NOT LISTED FOR SALE

433 Country Ridge Cir Bel Air, MD 21015

Estimated Value: $651,143 - $828,000

4 Beds
4 Baths
3,520 Sq Ft
$201/Sq Ft Est. Value

Last Sold December 01, 2023

Last sale price $615,000 $175 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $4,123/month

3 Days on Market

Highlights

  • Open Floorplan
  • Colonial Architecture
  • Recreation Room
  • Emmorton Elementary School Rated A-
  • Deck
  • Vaulted Ceiling

About This Home

As of December 2023

From the moment you walk up to the covered front porch and step into the two-story foyer with custom double barn doors and cast iron balusters you will know you have finally found your home! This home provides 3,405 square feet on three finished levels in the much sought after community of Country Walk. The dramatic foyer with entrance to the double car garage, has a remote control to open, close and adjust the second floor solar powered plantation shutters to your liking, simplifying operation.
In 2016 there was a complete kitchen and first floor remodel. The kitchen, living room and family room were redesigned to provide an open floor plan. All the flooring on this level features wood like porcelain grouted tile. Kitchen with custom cabinetry, all stainless appliances including a flex refrigerator with 2 different size ice cube makers, under counter lighting, pantry, quartz counters and island with counter height table, convenient laundry room, handsome powder room, custom single barn door to lower level and exit to 24 x 16 low maintenance deck and rear yard.
The kitchen flows seamlessly into the family /sitting room with attractive LED lighted glass shelving built ins on either side of the wood burning brick fireplace, and four huge windows for an abundance of natural sunlight. The 2016 remodel opened the family room to the living room creating a wonderful entertaining space. The living room area features a 4K HD projection TV system with retractable 110” screen perfect for watching movies and sports on the primary level instead of having to retreat to the basement. The dining room, just steps from the kitchen, offers a traditional eating area for family meals and formal dining events. The dining room seats many guests comfortably and has a unique handmade barn-wood chandelier and dramatic bay window with a view of the gorgeously landscaped yard.
The upper level is fully carpeted (2017). The primary bedroom is freshly painted (2023) and has 2 walk-in closets and a newly renovated (2023) luxury primary bath with whirlpool tub, separate glass tiled shower with rain shower head and multi-function hand wand. There are 3 additional bedrooms and a nicely updated hall bath.
The lower level features new luxury vinyl flooring throughout (2023), a huge recreation room, powder room with rough-in for shower, extra refrigerator, exercise room/office/den and exit to an attractive 28 x 17 paver patio and gorgeously landscaped, completely fenced and private rear yard backing to gorgeous wooded views. If you love nature and wildlife this is the home for you, with views from every level.
Plantation shutters (2019) on most of the recently replaced Pella windows (2018). Dimmers on most of the ceiling mounted lighting. New UV air purifier (2023). Does it get any better than this impeccably maintained home which can be yours for the holidays!!!!

Last Agent to Sell the Property

Josephine Zuramski

(410) 456-2218 joz@lnf.com Long & Foster Real Estate, Inc. Listed on: 11/04/2023

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Elizabeth Patterson

(301) 526-5675 elizabeth@thewhomegroup.com Kelly and Co Realty, LLC License #sp40001474

Kelly and Co Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,012

Year Built

  • Built in 1993

Lot Details

  • 9,321 Sq Ft Lot
  • Backs To Open Common Area
  • Landscaped
  • Backs to Trees or Woods
  • Back Yard
  • Property is in excellent condition

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Aluminum Siding
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Sound System
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Screen For Fireplace
  • Fireplace Mantel
  • Brick Fireplace
  • Replacement Windows
  • Window Treatments
  • Bay Window
  • Window Screens
  • Six Panel Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Den
  • Recreation Room
  • Attic

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Flooring

  • Partially Carpeted
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Whirlpool Bathtub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Rear Basement Entry
  • Basement with some natural light

Eco-Friendly Details

  • Air Cleaner

Outdoor Features

  • Deck
  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Air Filtration System
  • Vented Exhaust Fan
  • Natural Gas Water Heater

Community Details

  • Country Walk Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1301230166

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,012

Year Built

Built in 1993

Lot Details

0

HOA Fees

$25 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Inclusions: Hi-Def Theater projection TV system with retractable 110" screen
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1
  • Year Built: 1993
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Air Cleaner, Built-In Microwave, Dishwasher, Disposal, Dryer, Extra Refrigerator/Freezer, Exhaust Fan, Icemaker, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer
  • Flooring Type: Partially Carpeted, Ceramic Tile, Luxury Vinyl Plank
  • Interior Amenities: Air Filter System, Attic, Built-Ins, Carpet, Ceiling Fan(s), Chair Railings, Crown Moldings, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Island, Kitchen - Eat-In, Pantry, Recessed Lighting, Soaking Tub, Sound System, Walk-In Closet(s), Whirlpool/Hottub, Window Treatments
  • Window Features: Bay/Bow, Replacement, Screens
  • Fireplace Features: Brick, Mantel(s), Screen
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Six Panel
  • Wall Ceiling Types: Vaulted Ceilings
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Den, Foyer, Recreation Room, Primary Bathroom, Full Bath
  • Basement: Yes
  • Basement Type: Fully Finished, Rear Entrance, Walkout Level, Daylight, Partial, Full, Heated, Outside Entrance
  • Laundry Type: Main Floor
  • Total Sq Ft: 4730
  • Living Area Sq Ft: 3520
  • Price Per Sq Ft: 247.89
  • Above Grade Finished Sq Ft: 2420
  • Below Grade Finished Sq Ft: 1100
  • Below Grade Sq Ft: 1210
  • Total Below Grade Sq Ft: 2310
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Half Bathrooms: 1
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Aluminum Siding, Vinyl Siding
  • Exterior Features: Sidewalks, Street Lights
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 25.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Backs - Open Common Area, Backs To Trees, Landscaping, Rear Yard
  • Lot Size Acres: 0.21
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9321.00
  • Outdoor Living Structures: Deck(s), Patio(s), Porch(es)
  • Property Condition: Excellent
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4012.00
  • Assessor Parcel Number: 1301230166
  • Tax Year: 2023

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 4, 2023
Closed on
Dec 1, 2023
Sold by
Moratis James M and Moratis Dawn Lynn
Bought by
Polsinelli Patricia Virginia and Polsinelli David Anthony
Seller's Agent
Josephine Zuramski
Long & Foster Real Estate, Inc.
Buyer's Agent
Elizabeth Patterson
Kelly and Co Realty, LLC
List Price
$599,900
Sold Price
$615,000
Premium/Discount to List
$15,100
2.52%
Views
208
Current Estimated Value
$706,286

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$91,286
Avg. Annual Appreciation
7.51%
Original Mortgage
$560,000
Outstanding Balance
$551,210
Interest Rate
7.79%
Mortgage Type
New Conventional
Estimated Equity
$155,076

Purchase Details

Closed on
Jan 12, 2023
Sold by
Moratis James M and Moratis Dawn Lynn
Bought by
Moratis James M and Moratis Dawn Lynn

Purchase Details

Closed on
Dec 9, 1997
Sold by
Durando Ernest R
Bought by
Moratis James M and Lynn Moratis D

Purchase Details

Closed on
Sep 3, 1993
Sold by
Ryland Grp Inc
Bought by
Durando Ernest R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,950
Interest Rate
7.11%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Polsinelli Patricia Virginia $615,000 Eagle Title
Polsinelli Patricia Virginia $615,000 Eagle Title
Moratis James M -- --
Moratis James M $209,900 --
Durando Ernest R $194,938 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Polsinelli Patricia Virginia $560,000
Closed Polsinelli Patricia Virginia $560,000
Previous Owner Durando Ernest R $155,950
Closed Moratis James M --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/01/2023 12/01/23 Sold $615,000 +2.5% $175 / Sq Ft
11/07/2023 11/07/23 Pending -- -- --
11/04/2023 11/04/23 For Sale $599,900 -- $170 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,811 $505,400 $0 $0
2024 $4,811 $441,400 $0 $0
2023 $4,113 $377,400 $116,500 $260,900
2022 $4,012 $368,067 $0 $0
2021 $4,032 $358,733 $0 $0
2020 $4,032 $349,400 $116,500 $232,900
2019 $3,989 $345,667 $0 $0
2018 $3,910 $341,933 $0 $0
2017 $3,868 $338,200 $0 $0
2016 $140 $331,700 $0 $0
2015 $4,182 $325,200 $0 $0
2014 $4,182 $318,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2026914

Bright MLS

APN: 01-230166