NOT LISTED FOR SALE

432 Stephens Loop Ruckersville, VA 22968

Estimated Value: $273,000 - $309,000

3 Beds
1.5 Baths
1,008 Sq Ft
$291/Sq Ft Est. Value

Last Sold October 08, 2021

Last sale price $225,000 $223 Per Sq Ft

Est. 32% increase in value since last sale

Current estimated payment $1,680/month

3 Days on Market

Highlights

  • Wood Flooring
  • Eat-In Kitchen
  • Living Room
  • Home Office
  • Concrete Block With Brick
  • 1-Story Property

About This Home

As of October 2021

This move-in ready, one-level house sits on a nearly one-half acre lot on a quiet, tree-lined street. Built in 1991, this lovingly-cared for rancher boasts over 1,000 sq ft with 3 bedrooms, 1 1/2 bathrooms, plus an extra room that could be an office, hobby room and/or guest space. The large rear deck overlooks the private backyard bordered by trees along the rear. The deck connects with the kitchen door making it convenient for gatherings with family, neighbors and friends! New HVAC in 2019, architectural shingle roof replaced 12 yrs ago, septic clean-out four-five yrs ago. There is a small storage shed attached at the rear of the house. Convenient to Charlottesville Airport, NGIC/DIA, Madison and Culpepper, and points beyond!

Last Agent to Sell the Property

Peg Gilliland

CHARLOTTESVILLE SOLUTIONS License #0225068473 Listed on: 08/23/2021

Co-Listed By

Charles Mcdonald

CHARLOTTESVILLE SOLUTIONS License #0225091725

Last Buyer's Agent

ASHLEY BALAZS

MONTAGUE, MILLER & CO. - WESTFIELD License #0225245679

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,292

Year Built

  • Built in 1991

Lot Details

  • 0.47 Acre Lot
  • Property is zoned R-1 Single Family Residential

Home Design

  • Concrete Block With Brick
  • Composition Shingle Roof

Interior Spaces

  • 1,008 Sq Ft Home
  • 1-Story Property
  • Living Room
  • Home Office
  • Wood Flooring
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Primary bathroom on main floor

Laundry

  • Dryer
  • Washer

Schools

  • Ruckersville Elementary School
  • William Monroe Middle School
  • William Monroe High School

Utilities

  • Central Air
  • Heat Pump System
  • Septic Tank
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 50D 1 1 7067-1

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,292

Year Built

Built in 1991

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1008
  • Design: Cottage, Ranch
  • L V T Date: 08/23/2021
  • Parcel Number: 50D 1 1 7067-1
  • Price Per Sq Ft: 223.21
  • Property Included: All appliances including washer & dryer, LR entertainment center
  • Total Sq Ft: 1008
  • Type of Construction: On Site Built
  • Zoning: R-1 Single Family Residential
  • Subdivision: NONE
  • Comments: No
  • Concatenated Rooms1: |Living Roo1|Kitchen1|Master Bed1|Bedroom1|Bedroom1|Home Offic1|Full Bath1|Half Bath1|
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Laundry: Dryer, Dryer Hookup, Washer Hookup, Washer
  • Basement Type: Crawl
  • Room 1: Living Room, On Level: 1
  • Room 2: Kitchen, On Level: 1
  • Room 3: Master Bedroom, On Level: 1
  • Room 4: Bedroom, On Level: 1
  • Room 5: Bedroom, On Level: 1
  • Room 6: Home Office, On Level: 1
  • Room 7: Full Bath, On Level: 1
  • Room 8: Half Bath, On Level: 1
  • Total Finished Sq Ft: 1008
  • Above Grade Finished Sq Ft: 1008
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Dishwasher, Eat-in, Electric Range, Microwave, Refrigerator
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 1.5
  • Number of Main Level Bathrooms: 1.5
  • Number Beds: 3
  • Number Beds Main Level: 3
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Room Types: Bedroom, Full Bath, Half Bath, Home Office, Kitchen, Living Room, Master Bedroom
  • Room Types Level1: Bedroom (L1), Full Bath (L1), Half Bath (L1), Home Office (L1), Kitchen (L1), Living Room (L1), Master Bedroom (L1)
  • Source of Sq Ft: Public Records

Exterior Features

  • Exterior: Masonite
  • Number Of Acres: 0.47
  • Roof: Composition Shingle
  • Structure Deck Porch: Deck
  • Structure Floors: Hardwood
  • Structure Window Ceiling: 8' Ceilings

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Heat Pump
  • Cable Available: DSL
  • Sewer/Septic System: Septic Tank
  • Water: Public Water

Schools

  • Elementary School: Ruckersville
  • Middle School: William Monroe
  • High School: William Monroe

Lot Info

  • Deed Book: 088
  • Deed Book Page: 105

Building Info

  • Year Built: 1991

Tax Info

  • Year: 2021
  • Taxes: 1292

MLS Schools

  • HighSchool: William Monroe
  • Middle School: William Monroe
  • Elementary School: Ruckersville

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 23, 2021
Closed on
Oct 5, 2021
Sold by
Gibson Anthony L and Gibson Faith A
Bought by
Ametsreiter Daniel John
Seller's Agent
Peg Gilliland
CHARLOTTESVILLE SOLUTIONS
Buyer's Agent
ASHLEY BALAZS
MONTAGUE, MILLER & CO. - WESTFIELD
List Price
$224,500
Sold Price
$225,000
Premium/Discount to List
$500
0.22%
Current Estimated Value
$296,790

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$71,790
Avg. Annual Appreciation
6.66%
Original Mortgage
$202,500
Outstanding Balance
$184,661
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$108,842
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ametsreiter Daniel John $225,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ametsreiter Daniel John $202,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/08/2021 10/08/21 Sold $225,000 +0.2% $223 / Sq Ft
08/26/2021 08/26/21 Pending -- -- --
08/23/2021 08/23/21 For Sale $224,500 -- $223 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,386 $200,900 $50,000 $150,900
2024 $1,359 $191,400 $50,000 $141,400
2023 $1,397 $191,400 $50,000 $141,400
2022 $1,292 $157,600 $50,000 $107,600
2021 $1,292 $157,600 $50,000 $107,600
2020 $1,205 $147,000 $50,000 $97,000
2019 $1,205 $147,000 $50,000 $97,000
2018 $1,118 $144,200 $50,000 $94,200
2017 $1,118 $144,200 $50,000 $94,200
2016 $1,023 $132,000 $50,000 $82,000
2015 $990 $132,000 $50,000 $82,000
2014 $950 $132,000 $50,000 $82,000
2013 -- $132,000 $50,000 $82,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 621391

Charlottesville area Association of Realtors®

APN: 50D-1-1