467,772 $231,258 $236,514
2022 $5,567 $458,601 $226,724 $231,877
2021 $5,422 $449,610 $222,279 $227,331
2019 $5,462 $447,270 $197,370 $249,900
2018 $5,180 $438,500 $193,500 $245,000
2017 $3,230 $251,113 $86,825 $164,288
2016 $3,472 $246,190 $85,123 $161,067
2015 $3,404 $242,493 $83,845 $158,648
2014 $3,385 $237,744 $82,203 $155,541
Source: Public Records

Agents Affiliated with this Home

  • David Duarte

    Seller's Agent in 2024

    David Duarte

    Keller Williams Tri-valley

    (925) 699-7155

    1 in this area

    28 Total Sales

    David Duarte
    Section Image

  • B

    Seller Co-Listing Agent in 2024

    Brooke Gibson

    Keller Williams Tri-valley

    (916) 357-5300

    2 in this area

    12 Total Sales

    Brooke Gibson
    Section Image

  • S

    Buyer's Agent in 2024

    Steve St.George

    St George Realty

    (925) 272-0595

    1 in this area

    28 Total Sales

    Steve St.George
    Section Image
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Map

Source: Bay East Association of REALTORS®

MLS Number: 41075894

Bay East Association of REALTORS®

APN: 019-200-088-3

California Contra Costa County Brentwood 94513 Brentwood Golf Club

432 Ruby Terrace, Brentwood, CA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bay East Association of REALTORS® Bay East ©2026. CCAR ©2026. bridgeMLS ©2026. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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