J
Seller's Agent in 2025
Jessica Bell
Isabell K. Horsley R. E., Ltd.
(804) 436-4251
83 Total Sales
436 W Point Rd Lancaster, VA 22503
2
Beds
1
Bath
792
Sq Ft
18,600
Sq Ft Lot
Highlights
- No HOA
- Shed
- Central Air
- Cottage
- 1-Story Property
- Dining Area
About This Home
As of August 2025Charming cottage tucked away on a peaceful .427-acre lot, this adorable cottage offers the perfect blend of privacy and charm. Enjoy quiet country road strolls, bike rides, and abundant wildlife right outside your door. The cozy living room flows into a bright and cheerful kitchen, complete with sliding doors that lead to the back deck—ideal for relaxing or entertaining. With two bedrooms and one full bath, this home is perfect for weekend getaways or a delightful first home. Don't miss your chance to own this little slice of serenity close to the River—call today to schedule your visit!
Last Agent to Sell the Property
Isabell K. Horsley R. E., Ltd. Brokerage Phone: 8047582430 License #0225211840 Listed on: 06/23/2025
Co-Listed By
Isabell K. Horsley R. E., Ltd. Brokerage Phone: 8047582430 License #0225248551
Last Buyer's Agent
Non-MLS Non-MLS
Non-MLS Office
Home Details
Home Type
- Single Family
Year Built
- Built in 1964
Lot Details
- 0.43 Acre Lot
- Zoning described as R1
Home Design
- Cottage
- Vinyl Siding
Interior Spaces
- 792 Sq Ft Home
- 1-Story Property
- Sheet Rock Walls or Ceilings
- Dining Area
- Crawl Space
- Fire and Smoke Detector
- Washer and Dryer Hookup
Flooring
- Wall to Wall Carpet
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Parking
- Stone Driveway
- Open Parking
Outdoor Features
- Shed
Utilities
- Central Air
- Heating Available
- Artesian Water
- Shared Well
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 21-67B
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 23, 2025
Closed on
Aug 6, 2025
Sold by
Merrill Jordan R
Bought by
Elliott Joan P
Seller's Agent
Jessica Bell
Isabell K. Horsley R. E., Ltd.
Buyer's Agent
Non-MLS Non-MLS
Non-MLS Office
List Price
$179,000
Sold Price
$179,000
Views
8
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$37,083
Avg. Annual Appreciation
37.59%
Original Mortgage
$184,907
Outstanding Balance
$184,748
Interest Rate
6.77%
Mortgage Type
VA
Estimated Equity
$31,335
Purchase Details
Closed on
Nov 30, 2009
Sold by
Kingsley Stephanie A
Bought by
Merrill Jordan R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,576
Interest Rate
4.92%
Mortgage Type
New Conventional
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Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $179,000 | First American Title | |
| Warranty Deed | $88,800 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $184,907 | VA | |
| Previous Owner | $90,576 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/07/2025 08/07/25 | Sold | $179,000 | 0.0% | $226 / Sq Ft |
| 06/23/2025 06/23/25 | For Sale | $179,000 | -- | $226 / Sq Ft |
Source: Northern Neck Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $558 | $101,400 | $9,000 | $92,400 |
| 2024 | $558 | $101,400 | $9,000 | $92,400 |
| 2023 | $416 | $66,000 | $9,000 | $57,000 |
| 2022 | $416 | $66,000 | $9,000 | $57,000 |
| 2021 | $416 | $66,000 | $9,000 | $57,000 |
| 2020 | $416 | $66,000 | $9,000 | $57,000 |
| 2019 | $416 | $66,000 | $9,000 | $57,000 |
| 2018 | $346 | $58,600 | $13,000 | $45,600 |
| 2017 | $346 | $58,600 | $13,000 | $45,600 |
| 2016 | -- | $58,600 | $13,000 | $45,600 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jessica Bell
-
Hilary Scott
H
Seller Co-Listing Agent in 2025
Hilary Scott
Isabell K. Horsley R. E., Ltd.
(804) 580-1018
75 Total Sales
-
N
Buyer's Agent in 2025
Non-MLS Non-MLS
Non-MLS Office
Map
Source: Northern Neck Association of REALTORS®
MLS Number: 118986
APN: 21-67B
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