432 Ruby Terrace Brentwood, CA 94513
Brentwood Golf Club Neighborhood
2
Beds
2
Baths
1,225
Sq Ft
5,270
Sq Ft Lot
Highlights
- Fitness Center
- Gated Community
- Stone Countertops
- Ron Nunn Elementary School Rated A-
- Contemporary Architecture
- Community Pool or Spa Combo
About This Home
As of December 2024Welcome to 432 Ruby Terrace, a stunning residence located in the prestigious gated active adult (55+)community of Summerset 1 in Brentwood, CA. This beautifully updated home features brand new flooring throughout and stylish epoxy floors that add a modern touch. Freshly painted interiors create a warm and inviting atmosphere. The spacious master bedroom includes a large walk-in closet and a private office, perfect for those seeking an inspiring workspace at home. Enjoy the convenience of a two-car garage with brand new epoxy flooring. This property is ideally situated next to the main gate, providing 24/7 security for peace of mind. Experience an active lifestyle with easy walking access to the community pool and amenities, as well as nearby Safeway grocery store, delightful dining options, an elementary school, and local parks. Don't miss out on this incredible opportunity!
Last Agent to Sell the Property
Keller Williams Tri-valley License #02059641 Listed on: 11/01/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,751
Year Built
- Built in 1994
Lot Details
- 5,270 Sq Ft Lot
HOA Fees
- $100 Monthly HOA Fees
Parking
- 2 Car Garage
- Garage Door Opener
Home Design
- Contemporary Architecture
- Tile Roof
- Stucco
Interior Spaces
- 1-Story Property
- Washer and Dryer Hookup
Kitchen
- Eat-In Kitchen
- Built-In Oven
- Gas Range
- Microwave
- Dishwasher
- Stone Countertops
- Disposal
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Utilities
- Cooling Available
- Forced Air Heating System
Listing and Financial Details
- Assessor Parcel Number 0192000883
Community Details
Overview
- Association fees include common area maintenance, management fee, security/gate fee
- Jean Bates And Assoc. Association, Phone Number (925) 516-8710
- Brentwood Subdivision
Recreation
- Tennis Courts
- Fitness Center
- Community Pool or Spa Combo
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 1, 2024
Closed on
Dec 12, 2024
Sold by
1985 Hayward Living Trust and Hayward Joyce Anna
Bought by
Carl L Clark Revocable Trust and Clark
Seller's Agent
David Duarte
Keller Williams Tri-valley
Buyer's Agent
Steve St.George
St George Realty
List Price
$550,000
Sold Price
$550,000
Views
34
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,107
Avg. Annual Appreciation
3.74%
Original Mortgage
$412,500
Outstanding Balance
$409,991
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$154,116
Purchase Details
Closed on
Aug 4, 2019
Sold by
Hayward Joyce Anna
Bought by
Hayward Joyce Anna and Johnson Jeffrey S
Purchase Details
Closed on
Jul 22, 2019
Sold by
Garcia Richard and Garcia Margarita A
Bought by
Hayward Joyce Anna
Purchase Details
Closed on
Aug 1, 2017
Sold by
Jardine Raleigh Guy and Jardine Mary Grace
Bought by
Garcia Richard and Garcia Margarita A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$430,557
Interest Rate
3.9%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 4, 2012
Sold by
Jardine Raleigh Guy and Jardine Grace M
Bought by
Jardine Raleigh Guy and Jardine Mary Grace
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,000
Interest Rate
3.35%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 27, 2011
Sold by
Jardine Raleigh G and Jardine Grace M
Bought by
Jardine Raleigh Guy and Jardine Mary Grace
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
4.16%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 2, 2004
Sold by
Jardine Raleigh Guy and Jardine Mary Grace
Bought by
Jardine Raleigh Guy and Jardine Mary Grace
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,000
Interest Rate
5.35%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Aug 27, 2003
Sold by
Jardine Raleigh Guy and Jardine Mary Grace
Bought by
Jardine Galeigh Guy and Jardine Mary Grace
Purchase Details
Closed on
Oct 28, 2002
Sold by
Jardine Raleigh Guy and Jardine Mary Grace
Bought by
Jardine Raleigh Guy and Jardine Mary Grace
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,500
Interest Rate
5.88%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 3, 1998
Sold by
Guy Jardine Raleigh and Guy Grece M
Bought by
Jardine Raleigh Guy and Jardine Mary Grace
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,500
Interest Rate
6.95%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 6, 1996
Sold by
Jardine Raleigh Guy & Mary Tre
Bought by
Jardine Raleigh Guy and Jardine Mary Grace
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,300
Interest Rate
8.06%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 18, 1995
Sold by
Jardine Raleigh Guy and Jardine Mary Grace
Bought by
Jardine Raleigh Guy and Jardine Mary Grace
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,900
Interest Rate
9.08%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 9, 1994
Sold by
Blackhawk Nunn Active Adult Communities
Bought by
Jardine Raleigh Guy and Jardine Grace Mary
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,900
Interest Rate
9.08%
Mortgage Type
Purchase Money Mortgage
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Welcome to this charming home in the highly sought-after Somerset One 55+ gated community! This beautifully maintained home offers the perfect blend of comfort and ease, with a low-maintenance yard and an inviting patio that overlooks the old golf course. Ideal for relaxing and entertaining. The office could easily be converted to a small 3rd bedroom if needed. Gorgeous dark brown laminate
Brian Brazeal RE/MAX Executive
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $550,000 | Chicago Title | |
| Grant Deed | $550,000 | Chicago Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $445,000 | Old Republic Title Company | |
| Grant Deed | $438,500 | First American Title Company | |
| Interfamily Deed Transfer | -- | Chicago Title Company | |
| Interfamily Deed Transfer | -- | Chicago Title Company | |
| Interfamily Deed Transfer | -- | Chicago Title Company | |
| Interfamily Deed Transfer | -- | Chicago Title Company | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | Fidelity National Title | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | Fidelity National Title | |
| Interfamily Deed Transfer | -- | Fidelity National Title Co | |
| Interfamily Deed Transfer | -- | Fidelity National Title Co | |
| Interfamily Deed Transfer | -- | Placer Title Company | |
| Interfamily Deed Transfer | -- | Placer Title Co | |
| Interfamily Deed Transfer | -- | -- | |
| Grant Deed | $160,000 | Old Republic Title Company |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $412,500 | New Conventional | |
| Closed | $412,500 | New Conventional | |
| Previous Owner | $430,557 | FHA | |
| Previous Owner | $120,000 | Unknown | |
| Previous Owner | $190,000 | New Conventional | |
| Previous Owner | $180,000 | New Conventional | |
| Previous Owner | $75,000 | Credit Line Revolving | |
| Previous Owner | $168,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $168,500 | Purchase Money Mortgage | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $133,500 | Purchase Money Mortgage | |
| Previous Owner | $129,300 | Purchase Money Mortgage | |
| Previous Owner | $127,900 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/04/2025 02/04/25 | Off Market | $574,000 | -- | -- |
| 12/20/2024 12/20/24 | Sold | $550,000 | -4.2% | $449 / Sq Ft |
| 11/28/2024 11/28/24 | Pending | -- | -- | -- |
| 11/20/2024 11/20/24 | Price Changed | $574,000 | -0.2% | $469 / Sq Ft |
| 11/01/2024 11/01/24 | Price Changed | $575,000 | +4.5% | $469 / Sq Ft |
| 10/09/2024 10/09/24 | For Sale | $550,000 | -- | $449 / Sq Ft |
Source: Bay East Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,751 | $443,133 | $197,891 | $245,242 |
| 2024 | $5,659 | $477,127 | $235,883 | $241,244 |
| 2023 | $5,659 | $467,772 | $231,258 | $236,514 |
| 2022 | $5,567 | $458,601 | $226,724 | $231,877 |
| 2021 | $5,422 | $449,610 | $222,279 | $227,331 |
| 2019 | $5,462 | $447,270 | $197,370 | $249,900 |
| 2018 | $5,180 | $438,500 | $193,500 | $245,000 |
| 2017 | $3,230 | $251,113 | $86,825 | $164,288 |
| 2016 | $3,472 | $246,190 | $85,123 | $161,067 |
| 2015 | $3,404 | $242,493 | $83,845 | $158,648 |
| 2014 | $3,385 | $237,744 | $82,203 | $155,541 |
Source: Public Records
Agents Affiliated with this Home
-
David Duarte
Seller's Agent in 2024
David Duarte
Keller Williams Tri-valley
(925) 699-7155
1 in this area
26 Total Sales
-
Brooke Gibson
B
Seller Co-Listing Agent in 2024
Brooke Gibson
Keller Williams Tri-valley
(925) 699-2758
2 in this area
6 Total Sales
-
Steve St.George
S
Buyer's Agent in 2024
Steve St.George
St George Realty
(925) 272-0595
1 in this area
35 Total Sales
Map
Source: Bay East Association of REALTORS®
MLS Number: 41075894
APN: 019-200-088-3
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