$185,000
SOLD APR 16, 2014

432 Thunder Ridge Lake In the Hills, IL 60156

3 Beds
3 Baths
1,970 Sq Ft
1994 Built

Recently Sold

$94 Per Sq Ft

3% Below List Price

38 Days on Market

Highlights

  • Recreation Room
  • Attached Garage
  • Forced Air Heating System
  • Lincoln Prairie Elementary School Rated A-

About This Home

As of April 2014

FHA Case #137-477027 As Is. (IN). 1970 Sq Ft 2 Story Colonial Home consisting of 3 Bedrooms and 2.5 Baths with an attached 2 car garage. Master Bedroom with Full Bath. Partially Finished Basement with Rec Room. Sliding glass doors in kitchen to deck with gazebo. Located close to Terrace Hill Golf Course. LD 1-17-14.

Last Agent to Sell the Property

John Murray

Key Realty License #471000873 Listed on: 01/17/2014

Last Buyer's Agent

Francois Moret

Real 1 Realty License #475142613

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,312

Year Built

  • 1994

Parking

  • Attached Garage
  • Garage Is Owned

Home Design

  • Vinyl Siding

Interior Spaces

  • Primary Bathroom is a Full Bathroom
  • Recreation Room
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas

Listing and Financial Details

  • $5,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,312

Year Built

1994

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • Age: 16-20 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2.1
  • Type Detached: 2 Stories
  • Estimated Year Built: 1994
  • Special Features: 20
  • Property Sub Type: Detached
  • Year Built: 1994

Interior Features

  • Number Of Rooms: 8
  • Living Room: Dimensions: 12X15, On Level: Main Level
  • Basement: Full
  • Basement: Partially Finished
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 3
  • Dining Room: Dimensions: 12X13, On Level: Main Level
  • Kitchen Type: Dimensions: 15X15, On Level: Main Level
  • Additional Rooms: Recreation Room
  • Master Bedroom: Dimensions: 12X14, On Level: 2nd Level
  • Additional Room 1 Name: Recreation Rm, Dimensions: 19X17, On Level: Basement
  • Bedroom 2: Dimensions: 11X11, On Level: 2nd Level
  • Bedroom 3: Dimensions: 11X11, On Level: 2nd Level
  • Estimated Sq Ft: 1970
  • Family Room: Dimensions: 12X18, On Level: Main Level

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Garage Ownership: Owned

Utilities

  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Schools

  • School District: 300
  • Junior High Dist: 300

Lot Info

  • Lot Dimensions: 60X125
  • Parcel Identification Number: 1930129002

Tax Info

  • Taxes: 6772.42

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 17, 2014
Closed on
Apr 10, 2014
Sold by
Secretary Of Housing & Urban Development
Bought by
Legaspi Analiza Villaflores
Seller's Agent
John Murray
Key Realty
Buyer's Agent
Francois Moret
Real 1 Realty
List Price
$190,950
Sold Price
$185,000
Premium/Discount to List
-$5,950
-3.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.72%
Original Mortgage
$181,649
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 18, 2013
Sold by
Virgo Dowen R
Bought by
The Secretary Of Housing & Urban Develop

Purchase Details

Closed on
Sep 7, 2012
Sold by
Virgo Sandra A
Bought by
Virgo Dowen R

Purchase Details

Closed on
Aug 29, 2003
Sold by
Cooper Michael J
Bought by
Virgo Dowen R and Virgo Sandra A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$202,320
Interest Rate
6.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 19, 2002
Sold by
Lasalle Bank National Assn
Bought by
Cooper Michael J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,000
Interest Rate
6.29%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Nov 16, 2001
Sold by
Bank One Trust Company Na
Bought by
Cooper Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,700
Interest Rate
6.18%

Purchase Details

Closed on
May 20, 1998
Sold by
Bank One Trust Company Na
Bought by
Cooper Michael and Cooper Janice

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,702
Interest Rate
7.27%
Mortgage Type
VA

Purchase Details

Closed on
Apr 17, 1995
Sold by
Cooper Michael J and Cooper Janice M
Bought by
Bank One Chicago Na

Purchase Details

Closed on
Oct 1, 1994
Sold by
Harris Bank Hinsdale
Bought by
Cooper Michael J and Cooper Janice M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,980
Interest Rate
8.86%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $185,000 Saturn Title Llc
Sheriffs Deed -- None Available
Interfamily Deed Transfer -- None Available
Warranty Deed $252,900 Universal Title Services Inc
Deed -- --
Quit Claim Deed -- Security First Title Co
Joint Tenancy Deed -- --
Warranty Deed -- --
Joint Tenancy Deed $164,500 Chicago Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $195,000 New Conventional
Closed $181,649 FHA
Previous Owner $265,798 FHA
Previous Owner $261,870 FHA
Previous Owner $202,320 Purchase Money Mortgage
Previous Owner $25,000 Stand Alone Second
Previous Owner $200,700 No Value Available
Previous Owner $46,966 Unknown
Previous Owner $35,000 Credit Line Revolving
Previous Owner $12,400 Credit Line Revolving
Previous Owner $162,702 VA
Previous Owner $164,980 FHA
Closed $50,580 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/08/2025 07/08/25 Pending -- -- --
06/19/2025 06/19/25 For Sale $424,900 +129.7% $155 / Sq Ft
04/16/2014 04/16/14 Sold $185,000 -3.1% $94 / Sq Ft
02/24/2014 02/24/14 Pending -- -- --
01/17/2014 01/17/14 For Sale $190,950 -- $97 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,312 $128,742 $22,533 $106,209
2023 $9,901 $115,144 $20,153 $94,991
2022 $8,197 $92,384 $23,236 $69,148
2021 $7,922 $86,067 $21,647 $64,420
2020 $7,747 $83,020 $20,881 $62,139
2019 $7,616 $79,461 $19,986 $59,475
2018 $7,716 $77,264 $18,463 $58,801
2017 $7,601 $72,787 $17,393 $55,394
2016 $7,530 $68,268 $16,313 $51,955
2013 $3,254 $66,552 $15,218 $51,334
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08518807

Midwest Real Estate Data (MRED)

APN: 19-30-129-002