NOT LISTED FOR SALE

435 Seneca St Schenectady, NY 12308

Estimated Value: $170,281 - $250,000

6 Beds
2 Baths
1,978 Sq Ft
$102/Sq Ft Est. Value

Last Sold October 26, 2022

Last sale price $125,000 $63 Per Sq Ft

Est. 61% increase in value since last sale

Current estimated payment $1,427/month

5 Days on Market

Highlights

  • Deck
  • No HOA
  • Double Pane Windows
  • Wood Flooring
  • Front Porch
  • Window Unit Cooling System

About This Home

As of October 2022

Great investment or owner occupied house. Close to casino, Union College and waterfront. Many updates include new wiring with new circuit breakers added, new flooring downstairs, bathroom and kitchen renovated downstairs, washer/dryer in first floor unit, fully fenced yard and porches for both units. Rents could be higher.
Please wear masks for showings

Last Agent to Sell the Property

Christina VanDerwerker

Berkshire Hathaway HomeServices Blake, REALTORS Listed on: 08/24/2022

Last Buyer's Agent

Christina VanDerwerker

B & L Property Group LLC

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,116

Year Built

  • Built in 1900

Lot Details

  • 2,614 Sq Ft Lot
  • Gated Home
  • Wood Fence
  • Back Yard Fenced
  • Level Lot
  • Cleared Lot

Home Design

  • Duplex
  • Stone Foundation
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 1,978 Sq Ft Home
  • 2-Story Property
  • Double Pane Windows
  • Insulated Windows
  • Pull Down Stairs to Attic

Flooring

  • Wood
  • Linoleum
  • Laminate
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry in Bathroom
  • Washer and Dryer Hookup

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry

Home Security

  • Security Lights
  • Closed Circuit Camera

Outdoor Features

  • Deck
  • Patio
  • Front Porch

Schools

  • Schenectady High School

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tenant pays for hot water, heat, internet, electricity, gas
  • The owner pays for trash collection, sewer, water
  • Legal Lot and Block 12 / 1
  • Assessor Parcel Number 421500 39.35-1-12

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,116

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Zoning: Multi Residence
  • Year Built: 1900
  • Directions: Erie Blvd to Seneca St, house is on the left or VanVranken to Seneca St, house is on the right
  • Above Grade Finished Sq Ft: 1978.0
  • Financial Details General Taxes: 2766.13
  • General Taxes Description: Actual
  • Financial Details School Taxes: 1349.88
  • School Taxes Description: Actual
  • Lot Size Acres: 0.06
  • New Construction: No
  • Sale Detail Seller Contribution: No
  • Number Of Separate Electric Meters: 2
  • Number Of Separate Gas Meters: 2
  • Water Sewer Expense Description: Actual
  • Rental Income: 1700.0
  • Rental Income Description: Actual
  • Income: 1700.0
  • Income Description: actual
  • Flooring:Laminate: Yes
  • Fencing:Back Yard: Yes
  • Flooring:Hardwood: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Flooring:Ceramic Tile: Yes
  • Flooring:Vinyl: Yes
  • Foundation Details:Stone4: Yes
  • Fencing:Wood4: Yes
  • Electric:Circuit Breakers: Yes
  • Levels Two: Yes
  • Special Features: VirtualTour

Interior Features

  • Flooring: Vinyl, Ceramic Tile, Hardwood, Laminate, Linoleum
  • Basement: Full, Interior Entry, Unfinished
  • Full Bathrooms: 2
  • Total Bedrooms: 6
  • Living Area: 1978.0
  • Window Features: Double Pane Windows, Insulated Windows
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Owner Pays: Trash Collection, Sewer, Water
  • Full Basement: Yes
  • Laundry Features:In Bathroom: Yes
  • Attic Features:Hatch: Yes
  • Attic Features:Pull-Down: Yes
  • Basement:Interior Entry: Yes
  • Basement:Unfinished: Yes

Exterior Features

  • Exterior Features: None
  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Fencing: Wood, Back Yard, Gate
  • Foundation Details: Stone
  • Patio And Porch Features: Porch, Deck, Front Porch, Patio
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Porch: Yes
  • Patio And Porch Features:Deck: Yes
  • Exterior Features:None37: Yes
  • Patio And Porch Features:Patio: Yes
  • Window Features:Insulated Windows: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Window Features:Double Pane Windows2: Yes

Garage/Parking

  • Parking Features: None
  • Attached Garage: No
  • Open Parking: No
  • Property Detail:Parking YN: No
  • Parking Features:None11: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: Window Unit(s)
  • Electric: 200+ Amp Service, Circuit Breakers
  • Heating: Forced Air, Natural Gas
  • Laundry Features: Electric Dryer Hookup, In Bathroom, Washer Hookup
  • Security: Security Lights, Closed Circuit Camera(s)
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No
  • Unit 1 Amenities:Cable Available3: Yes
  • Unit 1 Amenities:High Speed Internet3: Yes
  • Unit 2 Amenities:Cable Available4: Yes
  • Unit 2 Amenities:High Speed Internet4: Yes

Fee Information

  • Annual Water Sewer Expense: 905.81

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Level, Cleared
  • Parcel #: 421500 39.35-1-12
  • Lot Size Sq Ft: 2613.6
  • ResoLotSizeUnits: Acres

Rental Info

  • Tenant Pays: Hot Water, Heat, Internet, Electricity, Gas

Tax Info

  • Tax Annual Amount: 4116.01
  • Tax Block: 1
  • Tax Lot: 12

MLS Schools

  • HighSchool: Schenectady

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 24, 2022
Closed on
Oct 26, 2022
Sold by
Bosco Laurie
Bought by
Rfd Homes Llc
Seller's Agent
Christina VanDerwerker
Berkshire Hathaway HomeServices Blake, REALTORS
Buyer's Agent
Christina VanDerwerker
B & L Property Group LLC
List Price
$115,000
Sold Price
$125,000
Premium/Discount to List
$10,000
8.7%
Views
145
Current Estimated Value
$201,570

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$76,570
Avg. Annual Appreciation
16.16%
Original Mortgage
$100,000
Outstanding Balance
$76,062
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$125,508

Purchase Details

Closed on
Dec 30, 2015
Sold by
Palmieri Suzanne
Bought by
Bosco Laurie

Purchase Details

Closed on
Nov 8, 2006
Sold by
Brown Ellen
Bought by
Palmieu Suzanne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$13,829
Interest Rate
6.1%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Nov 11, 2004
Sold by
Decosta Carolyn
Bought by
Brown Ellen
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Rfd Homes Llc $125,000 --
Bosco Laurie $69,000 None Available
Palmieu Suzanne $69,149 Sharon Freyer
Brown Ellen -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rfd Homes Llc $100,000
Previous Owner Palmieu Suzanne $13,829
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/26/2022 10/26/22 Sold $125,000 +8.7% $63 / Sq Ft
08/29/2022 08/29/22 Pending -- -- --
08/24/2022 08/24/22 For Sale $115,000 -- $58 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,471 $66,100 $9,900 $56,200
2023 $43 $66,100 $9,900 $56,200
2022 $4,149 $66,100 $9,900 $56,200
2021 $4,111 $66,100 $9,900 $56,200
2020 $4,029 $66,100 $9,900 $56,200
2019 $2,660 $66,100 $9,900 $56,200
2018 $4,062 $66,100 $9,900 $56,200
2017 $3,320 $66,100 $9,900 $56,200
2016 $4,136 $66,100 $9,900 $56,200
2015 -- $66,100 $9,900 $56,200
2014 -- $66,100 $9,900 $56,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202225334

Global MLS

APN: 039-035-0001-012-000-0000