NOT LISTED FOR SALE

432 Seymour St Cumberland, MD 21502

Estimated Value: $95,000 - $111,000

3 Beds
1 Bath
1,248 Sq Ft
$82/Sq Ft Est. Value

Last Sold August 26, 2022

Last sale price $89,000 $71 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $600/month

Highlights

  • Colonial Architecture
  • Mud Room
  • Screened Porch
  • Wood Flooring
  • No HOA
  • Storm Windows

About This Home

As of August 2022

Looking for something fresh and new? Look no further! This home was completely updated throughout in 2017! The main level features a front entrance via the sun room that serves as a great place to relax year round. Once inside, the living room, dining room, and kitchen all flow together seamlessly. Just off of the kitchen is a perfectly-placed mudroom with access to the rear of the property, which features a paved driveway. The upstairs offers 3 bedrooms and 1 full bathroom with a convenient laundry hookup! The unfinished basement has plenty of storage and is waiting for your creativity to bring it to fulfillment. All of this is located on a fenced-in lot just minutes away from a number of amenities and beautiful downtown Cumberland! Schedule your showing today!

Last Agent to Sell the Property

Melanie Dimaio

(301) 268-7295 melanie.dimaio@longandfoster.com The KW Collective License #506180 Listed on: 06/09/2022

The KW Collective

Co-Listed By

Nathan Lamp

(301) 876-0037 nlamp@kw.com The KW Collective License #WVS230302538

Last Buyer's Agent

Rosalind Morris

(814) 494-4000 rozziemorris@hotmail.com Ability Real Estate Service License #308936

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,267

Year Built

  • Built in 1910

Lot Details

  • 5,000 Sq Ft Lot
  • Infill Lot
  • Chain Link Fence
  • Level Lot
  • Side Yard
  • Property is in good condition

Home Design

  • Colonial Architecture
  • Block Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • Window Screens
  • Mud Room
  • Living Room
  • Dining Room
  • Screened Porch

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom
  • Bathtub with Shower

Unfinished Basement

  • Walk-Up Access
  • Connecting Stairway
  • Rear Basement Entry
  • Sump Pump
  • Basement Windows

Home Security

  • Storm Windows
  • Storm Doors

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces
  • On-Street Parking
  • Off-Street Parking

Outdoor Features

  • Playground
  • Rain Gutters

Schools

  • Washington Middle School
  • Fort Hill High School

Utilities

  • Electric Baseboard Heater
  • 200+ Amp Service
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0104026411

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,267

Year Built

Built in 1910

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Exclusions: See inclusion/exclusion document.
  • Historic: No
  • Home Warranty: No
  • Inclusions: See inclusion/exclusion document.
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1910
  • Automatically Close On Close Date: No
  • Remarks Public: Looking for something fresh and new? Look no further! This home was completely updated throughout in 2017! The main level features a front entrance via the sun room that serves as a great place to relax year round. Once inside, the living room, dining room, and kitchen all flow together seamlessly. Just off of the kitchen is a perfectly-placed mudroom with access to the rear of the property, which features a paved driveway. The upstairs offers 3 bedrooms and 1 full bathroom with a convenient laundry hookup! The unfinished basement has plenty of storage and is waiting for your creativity to bring it to fulfillment. All of this is located on a fenced-in lot just minutes away from a number of amenities and beautiful downtown Cumberland! Schedule your showing today!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Oven/Range - Electric, Refrigerator
  • Flooring Type: Carpet, Hardwood
  • Interior Amenities: Dining Area, Carpet, Ceiling Fan(s), Tub Shower
  • Window Features: Screens, Storm
  • Fireplace: No
  • Door Features: Storm
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Basement, Bedroom 1, Mud Room, Screened Porch
  • Basement: Yes
  • Basement Type: Connecting Stairway, Rear Entrance, Daylight, Partial, Sump Pump, Windows, Walkout Stairs, Unfinished
  • Total Sq Ft: 1872
  • Living Area Sq Ft: 1248
  • Price Per Sq Ft: 71.94
  • Above Grade Finished Sq Ft: 1248
  • Below Grade Sq Ft: 624
  • Total Below Grade Sq Ft: 624
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 432

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Gutter System, Play Area, Sidewalks, Street Lights
  • Road Surface Type: Black Top, Alley
  • Roof: Architectural Shingle
  • View: Street
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, On Street, Off Street
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Ceiling Fan(s)
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • Middle School: WASHINGTON
  • High School: FORT HILL
  • Middle School Source: Listing Agent
  • School District Key: 121140562208
  • School District Source: Listing Agent
  • High School: FORT HILL
  • Middle Or Junior School: WASHINGTON

Green Features

  • Clean Green Assessed: No

Lot Info

  • Fencing: Chain Link
  • Improvement Assessed Value: 54300.00
  • Land Assessed Value: 10000.00
  • Land Use Code: R
  • Lot Features: Level, Road Frontage, Sideyard(s)
  • Lot Size Acres: 0.11
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5000.00
  • Outdoor Living Structures: Porch(es)
  • Property Condition: Good
  • Year Assessed: 2022
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14906561
  • Tax Annual Amount: 1267.00
  • Assessor Parcel Number: 0104026411
  • Tax Page Number: 186
  • Tax Total Finished Sq Ft: 1248
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2022
  • Close Date: 08/26/2022

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 9, 2022
Closed on
Aug 26, 2022
Sold by
Raines Home Improvement Inc
Bought by
Getz Andrew L and Seifarth Aubrey N
Seller's Agent
Melanie Dimaio
The KW Collective
Buyer's Agent
Rosalind Morris
Ability Real Estate Service
List Price
$94,777
Sold Price
$89,000
Premium/Discount to List
-$5,777
-6.1%
Views
5
Current Estimated Value
$102,787

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,787
Avg. Annual Appreciation
4.68%
Original Mortgage
$87,387
Outstanding Balance
$83,637
Interest Rate
5.3%
Mortgage Type
New Conventional
Estimated Equity
$19,150

Purchase Details

Closed on
Apr 4, 2016
Sold by
Lease Ingram Nicole S
Bought by
Raines Home Improvement Inc

Purchase Details

Closed on
Mar 19, 2013
Sold by
Boggs Donna Jean and Boggs Judy Ann
Bought by
Lease Ingram Nicole S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$24,000
Interest Rate
4.75%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Getz Andrew L $89,000 --
Raines Home Improvement Inc $8,500 None Available
Lease Ingram Nicole S $30,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Getz Andrew L $87,387
Closed Getz Andrew L $87,387
Previous Owner Lease Ingram Nicole S $24,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/26/2022 08/26/22 Sold $89,000 -0.9% $71 / Sq Ft
07/14/2022 07/14/22 Pending -- -- --
07/06/2022 07/06/22 Price Changed $89,777 -5.3% $72 / Sq Ft
06/09/2022 06/09/22 For Sale $94,777 -- $76 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $660 $76,500 $0 $0
2024 $660 $70,400 $0 $0
2023 $598 $64,300 $10,000 $54,300
2022 $592 $63,767 $0 $0
2021 $591 $63,233 $0 $0
2020 $577 $62,700 $8,700 $54,000
2019 $535 $57,300 $0 $0
2018 $489 $51,900 $0 $0
2017 $441 $46,500 $0 $0
2016 $446 $46,500 $0 $0
2015 -- $46,500 $0 $0
2014 -- $46,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2003436

Bright MLS

APN: 04-026411