NOT LISTED FOR SALE

4345 Cross Creek Dr South Bend, IN 46628

Estimated Value: $296,000 - $344,000

3 Beds
2.5 Baths
2,392 Sq Ft
$131/Sq Ft Est. Value

Last Sold June 21, 2024

Last sale price $281,200 $118 Per Sq Ft

Est. 11% increase in value since last sale

Current estimated payment $1,916/month

5 Days on Market

Highlights

  • Primary Bedroom Suite
  • 2 Car Attached Garage
  • Patio
  • Corner Lot
  • Eat-In Kitchen
  • Forced Air Heating and Cooling System

About This Home

As of June 2024

Double lot beauty in Cross Creek! Enjoy city municipal, side-walks and street lights. Walk right into open concept living. From the moment you walk into the front door you will be greeted by high open ceilings with wood exposed beams. The kitchen features stainless steal appliances with eat in kitchen area that over looks the living room with fireplace. There is a sliding glass door in the kitchen that leads out the fenced in back yard. Laundry room is conveniently located on the main floor off the kitchen. Primary bedroom is on the main level that has its own private bath with garden tub to soak your cares away. The upstairs has two bedrooms with walk-in closets. There is a common area space that would make a nice office space upstairs that over looks the downstairs living room. Don't miss the finished family room area in basement for additional entertaining. Built-in cabinetry that would make a great space for a library or collectors paradise. Make sure you schedule your showing today!

Last Agent to Sell the Property

Jim McKinnies

McKinnies Realty, LLC Brokerage Email: McKinniesRealty@gmail.com Listed on: 04/25/2024

McKinnies Realty, LLC

Last Buyer's Agent

Lori Kroehler

Front Door Real Estate Team

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,109

Year Built

  • Built in 1994

Lot Details

  • 7,500 Sq Ft Lot
  • Lot Dimensions are 75 x 100
  • Property is Fully Fenced
  • Chain Link Fence
  • Corner Lot
  • Irrigation

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Poured Concrete
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Living Room with Fireplace
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Laminate Countertops

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite

Schools

  • Coquillard Elementary School
  • Dickinson Middle School
  • Clay High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Cable TV Available

Additional Features

  • Patio
  • Suburban Location

Community Details

  • Cross Creek Subdivision

Listing and Financial Details

  • Assessor Parcel Number 71-03-22-251-017.000-009

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,109

Year Built

Built in 1994

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1994
  • Age: 30
  • Style: Two Story
  • Total Number of Rooms: 7
  • Total Number of Rooms Below Grade: 1
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 3
  • Total Full Bathrooms: 2
  • Total Number of Half Bathrooms: 1
  • Legal Description: CROSS CREEK SEC FOUR LOT 228 & LOT 229 SEC 4 CROSS CREEK
  • Parcel Number ID: 71-03-22-251-017.000-009
  • Platted: Yes
  • Amenities: Cable Available, Ceiling Fan(s), Countertops-Laminate, Eat-In Kitchen, Garage Door Opener, Irrigation System, Patio Open, Main Level Bedroom Suite
  • Cross Street: Cleveland Rd.
  • Location: City/Town/Suburb
  • Parcel Id2: 71-03-22-251-016.000-009
  • Road Access: City
  • Road Surface: Paved
  • Sp Lp Percent: 106.15
  • Year Taxes Payable: 2023
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 3052
  • Total Finished Sq Ft: 2392
  • Above Grade Finished Sq Ft: 1752
  • Below Grade Finished Sq Ft: 640
  • Below Grade Sq Ft: 660
  • Price Per Sq Ft: 160.5
  • Basement: Yes
  • Basement Foundation: Full Basement, Finished
  • Basement Material: Poured Concrete
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm
  • Fireplace: Yes
  • Flooring: Carpet, Laminate, Vinyl
  • Living Great Room: Dimensions: 20x18, On Level: Main
  • Kitchen: Dimensions: 18x10, On Level: Main
  • Dining Room: Dimensions: 16x13, On Level: Main
  • Family Room: Dimensions: 32x20, On Level: Basement
  • Bedroom 1: Dimensions: 15x13, On Level: Main
  • Bedroom 2: Dimensions: 13x11, On Level: Upper
  • Bedroom 3: Dimensions: 11x10, On Level: Upper
  • Number of Main Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 1300

Exterior Features

  • Exterior: Vinyl
  • Outbuilding1: None
  • Fence: Full, Chain Link

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 20x22
  • Garage Sq Ft: 440
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City

Schools

  • School District: South Bend Community School Corp.
  • Elementary School: Coquillard
  • Middle School: Dickinson
  • High School: Clay
  • Elementary School: Coquillard

Lot Info

  • Lot Description: Corner
  • Lot Dimensions: 75 X 100
  • Estimated Lot Sq Ft: 7500
  • Estimated Lot Size Acres: 0.1721
  • Lot Number: 228

Tax Info

  • Annual Taxes: 3108.8

MLS Schools

  • High School: Clay
  • Middle School: Dickinson
  • School District: South Bend Community School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 25, 2024
Closed on
Jun 21, 2024
Sold by
Williams Ryan L and Williams Kylie
Bought by
Nguyen Grey H
Seller's Agent
Jim McKinnies
McKinnies Realty, LLC
Buyer's Agent
Lori Kroehler
Front Door Real Estate Team
List Price
$264,900
Sold Price
$281,200
Premium/Discount to List
$16,300
6.15%
Views
149
Current Estimated Value
$312,784

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$31,584
Avg. Annual Appreciation
8.67%
Original Mortgage
$210,900
Outstanding Balance
$208,209
Interest Rate
7.02%
Mortgage Type
New Conventional
Estimated Equity
$104,575

Purchase Details

Listed on
Apr 25, 2024
Closed on
Jun 19, 2024
Sold by
Williams Ryan L and Williams Kylie
Bought by
Nguyen Grey H
Seller's Agent
Jim McKinnies
McKinnies Realty, LLC
Buyer's Agent
Lori Kroehler
Front Door Real Estate Team
List Price
$264,900
Sold Price
$281,200
Premium/Discount to List
$16,300
6.15%
Views
149

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,900
Outstanding Balance
$208,209
Interest Rate
7.02%
Mortgage Type
New Conventional
Estimated Equity
$104,575

Purchase Details

Closed on
Jul 19, 2021
Sold by
Williams Ryan L
Bought by
Williams Ryan L and Williams Kylie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,500
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 28, 2021
Sold by
Williams Ryan L
Bought by
Williams Ryan L and Williams Kylle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,500
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 24, 2018
Closed on
Sep 27, 2018
Sold by
Chemical Bank And Trust Company Trustee
Bought by
Williams Ryan L
Seller's Agent
Stephen Bizzaro
Howard Hanna SB Real Estate
Buyer's Agent
Jim McKinnies
McKinnies Realty, LLC
List Price
$179,000
Sold Price
$182,000
Premium/Discount to List
$3,000
1.68%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.02%
Original Mortgage
$172,900
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 24, 2018
Closed on
Sep 14, 2018
Sold by
Chemical Bank & Trust Co
Bought by
Williams Ryan L
Seller's Agent
Stephen Bizzaro
Howard Hanna SB Real Estate
Buyer's Agent
Jim McKinnies
McKinnies Realty, LLC
List Price
$179,000
Sold Price
$182,000
Premium/Discount to List
$3,000
1.68%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,900
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 22, 2008
Sold by
Burniston Raymond J and Burniston Kelly J
Bought by
M S And M P Putnam Trust
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Nguyen Grey H $281,200 Metropolitan Title
Nguyen Grey H -- Metropolitan Title
Williams Ryan L -- None Listed On Document
Williams Ryan L -- None Available
Williams Ryan L $229,957 Metropolitan Title
Williams Ryan L -- Metropolitan Title
M S And M P Putnam Trust -- Meridian Title Corp
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Nguyen Grey H $210,900
Closed Nguyen Grey H $210,900
Previous Owner Williams Ryan L $169,500
Previous Owner Williams Ryan L $169,500
Previous Owner Williams Ryan L $172,900
Previous Owner Williams Ryan L $172,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/21/2024 06/21/24 Sold $281,200 +6.2% $118 / Sq Ft
04/30/2024 04/30/24 Pending -- -- --
04/25/2024 04/25/24 For Sale $264,900 +45.5% $111 / Sq Ft
09/25/2018 09/25/18 Sold $182,000 +1.7% $66 / Sq Ft
08/28/2018 08/28/18 Pending -- -- --
08/24/2018 08/24/18 For Sale $179,000 -- $65 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,095 $300,400 $32,100 $268,300
2023 $6,155 $257,000 $32,100 $224,900
2022 $6,198 $257,000 $32,100 $224,900
2021 $2,439 $200,400 $34,900 $165,500
2020 $2,236 $184,300 $33,900 $150,400
2019 $1,867 $182,400 $32,800 $149,600
2018 $1,995 $165,000 $29,400 $135,600
2017 $3,902 $154,500 $29,400 $125,100
2016 $3,983 $154,500 $29,400 $125,100
2014 $3,682 $140,900 $14,500 $126,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202414117

Indiana Regional MLS

APN: 71-03-22-251-017.000-009