434 Cedar St Schenectady, NY 12306
Rotterdam NeighborhoodEstimated Value: $125,000 - $213,000
3
Beds
1
Bath
1,528
Sq Ft
$105/Sq Ft
Est. Value
Highlights
- Wood Flooring
- No HOA
- Forced Air Heating System
- 1 Fireplace
- Front Porch
- Level Lot
About This Home
As of June 2022Nice 3-bedroom, 1 bathroom home in Schenectady. Working kitchen, fireplace in family room, dining room, and enclosed porch. Close to shopping and highway access.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,468
Year Built
- Built in 1901
Lot Details
- 3,485 Sq Ft Lot
- Level Lot
- Cleared Lot
Home Design
- Shingle Roof
- Vinyl Siding
- Asphalt
Interior Spaces
- 2-Story Property
- 1 Fireplace
- Basement Fills Entire Space Under The House
Kitchen
- Electric Oven
- Range
Flooring
- Wood
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Parking
- 2 Parking Spaces
- Paved Parking
Outdoor Features
- Front Porch
Schools
- Schenectady High School
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Natural Gas
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 62 / 2
- Assessor Parcel Number 421500 48.59-2-62
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 6, 2022
Closed on
Jun 6, 2022
Sold by
Ingrid Dhanraj
Bought by
Miller Joshua
Seller's Agent
Loraine Cotnoir
Hunt Real Estate ERA
Buyer's Agent
Lorenzo Murray
Hunt Real Estate ERA
List Price
$95,000
Sold Price
$95,000
Total Days on Market
1
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$65,903
Avg. Annual Appreciation
19.41%
Original Mortgage
$76,000
Outstanding Balance
$72,823
Interest Rate
5.27%
Mortgage Type
New Conventional
Estimated Equity
$88,080
Purchase Details
Listed on
Feb 2, 2018
Closed on
Jun 14, 2018
Sold by
U S Bank National Association
Bought by
Dhanraj Ingrid and Phatandain Premanand
Seller's Agent
Edward Rosenberg
Gage Realty
Buyer's Agent
Stefanie Gouvis
Oxford Property Group USA
List Price
$49,900
Sold Price
$36,000
Premium/Discount to List
-$13,900
-27.86%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
28.01%
Purchase Details
Closed on
Feb 22, 2018
Sold by
Flagstar Bank Fsb and Bright Curtis
Bought by
U S Bank National Association and Rmac Trust
Purchase Details
Closed on
Jul 15, 2009
Sold by
Ford Jeffrey Jessica
Bought by
Bright Curtis
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,116
Interest Rate
5.43%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 2, 2005
Sold by
Murphy James V
Bought by
Ford Jefrrey
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$89,700
Interest Rate
5.81%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 8, 1999
Sold by
Cga Properties Llc
Bought by
Gross Roberta
Purchase Details
Closed on
Apr 9, 1998
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Schenectady, NY
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Miller Joshua | $95,000 | Chicago Title | |
| Miller Joshua | $95,000 | Chicago Title | |
| Dhanraj Ingrid | $36,000 | Partners Abstract Corp | |
| U S Bank National Association | $100 | Reo America Abstract Inc | |
| Bright Curtis | $104,000 | James D Kerr Pllc | |
| Bright Curtis | $104,000 | None Available | |
| Ford Jefrrey | $89,700 | Ricahrd P Jacobson | |
| Gross Roberta | $63,500 | -- | |
| Cga Properties Llc | $33,000 | Robert W Hoffman | |
| -- | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Miller Joshua | $76,000 | |
| Closed | Miller Joshua | $76,000 | |
| Previous Owner | Bright Curtis | $102,116 | |
| Previous Owner | Ford Jeffrey | $96,000 | |
| Previous Owner | Ford Jefrrey | $89,700 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/07/2022 06/07/22 | Sold | $95,000 | 0.0% | $62 / Sq Ft |
| 04/06/2022 04/06/22 | Pending | -- | -- | -- |
| 04/05/2022 04/05/22 | For Sale | $95,000 | +163.9% | $62 / Sq Ft |
| 07/03/2018 07/03/18 | Sold | $36,000 | +3.2% | $24 / Sq Ft |
| 06/02/2018 06/02/18 | Pending | -- | -- | -- |
| 05/26/2018 05/26/18 | Price Changed | $34,900 | -12.5% | $23 / Sq Ft |
| 04/23/2018 04/23/18 | Price Changed | $39,900 | -11.1% | $26 / Sq Ft |
| 03/14/2018 03/14/18 | Price Changed | $44,900 | -10.0% | $29 / Sq Ft |
| 01/31/2018 01/31/18 | For Sale | $49,900 | -- | $33 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,566 | $92,400 | $13,900 | $78,500 |
| 2023 | $4,566 | $92,400 | $13,900 | $78,500 |
| 2022 | $4,532 | $92,400 | $13,900 | $78,500 |
| 2021 | $4,506 | $92,400 | $13,900 | $78,500 |
| 2020 | $4,064 | $92,400 | $13,900 | $78,500 |
| 2019 | $2,150 | $92,400 | $13,900 | $78,500 |
| 2018 | $4,110 | $92,400 | $13,900 | $78,500 |
| 2017 | $4,238 | $92,400 | $13,900 | $78,500 |
| 2016 | $4,210 | $92,400 | $13,900 | $78,500 |
| 2015 | -- | $92,400 | $13,900 | $78,500 |
| 2014 | -- | $92,400 | $13,900 | $78,500 |
Source: Public Records
Agents Affiliated with this Home
-
Loraine Cotnoir
L
Seller's Agent in 2022
Loraine Cotnoir
Hunt Real Estate
(518) 817-8570
5 in this area
64 Total Sales
-
Lorenzo Murray
Buyer's Agent in 2022
Lorenzo Murray
Hunt Real Estate
(617) 212-7290
22 in this area
369 Total Sales
-
Edward Rosenberg
Seller's Agent in 2018
Edward Rosenberg
Gage Realty
(518) 399-0081
3 in this area
42 Total Sales
-
Buyer's Agent in 2018
Stefanie Gouvis
Oxford Property Group USA
(518) 522-1476
4 in this area
104 Total Sales
Map
Source: Global MLS
MLS Number: 202214962
APN: 048-059-0002-062-000-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Local REALTOR® - Todd Siegel, Broker - (888)-952-6393
Nearby Homes
- 467 Arthur St
- 417 Eleanor St
- 425 Cora St
- 2410 Campbell Ave
- 2119 Broadway
- 458 Eleventh St
- 534 Thompson St
- 312 Twelfth St
- 802 Harrison Ave Unit 804
- 438 Olean St
- 250 Thirteenth St
- L4 Olean St
- 573 Ontario St
- 2026 Euclid Ave
- 1907 Fairview Ave
- 1915 Campbell Ave
- 2021 Wabash Ave
- 2641 Broadway
- 1941 Euclid Ave
- 1821 Broadway