$1,365,000
SOLD JUN 2, 2025
4 Beds
3.5 Baths
3,972 Sq Ft
$2,145/mo HOA Fee

Recently Sold

$344 Per Sq Ft

13% Below List Price

183 Days on Market

Highlights

  • City View
  • 5-minute walk to 3Rd Street
  • Wood Flooring
  • Myers Park High Rated A
  • Open Floorplan
  • Whirlpool Bathtub

About This Home

As of June 2025

Welcome to The Ratcliffe, one of Charlotte's finest uptown destinations! Opulence meets sophistication. Luxury and convenience define the lifestyle. Former NFL Quarterback Rodney Peete and wife Holly Peete are previous owners of this special unit. Their impeccable taste left an indelible mark on its character. TWO levels of luxury and TWO primary bedroom suites (one on each level). Enjoy captivating views of shifting clouds, sunrises and sunsets from the expansive balcony. Nearly 4000sf of high-end finishes. Hardwood floors, built-ins, 19 ft ceilings, Steam Shower. Kitchen offers island, breakfast counter. Sun-filled flex rooms overlook The Green. Upstairs: Split bedroom floor plan. The Ratcliffe provides direct access to Overstreet Mall (skywalk system of fitness centers, hotels, shops, restaurants). Within walking distance: Bank of America Stadium, Spectrum Center, Knight Theatre. TWO deeded, gated parking spaces. Storage closet. On-site property mgmt. 24-hr security. New roof 2022.

Last Agent to Sell the Property

Lisa Emory

COMPASS Brokerage Email: lisa.emory@compass.com License #159876 Listed on: 10/01/2024

COMPASS

Last Buyer's Agent

Shane McDevitt

The McDevitt Agency License #215578

The McDevitt Agency

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $13,712

Year Built

  • Built in 2002

HOA Fees

  • $2,145 Monthly HOA Fees

Home Design

  • Entry on the 3rd floor
  • Brick Exterior Construction
  • Pillar, Post or Pier Foundation
  • Stucco

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Insulated Windows
  • French Doors
  • Entrance Foyer
  • Great Room with Fireplace

Kitchen

  • Breakfast Bar
  • Built-In Self-Cleaning Double Convection Oven
  • Electric Oven
  • Gas Cooktop
  • Dishwasher
  • Wine Refrigerator
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Split Bedroom Floorplan
  • Walk-In Closet
  • Whirlpool Bathtub
  • Garden Bath

Laundry

  • Laundry Room
  • Laundry Chute

Home Security

Parking

  • Attached Garage
  • 2 Assigned Parking Spaces

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Central Air
  • Vented Exhaust Fan
  • Heat Pump System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 125-052-16

Community Details

Overview

  • Cams Association, Phone Number (877) 672-2267
  • The Ratcliffe Subdivision
  • Mandatory home owners association

Security

  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$13,712

Year Built

Built in 2002

Lot Details

0

HOA Fees

$2,145 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Year Built: 2002
  • Restrictions: Architectural Review
  • Road Surface Type: Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 343.66
  • Geocode Confidence: High
  • Attribution Contact: lisa.emory@compass.com
  • Special Features: None

Interior Features

  • Foundation Details: Pillar/Post/Pier
  • Entry Level: 3
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Breakfast Bar, Built-in Features, Cable Prewire, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Split Bedroom, Storage, Walk-In Closet(s), Walk-In Pantry, Whirlpool
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1922
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Main: 180
  • Sq Ft Unheated Total: 180
  • Sq Ft Upper: 2050
  • Appliances: Convection Oven, Dishwasher, Disposal, Double Oven, Electric Oven, Exhaust Fan, Gas Cooktop, Refrigerator, Self Cleaning Oven, Wall Oven, Washer/Dryer, Wine Refrigerator
  • Above Grade Finished Sq Ft: 3972
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: French Doors, Insulated Door(s)
  • Fireplace Features: Gas, Gas Log, Great Room
  • Living Area: 3972
  • Window Features: Insulated Window(s)
  • Bedroom Main: 1
  • Room Count: 16

Exterior Features

  • Exterior Features: Elevator
  • New Construction: No
  • Construction Type: Site Built
  • View: City, Long Range
  • Construction Type: Brick Partial, Hard Stucco
  • Patio And Porch Features: Balcony, Covered

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Assigned, Attached Garage, Parking Garage, Parking Space(s)
  • Assigned Spaces: 2

Utilities

  • Heating: Heat Pump
  • Sewer: Public Sewer
  • Laundry Features: Laundry Chute, Laundry Room, Main Level
  • Security: Carbon Monoxide Detector(s), Fire Sprinkler System, Smoke Detector(s)
  • Cooling: Central Air
  • Utilities: Cable Available, Electricity Connected, Natural Gas
  • Water Source: City

Condo/Co-op/Association

  • Association Fee: 2145.24
  • Association Fee Frequency: Monthly
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: CAMS
  • Phone: 877-672-2267

Association/Amenities

  • Association Annual Expense: 25742.88

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: Level, Views
  • Parcel Number: 125-052-16
  • Land Included Yn: 0
  • Zoning Specification: UMUD

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 1, 2024
Closed on
Jun 2, 2025
Sold by
Jackson James C and Ford Nina
Bought by
Eqm Enterprises Llc
Seller's Agent
Lisa Emory
COMPASS
Buyer's Agent
Shane McDevitt
The McDevitt Agency
List Price
$1,575,000
Sold Price
$1,365,000
Premium/Discount to List
-$210,000
-13.33%
Views
178
Current Estimated Value
$1,463,161

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$98,161
Avg. Annual Appreciation
24.24%
Original Mortgage
$1,275,300
Outstanding Balance
$1,068,736
Interest Rate
6.83%
Mortgage Type
Construction
Estimated Equity
$394,425

Purchase Details

Closed on
Oct 11, 2005
Sold by
Peete Rodney and Robinson Peete Holly
Bought by
Jackson James C and Jackson Nina Ford

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$760,000
Interest Rate
5.25%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jun 23, 2003
Sold by
The Ratcliffe Llc
Bought by
Peete Rodney and Robinson Peete Holly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$645,520
Interest Rate
4.75%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,365,000 Investors Title
Warranty Deed $1,365,000 Investors Title
Warranty Deed $950,000 --
Warranty Deed $807,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,275,300 Construction
Closed $1,275,300 Construction
Previous Owner $760,000 Fannie Mae Freddie Mac
Previous Owner $645,520 Purchase Money Mortgage
Closed $80,690 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/02/2025 06/02/25 Sold $1,365,000 -7.5% $344 / Sq Ft
04/03/2025 04/03/25 Pending -- -- --
03/18/2025 03/18/25 Price Changed $1,475,000 -6.3% $371 / Sq Ft
02/07/2025 02/07/25 Price Changed $1,575,000 0.0% $397 / Sq Ft
02/07/2025 02/07/25 For Sale $1,575,000 +15.4% $397 / Sq Ft
01/01/2025 01/01/25 Off Market $1,365,000 -- --
10/05/2024 10/05/24 For Sale $1,595,000 0.0% $402 / Sq Ft
10/02/2024 10/02/24 Off Market $1,595,000 -- --
10/01/2024 10/01/24 For Sale $1,595,000 -- $402 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,712 $1,688,113 -- $1,688,113
2024 $13,712 $1,688,113 -- $1,688,113
2023 $13,712 $1,688,113 $0 $1,688,113
2022 $15,584 $1,526,900 $0 $1,526,900
2021 $15,573 $1,526,900 $0 $1,526,900
2020 $15,566 $1,526,900 $0 $1,526,900
2019 $15,758 $1,526,900 $0 $1,526,900
2018 $11,108 $802,800 $120,000 $682,800
2017 $10,877 $802,800 $120,000 $682,800
2016 $10,867 $802,800 $120,000 $682,800
2015 $10,856 $802,800 $120,000 $682,800
2014 $10,772 $802,800 $120,000 $682,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4187417

Canopy MLS (Canopy Realtor® Association)

APN: 125-052-16