$855,000
SOLD DEC 12, 2025
4 Beds
4 Baths
1,844 Sq Ft
$345/mo HOA Fee

Recently Sold

$464 Per Sq Ft

2% Below List Price

25 Days on Market

Highlights

  • Fitness Center
  • Gated Community
  • Dual Staircase
  • Filtered Pool
  • Open Floorplan
  • 4-minute walk to Martin Luther King Junior Park

About This Home

As of December 2025

Welcome to this stunning end-unit townhome with a private entrance, located in the highly desirable gated community of St. Cloud within Ivey Ranch, Oceanside. This beautifully maintained home offers the perfect blend of modern upgrades, functional layout, and resort-style living just minutes from the beach, harbor, shopping, dining, golf, and convenient freeway access to Highways 76, 78, and I-5. Step inside to find an inviting open floor plan featuring luxury vinyl plank flooring throughout and newer carpet on the stairs and upper bedrooms. The chef’s kitchen showcases crisp white cabinetry, quartz countertops, a subway tile backsplash, stainless steel appliances, a gas range, and a pantry—all with a lovely view of the pool. Enjoy outdoor living on the private balcony just off the dining area, perfect for a BBQ or morning coffee overlooking the community. The home offers four spacious bedrooms and four full bathrooms, including a first-floor bedroom with an ensuite bath, ideal for guests or a home office. The main level features a bedroom, full bath, kitchen, dining, and living areas for easy everyday living. Upstairs, you'll find two additional bedrooms, each with its own ensuite bath. The primary suite features a large walk-in shower with custom tile work, white vanities, and quartz countertops in all bathrooms for a cohesive modern look. Additional highlights include an attached two-car 240V EV-ready garage, resort-style community pool and spa, and secure gated entry. FHA and VA Approved!

Last Agent to Sell the Property

Gina Huggins

Redfin Corporation License #01243739 Listed on: 10/31/2025

Redfin Corporation

Last Buyer's Agent

Angel Lopez

Swell Property License #01847165

Townhouse Details

Home Type

  • Townhome

Year Built

  • Built in 2019

Lot Details

  • End Unit
  • 1 Common Wall
  • Gated Home
  • Wrought Iron Fence
  • Property is Fully Fenced

HOA Fees

  • $345 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Rear-Facing Garage
  • Single Garage Door
  • Garage Door Opener

Property Views

  • Park or Greenbelt
  • Pool

Home Design

  • Entry on the 1st floor
  • Composition Roof
  • Common Roof
  • Clay Roof
  • Copper Plumbing

Interior Spaces

  • 1,844 Sq Ft Home
  • 3-Story Property
  • Open Floorplan
  • Dual Staircase
  • Built-In Features
  • Ceiling Fan
  • Recessed Lighting
  • Entrance Foyer
  • Family Room Off Kitchen
  • Dining Area

Kitchen

  • Gas Oven
  • Self-Cleaning Oven
  • Gas Cooktop
  • Range Hood
  • Microwave
  • Freezer
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • Multi-Level Bedroom
  • Walk-In Closet
  • Low Flow Toliet
  • Bathtub with Shower
  • Shower Only

Laundry

  • Dryer
  • Washer

Home Security

Pool

  • Filtered Pool
  • Heated Spa
  • Gunite Pool
  • Fence Around Pool
  • Pool Tile
  • Gunite Spa

Utilities

  • ENERGY STAR Qualified Air Conditioning
  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Heating System Uses Natural Gas
  • Water Softener

Additional Features

  • Sprinkler System
  • Living Room Balcony

Community Details

Overview

  • Association fees include common area maintenance, exterior (landscaping), exterior bldg maintenance, gated community, limited insurance, roof maintenance, sewer, termite, trash pickup, pest control, security, clubhouse paid
  • 6 Units
  • St. Cloud HOA
  • St. Cloud Community
  • Oceanside Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Amenities

  • Outdoor Cooking Area
  • Community Barbecue Grill
  • Picnic Area
  • Clubhouse
  • Banquet Facilities
  • Meeting Room

Recreation

  • Sport Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Community Spa
  • Recreational Area

Pet Policy

  • Call for details about the types of pets allowed

Security

  • Controlled Access
  • Gated Community
  • Fire Sprinkler System

Townhouse Details

Home Type

Townhome

Year Built

Built in 2019

Lot Details

0

HOA Fees

$345 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Stories: 3
  • Year Built: 2019
  • Unit Levels: 3 Story
  • Property Sub Type: Townhouse
  • Community Features: BBQ, Clubhouse/Rec Room, Exercise Room, Gated Community, Playground, Pool, Recreation Area, Spa/Hot Tub
  • SpaFeatures: Community/Common, Heated, Gunite
  • Security Features: Gated Community
  • Association Fees: 345.0
  • Association Fee Frequency: Monthly
  • Association Fee Inclusions: Common Area Maintenance, Exterior (Landscaping), Exterior Bldg Maintenance, Gated Community, Limited Insurance, Roof Maintenance, Sewer, Termite, Trash Pickup, Pest Control, Security, Clubhouse Paid
  • Co List Office Mls Id: 63967
  • Subdivision Name: OCEANSIDE
  • BuildingName: St. Cloud
  • Entry Level: 1
  • Living Area: 1844.0
  • FeedTypes: IDX
  • RFModificationTimestamp: 2025-12-13T16:47:55Z
  • ADU_YesNo: No
  • AgeRestrictions: N/K
  • CFDMelloRoosFeeReflct: Year
  • EntryLevelBuilding: 1
  • FullAddress: 4346 Nautilus Way 6
  • Ownership: Condominium
  • ShortSale: No
  • SupplementRemarks: Perfectly positioned across the street from Martin Luther King Jr. Park, which offers a skate park, baseball fields, soccer fields, and a tot lot, this home provides exceptional recreation options right at your doorstep. Experience the best of coastal living with comfort, style, and convenience all in one beautiful package!
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: 2 Staircases, Balcony, Bathtub, Built-Ins, Ceiling Fan, Copper Plumbing Full, Living Room Balcony, Low Flow Toilet(s), Open Floor Plan, Pantry, Recessed Lighting, Shower, Shower in Tub, Stone Counters, Kitchen Open to Family Rm
  • Total Bedrooms: 4
  • Appliances: Dishwasher, Disposal, Dryer, Fire Sprinklers, Garage Door Opener, Microwave, Range/Oven, Refrigerator, Washer, Water Softener, Energy Star Appliances, Freezer, Gas Oven, Range/Stove Hood, Self Cleaning Oven, Vented Exhaust Fan, Counter Top, Gas Cooking
  • Fireplace Features: N/K
  • Flooring: Carpet, Laminate

Exterior Features

  • Fencing: Full, Gate, Wrought Iron
  • Roof: Composition, Tile/Clay, Common Roof
  • View: Parklike, Pool
  • Pool Features: Community/Common, Association, Gunite, Heated, Fenced, Filtered, Tile
  • Disclosures: Homeowners Association, CC And R's
  • Common Walls: End Unit, 1 common wall
  • Construction Type: Wood/Stucco
  • Patio And Porch Features: Balcony

Garage/Parking

  • Garaged Spaces: 2.0
  • Parking Features: Attached, Garage - Rear Entry, Garage - Single Door, Garage Door Opener
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Forced Air, Electric, Energy Star
  • Heating: Forced Air Unit
  • Sewer: Public Sewer
  • Laundry Features: Electric, Gas, Gas & Electric Dryer HU
  • Water Source: Public
  • HeatSource: Natural Gas

Condo/Co-op/Association

  • Association Amenities: Banquet Facilities, Club House, Controlled Access, Gym/Ex Room, Meeting Room, Outdoor Cooking Area, Pet Rules, Pets Permitted, Picnic Area, Playground, Spa, Sport Court, Barbecue, Pool
  • Association Name: St. Cloud HOA
  • Pets Allowed: Yes

Lot Info

  • Zoning: R-1:SINGLE
  • Other Structures: N/K

Multi Family

  • Number Of Units Total: 6

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 31, 2025
Closed on
Dec 12, 2025
Sold by
Cutter Family Trust and Cutter Beverly E
Bought by
Stanford Dallen M and Branco Verity Mae
Seller's Agent
Gina Huggins
Redfin Corporation
Buyer's Agent
Angel Lopez
Swell Property
List Price
$869,000
Sold Price
$855,000
Premium/Discount to List
-$14,000
-1.61%
Views
73

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.43%
Original Mortgage
$505,000
Outstanding Balance
$504,513
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$349,933

Purchase Details

Closed on
Nov 2, 2022
Sold by
Cutter Christopher B
Bought by
Cutter Family Trust

Purchase Details

Closed on
Jun 28, 2019
Sold by
William Lyon Homes Inc
Bought by
Cutter Christopher B and Cutter Beverly E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$460,792
Interest Rate
3.9%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $855,000 Rocket Close And Title, Inc
Grant Deed -- --
Grant Deed $576,000 First American Title Co Hsd
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $505,000 New Conventional
Previous Owner $460,792 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/16/2025 12/16/25 Off Market $855,000 -- --
12/12/2025 12/12/25 Sold $855,000 0.0% $464 / Sq Ft
12/07/2025 12/07/25 Off Market $855,000 -- --
11/30/2025 11/30/25 Off Market $855,000 -- --
11/25/2025 11/25/25 Pending -- -- --
11/23/2025 11/23/25 Price Changed $855,000 -1.0% $464 / Sq Ft
11/14/2025 11/14/25 Price Changed $864,000 -0.6% $469 / Sq Ft
11/10/2025 11/10/25 For Sale $869,000 0.0% $471 / Sq Ft
11/10/2025 11/10/25 Off Market $869,000 -- --
10/31/2025 10/31/25 For Sale $869,000 -- $471 / Sq Ft
Source: San Diego MLS

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 250043003

San Diego MLS

APN: 160-690-14-30