NOT LISTED FOR SALE

433 W Main St Kutztown, PA 19530

Estimated Value: $186,558 - $511,000

7 Beds
4.5 Baths
3,220 Sq Ft
$91/Sq Ft Est. Value

Last Sold June 30, 2021

Last sale price $410,000 $127 Per Sq Ft

Est. 29% decrease in value since last sale

Current estimated payment $1,728/month

87 Days on Market

Highlights

  • Traditional Architecture
  • No HOA
  • Hot Water Heating System

About This Home

As of June 2021

This exceptionally maintained historic brick Kutztown home has been restored and remodeled over the years to beautifully blend the romance of 1840 with the convenience of today. Currently sectioned into 3 separate units for student housing, this home could easily be converted into a layout that would work for any living arrangement, and would be perfect for anyone combining families or generations. The spacious main house boasts five bedrooms, two kitchens, two living areas, and two full bathrooms divided into a first floor unit (two bedrooms, kitchen, dining room, living room with gas fireplace, sitting room, full bathroom) and a second/third floor unit (three bedrooms, updated kitchen, living/office area, two full bathrooms, spiral staircase that leads to the laundry room which is accessible from both units). In the basement you will find a professional office with a walkout side entrance. A separate detached home that is a short walk across the courtyard comprises the third unit and includes two bedrooms, a kitchen, living room with fireplace, office/bonus room, a full bathroom, and a one-car garage with laundry area. Other notable features of this great property include: original ornate exterior woodwork, hardwood floors, Argon thermal pane windows with 7 foot high windows on the first floor of the main house, new romex grounded electrical wiring, upgraded insulation, two patios, an upper balcony and porch, a whole house fan, a central fire/smoke alarm system throughout, a nicely-sized private backyard, and off-street parking for both houses. If used for a rental or student housing this home becomes a fantastic income producer with separate electric and gas meters and it is approved by Kutztown Borough for the following: the first floor unit is permitted for 2 students or one single family; the second and third floor unit is permitted for 5 students or one single family; the third unit (home in back) is permitted for 2 students or one single family. And did I mention that absolutely everything stays? All of the appliances, furniture, and household items stay, so you can literally just move in and enjoy all of the amazing attributes of this home! Call today for your private showing!

Last Agent to Sell the Property

Loretta Leibert

BHHS Homesale Realty- Reading Berks License #AB067626 Listed on: 02/19/2021

BHHS Homesale Realty- Reading Berks

Last Buyer's Agent

Selena Darraugh

United Real Estate Strive 212 Lehigh Valley

United Real Estate Strive 212 Lehigh Valley

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,108

Year Built

  • Built in 1840

Lot Details

  • 6,970 Sq Ft Lot

Parking

  • 4 Parking Spaces

Home Design

  • Traditional Architecture
  • Brick Exterior Construction

Interior Spaces

  • 3,220 Sq Ft Home
  • Property has 2 Levels
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

Utilities

  • Window Unit Cooling System
  • Hot Water Heating System
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 3035
  • Assessor Parcel Number 55-5443-11-76-3035

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,108

Year Built

Built in 1840

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1840
  • Automatically Close On Close Date: No
  • Remarks Public: This exceptionally maintained historic brick Kutztown home has been restored and remodeled over the years to beautifully blend the romance of 1840 with the convenience of today. Currently sectioned into 3 separate units for student housing, this home could easily be converted into a layout that would work for any living arrangement, and would be perfect for anyone combining families or generations. The spacious main house boasts five bedrooms, two kitchens, two living areas, and two full bathrooms divided into a first floor unit (two bedrooms, kitchen, dining room, living room with gas fireplace, sitting room, full bathroom) and a second/third floor unit (three bedrooms, updated kitchen, living/office area, two full bathrooms, spiral staircase that leads to the laundry room which is accessible from both units). In the basement you will find a professional office with a walkout side entrance. A separate detached home that is a short walk across the courtyard comprises the third unit and includes two bedrooms, a kitchen, living room with fireplace, office/bonus room, a full bathroom, and a one-car garage with laundry area. Other notable features of this great property include: original ornate exterior woodwork, hardwood floors, Argon thermal pane windows with 7 foot high windows on the first floor of the main house, new romex grounded electrical wiring, upgraded insulation, two patios, an upper balcony and porch, a whole house fan, a central fire/smoke alarm system throughout, a nicely-sized private backyard, and off-street parking for both houses. If used for a rental or student housing this home becomes a fantastic income producer with separate electric and gas meters and it is approved by Kutztown Borough for the following: the first floor unit is permitted for 2 students or one single family; the second and third floor unit is permitted for 5 students or one single family; the third unit (home in back) is permitted for 2 students or one single family. And did I mention that absolutely everything stays? All of the appliances, furniture, and household items stay, so you can literally just move in and enjoy all of the amazing attributes of this home! Call today for your private showing!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Full
  • Total Sq Ft: 3220
  • Living Area Sq Ft: 3220
  • Price Per Sq Ft: 154.97
  • Above Grade Finished Sq Ft: 3220
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 433

Beds/Baths

  • Bedrooms: 7
  • Main Level Bedrooms: 4
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Upper Level Full Bathrooms: 2
  • Lower Level Half Bathroom: 1
  • Lower Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Off Street
  • Off Street Parking Spaces: 4

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Window Unit(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Hot Water
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: KUTZTOWN AREA
  • School District Key: 300200397316
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: 133R
  • Lot Size Acres: 0.16
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 6970.00
  • Year Assessed: 2021
  • Zoning: RESIDENTIAL

Rental Info

  • Vacation Rental: No

Tax Info

  • School Tax: 3624.00
  • Tax Annual Amount: 5108.00
  • Assessor Parcel Number: 55-5443-11-76-3035
  • Tax Lot: 3035
  • Tax Total Finished Sq Ft: 3220
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020
  • Close Date: 06/30/2021

MLS Schools

  • School District Name: KUTZTOWN AREA

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 20, 2019
Sold by
Arnold Tyler S
Bought by
Montanye Lisa Marie
Total Days on Market
87
Current Estimated Value
$292,390

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,340
Outstanding Balance
$105,005
Interest Rate
3.6%
Mortgage Type
New Conventional
Estimated Equity
$187,385

Purchase Details

Closed on
Jul 27, 2007
Sold by
Beachy Luke A and Beachy Jesukah J
Bought by
Arnold Tyler S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,400
Interest Rate
6.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 21, 2005
Sold by
Hud and Armstrong Carole
Bought by
Beachy Luke A and Beachy Jesukah J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,050
Interest Rate
5.73%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Feb 25, 2005
Sold by
Countrywide Home Loans Inc
Bought by
Hud

Purchase Details

Closed on
Dec 20, 2004
Sold by
Barrett William J
Bought by
Countrywide Home Loans Inc
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Montanye Lisa Marie $122,000 Keystone Premier Setmnt Svcs
Arnold Tyler S $114,900 None Available
Beachy Luke A $65,000 --
Hud -- --
Hud -- --
Countrywide Home Loans Inc $6,100 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Montanye Lisa Marie $25,000
Open Montanye Lisa Marie $118,340
Previous Owner Arnold Tyler S $106,812
Previous Owner Arnold Tyler S $103,400
Previous Owner Beachy Luke A $63,050
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2021 06/30/21 Sold $410,000 0.0% $127 / Sq Ft
05/18/2021 05/18/21 Off Market $410,000 -- --
05/17/2021 05/17/21 Pending -- -- --
02/19/2021 02/19/21 For Sale $499,000 -- $155 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,048 $71,200 $34,500 $36,700
2024 $3,119 $71,200 $34,500 $36,700
2023 $3,005 $71,200 $34,500 $36,700
2022 $3,005 $71,200 $34,500 $36,700
2021 $3,005 $71,200 $34,500 $36,700
2020 $3,005 $71,200 $34,500 $36,700
2019 $2,970 $71,200 $34,500 $36,700
2018 $2,970 $71,200 $34,500 $36,700
2017 $2,950 $71,200 $34,500 $36,700
2016 $800 $71,200 $34,500 $36,700
2015 $800 $71,200 $34,500 $36,700
2014 $800 $71,200 $34,500 $36,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: PABK373654

Bright MLS

APN: 55-5454-17-00-0363