$219,900
PENDING $10K PRICE DROP

434 Cedar St Schenectady, NY 12306

Estimated payment $1,579/month

Total Views 75,431
3 Beds
2 Baths
1,528 Sq Ft
$144 Price per Sq Ft

Highlights

  • Colonial Architecture
  • No HOA
  • Living Room
  • Private Lot
  • Enclosed Glass Porch
  • Bathroom on Main Level

About This Home

*Open Sun 7/6 from 12 - 2pm* Step into timeless charm with this beautifully renovated 3 bed/ 2 full bath colonial, updated from top to bottom with nearly everything brand new! Live in the perfect location close to parks & playgrounds, as well as major roadways. Whip up delicious meals in the new white kitchen w/oversized upper cabinets. Gather in the formal dining room w/stylish chandelier. Curl up on the sofa in the spacious living room. The ample enclosed front porch offers another spot to relax for 3 seasons a year. Get fresh in either of the gleaming white full bathrooms. The primary bedroom fits a king bed & the other 2 are large enough for a queen. Handy 1st fl laundry. Easily add central A/C to the existing ducts for the forced air system. Play outside in the private fenced yard.

Listing Agent

Jenn Baniak-Hollands

KW Platform License #10301218622 Listed on: 07/01/2025

KW Platform

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,566

Year Built

  • Built in 1901 | Remodeled

Lot Details

  • 3,485 Sq Ft Lot
  • Back Yard Fenced
  • Private Lot
  • Level Lot
  • Cleared Lot

Home Design

  • Colonial Architecture
  • Aluminum Siding
  • Asphalt

Interior Spaces

  • 1,528 Sq Ft Home
  • 2-Story Property
  • Paddle Fans
  • Living Room
  • Dining Room
  • Fire and Smoke Detector

Kitchen

  • Electric Oven
  • Range

Flooring

  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom located on second floor
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Ceramic Tile in Bathrooms

Laundry

  • Laundry on main level
  • Laundry in Bathroom
  • Washer and Dryer Hookup

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry

Parking

  • 2 Parking Spaces
  • Driveway
  • Off-Street Parking

Outdoor Features

  • Enclosed Glass Porch

Schools

  • Schenectady High School

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • 150 Amp Service
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 62.000 / 2
  • Assessor Parcel Number 421500 48.59-2-62

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,566

Year Built

Built in 1901 | Remodeled

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1901
  • Directions: Broadway to Cedar St
  • Above Grade Finished Sq Ft: 1528.0
  • Architectural Style: Colonial
  • Financial Details General Taxes: 1843.0
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 2723.0
  • School Taxes Description: Estimated
  • Lot Size Acres: 0.08
  • New Construction: No
  • Parking Features Parking Total: 2.0
  • Full Bathroom Level: First
  • Primary Bedroom Level: Second
  • Sale Detail Buyer Zip Code: 12306
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Laundry Features:Main Level: Yes
  • Architectural Style:Colonial: Yes
  • Fencing:Back Yard: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Flooring:Ceramic Tile: Yes
  • Flooring:Vinyl: Yes
  • Fencing:Fenced: Yes
  • Electric:Circuit Breakers: Yes
  • Levels Two: Yes
  • Special Features: VirtualTour

Interior Features

  • Flooring: Vinyl, Carpet, Ceramic Tile
  • Basement: Full, Interior Entry, Unfinished
  • Interior Amenities: Paddle Fan, Ceramic Tile Bath
  • Appliances: Electric Oven, Range, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1528.0
  • Bedroom Level: Second
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 1st
  • Interior Features:Paddle Fan: Yes
  • Kitchen Features:Working Only Kitchen: Yes
  • Full Basement: Yes
  • Laundry Features:In Bathroom: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Attic Features:Hatch: Yes
  • Kitchen Features:Semi-Modern Kitchen: Yes
  • Basement:Interior Entry: Yes
  • Appliances Range: Yes
  • Basement:Unfinished: Yes

Exterior Features

  • Exterior Features: None
  • Roof: Asphalt
  • Construction Type: Aluminum Siding
  • Fencing: Back Yard, Fenced
  • Patio And Porch Features: Enclosed, Front Porch
  • Waterfront: No
  • Property Condition: Updated/Remodeled
  • Exterior Features:None37: Yes
  • Lot Features:Private: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes
  • Patio And Porch Features:Enclosed: Yes
  • Patio And Porch Features:Front Porch: Yes

Garage/Parking

  • Parking Features: Off Street, Driveway
  • Attached Garage: No
  • Total Parking Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Driveway: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: None
  • Electric: 150 Amp Service, Circuit Breakers
  • Heating: Forced Air, Natural Gas
  • Laundry Features: Electric Dryer Hookup, In Bathroom, Main Level, Washer Hookup
  • Security: Smoke Detector(s)
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Level, Private, Cleared
  • Parcel #: 421500 48.59-2-62
  • Lot Size Sq Ft: 3484.8

Tax Info

  • Tax Annual Amount: 4566.0
  • Tax Block: 2
  • Tax Lot: 62.000
  • Tax Tract: 48.59

MLS Schools

  • HighSchool: Schenectady

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,566 $92,400 $13,900 $78,500
2023 $4,566 $92,400 $13,900 $78,500
2022 $4,532 $92,400 $13,900 $78,500
2021 $4,506 $92,400 $13,900 $78,500
2020 $4,064 $92,400 $13,900 $78,500
2019 $2,150 $92,400 $13,900 $78,500
2018 $4,110 $92,400 $13,900 $78,500
2017 $4,238 $92,400 $13,900 $78,500
2016 $4,210 $92,400 $13,900 $78,500
2015 -- $92,400 $13,900 $78,500
2014 -- $92,400 $13,900 $78,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2025 07/31/25 Pending -- -- --
07/18/2025 07/18/25 Price Changed $219,900 -4.3% $144 / Sq Ft
07/01/2025 07/01/25 For Sale $229,900 +142.0% $150 / Sq Ft
06/07/2022 06/07/22 Sold $95,000 0.0% $62 / Sq Ft
04/06/2022 04/06/22 Pending -- -- --
04/05/2022 04/05/22 For Sale $95,000 +163.9% $62 / Sq Ft
07/03/2018 07/03/18 Sold $36,000 +3.2% $24 / Sq Ft
06/02/2018 06/02/18 Pending -- -- --
05/26/2018 05/26/18 Price Changed $34,900 -12.5% $23 / Sq Ft
04/23/2018 04/23/18 Price Changed $39,900 -11.1% $26 / Sq Ft
03/14/2018 03/14/18 Price Changed $44,900 -10.0% $29 / Sq Ft
01/31/2018 01/31/18 For Sale $49,900 -- $33 / Sq Ft
Source: Global MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $95,000 Chicago Title
Warranty Deed $95,000 Chicago Title
Bargain Sale Deed $36,000 Partners Abstract Corp
Referees Deed $100 Reo America Abstract Inc
Deed $104,000 James D Kerr Pllc
Warranty Deed $104,000 None Available
Deed $89,700 Ricahrd P Jacobson
Deed $63,500 --
Deed $33,000 Robert W Hoffman
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $76,000 New Conventional
Closed $76,000 New Conventional
Previous Owner $102,116 FHA
Previous Owner $96,000 Unknown
Previous Owner $89,700 New Conventional
Source: Public Records

About the Listing Agent

Jenn Baniak-Hollands

KW Platform

(518) 512-7784

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I could tell you all about me, but I’d rather talk about you – about your plans for the future, where you would like to go and how I can help you get there, about your home and the wonderful things you've done to update it, so I can market it to sell quickly and for the highest price possible, about your previous home purchase and how I can exceed that experience and about your goals for real estate investment and how we can achieve them together. Use this link to view more than 200 5-Star

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Source: Global MLS

MLS Number: 202520813

Global MLS

APN: 048-059-0002-062-000-0000