Seller's Agent in 2025
Kyle Claxton
Haven Homes Group
(859) 628-2947
3 in this area
41 Total Sales
436 Elm St Ludlow, KY 41016
3
Beds
1.5
Baths
1,807
Sq Ft
3,300
Sq Ft Lot
Highlights
- Deck
- Wood Flooring
- Granite Countertops
- Recreation Room
- 3 Fireplaces
- 4-minute walk to Ludlow Memorial Park
About This Home
As of July 2025OPEN HOUSE SUNDAY 6/8 at 1-2:30 PM! Welcome to this beautifully renovated 3-bedroom, 1.5-bath home in the vibrant and walkable community of Ludlow. Blending classic charm with modern upgrades, this home offers the perfect mix of style, space, and convenience—ideal for first-time buyers or anyone looking to be just minutes from downtown Cincinnati. Step inside to find a bright and inviting living space with refinished hardwood floors, high ceilings, original fireplaces, and large windows for plenty of natural light. The brand-new kitchen features soft-close cabinetry, stainless steel appliances, tile floors, and a kitchen island with room for casual seating. A convenient half-bath on the main floor adds extra functionality. Upstairs, you'll find three bright and spacious bedrooms. The primary bedroom boasts a unique fireplace, chandelier and a walk-in closet. The full bathroom features beautiful tile work and a stylish double vanity. The partially finished basement provides extra living space and additional storage. Outside, enjoy a private fenced-in backyard oasis with a large deck—ideal for summer BBQs, pets, or a peaceful retreat. Don't miss your chance—schedule a showing today!
Last Agent to Sell the Property
Haven Homes Group License #242595 Listed on: 05/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,885
Year Built
- Built in 1920
Lot Details
- 3,300 Sq Ft Lot
- Lot Dimensions are 30x110
- Wood Fence
- Level Lot
- Historic Home
Parking
- On-Street Parking
Home Design
- Brick Exterior Construction
- Stone Foundation
- Asphalt Roof
Interior Spaces
- 1,807 Sq Ft Home
- 3-Story Property
- Built-In Features
- Woodwork
- Ceiling Fan
- Recessed Lighting
- Chandelier
- 3 Fireplaces
- Non-Functioning Fireplace
- Vinyl Clad Windows
- Transom Windows
- Pocket Doors
- Panel Doors
- Entrance Foyer
- Living Room
- Formal Dining Room
- Recreation Room
- Storage In Attic
Kitchen
- Eat-In Kitchen
- Gas Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Granite Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- Double Vanity
- Bathtub with Shower
Finished Basement
- Walk-Out Basement
- Laundry in Basement
- Basement Storage
Outdoor Features
- Deck
- Porch
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 026-33-06-021.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 29, 2025
Closed on
Jul 9, 2025
Sold by
Hungary Clover Llc
Bought by
Wilkins Nicholas and Huels Michelle Christine
Seller's Agent
Kyle Claxton
Haven Homes Group
Buyer's Agent
Sherry Clark
Coldwell Banker Realty FM
List Price
$279,900
Sold Price
$275,800
Premium/Discount to List
-$4,100
-1.46%
Views
51
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.93%
Original Mortgage
$275,800
Outstanding Balance
$275,800
Interest Rate
6.89%
Mortgage Type
VA
Estimated Equity
-$2,636
Purchase Details
Closed on
Nov 27, 2024
Sold by
Good Faith Homes Llc
Bought by
Hungary Clover Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,000
Interest Rate
6.54%
Mortgage Type
Construction
Purchase Details
Closed on
Oct 18, 2024
Sold by
Futscher Julie
Bought by
Good Faith Homes Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,000
Interest Rate
6.54%
Mortgage Type
Construction
Purchase Details
Closed on
Jul 26, 2023
Sold by
Kenton Circuit Court
Bought by
Ludwick Allan
Purchase Details
Closed on
Jan 22, 2014
Sold by
Secretary Of Housing & Urban Development
Bought by
Futshcer Julie
Purchase Details
Closed on
Aug 26, 2013
Sold by
Zwick Tara L
Bought by
Secretary For The Department Of Housing
Purchase Details
Closed on
Jan 30, 2008
Sold by
Todd Linda D
Bought by
Zwick Tara L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,306
Interest Rate
6.12%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 26, 1996
Sold by
Scudder David W
Bought by
Todd Linda D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,960
Interest Rate
8.4%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $275,800 | Northwest Title | |
| Warranty Deed | $275,800 | Northwest Title | |
| Warranty Deed | $115,000 | Northwest Title | |
| Warranty Deed | $115,000 | Northwest Title | |
| Public Action Common In Florida Clerks Tax Deed Or Tax Deeds Or Property Sold For Taxes | $3,076 | None Listed On Document | |
| Deed | $27,500 | Lawyers Title Cincinnati Inc | |
| Commissioners Deed | $60,000 | None Available | |
| Warranty Deed | $77,880 | Regional First Title Group | |
| Deed | $78,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $275,800 | VA | |
| Closed | $275,800 | VA | |
| Previous Owner | $182,000 | Construction | |
| Previous Owner | $10,000 | Credit Line Revolving | |
| Previous Owner | $108,306 | Purchase Money Mortgage | |
| Previous Owner | $77,960 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/09/2025 07/09/25 | Sold | $275,800 | +2.2% | $153 / Sq Ft |
| 06/09/2025 06/09/25 | Pending | -- | -- | -- |
| 06/06/2025 06/06/25 | Price Changed | $269,900 | -3.6% | $149 / Sq Ft |
| 05/29/2025 05/29/25 | For Sale | $279,900 | -- | $155 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,885 | $145,000 | $10,000 | $135,000 |
| 2023 | $1,866 | $145,000 | $10,000 | $135,000 |
| 2022 | $1,888 | $145,000 | $10,000 | $135,000 |
| 2021 | $1,049 | $70,000 | $10,000 | $60,000 |
| 2020 | $1,045 | $70,000 | $10,000 | $60,000 |
| 2019 | $1,040 | $70,000 | $10,000 | $60,000 |
| 2018 | $1,033 | $70,000 | $10,000 | $60,000 |
| 2017 | $1,020 | $70,000 | $10,000 | $60,000 |
| 2015 | $417 | $27,500 | $10,000 | $17,500 |
| 2014 | $402 | $27,500 | $10,000 | $17,500 |
Source: Public Records
Agents Affiliated with this Home
-
Kyle Claxton
-
Sherry Clark
Buyer's Agent in 2025
Sherry Clark
Coldwell Banker Realty FM
(859) 640-6492
3 in this area
331 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 632892
APN: 026-33-06-021.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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