NOT LISTED FOR SALE

435 Cross Harbor Dr Penhook, VA 24137

Estimated Value: $1,532,026 - $2,190,000

3 Beds
3.5 Baths
3,300 Sq Ft
$532/Sq Ft Est. Value

Last Sold October 25, 2024

Last sale price $1,495,000 $453 Per Sq Ft

Est. 17% increase in value since last sale

Current estimated payment $9,561/month

28 Days on Market

Highlights

  • 93 Feet of Waterfront
  • Golf Course Community
  • Lake View
  • Floating Dock
  • Public Beach
  • Deck

About This Home

As of October 2024

Discover the epitome of lakeside luxury at this stunning waterfront home, located within the prestigious Waters Edge Premier Golf and Country Club community. With breathtaking views from virtually every room, this property offers an unparalleled lifestyle that blends elegance, comfort, and convenience. Just a few steps away from the house, you'll find walkway access to your private dock and boathouse. The boathouse includes plenty of room for storage and a dry bar that opens for entertaining. The dock has room for seating, a large floater, and a covered lift with direct access to deep water--perfect for boating enthusiasts. A beautiful natural sandy beach is located right beside the walkway to the dock, offering the perfect spot to bask in the sun or enjoy a peaceful stroll

Last Agent to Sell the Property

Jody Lyons

LYONS TEAM, REALTORS(r) License #0225058838 Listed on: 08/18/2024

Last Buyer's Agent

Jan McGraw

BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE License #0225051955

BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,766

Year Built

  • Built in 1997

Lot Details

  • 0.53 Acre Lot
  • 93 Feet of Waterfront
  • Public Beach
  • Gentle Sloping Lot

Home Design

  • Contemporary Architecture
  • Stone Siding

Interior Spaces

  • Wet Bar
  • Cathedral Ceiling
  • Ceiling Fan
  • Heatilator
  • Fireplace Features Blower Fan
  • Gas Log Fireplace
  • Great Room with Fireplace
  • Sun or Florida Room
  • Screened Porch
  • Storage
  • Lake Views

Kitchen

  • Electric Range
  • Built-In Microwave
  • Dishwasher
  • Compactor
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Outdoor Features

  • Personal Watercraft Lift
  • Rip-Rap
  • Dock has a Storage Area
  • Boat Hoist or Davit
  • Floating Dock
  • Deck

Schools

  • Glade Hill Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Community Details

Overview

  • No Home Owners Association
  • The Waters Edge Subdivision

Recreation

  • Golf Course Community
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,766

Year Built

Built in 1997

Lot Details

0

Listing Details

  • Interior Features: Cathedral Ceiling, Ceiling Fan, Gas Log Fireplace, Heatolater, Storage, Walk-in-Closet, Wet Bar
  • Heating System: Heat Pump Electric
  • Fireplace(s): Great Room
  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Has Basement: Walkout - Full
  • Major Appliances: Clothes Dryer, Clothes Washer, Compacter, Dishwasher, Disposer, Garage Door Opener, Microwave Oven (Built In), Range Electric, Refrigerator
  • Cooling System: Heat Pump Electric
  • Outside Features: Deck, Paved Driveway, Screened Porch, Sunroom
  • Views: Lake
  • BedroomsBREntryLevel: 1
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 1800.00
  • ExteriorDoors: Full View
  • Fireplace Number Fireplaces: 1
  • FullBathsFullBathsLowerLvl: 2
  • HalfBathsHalfBathsEntryLvl: 1
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: Shentel
  • LaundryLaundryLowerLevel: 1
  • LengthOfWaterfront: 93.00
  • LowerBelowGrdFin Sq Ft: 1500.00
  • Major Area: 04 - Franklin County
  • MasterBedroomsMasterBRLowerLvl: 1
  • NumberPrimCovSpaces: 2.00
  • Hoa2 Or Poa: No
  • PrimCoveredPrking: Garage Attached
  • Residential Type: Detached
  • Style Of House: Contemporary
  • Total Above Grd Fin S Q F T: 1800
  • TotalBdrm: 3
  • TotalBths: 3.10
  • TotalCovdPrkSpc: 2.00
  • TotalFBaths: 3
  • Total Finished Sq Ft: 3300.00
  • TotalHBaths: 1
  • Water Class: Waterfront Property
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Front Porch, Rear Porch

Utilities

  • Sewer Description: Private Septic
  • Water Description: Public Water
  • Water Heater Type: Tank

Association/Amenities

  • Misc Features: Cable TV, Fireplace Blower, Paved Road, Underground Util

Lot Info

  • Lot Description: Gentle Slope
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 0.53

Green Features

  • Water Features: Beach, Cove, Riprap Shoreline, Southern Exposure

Building Info

  • Year Built: 1997

Tax Info

  • Taxes (6 mo): 4766.00

MLS Schools

  • Elementary School: Glade Hill
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 18, 2024
Closed on
Oct 2, 2024
Sold by
Taylor John C and Taylor Sybil J
Bought by
Drake William Chiang and Drake Deborah
Seller's Agent
Jody Lyons
LYONS TEAM, REALTORS(r)
Buyer's Agent
Jan McGraw
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
List Price
$1,595,000
Sold Price
$1,495,000
Premium/Discount to List
-$100,000
-6.27%
Views
31
Current Estimated Value
$1,754,257

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$259,257
Avg. Annual Appreciation
14.51%
Original Mortgage
$1,196,000
Outstanding Balance
$1,180,634
Interest Rate
6.2%
Mortgage Type
New Conventional
Estimated Equity
$573,623

Purchase Details

Closed on
Sep 1, 2021
Sold by
Taylor John C
Bought by
Taylor John C and Taylor Sybil J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$880,000
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 24, 2021
Sold by
Wittman Gregory J and Wittman Tina M
Bought by
Taylor John C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$880,000
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 5, 2013
Closed on
May 24, 2013
Sold by
Brown H Chapman and Brown Emily L
Bought by
Wittman Gregory J and Wittman Tina M
Seller's Agent
Jane Sullivan Horne
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Buyer's Agent
Jane Sullivan Horne
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
List Price
$629,000
Sold Price
$629,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.52%
Original Mortgage
$503,200
Interest Rate
3.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Drake William Chiang $1,495,000 None Listed On Document
Drake William Chiang $1,495,000 None Listed On Document
Taylor John C -- None Available
Taylor John C $980,000 Fidelity National Ttl Ins Co
Wittman Gregory J $629,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Drake William Chiang $1,196,000
Closed Drake William Chiang $1,196,000
Previous Owner Taylor John C $880,000
Previous Owner Wittman Gregory J $503,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/25/2024 10/25/24 Sold $1,495,000 0.0% $453 / Sq Ft
09/20/2024 09/20/24 Pending -- -- --
08/31/2024 08/31/24 Price Changed $1,495,000 -6.3% $453 / Sq Ft
08/23/2024 08/23/24 For Sale $1,595,000 +153.6% $483 / Sq Ft
06/14/2013 06/14/13 Sold $629,000 0.0% $191 / Sq Ft View Prior Sale
04/12/2013 04/12/13 Pending -- -- --
04/05/2013 04/05/13 For Sale $629,000 -- $191 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,767 $1,108,500 $262,000 $846,500
2024 $4,767 $1,108,500 $262,000 $846,500
2023 $3,608 $591,500 $207,500 $384,000
2022 $3,608 $591,500 $207,500 $384,000
2021 $3,608 $591,500 $207,500 $384,000
2020 $3,608 $591,500 $207,500 $384,000
2019 $4,191 $687,100 $305,000 $382,100
2018 $4,191 $687,100 $305,000 $382,100
2017 $3,779 $675,600 $295,000 $380,600
2016 $3,779 $675,600 $295,000 $380,600
2015 $3,648 $675,600 $295,000 $380,600
2014 $3,648 $675,600 $295,000 $380,600
2013 $3,648 $675,600 $295,000 $380,600
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Roanoke Valley Association of REALTORS®

MLS Number: 910156

Roanoke Valley Association of REALTORS®

APN: 0510705600