NOT LISTED FOR SALE

432 Ruth Rd Arnold, MD 21012

Estimated Value: $535,507 - $571,000

3 Beds
2 Baths
1,708 Sq Ft
$325/Sq Ft Est. Value

Last Sold April 04, 2019

Last sale price $365,000 $214 Per Sq Ft

Est. 52% increase in value since last sale

Current estimated payment $3,315/month

158 Days on Market

Highlights

  • Home fronts navigable water
  • Private Beach
  • Fishing Allowed
  • Severn River Middle School Rated 9+
  • Canoe or Kayak Water Access
  • 5-minute walk to Mago Vista Park

About This Home

As of April 2019

Comfortable home with 2 bedroom and bath up with beautiful new distressed hardwoods and freshly painted, open living and dining areas, kitchen w/gas stove exits deck to fenced back yard. Lower level features a 2nd kitchen with 3rd bedroom/2nd bath with own slider exit for perfect dual family living. One car garage attached could be used to make killer master on this level as the $50K newer 3 car garage in the back will fit all your toys-classic cars, boat, motorcycles or shop or man cave. Still plenty of room for pets and playing around. Walk to "The Point" a few blocks away or to Manor Road for a fabulous Magothy River Beach access or walk to remodeled Belvedere Elementary. Public water and sewer-sidewalks to walk to the many parks and ballfields or a nice run to AA Community College. Stellar house for the money reduced from $399,000-would also be a great FHA 203K to make it better than new!

Last Agent to Sell the Property

Mary Ann Zaruba

(410) 320-1806 maryannzaruba@gmail.com RE/MAX Executive License #93905 Listed on: 09/12/2018

RE/MAX Executive

Last Buyer's Agent

Douglas Smith

(443) 532-5101 dougsmith.remax100@gmail.com RE/MAX Realty Group License #316176

RE/MAX Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,617

Year Built

  • Built in 1973 | Remodeled in 2013

Lot Details

  • 10,125 Sq Ft Lot
  • Home fronts navigable water
  • Private Beach
  • Back Yard Fenced
  • Extensive Hardscape
  • No Through Street
  • Private Lot
  • Premium Lot
  • The property's topography is level
  • Backs to Trees or Woods
  • Property is in very good condition
  • Property is zoned R5

Home Design

  • Split Foyer
  • Brick Exterior Construction
  • Asphalt Roof

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • 1 Fireplace
  • Screen For Fireplace
  • Window Treatments
  • Window Screens
  • Sliding Doors
  • Atrium Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Workshop
  • Storage Room
  • Views of Woods
  • Attic

Kitchen

  • Gas Oven or Range
  • Extra Refrigerator or Freezer
  • Dishwasher
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • In-Law or Guest Suite

Laundry

  • Laundry Room
  • Dryer
  • Washer

Improved Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Rear Basement Entry
  • Workshop
  • Laundry in Basement
  • Basement with some natural light

Parking

  • 8 Open Parking Spaces
  • 8 Parking Spaces
  • Driveway
  • On-Site Parking for Sale
  • Off-Street Parking
  • Parking Space Conveys

Accessible Home Design

  • Level Entry For Accessibility
  • Low Pile Carpeting

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Stream or River on Lot
  • Lake Privileges
  • Deck
  • Patio
  • Shed
  • Playground

Schools

  • Belvedere Elementary School
  • Severn River Middle School
  • Broadneck High School

Farming

  • Loafing Shed
  • Machine Shed

Utilities

  • Heat Pump System
  • Vented Exhaust Fan
  • 110 Volts
  • Electric Water Heater
  • Fiber Optics Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 020389012747905

Community Details

Overview

  • No Home Owners Association
  • Association fees include insurance, reserve funds
  • West Magothy Manor Subdivision, Saucy Split W/ 3 Car Garage! Floorplan
  • West Magothy Manor Community

Amenities

  • Picnic Area
  • Common Area
  • Recreation Room

Recreation

  • Mooring Area
  • Tennis Courts
  • Baseball Field
  • Community Basketball Court
  • Community Playground
  • Fishing Allowed
  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,617

Year Built

Built in 1973 | Remodeled in 2013

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Accessibility Features: Low Pile Carpeting, Level Entry - Main
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Parking Included In ListPrice,, washer, dryer, frig, gas stove, dishwasher, garage door openers, fenced
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1973
  • Year Renovated: 2013
  • Remarks Public: Comfortable home with 2 bedroom and bath up with beautiful new distressed hardwoods and freshly painted, open living and dining areas, kitchen w/gas stove exits deck to fenced back yard. Lower level features a 2nd kitchen with 3rd bedroom/2nd bath with own slider exit for perfect dual family living. One car garage attached could be used to make killer master on this level as the $50K newer 3 car garage in the back will fit all your toys-classic cars, boat, motorcycles or shop or man cave. Still plenty of room for pets and playing around. Walk to "The Point" a few blocks away or to Manor Road for a fabulous Magothy River Beach access or walk to remodeled Belvedere Elementary. Public water and sewer-sidewalks to walk to the many parks and ballfields or a nice run to AA Community College. Stellar house for the money reduced from $399,000-would also be a great FHA 203K to make it better than new!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Oven/Range - Gas, Refrigerator, Washer, Water Heater
  • Flooring Type: Hardwood, Carpet, Ceramic Tile
  • Interior Amenities: Attic, Combination Kitchen/Living, Combination Dining/Living, Dining Area, Entry Level Bedroom, Built-Ins, Upgraded Countertops, Window Treatments, Floor Plan - Traditional
  • Window Features: Screens
  • Fireplace Features: Screen
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Atrium, Sliding Glass
  • Wall Ceiling Types: Dry Wall
  • Entry Location: Foyer
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, In-Law/AuPair/Suite, Laundry, Storage Room, Workshop
  • Basement: Yes
  • Basement Type: Outside Entrance, Rear Entrance, Connecting Stairway, Daylight, Partial, Full, Improved, Walkout Level, Workshop
  • Laundry Type: Basement, Washer In Unit, Has Laundry, Dryer In Unit
  • Living Area Units: Square Feet
  • Total Sq Ft: 1908
  • Living Area Sq Ft: 1708
  • Price Per Sq Ft: 242.37
  • Above Grade Finished Sq Ft: 1508
  • Below Grade Finished Sq Ft: 200
  • Below Grade Sq Ft: 200
  • Total Below Grade Sq Ft: 400
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 432

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed Shop, Machine Shed, Loafing Shed
  • Construction Materials: Combination, Brick
  • Exterior Features: Extensive Hardscape, Play Area, Secure Storage, Sidewalks, Street Lights, Private Beach
  • Road Surface Type: Black Top, Paved
  • Roof: Asphalt
  • View: Trees/Woods
  • Water Access Features: Private Access, Canoe/Kayak, Fishing Allowed
  • Water Access: Yes
  • Water Body Name: MAGOTHY RIVER
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Open Parking Spaces Count: 8
  • Parking Features: On-Site - Sale, Paved Driveway, Parking Space Conveys, Asphalt Driveway
  • Parking Space Number Assigned: 10
  • Total Garage And Parking Spaces: 8
  • Type Of Parking: Off Street, Driveway

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Heat Pump(s)
  • Electric Service: 110 Volts
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Fiber Optics Available, Cable Tv Available
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Common Grounds, Mooring Area, Non-Lake Recreational Area, Picnic Area, Recreational Center, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Insurance, Reserve Funds
  • HOA: No
  • Senior Community: No

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: BELVEDERE
  • Middle School: SEVERN RIVER
  • High School: BROADNECK
  • School District Key: 121140671932
  • Elementary School: BELVEDERE
  • High School: BROADNECK
  • Middle Or Junior School: SEVERN RIVER

Lot Info

  • Fencing: Rear, Partially
  • Lot Features: Backs To Trees, Premium, No Thru Street, Private
  • Lot Size Acres: 0.23
  • Lot Size Area: 10125
  • Lot Dimensions: LotLength:133 X LotWidth:75
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10125.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Very Good
  • Soil Types: Sandy
  • Topography: Level
  • Year Assessed: 2019
  • Zoning: R5
  • In City Limits: No

Green Features

  • Green Verification: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3616.65
  • Assessor Parcel Number: 020389012747905
  • Tax Lot: 3
  • Tax Total Finished Sq Ft: 1108
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2019
  • Close Date: 04/04/2019

Multi Family

  • Dock Slip Conveyance: None Available
  • Mean Low Water Feet: 3

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 12, 2018
Closed on
Apr 4, 2019
Sold by
Glorioso Glorioso Vincent A Vincent A and Glorioso Chase Karen
Bought by
Boone Michael A
Seller's Agent
Mary Ann Zaruba
RE/MAX Executive
Buyer's Agent
Douglas Smith
RE/MAX Realty Group
List Price
$399,900
Sold Price
$365,000
Premium/Discount to List
-$34,900
-8.73%
Current Estimated Value
$555,877

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$190,877
Avg. Annual Appreciation
6.63%
Original Mortgage
$310,250
Outstanding Balance
$272,765
Interest Rate
4.3%
Mortgage Type
New Conventional
Estimated Equity
$283,112

Purchase Details

Closed on
May 13, 2008
Sold by
Ray Brian
Bought by
Glorioso Vincent and Glorioso Karen L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$265,000
Interest Rate
5.91%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 5, 2008
Sold by
Ray Brian
Bought by
Glorioso Vincent and Glorioso Karen L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$265,000
Interest Rate
5.91%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 20, 2002
Sold by
Haas Theresa E
Bought by
Ray Brian and Buttler Jenna

Purchase Details

Closed on
Jun 30, 1986
Sold by
Butler E F
Bought by
Haas Theresa E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,000
Interest Rate
10.62%
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Boone Michael A $365,000 Pinnacle Title & Escrow Inc
Glorioso Vincent $355,000 --
Glorioso Vincent $355,000 --
Ray Brian $221,500 --
Haas Theresa E $41,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Boone Michael A $310,250
Previous Owner Glorioso Vincent $265,000
Previous Owner Glorioso Vincent $265,000
Previous Owner Haas Theresa E $69,000
Closed Ray Brian --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/04/2019 04/04/19 Sold $365,000 -0.1% $214 / Sq Ft
02/17/2019 02/17/19 Pending -- -- --
02/14/2019 02/14/19 Price Changed $365,500 -2.5% $214 / Sq Ft
10/15/2018 10/15/18 Price Changed $374,900 -2.6% $219 / Sq Ft
09/24/2018 09/24/18 Price Changed $385,000 -3.7% $225 / Sq Ft
09/12/2018 09/12/18 For Sale $399,900 -- $234 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,506 $415,633 -- --
2024 $4,506 $397,500 $243,300 $154,200
2023 $4,378 $380,300 $0 $0
2022 $4,083 $363,100 $0 $0
2021 $8,001 $345,900 $198,700 $147,200
2020 $3,888 $336,900 $0 $0
2019 $7,450 $327,900 $0 $0
2018 $3,234 $318,900 $173,700 $145,200
2017 $3,577 $314,933 $0 $0
2016 -- $310,967 $0 $0
2015 -- $307,000 $0 $0
2014 -- $301,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1003655408

Bright MLS

APN: 03-890-12747905