NOT LISTED FOR SALE

4355 Settlers Grove Rd Cumming, GA 30028

Estimated Value: $508,000 - $543,000

4 Beds
2.5 Baths
2,829 Sq Ft
$186/Sq Ft Est. Value

Last Sold May 24, 2018

Last sale price $286,000 $101 Per Sq Ft

Est. 84% increase in value since last sale

Current estimated payment $2,897/month

Highlights

  • Private Lot
  • Traditional Architecture
  • Wood Flooring
  • Silver City Elementary School Rated A
  • Cathedral Ceiling
  • Main Floor Primary Bedroom

About This Home

As of May 2018

Spotless traditional in Settlers Lake. Quick access to shopping, 400, dining, all while living in North Cumming, the perfect mix of the burbs and a little country. Soothing colors throughout this immaculately maintained home, large and open great room, with so much light. A bonus sunroom and a screened porch just off the patio your outdoor living room! Fully fenced in backyard means room to garden, and have the fluffy kids run run around! Master on main with peaceful bath, walk in closet. The real treat is all the outdoor living space, you will be so happy here!

Last Agent to Sell the Property

Rhonda Duffy

Duffy Realty of Atlanta License #177871 Listed on: 03/06/2018

Last Buyer's Agent

Deborah Blanar

NOT A VALID MEMBER License #359313

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $747

Year Built

  • Built in 2006

Lot Details

  • 9,583 Sq Ft Lot
  • Fenced
  • Landscaped
  • Private Lot
  • Level Lot
  • Garden

HOA Fees

  • $46 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Garage Door Opener
  • Driveway Level

Home Design

  • Traditional Architecture
  • Composition Roof
  • Cement Siding
  • Stone Siding

Interior Spaces

  • 2,829 Sq Ft Home
  • 2-Story Property
  • Tray Ceiling
  • Cathedral Ceiling
  • Gas Log Fireplace
  • Insulated Windows
  • Entrance Foyer
  • Second Story Great Room
  • Formal Dining Room
  • Home Office
  • Sun or Florida Room

Kitchen

  • Open to Family Room
  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • ENERGY STAR Qualified Appliances
  • Solid Surface Countertops
  • White Kitchen Cabinets
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Primary Bedroom on Main
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on main level

Eco-Friendly Details

  • Energy-Efficient Windows
  • Energy-Efficient Thermostat

Outdoor Features

  • Enclosed Patio or Porch

Schools

  • Silver City Elementary School
  • North Forsyth Middle School
  • North Forsyth High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 233 298

Community Details

Overview

  • $500 Initiation Fee
  • Settlers Lake Subdivision
  • Rental Restrictions

Recreation

  • Tennis Courts
  • Swim or tennis dues are required
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$747

Year Built

Built in 2006

Lot Details

0

HOA Fees

$46 per month

Parking

2

Listing Details

  • Standard Status: Closed
  • Property Type: Residential
  • MLS Status: Closed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Property Condition: Resale
  • Year Built: 2006
  • Levels Stories: Two
  • Special Features: None
  • Stories: 2

Property Details

  • Property: Residential Detached

Interior Features

  • Flooring: Carpet, Hardwood
  • Fireplace Features: Gas Log
  • Number Of Fireplaces: 1
  • Appliances: Dishwasher, Disposal, Electric Range, ENERGY STAR Qualified Appliances, Gas Water Heater, Microwave
  • Interior Amenities: Cathedral Ceiling(s), Entrance Foyer, High Ceilings 9 ft Main, Tray Ceiling(s), Walk-In Closet(s)
  • Kitchen Features: Breakfast Bar, Cabinets White, Eat-in Kitchen, Pantry, Solid Surface Counters, View to Family Room
  • Common Walls: No Common Walls
  • Additional Rooms: Great Room - 2 Story, Office, Sun Room
  • Dining Room Features: Separate Dining Room
  • Square Footage: 2829.00
  • Window Features: Insulated Windows

Beds/Baths

  • Total Bedrooms: 4
  • Bedroom Features: Master on Main
  • Main Bedrooms: 1
  • Total Full Baths: 2
  • Total Half Baths: 1
  • Main Full Bathrooms: 1
  • Main Half Bathrooms: 1
  • Master Bathroom Features: Double Vanity, Separate Tub/Shower, Soaking Tub

Exterior Features

  • Construction Materials: Cement Siding, Stone
  • Roof Type: Composition
  • Fencing: Fenced
  • Patio And Porch Features: Covered, Enclosed, Patio
  • Exterior Features: Garden

Garage/Parking

  • Carport or Garage: 2
  • Number of Garage Spaces: 2
  • Parking Features: Attached, Garage, Garage Door Opener, Kitchen Level, Level Driveway

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air, Zoned
  • Heating: Forced Air, Natural Gas, Zoned
  • Laundry Features: Laundry Room, Main Level
  • Utilities: Underground Utilities

Condo/Co-op/Association

  • HOA Rent Restrictions: Yes
  • Community Features: Homeowners Assoc, Pool, Tennis Court(s)
  • Association Fee: 550
  • Association Fee Frequency: Annually
  • Master Association Fee Frequency: Annually
  • Swim Tennis Fee Due: Required
  • Association: Yes
  • Subdivision Complex: Settlers Lake

Schools

  • Elementary School: Silver City
  • Middle School: North Forsyth
  • High School: North Forsyth

Lot Info

  • Acres: 0.2200
  • Lot Features: Landscaped, Level, Private
  • Lot Dimensions: .22
  • Parcel Number: 233 298
  • Property Attached Yn: No

Green Features

  • Efficiency: Thermostat, Windows

Rental Info

  • Initiation Fee: 500

Tax Info

  • Taxes: 22.00
  • Assessor Parcel Number: 233-000-298
  • Close Date: 2018-05-24
  • Tax Year: 2017

MLS Schools

  • School Bus Route Elem: Yes
  • School Bus Route High: Yes
  • School Bus Route Middle: Yes
  • Elementary School: Silver City
  • High School: North Forsyth
  • Middle School: North Forsyth

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 29, 2020
Sold by
Smith Dennis
Bought by
Smith Dennis L
Current Estimated Value
$526,065

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,500
Outstanding Balance
$165,439
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$360,626

Purchase Details

Listed on
Mar 6, 2018
Closed on
May 24, 2018
Sold by
Thigpen Judkins Laura
Bought by
Smith Dennis
Seller's Agent
Rhonda Duffy
Duffy Realty of Atlanta
Buyer's Agent
Deborah Blanar
NOT A VALID MEMBER
List Price
$300,000
Sold Price
$286,000
Premium/Discount to List
-$14,000
-4.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.62%
Original Mortgage
$186,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 28, 2007
Sold by
Dr Horton Inc
Bought by
Judkins Roy L and Judkins Laura T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,000
Interest Rate
6.27%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Dennis L -- --
Smith Dennis $286,000 --
Judkins Roy L $257,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smith Dennis L $186,500
Previous Owner Smith Dennis $186,000
Previous Owner Judkins Roy L $182,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/24/2018 05/24/18 Sold $286,000 -1.0% $101 / Sq Ft
05/05/2018 05/05/18 Pending -- -- --
04/19/2018 04/19/18 Price Changed $289,000 -3.7% $102 / Sq Ft
02/28/2018 02/28/18 For Sale $300,000 -- $106 / Sq Ft
Source: First Multiple Listing Service (FMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $747 $184,048 $54,000 $130,048
2024 $747 $191,940 $52,000 $139,940
2023 $645 $180,344 $36,000 $144,344
2022 $733 $118,832 $20,000 $98,832
2021 $713 $118,832 $20,000 $98,832
2020 $709 $114,404 $20,000 $94,404
2019 $711 $111,656 $18,000 $93,656
2018 $684 $94,548 $18,000 $76,548
2017 $22 $92,504 $18,000 $74,504
2016 $27 $92,504 $18,000 $74,504
2015 $31 $92,504 $18,000 $74,504
2014 $11 $80,280 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: First Multiple Listing Service (FMLS)

MLS Number: 5974111

First Multiple Listing Service (FMLS)

APN: 233-298