NOT LISTED FOR SALE

435 Ridgefield Cir Guntersville, AL 35976

Estimated Value: $588,680 - $733,000

3 Beds
2.5 Baths
3,537 Sq Ft
$186/Sq Ft Est. Value

Last Sold March 26, 2014

Last sale price $320,000 $90 Per Sq Ft

Est. 106% increase in value since last sale

Current estimated payment $3,606/month

979 Days on Market

Highlights

  • Bluff View
  • 1 Fireplace
  • Double Pane Windows
  • Guntersville Elementary School Rated 10
  • No HOA
  • Two cooling system units

About This Home

As of March 2014

CUSTOM BUILT EXECUTIVE HOME OVERLOOKING LAKE GUNTERSVILLE. OPEN FLOOR PLAN. 9' CEILINGS, GRANITE COUNTER TOPS, HARDWOOD FLOOR, MARBLE SHOWER AND WHIRLPOOL TUB, OVER $75,000 IN UPGRADES. PRIVATE OFFICE IN MASTER SUITE. COVERED PORCH. CALL FOR MORE DETAILS.

Last Agent to Sell the Property

Mike Mccollum

The Real Estate Group License #20943 Listed on: 06/21/2011

Last Buyer's Agent

Jimmy Hill

Dynasty Real Estate Services License #73799

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,589

Lot Details

  • Lot Dimensions are 306 x 232 x 277

Interior Spaces

  • 3,537 Sq Ft Home
  • Property has 2 Levels
  • 1 Fireplace
  • Double Pane Windows
  • Bluff Views
  • Crawl Space

Kitchen

  • Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom located on second floor

Schools

  • Guntersville Elementary School
  • Guntersville High School

Utilities

  • Two cooling system units
  • Central Heating
  • Heating System Uses Gas
  • Septic Tank

Community Details

  • No Home Owners Association
  • Ridgefield Subdivision

Listing and Financial Details

  • Tax Lot 34
  • Assessor Parcel Number 1506140000002034

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,589

Lot Details

0

Listing Details

  • Living Area: 3537
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 306 x 232 x 277
  • Subdivision Name: Ridgefield
  • New Construction: No
  • Property Attached Yn: No
  • Kitchen Level: First
  • Special Features: None

Interior Features

  • Total Bedrooms: 3
  • Appliances: Dishwasher, Range
  • Levels: Two
  • Basement: Crawl Space
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Fireplace Features: One
  • Fireplaces: 1
  • Fireplace: Yes
  • Window Features: Double Pane Windows
  • ResoLivingAreaSource: Appraiser
  • Room Bedroom3 Area: 196
  • Master Bedroom Master Bedroom Level: Second
  • Room Bedroom2 Area: 210
  • Room Bedroom3 Level: Second
  • Master Bedroom Master Bedroom Width: 14
  • Room Bedroom2 Level: Second
  • Room Kitchen Area: 247
  • Dining Room Dining Room Level: First
  • Room Master Bedroom Area: 252
  • Room Dining Room Area: 196

Exterior Features

  • View: Bluff/Brow, Water

Utilities

  • Heating: Central 1, Gas(n/a use NGas or PGas)
  • Cooling: Central 2
  • Sewer: Septic Tank
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Middle Or Junior School: Guntersville

Lot Info

  • Parcel Number: 1506140000002034
  • ResoLotSizeUnits: Acres

Green Features

Tax Info

  • Tax Lot: 34

MLS Schools

  • Elementary School: Guntersville
  • High School: Guntersville

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 21, 2011
Closed on
Mar 26, 2014
Sold by
Cole Thomas A and Cole Lynda
Bought by
Smiley Steven Loveless and Smiley Ruthann M
Seller's Agent
Mike Mccollum
The Real Estate Group
Buyer's Agent
Jimmy Hill
Dynasty Real Estate Services
List Price
$339,900
Sold Price
$320,000
Premium/Discount to List
-$19,900
-5.85%
Current Estimated Value
$657,920

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$337,920
Avg. Annual Appreciation
6.76%
Original Mortgage
$290,000
Interest Rate
4.4%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 22, 2006
Sold by
Stabler John Brent
Bought by
Cole Thomas A and Cole Lynda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,000
Interest Rate
6.39%
Mortgage Type
Future Advance Clause Open End Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smiley Steven Loveless $320,000 None Available
Cole Thomas A $278,500 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smiley Steven Loveless $391,500
Closed Smiley Steven $406,354
Closed Smiley Steven L $128,606
Closed Smiley Steven Loveless $290,000
Previous Owner Cole Thomas A $300,000
Previous Owner Cole Thomas A $232,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/24/2014 06/24/14 Off Market $320,000 -- --
03/26/2014 03/26/14 Sold $320,000 -5.9% $90 / Sq Ft
02/24/2014 02/24/14 Pending -- -- --
06/21/2011 06/21/11 For Sale $339,900 -- $96 / Sq Ft
Source: ValleyMLS.com

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,589 $44,280 $0 $0
2023 $1,589 $40,240 $7,000 $33,240
2022 $1,442 $40,240 $0 $0
2021 $1,442 $40,240 $0 $0
2020 $1,238 $34,660 $0 $0
2017 $1,243 $34,800 $0 $0
2015 -- $33,020 $0 $0
2014 -- $30,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • M

    Seller's Agent in 2014

    Mike Mccollum

    RE/MAX

  • Jimmy Hill

    Buyer's Agent in 2014

    Jimmy Hill

    Dynasty Real Estate Services

    (256) 327-7600

    22 Total Sales

    Jimmy Hill
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Map

Source: ValleyMLS.com

MLS Number: 672875

ValleyMLS.com

APN: 150614-0-000-002034

Alabama Marshall County Guntersville 35976

435 Ridgefield Cir, Guntersville, AL

This home is located at 435 Ridgefield Cir, Guntersville, AL 35976 since 21 June 2011 and is currently estimated at $657,920, approximately $186 per square foot. 435 Ridgefield Cir is a home located in Marshall County with nearby schools including Guntersville Elementary School, Cherokee Elementary School, and Guntersville Middle School.

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