$129,000
SOLD AUG 13, 2025

433 Williams St Cumberland, MD 21502

3 Beds
1.5 Baths
1,820 Sq Ft
4,550 Sq Ft Lot

Recently Sold

$71 Per Sq Ft

8% Below List Price

1 Day on Market

Highlights

  • No HOA
  • Ceiling Fan
  • Radiator
  • More Than Two Accessible Exits

About This Home

As of August 2025

This beautifully maintained 3 bedroom and 1 and a half bath home is ready for its next owner! All appliances convey! From the built-in bar's mini fridge, to the washer/dryer, and every single air conditioning window unit in the home! For a limited time, the sellers are offering a one-year home warranty to any buyer with a full priced offer by 6-30-2025! (Only one offer can be ratified) Location, location, location! This home is located within walking distance of Fort Hill High School and has incredible mountain views! Book your showing today!

Last Agent to Sell the Property

Mandi Floyd

(240) 522-7318 mandi.floyd85@gmail.com Coldwell Banker Premier License #WVS250303853 Listed on: 06/14/2025

Coldwell Banker Premier

Last Buyer's Agent

Seth Loar

(301) 876-0676 seth_loar@hotmail.com Coldwell Banker Premier License #660434

Coldwell Banker Premier

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,207

Year Built

  • Built in 1930

Parking

  • On-Street Parking

Home Design

  • Brick Exterior Construction
  • Block Foundation

Interior Spaces

  • Property has 3 Levels
  • Ceiling Fan
  • Basement

Bedrooms and Bathrooms

  • 3 Bedrooms

Schools

  • Washington Middle School
  • Fort Hill High School

Utilities

  • Radiator
  • Natural Gas Water Heater

Additional Features

  • More Than Two Accessible Exits
  • 4,550 Sq Ft Lot

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0104022343

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,207

Year Built

Built in 1930

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bi-Level
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Upper 1
  • Year Built: 1930
  • Automatically Close On Close Date: No
  • Remarks Public: This beautifully maintained 3 bedroom and 1 and a half bath home is ready for its next owner! All appliances convey! From the built-in bar's mini fridge, to the washer/dryer, and every single air conditioning window unit in the home! For a limited time, the sellers are offering a one-year home warranty to any buyer with a full priced offer by 6-30-2025! (Only one offer can be ratified) Location, location, location! This home is located within walking distance of Fort Hill High School and has incredible mountain views! Book your showing today!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 3
  • Basement: Yes
  • Total Sq Ft: 1820
  • Living Area Sq Ft: 1820
  • Price Per Sq Ft: 128.11
  • Above Grade Finished Sq Ft: 1092
  • Below Grade Finished Sq Ft: 728
  • Total Below Grade Sq Ft: 728
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 433

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1
  • Lower Level Half Bathroom: 1
  • Lower Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Ceiling Fan(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Radiator
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • Middle School: WASHINGTON
  • High School: FORT HILL
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140562208
  • School District Source: 3rd Party
  • High School: FORT HILL
  • Middle Or Junior School: WASHINGTON

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.10
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4550.00
  • Year Assessed: 2025
  • Zoning: RESIDENTIAL
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2207.00
  • Assessor Parcel Number: 0104022343
  • Tax Total Finished Sq Ft: 1820
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 08/13/2025

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 20, 2018
Closed on
Jul 26, 2019
Sold by
Cristofori Joshua
Bought by
Carder Ceara J
Seller's Agent
Jared Fradiska
Gates Realty
Buyer's Agent
BOBBIE KIRKWOOD
Coldwell Banker Premier
List Price
$112,900
Sold Price
$95,000
Premium/Discount to List
-$17,900
-15.85%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.55%
Original Mortgage
$93,279
Outstanding Balance
$82,760
Interest Rate
4.25%
Mortgage Type
FHA
Estimated Equity
$57,597

Purchase Details

Listed on
Aug 18, 2016
Closed on
Oct 25, 2016
Sold by
M&T Bank
Bought by
Cristofori Joshua
Seller's Agent
Debbie Hidey
Coldwell Banker Premier
Buyer's Agent
Dennis White
Homes & Land Real Estate
List Price
$29,000
Sold Price
$18,000
Premium/Discount to List
-$11,000
-37.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
83.11%

Purchase Details

Closed on
Jun 22, 2016
Sold by
Dean Sherry M
Bought by
M&T Bank

Purchase Details

Closed on
Jun 30, 2004
Sold by
Alkire Charles G and Alkire Vicki V
Bought by
Dean Sherry M

Purchase Details

Closed on
Mar 2, 2004
Sold by
Howdyshell Lester E
Bought by
Alkire Charles G and Alkire Alkire
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $95,000 None Available
Deed $180,000 None Available
Trustee Deed $31,500 Attorney
Deed $64,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $9,910 New Conventional
Open $93,279 FHA
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/13/2025 08/13/25 Sold $129,000 -7.8% $71 / Sq Ft
06/14/2025 06/14/25 For Sale $139,900 +47.3% $77 / Sq Ft
07/26/2019 07/26/19 Sold $95,000 -4.0% $87 / Sq Ft
06/27/2019 06/27/19 Pending -- -- --
06/04/2019 06/04/19 Price Changed $99,000 -6.5% $91 / Sq Ft
04/26/2019 04/26/19 Price Changed $105,900 -0.1% $97 / Sq Ft
01/03/2019 01/03/19 Price Changed $106,000 -6.1% $97 / Sq Ft
09/20/2018 09/20/18 For Sale $112,900 +527.2% $103 / Sq Ft
10/27/2016 10/27/16 Sold $18,000 -37.9% $16 / Sq Ft
10/04/2016 10/04/16 Pending -- -- --
08/18/2016 08/18/16 For Sale $29,000 -- $27 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $955 $123,767 $0 $0
2024 $955 $110,533 $0 $0
2023 $905 $97,300 $7,200 $90,100
2022 $903 $97,300 $7,200 $90,100
2021 $910 $97,300 $7,200 $90,100
2020 $911 $98,100 $6,000 $92,100
2019 $917 $98,100 $6,000 $92,100
2018 $66 $7,000 $6,000 $1,000
2017 $621 $13,500 $0 $0
2016 $628 $65,500 $0 $0
2015 -- $65,500 $0 $0
2014 -- $84,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2012064

Bright MLS

APN: 04-022343