Seller's Agent in 2025
Jenn Baniak-Hollands
KW Platform
(518) 512-7784
2 in this area
333 Total Sales
434 Cedar St Schenectady, NY 12306
Bellevue Neighborhood
3
Beds
2
Baths
1,528
Sq Ft
3,485
Sq Ft Lot
Highlights
- Colonial Architecture
- No HOA
- Living Room
- Private Lot
- Enclosed Patio or Porch
- Bathroom on Main Level
About This Home
As of October 2025*Open Sun 7/6 from 12 - 2pm* Step into timeless charm with this beautifully renovated 3 bed/ 2 full bath colonial, updated from top to bottom with nearly everything brand new! Live in the perfect location close to parks & playgrounds, as well as major roadways. Whip up delicious meals in the new white kitchen w/oversized upper cabinets. Gather in the formal dining room w/stylish chandelier. Curl up on the sofa in the spacious living room. The ample enclosed front porch offers another spot to relax for 3 seasons a year. Get fresh in either of the gleaming white full bathrooms. The primary bedroom fits a king bed & the other 2 are large enough for a queen. Handy 1st fl laundry. Easily add central A/C to the existing ducts for the forced air system. Play outside in the private fenced yard.
Last Agent to Sell the Property
KW Platform License #10301218622 Listed on: 07/01/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,566
Year Built
- Built in 1901 | Remodeled
Lot Details
- 3,485 Sq Ft Lot
- Back Yard Fenced
- Private Lot
- Level Lot
- Cleared Lot
Home Design
- Colonial Architecture
- Aluminum Siding
- Asphalt
Interior Spaces
- 1,528 Sq Ft Home
- 2-Story Property
- Paddle Fans
- Living Room
- Dining Room
- Fire and Smoke Detector
Kitchen
- Electric Oven
- Range
Flooring
- Carpet
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary bedroom located on second floor
- Bathroom on Main Level
- 2 Full Bathrooms
- Ceramic Tile in Bathrooms
Laundry
- Laundry on main level
- Laundry in Bathroom
- Washer and Dryer Hookup
Unfinished Basement
- Basement Fills Entire Space Under The House
- Interior Basement Entry
Parking
- 2 Parking Spaces
- Driveway
- Off-Street Parking
Outdoor Features
- Enclosed Patio or Porch
Schools
- Schenectady High School
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Natural Gas
- 150 Amp Service
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 62.000 / 2
- Assessor Parcel Number 421500 48.59-2-62
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 1, 2025
Closed on
Oct 16, 2025
Sold by
Miller Joshua
Bought by
Vasquez Yadira Azucely Lina
Seller's Agent
Jenn Baniak-Hollands
KW Platform
Buyer's Agent
Doris Ramirez-Romero
Howard Hanna Capital Inc
List Price
$229,900
Sold Price
$219,900
Premium/Discount to List
-$10,000
-4.35%
Views
3794
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.31%
Original Mortgage
$213,303
Outstanding Balance
$213,303
Interest Rate
6.25%
Mortgage Type
New Conventional
Estimated Equity
$3,613
Purchase Details
Listed on
Apr 6, 2022
Closed on
Jun 6, 2022
Sold by
Ingrid Dhanraj
Bought by
Miller Joshua
Seller's Agent
Loraine Cotnoir
Hunt Real Estate ERA
Buyer's Agent
Lorenzo Murray
Hunt Real Estate ERA
List Price
$95,000
Sold Price
$95,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
28.76%
Original Mortgage
$76,000
Interest Rate
5.27%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 2, 2018
Closed on
Jun 14, 2018
Sold by
U S Bank National Association
Bought by
Dhanraj Ingrid and Phatandain Premanand
Seller's Agent
Edward Rosenberg
Gage Realty
Buyer's Agent
Stefanie Waldron
Oxford Property Group USA
List Price
$49,900
Sold Price
$36,000
Premium/Discount to List
-$13,900
-27.86%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
28.01%
Purchase Details
Closed on
Feb 22, 2018
Sold by
Flagstar Bank Fsb and Bright Curtis
Bought by
U S Bank National Association and Rmac Trust
Purchase Details
Closed on
Jul 15, 2009
Sold by
Ford Jeffrey Jessica
Bought by
Bright Curtis
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,116
Interest Rate
5.43%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 2, 2005
Sold by
Murphy James V
Bought by
Ford Jefrrey
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$89,700
Interest Rate
5.81%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 8, 1999
Sold by
Cga Properties Llc
Bought by
Gross Roberta
Purchase Details
Closed on
Apr 9, 1998
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $219,900 | Chicago Title Insurance Compan | |
| Warranty Deed | $95,000 | Chicago Title | |
| Warranty Deed | $95,000 | Chicago Title | |
| Bargain Sale Deed | $36,000 | Partners Abstract Corp | |
| Referees Deed | $100 | Reo America Abstract Inc | |
| Deed | $104,000 | James D Kerr Pllc | |
| Warranty Deed | $104,000 | None Available | |
| Deed | $89,700 | Ricahrd P Jacobson | |
| Deed | $63,500 | -- | |
| Deed | $33,000 | Robert W Hoffman | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $213,303 | New Conventional | |
| Previous Owner | $76,000 | New Conventional | |
| Previous Owner | $102,116 | FHA | |
| Previous Owner | $89,700 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/01/2025 10/01/25 | Sold | $219,900 | 0.0% | $144 / Sq Ft | |
| 07/31/2025 07/31/25 | Pending | -- | -- | -- | |
| 07/18/2025 07/18/25 | Price Changed | $219,900 | -4.3% | $144 / Sq Ft | |
| 07/01/2025 07/01/25 | For Sale | $229,900 | +142.0% | $150 / Sq Ft | |
| 06/07/2022 06/07/22 | Sold | $95,000 | 0.0% | $62 / Sq Ft | View Prior Sale |
| 04/06/2022 04/06/22 | Pending | -- | -- | -- | |
| 04/05/2022 04/05/22 | For Sale | $95,000 | +163.9% | $62 / Sq Ft | |
| 07/03/2018 07/03/18 | Sold | $36,000 | +3.2% | $24 / Sq Ft | View Prior Sale |
| 06/02/2018 06/02/18 | Pending | -- | -- | -- | |
| 05/26/2018 05/26/18 | Price Changed | $34,900 | -12.5% | $23 / Sq Ft | |
| 04/23/2018 04/23/18 | Price Changed | $39,900 | -11.1% | $26 / Sq Ft | |
| 03/14/2018 03/14/18 | Price Changed | $44,900 | -10.0% | $29 / Sq Ft | |
| 01/31/2018 01/31/18 | For Sale | $49,900 | -- | $33 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,689 | $92,400 | $13,900 | $78,500 |
| 2023 | $4,566 | $92,400 | $13,900 | $78,500 |
| 2022 | $4,532 | $92,400 | $13,900 | $78,500 |
| 2021 | $4,506 | $92,400 | $13,900 | $78,500 |
| 2020 | $4,064 | $92,400 | $13,900 | $78,500 |
| 2019 | $2,150 | $92,400 | $13,900 | $78,500 |
| 2018 | $4,110 | $92,400 | $13,900 | $78,500 |
| 2017 | $4,238 | $92,400 | $13,900 | $78,500 |
| 2016 | $4,210 | $92,400 | $13,900 | $78,500 |
| 2015 | -- | $92,400 | $13,900 | $78,500 |
| 2014 | -- | $92,400 | $13,900 | $78,500 |
Source: Public Records
Agents Affiliated with this Home
-
Jenn Baniak-Hollands
-
Doris Ramirez-Romero
Buyer's Agent in 2025
Doris Ramirez-Romero
Howard Hanna Capital Inc
(518) 867-6014
2 in this area
27 Total Sales
-
Loraine Cotnoir
Seller's Agent in 2022
Loraine Cotnoir
Hunt Real Estate
(518) 817-8570
2 in this area
66 Total Sales
-
Lorenzo Murray
Buyer's Agent in 2022
Lorenzo Murray
Hunt Real Estate
(617) 212-7290
9 in this area
359 Total Sales
-
Edward Rosenberg
Seller's Agent in 2018
Edward Rosenberg
Gage Realty
(518) 399-0081
1 in this area
33 Total Sales
-
S
Buyer's Agent in 2018
Stefanie Waldron
Oxford Property Group USA
Map
Source: Global MLS
MLS Number: 202520813
APN: 048-059-0002-062-000-0000
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