$179,000
$10K PRICE DROP

435 Overlook Rd Unit 4-1C Sapphire, NC 28774

Sapphire Neighborhood

Estimated payment $1,643/month

Total Views 6,303
1 Bed
1.5 Baths
-- Sq Ft
-- Price per Sq Ft

Highlights

  • Golf Course Community
  • Community Lake
  • Community Indoor Pool
  • Fitness Center
  • Clubhouse
  • Furnished

About This Home

Experience the ultimate in convenience and charm with this thoughtfully updated ground-floor Hilltop condo, located minutes from Fairfield Lake. This prime one-bedroom, one-and-a-half-bathroom unit is the closest Hilltop condo to the lake and offers easy access with minimal stairs, making it a standout in the community. Step into the inviting living room, where a cozy wood-burning fireplace takes center stage, offering the perfect spot for relaxing evenings or gathering with loved ones. The current owner has thoughtfully upgraded the space with elegant luxury vinyl plank flooring, crown molding, and detailed trim, adding a touch of sophistication to the warmth of the room. Adjacent to the living room, the refreshed kitchen boasts new countertops and freshly painted cabinetry, creating a bright and functional space that seamlessly blends style and practicality. Offered fully furnished, this condo is move-in ready, with minimal exclusions. Enjoy full access to Sapphire Valley’s impressive amenities, including indoor and outdoor swimming pools, tennis courts, a golf course, a fitness center, trails, a playground, and more. Whether as a low-maintenance mountain retreat or a smart investment opportunity, this condo delivers an unbeatable combination of location, comfort, and value.

Listing Agent

Jonathan Hough

Silver Creek Real Estate Group, Inc. License #321498 Listed on: 05/06/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $508

Year Built

  • Built in 1973

HOA Fees

  • $659 Monthly HOA Fees

Home Design

  • Entry on the 1st floor
  • Wood Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 1-Story Property
  • Furnished
  • Living Room with Fireplace
  • Vinyl Flooring
  • Dryer

Kitchen

  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 1 Bedroom

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Cooling Available
  • Space Heater
  • Heating System Uses Wood
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 4-1C
  • Assessor Parcel Number 7592-03-8918

Community Details

Overview

  • Hilltop HOA
  • Hilltop Subdivision
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Recreation Facilities
  • Community Playground
  • Fitness Center
  • Community Indoor Pool
  • Community Spa
  • Dog Park
  • Trails

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$508

Year Built

Built in 1973

Lot Details

0

HOA Fees

$659 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Lot Size Acres: 0.04
  • Exclusions: Living Room TV and Credenza
  • Subdivision Name: Hilltop
  • Directions: Directions from Cashiers Crossroads: Take Highway 64 East toward Sapphire Valley. Shortly after passing the Merriewood entrance, turn left into the Fairfield Lake entrance. Make an immediate right, then follow the road up the hill. At the top, take the middle split and continue along the one-way road. Look for Building 4 on the left. Park nearby and take the steps down to the walkway to Unit 1C. When parking is available, you can park on the ground level by turning into building 4 on the first parking area on the right once you enter Hilltop.
  • Building Name: Hilltop
  • Entry Level: 1
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1973
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Furnished: Furnished
  • Appliances: Dryer, Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • Has Basement: None
  • Basement YN: No
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 1
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Vinyl
  • Interior Amenities: Crown Molding

Exterior Features

  • Pool Features: Association, Community
  • Construction Type: Block, Stucco, Wood Siding
  • Exterior Features: Courtyard, Lighting, Satellite Dish
  • Other Structures: None
  • Patio And Porch Features: Rear Porch, Covered, Front Porch, Patio
  • Roof: Asphalt

Garage/Parking

  • Parking Features: Additional Parking, Asphalt

Utilities

  • Cooling: Electric, Other
  • Cooling Y N: Yes
  • Heating: Electric, Space Heater, Wood
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Cable Connected, Electricity Connected, Natural Gas Not Available, High Speed Internet Available, Phone Available, Sewer Connected, Satellite Internet Available, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Fitness Center, Fishing, Golf, Lake, Playground, Pickleball, Pool, Street Lights, Tennis Court(s), Trails/Paths
  • Amenities: Dog Park, Fitness Center, Golf Course, Indoor Pool, Playground, Park, Pool, Recreation Facilities, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Association Fee: 7905.0
  • Association Fee Frequency: Annually
  • Association Name: Hilltop HOA
  • Association: Yes
  • Pets Allowed: Yes

Lot Info

  • Parcel #: 7592-03-8918
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 508.0
  • Tax Lot: 4-1C
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $643 $169,135 $40,000 $129,135
2024 $381 $100,310 $25,000 $75,310
2023 $491 $100,310 $25,000 $75,310
2022 $491 $100,310 $25,000 $75,310
2021 $456 $120,130 $25,000 $95,130
2020 $445 $94,640 $25,000 $69,640
2019 $445 $94,640 $25,000 $69,640
2018 $445 $94,640 $25,000 $69,640
2017 $435 $94,640 $25,000 $69,640
2015 $439 $94,640 $25,000 $69,640
2011 -- $126,270 $20,000 $106,270
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/15/2025 10/15/25 Price Changed $179,000 -5.3% --
05/06/2025 05/06/25 For Sale $189,000 -- --
Source: Highlands-Cashiers Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $105,000 None Available
Warranty Deed $55,000 Attorney
Warranty Deed $14,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $44,000 New Conventional
Source: Public Records

Source: Highlands-Cashiers Board of REALTORS®

MLS Number: 1000797

APN: 7592-03-8918

North Carolina Jackson County Sapphire 28774 Sapphire

435 Overlook Rd Unit 4-1C, Sapphire, NC

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Jonathan Hough
Listing Agent
Jonathan Hough
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Silver Creek Real Estate Group, Inc.
(828) 900-9319