NOT LISTED FOR SALE

438 Fern Meadow Loop Ocoee, FL 34761

Estimated Value: $460,000 - $504,000

4 Beds
2 Baths
1,962 Sq Ft
$244/Sq Ft Est. Value

Last Sold February 10, 2020

Last sale price $325,000 $166 Per Sq Ft

Est. 47% increase in value since last sale

Current estimated payment $3,150/month

17 Days on Market

Highlights

  • 115 Feet of Waterfront
  • Oak Trees
  • Gated Community
  • Westbrooke Elementary School Rated A-
  • Home fronts a pond
  • Pond View

About This Home

As of February 2020

*View the Interactive Tours* Expect to be impressed, I know I was the first time I walked into this beautiful pond frontage home in gated Cross Creek. Inside & out, front door to the back patio, the sellers have taken immaculate care & completed some superior upgrades. Your friends will be jealous when they see beautiful wood floors, a kitchen like those found in magazines & 2 full baths, each remodeled with modern decorative accents. A well-maintained exterior, Owens Corning roof (2012) & Energy efficient 20.5 Seer HVAC (2015), offer comfort & piece-of-mind. Wood floors guide you past the formal rooms into the the kitchen featuring stone counters, newer appliances, wood flooring, plenty of cabinet storage, New lighting, multiple USB charging ports, New backsplash, center island, & dinette. The west side of the home, including a big vaulted-ceiling family room, offers a relaxing water view & New double pane windows for energy savings. The master suite with wood floors features a big walk-in closet with built-ins, updated bath with seamless glass shower, large garden tub, dual vanity, & big mirror. There are 3 additional bedrooms; one utilized as a home office (perfect as a nursery), each with fluffy carpeting. Down the hall is the 2nd remodeled bath, a big laundry room with extra storage & garage access. Expand your entertaining outdoors onto the open patio via the double-pane French doors with built-in blinds in the family room. The community pool & playground is nearby & a home warranty is included.

Last Agent to Sell the Property

David Dorman

CENTURY 21 CARIOTI License #3384610 Listed on: 11/27/2019

CENTURY 21 CARIOTI

Last Buyer's Agent

Vincent Murphy

SM FLORIDA BROKERAGE LLC License #3306039

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,580

Year Built

  • Built in 1997

Lot Details

  • 6,901 Sq Ft Lot
  • Lot Dimensions are 60x115
  • Home fronts a pond
  • 115 Feet of Waterfront
  • Property fronts a private road
  • South Facing Home
  • Mature Landscaping
  • Corner Lot
  • Irrigation
  • Oak Trees
  • Property is zoned PUD-LD

HOA Fees

  • $75 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Open Parking

Home Design

  • Contemporary Architecture
  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,962 Sq Ft Home
  • 1-Story Property
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Thermal Windows
  • Blinds
  • French Doors
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Inside Utility
  • Pond Views

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Eco-Friendly Details

  • Energy-Efficient Windows
  • Energy-Efficient HVAC
  • Energy-Efficient Roof
  • Energy-Efficient Thermostat

Outdoor Features

  • Patio

Schools

  • Westbrooke Elementary School
  • Sunridge Middle School
  • West Orange High School

Utilities

  • Central Air
  • Heat Pump System
  • Thermostat
  • Underground Utilities
  • Electric Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include community pool, private road, recreational facilities
  • Maria Gomez Association, Phone Number (407) 481-0782
  • Visit Association Website
  • Built by Ryland
  • Cross Creek Ph 02 Subdivision
  • The community has rules related to deed restrictions
  • Rental Restrictions

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool
  • Park

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,580

Year Built

Built in 1997

Lot Details

0

HOA Fees

$75 per month

Parking

2

Listing Details

  • HOA Fee Includes: Community Pool, Private Road, Recreational Facilities
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary, Florida, Ranch
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1962
  • Lot Size Acres: 0.15
  • New Construction: No
  • Year Built: 1997
  • Building Area Total: 2382
  • Lot Size Sq Ft: 6901
  • Directions to Property: From Windermere, Take Maguire Road. Turn Left into Cross Creek on BridgeCreek Blvd. Turn Right onto Cliffdale. Turn Right onto FernMeadow Loop. Follow down to the house on the right.
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/O5828549?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/O5828549?w=Customer
  • Homestead Y N: Yes
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Call Center Phone Number: 407-573-2121
  • Ratio: Close Price\List Price: 1
  • Price per Sq Ft: 165.65
  • Close to Original List Price Ratio: 1
  • Ratio: Current Price\Building Area Total: 136.44
  • View: Yes
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Tax Year: 2019
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Concrete, Hardwood
  • Full Bathrooms: 2
  • Interior Amenities: Built in Features, Ceiling Fans(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Master Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Stories: 1
  • Window Features: Blinds, Thermal Windows
  • Street Number Modifier: 438
  • Room Count: 13
  • Additional Rooms: Family Room, Inside Utility
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: South
  • Exterior Features: French Doors, Irrigation System, Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • Road Frontage Type: Private Road
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Patio
  • Road Surface Type: Paved
  • Water View: Pond
  • Water View Y N: Yes
  • Water Access Y N: No
  • Water Extras Y N: No
  • Waterfront Frontage: 115
  • Water Frontage Feet Pond: 115
  • Disclosures: HOA/PUD/Condo Disclosure, Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener
  • Covered Parking Spaces: 2
  • Open Parking: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Underground Utilities
  • Cooling: Central Air
  • Heating: Electric, Heat Pump
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community, Park, Playground, Pool, Sidewalk, Tennis Courts
  • Association Amenities: Gated, Park, Playground, Pool, Tennis Court(s)
  • Association Fee: 225
  • Association Fee Frequency: Quarterly
  • Association Name: MARIA GOMEZ
  • Phone: 4074810782
  • Association: Yes
  • Security: Gated Community
  • Senior Community: No
  • Association Website: LELANDMANAGEMENT.COM
  • Association Fee Requirement: Required
  • Association Approval Required YN: No

Fee Information

  • Total Annual Fees: 900
  • Monthly HOA Fee: 75
  • Total Monthly Fees: 75

Schools

  • Elementary School: Westbrooke Elementary
  • High School: West Orange High
  • Middle Or Junior School: SunRidge Middle

Lot Info

  • Zoning: PUD-LD
  • Parcel Number: 28-22-32-1855-02-500
  • Additional Parcels: No
  • Lot Features: Corner Lot, Sidewalk
  • Lot Dimensions: 60x115
  • Flood Zone Code: RES
  • ResoLotSizeUnits: SquareFeet

Green Features

  • Efficiency: HVAC, Roof, Thermostat, Windows

Building Info

  • Builder Name: Ryland

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Minimum Lease: 8-12 Months
  • Approval Process: BUYER TO VERIFY WITH HOA AND CITY OF OCOEE
  • Pet Restrictions: BUYER TO VERIFY WITH HOA AND CITY OF OCOEE
  • Lease Restrictions Y N: Yes
  • Additional Lease Restrictions: BUYER TO VERIFY WITH HOA AND CITY OF OCOEE

Tax Info

  • Tax Annual Amount: 2580
  • Tax Block: 2
  • Tax Book Number: 37-16
  • Tax Lot: 250

Multi Family

  • Waterfront Features: Pond

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 27, 2019
Closed on
Feb 10, 2020
Sold by
Bowers Joseph B and Bowers Lori A
Bought by
Delacruz Laureano Eliel J and Delacruz Erin Page
Seller's Agent
David Dorman
CENTURY 21 CARIOTI
Buyer's Agent
Vincent Murphy
SM FLORIDA BROKERAGE LLC
List Price
$325,000
Sold Price
$325,000
Current Estimated Value
$478,272

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$153,272
Avg. Annual Appreciation
7.10%
Original Mortgage
$301,500
Outstanding Balance
$267,563
Interest Rate
3.72%
Mortgage Type
New Conventional
Estimated Equity
$210,709

Purchase Details

Closed on
Mar 25, 1997
Sold by
The Ryland Group Inc
Bought by
Bowers Joseph P and Bowers Lori A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,500
Interest Rate
7.75%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Delacruz Laureano Eliel J $325,000 The Closing Agent Llc
Bowers Joseph P $127,600 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Delacruz Laureano Eliel J $301,500
Previous Owner Bowers Joseph P $76,500
Previous Owner Bowers Joseph P $91,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/10/2020 02/10/20 Sold $325,000 0.0% $166 / Sq Ft
12/14/2019 12/14/19 Pending -- -- --
12/10/2019 12/10/19 For Sale $325,000 0.0% $166 / Sq Ft
11/27/2019 11/27/19 Pending -- -- --
11/27/2019 11/27/19 For Sale $325,000 -- $166 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,361 $406,746 -- --
2024 $6,154 $395,340 $105,000 $290,340
2023 $6,154 $373,579 $105,000 $268,579
2022 $5,586 $330,797 $105,000 $225,797
2021 $5,016 $268,066 $70,000 $198,066
2020 $2,506 $163,499 $0 $0
2019 $2,591 $159,823 $0 $0
2018 $2,580 $156,843 $0 $0
2017 $2,562 $206,641 $48,000 $158,641
2016 $2,567 $201,877 $48,000 $153,877
2015 $2,607 $190,787 $48,000 $142,787
2014 $2,591 $177,518 $46,000 $131,518
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O5828549

Stellar MLS

APN: 32-2228-1855-02-500