NOT LISTED FOR SALE

437 N Saginaw St Pontiac, MI 48342

Estimated Value: $130,000 - $184,000

3 Beds
1.5 Baths
1,386 Sq Ft
$121/Sq Ft Est. Value

Last Sold December 31, 2022

Last sale price $160,000 $115 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $1,054/month

2 Days on Market

Highlights

  • Colonial Architecture
  • Balcony
  • Forced Air Heating and Cooling System
  • No HOA
  • Heating system powered by renewable energy
  • ENERGY STAR Qualified Water Heater

About This Home

As of December 2022

This well kept Colonial Style residence has only been occupied by one family since its construction. Its front garden includes plenty of perennials such as the majestic ornamental flowering pear tree, burning bushes, orange lilies, daisy bushes, roses, and more. The foliage offers a lot of privacy to the covered front porch and attracts beautiful birds. This home's spacious layout features a living room, dining room, nice sized kitchen with iSpring F5-75 reverse osmosis water filter in the sink (last replacement on 8/22), and three quarter bathroom layout on the main floor. Second floor features a full split bath and three bedrooms, two of which have mirror closet sliding doors. Partially finished basement has vinyl tiles, sump pump, laundry area, plus separate area with door and a huge mirror wall. Roof is almost 3 years old. Home has been freshly painted and deep cleaned throughout.
Behind its 3 car driveway and storage area, you will enjoy mature cherry and peach trees. A variety of perennials such as a concord grapevine, tulips, hostas, two small pine trees, and more will enhance the vault like back yard greenery! No neighbors in the back make it the perfect spot for entertaining friends. MUST wear shoe covers. EXCLUDED: surveillance camera, washer & dryer, champagne glasses & its rack. BATVAI

Last Agent to Sell the Property

Tamara Orza-Ramos

Utica Realty LLC License #6501416157 Listed on: 11/26/2022

Last Buyer's Agent

Laura Crawford

EXP Realty Main License #6501350006

EXP Realty Main

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 2001

Lot Details

  • 5,227 Sq Ft Lot
  • Lot Dimensions are 43 x 125
  • Property fronts a private road
  • Fenced

Home Design

  • Colonial Architecture
  • Poured Concrete

Interior Spaces

  • 1,386 Sq Ft Home
  • 2-Story Property
  • ENERGY STAR Qualified Windows
  • Partially Finished Basement
  • Interior Basement Entry

Kitchen

  • Free-Standing Gas Range
  • Range Hood
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Dual Flush Toilets

Utilities

  • Forced Air Heating and Cooling System
  • Heating system powered by renewable energy
  • Heating System Uses Natural Gas
  • ENERGY STAR Qualified Water Heater

Additional Features

  • Balcony
  • Ground Level

Listing and Financial Details

  • Assessor Parcel Number 1420456019

Community Details

Overview

  • No Home Owners Association
  • Lona Add Subdivision

Amenities

  • Laundry Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$942

Year Built

Built in 2001

Lot Details

0

Listing Details

  • Property Type: Residential
  • Architecture Style: Colonial
  • Architecture Level: 2 Story
  • Assessment: 63.00
  • Year Built: 2001
  • State Equalized Value: 41310.0000
  • Entry Location: Ground Level w/Steps
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior Amenities: Dual-Flush Toilet(s), ENERGY STAR® Qualified Window(s)
  • Room Count: 8
  • Total Bedrooms: 3
  • Total Bathrooms: 1.10
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Basement: Yes
  • Basement Type: Interior Entry (Interior Access), Partially Finished
  • Kitchen Appliances: Dishwasher, Disposal, Free-Standing Gas Range, Free-Standing Refrigerator, Range Hood
  • Sq Ft Combined: 2286
  • Sq Ft Lower Floor: 900
  • Total Sq Ft: 1386
  • Sq Ft Total Bsmt: 1386

Exterior Features

  • Foundation Details: Basement
  • Construction Materials: Aluminum
  • Exterior Features: Fenced
  • Foundation Materials: Poured
  • Frontage Feet: 43
  • Porch Type: Balcony
  • Road Frontage Type: Private
  • Fencing: Fenced

Garage/Parking

  • Garage Size: No Garage

Utilities

  • Heating Fuel: Natural Gas
  • Cooling: Central Air
  • Heating: ENERGY STAR® Qualified Furnace Equipment, Forced Air
  • Sewer: Public Sewer (Sewer-Sanitary)
  • Water Heater Fuel: ENERGY STAR® Qualified Water Heater
  • Water Source: Public (Municipal)
  • Laundry Facilities: Yes

Condo/Co-op/Association

  • Association Fee: No

Schools

  • School District: Pontiac

Lot Info

  • Homestead: Yes
  • Lot Size Area: 0.12
  • Lot Dimensions: 43 X 125
  • Parcel Number: 1420456019

Tax Info

  • Tax Amount Summer: 837.0000
  • Tax Amount Winter: 105.0000
  • Total Tax: 942.0000
  • Taxable Value: 23450.0000

MLS Schools

  • School District: Pontiac

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 26, 2022
Closed on
Dec 29, 2022
Sold by
Orza-Ramos Tamara L and Orza-Ramos Mcarvin
Bought by
Roque Francisco J Ojeda and Cruz Sandra Janeth
Seller's Agent
Tamara Orza-Ramos
Utica Realty LLC
Buyer's Agent
Laura Crawford
EXP Realty Main
List Price
$159,900
Sold Price
$160,000
Premium/Discount to List
$100
0.06%
Views
71
Current Estimated Value
$167,452

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,452
Avg. Annual Appreciation
2.34%
Original Mortgage
$152,000
Outstanding Balance
$148,009
Interest Rate
6.49%
Mortgage Type
New Conventional
Estimated Equity
$22,299

Purchase Details

Closed on
Oct 21, 2004
Sold by
Venture Inc
Bought by
Rodriguez Mcarvin and Orza Ramos Tamara L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$31,000
Interest Rate
5.81%
Mortgage Type
Unknown

Purchase Details

Closed on
Oct 29, 2001
Sold by
B B Group
Bought by
Venture Property Inc

Purchase Details

Closed on
Nov 6, 2000
Sold by
City Of Pontiac
Bought by
Venture Incorporated
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Roque Francisco J Ojeda $160,000 Bell Title
Rodriguez Mcarvin $109,000 --
Venture Property Inc -- --
Venture Incorporated -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Roque Francisco J Ojeda $152,000
Previous Owner Orza Ramos Tamara $31,000
Previous Owner Rodriguez Mcarvin $78,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/31/2022 12/31/22 Sold $160,000 +0.1% $115 / Sq Ft
11/28/2022 11/28/22 Pending -- -- --
11/26/2022 11/26/22 For Sale $159,900 -- $115 / Sq Ft
Source: Realcomp

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,775 $53,640 $0 $0
2023 $1,692 $46,000 $0 $0
2022 $942 $41,310 $0 $0
2021 $915 $37,370 $0 $0
2020 $823 $33,990 $0 $0
2019 $888 $29,470 $0 $0
2018 $853 $26,500 $0 $0
2017 $810 $26,080 $0 $0
2016 $779 $24,290 $0 $0
2015 -- $23,960 $0 $0
2014 -- $22,270 $0 $0
2011 -- $29,220 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realcomp

MLS Number: 20221064153

Realcomp

APN: 14-20-456-019