NOT LISTED FOR SALE

437 Palmetto Ave Big Pine Key, FL 33043

Estimated Value: $701,000 - $806,000

3 Beds
2.5 Baths
1,304 Sq Ft
$573/Sq Ft Est. Value

Sale Details

Date Sold: February 5, 2025

Last sale price $665,000 $510 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $4,659 / mo

67 Days on Market

Highlights

  • Fruit Trees
  • Quartz Countertops
  • Wood Frame Window
  • Cathedral Ceiling
  • Stainless Steel Appliances
  • Shutters

About This Home

As of February 2025

This custom-built home is a true gem, offering the perfect blend of comfort, style, and island living. Located on a spacious double corner lot, it provides ample room to store both a boat and motorhome—ideal for outdoor adventurers. Inside, vaulted tongue-and-groove ceilings create an open, elegant ambiance. With 3 bedrooms and 2.5 bathrooms, there's plenty of space for family and guests. The legal lower enclosure features a one-car garage, designed with blow-out insulated walls and 2-inch foam boards for long-term durability. An interior staircase seamlessly connects both levels, while the garage includes a 50 Amp Nema 14-50R EV/RV plug—perfect for Tesla or RV owners. Outdoor living is essential in the Florida Keys, and this property delivers with a large covered porch, perfect for morning coffee or relaxing with island breezes. The lush landscaping, including banana trees, foxtail and areca palms, autograph trees, oleanders, and a majestic queen palm, ensures beauty and privacy. Plus, there's ample room for a pool, allowing you to design your own outdoor retreat. Inside, durable vinyl plank flooring is both stylish and practical. The kitchen is a true highlight, featuring quartz countertops, a stainless steel LG appliance package, and a Kohler workstation sink. Cherry cabinets with soft-close drawers add a touch of luxury, while a teak island provides a perfect workspace and gathering area. The dual-zone air conditioning system offers personalized climate control throughout the year. One of the home's most attractive features is its privacy—surrounded by county-owned property, you'll never have to worry about future development disrupting your peaceful surroundings. Whether you're seeking a permanent residence or a vacation getaway, this house masterfully combines modern comfort with laid-back island charm

Last Agent to Sell the Property

Tommy Mack

Coastal Collection Real Estate Inc. License #3285624 Listed on: 10/06/2024

Co-Listed By

Jenny Benson

Coastal Collection Real Estate Inc. License #3567724

Last Buyer's Agent

Natalie Ardis

Coldwell Banker Schmitt Real Estate Co. License #3231276

Coldwell Banker Schmitt Real Estate Co.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,123

Year Built

  • Built in 1996

Lot Details

  • 13,023 Sq Ft Lot
  • Fruit Trees
  • Property is zoned IS - Improved Subivision District

Home Design

  • Frame Construction
  • Metal Roof

Interior Spaces

  • 1,304 Sq Ft Home
  • Cathedral Ceiling
  • Shutters
  • Wood Frame Window
  • French Doors

Kitchen

  • Range
  • Microwave
  • Stainless Steel Appliances
  • Quartz Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Parking

  • Garage
  • Off-Street Parking

Utilities

  • Central Air

Community Details

  • Big Pine Key Inc Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00258010-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,123

Year Built

Built in 1996

Lot Details

0.3 Acres

Listing Details

  • Property Type: Residential
  • Year Built: 1996
  • Building Style Stilt Column Height: Medium - 5Ft - 9Ft
  • Building Style Above Flood: Unknown
  • Property Sub Type: Single Family Residence
  • LotSizeAcres: 0.3
  • Co List Office Mls Id: kwa.office20313
  • Co List Office Mls Id: kwa.office20313
  • Subdivision Name: Big Pine Key Inc (31.0)
  • Dockage: None
  • Vehicle Storage: Garage, Off Street Parking, Covered Parking
  • Waterview: No Waterview
  • Shutters: Clam Shell
  • Special Features: None

Interior Features

  • Interior Amenities: Walk-in Closet(s), Quartz Countertops
  • Appliances: Washer, Dryer, Refrigerator, Range, Microwave, Stainless Steel Appliance(s)
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Interior Features: Cathedral Ceilings, Pantry, Walk-in Closet(s), Quartz Countertops
  • WindowsDoors: French Doors, Wood Windows

Exterior Features

  • Waterfront: No
  • Exterior Features: Fruit Tree(s)
  • Construction Type: Frame
  • General Property Description: Waterfront: No
  • Waterfront: None
  • Roof: Metal Roof

Utilities

  • Cooling: Central Air
  • Utilities: FKAA

Condo/Co-op/Association

  • Pets Allowed: Yes

Lot Info

  • Parcel Number: 00258010-000000
  • Lot Size Sq Ft: 13023.0

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 3123.36

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 6, 2024
Closed on
Feb 5, 2025
Sold by
Bought by
Seller's Agent
Tommy Mack
Coastal Collection Real Estate Inc.
Buyer's Agent
Natalie Ardis
Coldwell Banker Schmitt Real Estate Co.
List Price
$800,000
Sold Price
$665,000
Premium/Discount to List
-$135,000
-16.88%
Views
35
Current Estimated Value
$747,311

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$82,311
Avg. Annual Appreciation
8.89%
Original Mortgage
$665,000
Outstanding Balance
$659,306
Interest Rate
6.91%
Mortgage Type
VA
Estimated Equity
$88,005

Purchase Details

Listed on
Aug 24, 2013
Closed on
Nov 20, 2013
Sold by
Bought by
Seller's Agent
Sandra Tuttle
American Caribbean Real Estate Lower Keys
Buyer's Agent
Thomas Willi
Fathom Realty NC
List Price
$315,000
Sold Price
$300,000
Premium/Discount to List
-$15,000
-4.76%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.35%
Original Mortgage
$240,000
Interest Rate
4.26%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 11, 1999
Bought by

Purchase Details

Closed on
Mar 13, 1997
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,600
Interest Rate
7.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 18, 1996
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,293
Interest Rate
7.15%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 1, 1981
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$665,000 None Listed On Document
$665,000 None Listed On Document
$300,000 True Title Agency Inc
$196,000 --
$168,000 --
$100 --
$11,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $665,000
Closed $665,000
Previous Owner $240,000
Previous Owner $40,000
Previous Owner $159,600
Previous Owner $135,293
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/05/2025 02/05/25 Sold $665,000 -4.9% $510 / Sq Ft
12/04/2024 12/04/24 Price Changed $699,000 -4.1% $536 / Sq Ft
11/09/2024 11/09/24 Price Changed $729,000 -2.7% $559 / Sq Ft
11/01/2024 11/01/24 Price Changed $749,000 -3.4% $574 / Sq Ft
10/23/2024 10/23/24 Price Changed $775,000 -3.1% $594 / Sq Ft
10/06/2024 10/06/24 For Sale $800,000 +166.7% $613 / Sq Ft
11/20/2013 11/20/13 Sold $300,000 -4.8% $230 / Sq Ft View Prior Sale
10/07/2013 10/07/13 Pending -- -- --
08/24/2013 08/24/13 For Sale $315,000 -- $242 / Sq Ft
Source: Key West Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,464 $507,505 $256,390 $251,115
2024 $3,123 $783,802 $537,199 $246,603
2023 $3,123 $324,885 $0 $0
2022 $3,078 $315,423 $0 $0
2021 $3,138 $306,236 $0 $0
2020 $3,120 $302,008 $0 $0
2019 $3,717 $331,140 $127,625 $203,515
2018 $3,485 $291,498 $127,625 $163,873
2017 $3,767 $324,521 $0 $0
2016 $2,788 $255,557 $0 $0
2015 $2,862 $253,781 $0 $0
2014 $3,413 $255,423 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Tommy Mack

    Seller's Agent in 2025

    Tommy Mack

    Coastal Collection Real Estate Inc.

    (305) 731-7910

    183 Total Sales

    Tommy Mack
    Section Image

  • J

    Seller Co-Listing Agent in 2025

    Jenny Benson

    Coastal Collection Real Estate Inc.

  • Natalie Ardis

    Buyer's Agent in 2025

    Natalie Ardis

    Coldwell Banker Schmitt Real Estate Co.

    (305) 481-3317

    25 Total Sales

    Natalie Ardis
    Section Image

  • L

    Buyer Co-Listing Agent in 2025

    Lilas Ashkarian

    C 21 Keysearch Realty

  • Lela Ashkarian

    Buyer Co-Listing Agent in 2025

    Lela Ashkarian

    Coldwell Banker Schmitt Real Estate Co.

    (305) 743-5181

    17 Total Sales

    Lela Ashkarian
    Section Image

  • S

    Seller's Agent in 2013

    Sandra Tuttle

    American Caribbean Real Estate Lower Keys

See All Agents

Map

Source: Key West Association of REALTORS®

MLS Number: 611739

Key West Association of REALTORS®

APN: 00258010-000000

Florida Monroe County Big Pine Key 33043

437 Palmetto Ave, Big Pine Key, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Key West Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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