NOT LISTED FOR SALE

4324 Mcclay Rd Saint Charles, MO 63304

Estimated Value: $193,000 - $230,210

4 Beds
1.5 Baths
1,800 Sq Ft
$113/Sq Ft Est. Value

Last Sold April 04, 2025

Current estimated payment $1,211/month

5 Days on Market

Highlights

  • Recreation Room
  • Traditional Architecture
  • Living Room
  • Central Elementary School Rated A-
  • Cooling Available
  • Sliding Doors

About This Home

As of April 2025

Split foyer in Francis Howell School District. Some updates; newer carpeting, fresh paint, some to do. Built in sweat equity - Sweet! Good for investment or owner occupant with vision. Newer carpeting. Fresh painted interior. One car carport, fenced nearly level yard, walk out basement. Gas range, refrigerator, double stainless steel sink, newer Bosch dishwasher. As Is depending on own inspection.

Last Agent to Sell the Property

Patricia Ryan

Coldwell Banker Realty - Gundaker License #1999054975 Listed on: 02/19/2025

Coldwell Banker Realty - Gundaker

Last Buyer's Agent

Neal St.Onge

ReeceNichols Real Estate License #1999022968

ReeceNichols Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,796

Year Built

  • Built in 1970

Lot Details

  • 6,970 Sq Ft Lot
  • Lot Dimensions are 60x125
  • Chain Link Fence
  • Level Lot

Home Design

  • Traditional Architecture
  • Split Level Home
  • Frame Construction
  • Asbestos

Interior Spaces

  • Sliding Doors
  • Living Room
  • Recreation Room

Kitchen

  • Gas Oven
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms

Partially Finished Basement

  • Walk-Out Basement
  • Bedroom in Basement
  • Finished Basement Bathroom

Parking

  • 1 Carport Space
  • Workshop in Garage
  • Driveway

Schools

  • Central Elem. Elementary School
  • Hollenbeck Middle School
  • Francis Howell Central High School

Utilities

  • Cooling Available
  • Forced Air Heating System

Community Details

  • Recreational Area

Listing and Financial Details

  • Assessor Parcel Number 3-0115-4089-02-0005.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,796

Year Built

Built in 1970

Lot Details

0

Listing Details

  • Property Type: Residential
  • Cross Street: Harvest
  • Year Built: 1970
  • Directions: Hwy 94 to Central School Rd then continue to St. Peters Howell Rd to Right on McClay between Harvest and Keeney.
  • Property Sub-Type: Residential
  • ResoLotFeatures: Chain Link Fence, Fencing, Level Lot
  • Lot Size Acres: 0.16
  • Co List Office Phone: 4411360
  • Subdivision Name: Harvest Ac #2
  • Above Grade Finished Sq Ft: 1080
  • Architectural Style: Traditional
  • Carport Y N: Yes
  • Unit Levels: Multi/Split
  • Reso Window Features: Sliding Glass Doors
  • Age: 55
  • Special Areas: Entry Foyer
  • Style Description: Split Foyer
  • MAR_RoomFloorCovering: Carpeting
  • MAR_RoomFloorCovering: Carpeting
  • MAR_RoomFloorCovering: Carpeting
  • MAR_RoomFloorCovering: Carpeting
  • MAR_RoomFloorCovering: Laminate
  • MAR_RoomFloorCovering: Laminate
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom in LL, Partially Finished, Concrete, Rec/Family Area, Sleeping Area, Walk-Out Access
  • Interior Amenities: Carpets
  • Appliances: Dishwasher, Gas Oven, Refrigerator
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 720
  • Fireplace: No

Beds/Baths

  • Bedroom Description: Possible Extra Lw Lv

Exterior Features

  • Pool Private: No
  • Waterfront: No
  • Disclosures: Unknown, Flood Plain No, Sellers Discl. Avail, Unincorporated
  • Construction Type: Abestos, Frame

Garage/Parking

  • Carport Spaces: 1
  • Attached Garage: No
  • Covered Parking Spaces: 1
  • Attached Garage: No
  • Parking Features: Workshop in Garage
  • Driveway: Concrete

Utilities

  • Sewer: Public Sewer
  • Cooling: Electric
  • Heating: Forced Air
  • HeatingYN: Yes
  • Water Source: Public

Schools

  • Elementary School: Central Elem.
  • Junior High Dist: Francis Howell R-III
  • High School: Francis Howell Central High
  • Middle Or Junior School: Hollenbeck Middle

Lot Info

  • Lot Dimensions: 60x125
  • Lot Size Sq Ft: 6970
  • Parcel Number: 3-0115-4089-02-0005.0000000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 1796

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 19, 2025
Closed on
Apr 2, 2025
Sold by
Sara Jane Casey Trust
Bought by
Starr Robert J and Starr Susan J
Seller's Agent
Patricia Ryan
Coldwell Banker Realty - Gundaker
Buyer's Agent
Neal St.Onge
ReeceNichols Real Estate
List Price
$199,000
Views
60
Current Estimated Value
$202,553

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.29%
Original Mortgage
$152,000
Outstanding Balance
$151,323
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$51,230

Purchase Details

Closed on
Dec 15, 2014
Sold by
Casey Sara
Bought by
Sara Jane Casey Trust
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Starr Robert J -- Freedom Title
Sara Jane Casey Trust -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Starr Robert J $152,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/04/2025 04/04/25 Sold -- -- --
02/24/2025 02/24/25 Pending -- -- --
02/19/2025 02/19/25 For Sale $199,000 -- $111 / Sq Ft
02/14/2025 02/14/25 Off Market -- -- --
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,796 $33,290 -- --
2024 $1,795 $29,813 -- --
2023 $1,795 $29,813 $0 $0
2022 $1,515 $23,318 $0 $0
2021 $1,517 $23,318 $0 $0
2020 $1,262 $18,712 $0 $0
2019 $1,256 $18,712 $0 $0
2018 $1,218 $17,340 $0 $0
2017 $1,208 $17,340 $0 $0
2016 $1,026 $14,119 $0 $0
2015 $996 $14,119 $0 $0
2014 $926 $12,738 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25008252

MARIS MLS

APN: 3-0115-4089-02-0005.0000000