$139,999
PRE-FORECLOSURE The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.

435 Gifford Rd Schenectady, NY 12304

Estimated payment $1,070/month

Total Views 4,407
3 Beds
1 Bath
864 Sq Ft
$162 Price per Sq Ft

Highlights

  • Hot Property
  • No HOA
  • Living Room
  • Ranch Style House
  • 1 Car Attached Garage
  • Bathroom on Main Level

About This Home

Outstanding opportunity for investors and rehabbers. Solid single-family ranch featuring 3 bedrooms and 1 full bath, a functional one-level layout, and a detached garage for added value and storage. Situated on a desirable 0.25-acre lot, this property offers strong upside for a flip or long-term rental.
Conveniently located with easy access to I-90 and I-87, and just minutes from Rivers Casino & Resort, dining, and entertainment. Homes of this style and size are in strong demand in this location.
Sold strictly AS IS. Seller will make no repairs or concessions. Cash or hard-money financing ONLY. A 10% deposit is due at contract signing. Proof of funds required with all offers. No contingencies.
Bring your vision and capitalize on this value-add investment opportunity.

Listing Agent

Angela Gonyo

Wolf River Real Estate, LLC License #10491207930 Listed on: 12/19/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,013

Year Built

  • Built in 1965

Lot Details

  • 0.25 Acre Lot

Parking

  • 1 Car Attached Garage
  • Driveway

Home Design

  • Ranch Style House
  • Vinyl Siding

Interior Spaces

  • 864 Sq Ft Home
  • Living Room
  • Dining Room

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Basement

  • Partial Basement
  • Crawl Space

Schools

  • Schenectady High School

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 6.000 / 2
  • Assessor Parcel Number 421500 60.70-2-6

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,013

Year Built

Built in 1965

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1965
  • Directions: 435 Gifford Rd Schenectady
  • Above Grade Finished Sq Ft: 864.0
  • Architectural Style: Ranch
  • Lot Size Acres: 0.25
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Garage Yn: Yes
  • Architectural Style:Ranch: Yes
  • Directions Remarks: Agent to Agent Remarks: Outstanding opportunity for investors and rehabbers. Solid single-family ranch featuring 3 bedrooms and 1 full bath, a functional one-level layout, and a detached garage for added value and storage. Situated on a desirable 0.25-acre lot, this property offers strong upside for a flip or long-term rental. Conveniently located with easy access to I-90 and I-87, and just minutes from Rivers Casino & Resort, dining, and entertainment. Homes of this style and size are in strong demand in this location. Sold strictly AS IS. Seller will make no repairs or concessions. Cash or hard-money financing ONLY. A 10% deposit is due at contract signing. Proof of funds required with all offers. No contingencies. Bring your vision and capitalize on this value-add investment opportunity.
  • Directions Remarks: Public Remarks: Outstanding opportunity for investors and rehabbers. Solid single-family ranch featuring 3 bedrooms and 1 full bath, a functional one-level layout, and a detached garage for added value and storage. Situated on a desirable 0.25-acre lot, this property offers strong upside for a flip or long-term rental. Conveniently located with easy access to I-90 and I-87, and just minutes from Rivers Casino & Resort, dining, and entertainment. Homes of this style and size are in strong demand in this location. Sold strictly AS IS. Seller will make no repairs or concessions. Cash or hard-money financing ONLY. A 10% deposit is due at contract signing. Proof of funds required with all offers. No contingencies. Bring your vision and capitalize on this value-add investment opportunity.
  • Special Features: None

Interior Features

  • Basement: Crawl Space, Partial
  • Appliances: Other
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 864.0
  • Bedroom Level: First
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Bathroom Levels Full Bathroom 1: 1st
  • Appliances:Other57: Yes
  • Basement:Partial: Yes
  • Basement:Crawl Space: Yes

Exterior Features

  • Exterior Features: Drive-Paved
  • Construction Type: Vinyl Siding
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:Drive-Paved: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Attached, Driveway
  • Attached Garage: Yes
  • Total Parking Spaces: 4.0
  • Property Detail:Garage Spaces: 1.0
  • Property Detail:Parking YN: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: None
  • Heating: Forced Air, Natural Gas
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Land Lease: No
  • Parcel #: 421500 60.70-2-6
  • Lot Size Sq Ft: 10890.0

Tax Info

  • Tax Annual Amount: 4012.89
  • Tax Block: 2
  • Tax Lot: 6.000

MLS Schools

  • HighSchool: Schenectady

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,388 $94,300 $14,100 $80,200
2023 $4,264 $94,300 $14,100 $80,200
2022 $4,136 $94,300 $14,100 $80,200
2021 $4,053 $94,300 $14,100 $80,200
2020 $3,940 $94,300 $14,100 $80,200
2019 $2,639 $94,300 $14,100 $80,200
2018 $3,918 $94,300 $14,100 $80,200
2017 $3,628 $94,300 $14,100 $80,200
2016 $4,079 $94,300 $14,100 $80,200
2015 -- $94,300 $14,100 $80,200
2014 -- $94,300 $14,100 $80,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/19/2025 12/19/25 For Sale $139,999 -- $162 / Sq Ft
Source: Global MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $60,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Source: Global MLS

MLS Number: 202530969

Global MLS

APN: 060-070-0002-006-000-0000

New York Schenectady County Schenectady 12304

435 Gifford Rd, Schenectady, NY

For Sale

Detached

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Information is deemed reliable but not guaranteed.



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Angela Gonyo
Listing Agent
Angela Gonyo
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Wolf River Real Estate, LLC
(518) 840-0699