435 Cross Harbor Dr Penhook, VA 24137
3
Beds
3.5
Baths
3,300
Sq Ft
0.53
Acres
Highlights
- 93 Feet of Waterfront
- Golf Course Community
- Lake View
- Floating Dock
- Public Beach
- Deck
About This Home
As of October 2024Discover the epitome of lakeside luxury at this stunning waterfront home, located within the prestigious Waters Edge Premier Golf and Country Club community. With breathtaking views from virtually every room, this property offers an unparalleled lifestyle that blends elegance, comfort, and convenience. Just a few steps away from the house, you'll find walkway access to your private dock and boathouse. The boathouse includes plenty of room for storage and a dry bar that opens for entertaining. The dock has room for seating, a large floater, and a covered lift with direct access to deep water--perfect for boating enthusiasts. A beautiful natural sandy beach is located right beside the walkway to the dock, offering the perfect spot to bask in the sun or enjoy a peaceful stroll
Last Agent to Sell the Property
LYONS TEAM, REALTORS(r) License #0225058838 Listed on: 08/18/2024
Last Buyer's Agent
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE License #0225051955
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,766
Year Built
- Built in 1997
Lot Details
- 0.53 Acre Lot
- 93 Feet of Waterfront
- Public Beach
- Gentle Sloping Lot
Home Design
- Contemporary Architecture
- Stone Siding
Interior Spaces
- Wet Bar
- Cathedral Ceiling
- Ceiling Fan
- Heatilator
- Fireplace Features Blower Fan
- Gas Log Fireplace
- Great Room with Fireplace
- Sun or Florida Room
- Screened Porch
- Storage
- Lake Views
Kitchen
- Electric Range
- Built-In Microwave
- Dishwasher
- Compactor
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Main Level Bedroom
- Walk-In Closet
Laundry
- Laundry on main level
- Dryer
- Washer
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Parking
- 2 Car Attached Garage
- Garage Door Opener
Outdoor Features
- Personal Watercraft Lift
- Rip-Rap
- Dock has a Storage Area
- Boat Hoist or Davit
- Floating Dock
- Deck
Schools
- Glade Hill Elementary School
- Ben Franklin Middle School
- Franklin County High School
Utilities
- Heat Pump System
- Underground Utilities
- Electric Water Heater
- Cable TV Available
Community Details
Overview
- No Home Owners Association
- The Waters Edge Subdivision
Recreation
- Golf Course Community
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 18, 2024
Closed on
Oct 2, 2024
Sold by
Taylor John C and Taylor Sybil J
Bought by
Drake William Chiang and Drake Deborah
Seller's Agent
Jody Lyons
LYONS TEAM, REALTORS(r)
Buyer's Agent
Jan McGraw
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
List Price
$1,595,000
Sold Price
$1,495,000
Premium/Discount to List
-$100,000
-6.27%
Views
31
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$22,247
Avg. Annual Appreciation
1.23%
Original Mortgage
$1,196,000
Outstanding Balance
$1,187,854
Interest Rate
6.2%
Mortgage Type
New Conventional
Estimated Equity
$321,791
Purchase Details
Closed on
Sep 1, 2021
Sold by
Taylor John C
Bought by
Taylor John C and Taylor Sybil J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$880,000
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 24, 2021
Sold by
Wittman Gregory J and Wittman Tina M
Bought by
Taylor John C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$880,000
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 5, 2013
Closed on
May 24, 2013
Sold by
Brown H Chapman and Brown Emily L
Bought by
Wittman Gregory J and Wittman Tina M
Seller's Agent
Jane Sullivan Horne
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Buyer's Agent
Jane Sullivan Horne
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
List Price
$629,000
Sold Price
$629,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.46%
Original Mortgage
$503,200
Interest Rate
3.5%
Mortgage Type
New Conventional
Similar Homes in Penhook, VA
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Bargain Sale Deed | $1,495,000 | None Listed On Document | |
| Bargain Sale Deed | $1,495,000 | None Listed On Document | |
| Gift Deed | -- | None Available | |
| Deed | $980,000 | Fidelity National Ttl Ins Co | |
| Deed | $629,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,196,000 | New Conventional | |
| Closed | $1,196,000 | New Conventional | |
| Previous Owner | $880,000 | New Conventional | |
| Previous Owner | $503,200 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/25/2024 10/25/24 | Sold | $1,495,000 | 0.0% | $453 / Sq Ft |
| 09/20/2024 09/20/24 | Pending | -- | -- | -- |
| 08/31/2024 08/31/24 | Price Changed | $1,495,000 | -6.3% | $453 / Sq Ft |
| 08/23/2024 08/23/24 | For Sale | $1,595,000 | +153.6% | $483 / Sq Ft |
| 06/14/2013 06/14/13 | Sold | $629,000 | 0.0% | $191 / Sq Ft |
| 04/12/2013 04/12/13 | Pending | -- | -- | -- |
| 04/05/2013 04/05/13 | For Sale | $629,000 | -- | $191 / Sq Ft |
Source: Roanoke Valley Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,767 | $1,108,500 | $262,000 | $846,500 |
| 2023 | $3,608 | $591,500 | $207,500 | $384,000 |
| 2022 | $3,608 | $591,500 | $207,500 | $384,000 |
| 2021 | $3,608 | $591,500 | $207,500 | $384,000 |
| 2020 | $3,608 | $591,500 | $207,500 | $384,000 |
| 2019 | $4,191 | $687,100 | $305,000 | $382,100 |
| 2018 | $4,191 | $687,100 | $305,000 | $382,100 |
| 2017 | $3,779 | $675,600 | $295,000 | $380,600 |
| 2016 | $3,779 | $675,600 | $295,000 | $380,600 |
| 2015 | $3,648 | $675,600 | $295,000 | $380,600 |
| 2014 | $3,648 | $675,600 | $295,000 | $380,600 |
| 2013 | $3,648 | $675,600 | $295,000 | $380,600 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2024
Jody Lyons
LYONS TEAM, REALTORS(r)
(540) 537-4932
2 in this area
107 Total Sales
-
Buyer's Agent in 2024
Jan McGraw
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
(540) 400-9882
4 in this area
40 Total Sales
-
J
Seller's Agent in 2013
Jane Sullivan Horne
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
(540) 493-1690
60 in this area
124 Total Sales
Map
Source: Roanoke Valley Association of REALTORS®
MLS Number: 910156
APN: 0510705600
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