NOT LISTED FOR SALE

437 River Bluff Cir Debary, FL 32713

Estimated Value: $553,000 - $622,000

3 Beds
2 Baths
2,018 Sq Ft
$294/Sq Ft Est. Value

Last Sold March 24, 2021

Last sale price $429,900 $213 Per Sq Ft

Est. 38% increase in value since last sale

Current estimated payment $3,731/month

5 Days on Market

Highlights

  • Lake Front
  • Home fronts a pond
  • Screened Porch
  • Docks
  • 2.64 Acre Lot
  • Screened Patio

About This Home

As of March 2021

CUSTOM BUILT Artist Retreat, 3 Bedrooms 2 Baths and LOFT with closet that could be easily converted to 4TH bedroom. Plumbed for 3rd Bath for future pool. Located minutes from the ST JOHNS RIVER on wooded 2.64 acre lot. Community DOCK! Lifetime METAL ROOF! 976 sq. ft. of wrap around screen porch with swing offering spacious entertaining areas. The property lends itself to multiple parking scenarios with Formal Entry facing NW. Foyer leads to warm and cozy LIVING RM with wood burning travertine surround FIREPLACE, built-ins and voluminous ceiling. Dinette and Kitchen area are sunlit and perfectly functional for enjoying the family while prepping meals. KITCHEN has granite counters, stainless appliances, breakfast bar, all wood soft close craftsman cabinets, uppers with glass fronts and lighted interior, and a lazy susan for storage. Range is already plumbed for gas. Vented hood. Pantry space under stairway is great storage. First floor MASTER SUITE has 10 ft ceilings and transom window for privacy, dual closets, and access door to screen porch. Master bath has jetted tub with its own tank-less water heater, spacious tiled separate shower, private water closet, custom vanity with two sinks, and glass block exterior windows for light & privacy. First level inside utility room with storage space and laundry chute from upstairs! Washer and Dryer convey with the house. Pella Windows and Doors, High Ceilings, Concrete Floors, Lots of transom windows over doors for Florida style air flow, some with real leaded glass art work. Upstairs are 2 Bedrooms and Loft. Large 17x15 Bed Rm has cathedral ceiling, walk in closet and shared bath with private water closet. 3rd bedroom has drop down stairs to the attic which is floored for great storage. This room also has private exterior door with steps leading to carport area. Many uses for the large loft with antique wrought iron railing overlooking the family room below. Covered carport parking is close to kitchen entrance. Workshop space and additional covered parking for vehicle or toys. This neighborhood has its own private dock and boat launch perfect for your canoe and kayaks. Just Minutes to the public boat launch at the end of Highbanks Road for easily launching your large boats. Real cypress and hardy board siding provide easy maintenance. Gate at driveway entrance. Yard offers an abundance of visual interest with beautiful flowering plants, cleared paths and small creek that runs to the St Johns River. Bring your artistic talents and create your own JEWEL!

Last Agent to Sell the Property

Teresa Bailey

Charles Rutenberg Realty Orlando LLC License #0682718 Listed on: 02/04/2021

Charles Rutenberg Realty Orlando LLC

Last Buyer's Agent

Karen Nelson

Nonmember office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,002

Year Built

  • Built in 2007

Lot Details

  • 2.64 Acre Lot
  • Lot Dimensions are 323x358
  • Home fronts a pond
  • Lake Front
  • Northwest Facing Home

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • Carport

Property Views

  • Lake
  • Pond

Home Design

  • Metal Roof

Interior Spaces

  • 2,018 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Living Room
  • Screened Porch
  • Utility Room
  • Carpet

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Docks
  • Screened Patio

Utilities

  • Central Heating and Cooling System
  • Water Softener is Owned
  • Septic Tank

Community Details

  • Not On The List Subdivision

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 8030-00-00-0042

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,002

Year Built

Built in 2007

Lot Details

0

HOA Fees

$25 per month

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 2.64
  • Lot Size: 323X358
  • Road Surface Type: Paved
  • Subdivision Name: Not On The List
  • Directions: South on US-17 S/N Woodland Blvd. R on W. Highbanks Rd. R on River Bluff Trail. R in River Bluff Cir.
  • Architectural Style: Other
  • Carport Y N: Yes
  • Unit Levels: Two
  • Property Attached Yn: No
  • Year Built: 2007
  • Reso Property Type: Residential
  • Reso Room Type: UtilityRoom
  • Appliances Dryer: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Roof:Metal: Yes
  • General Property Information Lot Size Acres: 2.64
  • General Property Information Lot Size Dimensions: 323X358
  • General Property Information Direction Faces: Northwest
  • General Property Information Homestead YN: Yes
  • Contract Information Property Attached YN: No
  • Location Tax and Legal:Parcel Number: 8030-00-00-0042
  • Location Tax and Legal:Tax Annual Amount: 4002.0
  • Location Tax and Legal:Tax Year: 2020
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Road Surface Type:Paved: Yes
  • Water Source:Public: Yes
  • Location Tax and Legal Zoning Description: Single Family
  • ViewPond: Yes
  • Pets Allowed:Yes: Yes
  • Levels:Two: Yes
  • Room Types Bedroom 2 Level: U
  • Room Types Living Room: Yes
  • Room Types Living Room Level: M
  • Room Types Utility Room: Yes
  • Room Types Bedroom 3 Level: U
  • Room Types Utility Room Level: M
  • Special Features: VirtualTour

Interior Features

  • Appliances: Water Softener Rented, Water Softener Owned, Washer, Refrigerator, Microwave, Electric Range, Dryer, Dishwasher
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Other
  • Interior Amenities: Ceiling Fan(s), Split Bedrooms
  • Living Area: 2018.0
  • Appliances Dishwasher: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Ceiling Fans: Yes
  • Appliances:Water Softener-Owned: Yes
  • Appliances:Water Softener Rented: Yes

Exterior Features

  • View: Lake, Pond
  • Waterfront Features: Lake Front, Pond
  • Waterfront: Yes
  • Construction Type: Other
  • Direction Faces: Northwest
  • Exterior Features: Dock
  • Patio And Porch Features: Patio, Screened
  • Roof: Metal
  • View:Lake: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio And Porch Features:Screened: Yes
  • Waterfront Features:Lake Front: Yes
  • Waterfront Features:Pond2: Yes
  • Exterior Features:Dock: Yes
  • Construction Materials:Other8: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Carport
  • Parking Features:Carport: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association Fee: 300.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • Pets Allowed: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 300.0
  • General Property Information:Association Fee Frequency: Annually

Lot Info

  • Current Use: Horses
  • Lot Size Sq Ft: 114998.4
  • Parcel #: 8030-00-00-0042
  • Zoning Description: Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4002.0
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 4, 2021
Closed on
Mar 24, 2021
Sold by
Ruby Chipley Oscar and Ruby Lise M
Bought by
Ballinger Nicholas Bruce and Bergin Karen Maria
Seller's Agent
Teresa Bailey
Charles Rutenberg Realty Orlando LLC
Buyer's Agent
Karen Nelson
Nonmember office
List Price
$429,900
Sold Price
$429,900
Current Estimated Value
$593,219

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$163,319
Avg. Annual Appreciation
7.32%
Original Mortgage
$357,000
Outstanding Balance
$320,188
Interest Rate
2.73%
Mortgage Type
New Conventional
Estimated Equity
$273,031

Purchase Details

Closed on
Aug 15, 1985
Bought by
Ruby Chipley O and Ruby Lise M

Purchase Details

Closed on
Mar 15, 1983
Bought by
Ruby Chipley O and Ruby Lise M
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ballinger Nicholas Bruce $429,900 First American Title Ins Co
Ruby Chipley O $100 --
Ruby Chipley O $18,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ballinger Nicholas Bruce $357,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/24/2021 03/24/21 Sold $429,900 0.0% $213 / Sq Ft
02/09/2021 02/09/21 Pending -- -- --
02/04/2021 02/04/21 For Sale $429,900 -- $213 / Sq Ft
Source: Daytona Beach Area Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,128 $512,671 $158,400 $354,271
2024 $7,128 $506,687 $158,400 $348,287
2023 $7,128 $443,329 $150,480 $292,849
2022 $7,010 $429,836 $121,968 $307,868
2021 $4,878 $311,693 $0 $0
2020 $4,002 $257,560 $0 $0
2019 $4,202 $251,769 $0 $0
2018 $4,061 $247,075 $0 $0
2017 $4,165 $241,993 $0 $0
2016 $3,997 $237,016 $0 $0
2015 $4,097 $235,368 $0 $0
2014 $4,086 $233,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Daytona Beach Area Association of REALTORS®

MLS Number: 1080245

Daytona Beach Area Association of REALTORS®

APN: 8030-00-00-0042