NOT LISTED FOR SALE

438 Fox St Elsmere, KY 41018

Estimated Value: $228,000 - $259,224

3 Beds
2.5 Baths
1,119 Sq Ft
$217/Sq Ft Est. Value

Last Sold August 27, 2020

Last sale price $165,000 $147 Per Sq Ft

Est. 47% increase in value since last sale

Current estimated payment $1,522/month

1 Day on Market

Highlights

  • Deck
  • Cathedral Ceiling
  • Formal Dining Room
  • Transitional Architecture
  • No HOA
  • Solid Wood Cabinet

About This Home

As of August 2020

REO Property. Property Sold AS-IS W/O Repair, Warranty or Seller Disclosure. The Listing Broker & Seller assume no responsibility & make no guarantees, warranties or representations as to the availability or accuracy of information contained herein. Effective tax rate has not been verified; please contact the local county tax authority for accurate tax rate.

Last Agent to Sell the Property

Joyce Ventre

Star One REALTORS Listed on: 07/18/2020

Last Buyer's Agent

Terry Bricking

Paragon Realty Partners License #221240

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2005

Lot Details

  • 6,970

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Transitional Architecture
  • Bi-Level Home
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,119 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Insulated Windows
  • Panel Doors
  • Family Room
  • Formal Dining Room
  • Finished Basement
  • Partial Basement
  • Storage In Attic
  • Fire and Smoke Detector

Kitchen

  • Microwave
  • Dishwasher
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Bathtub and Shower Combination in Primary Bathroom

Schools

  • Howell Elementary School
  • Tichenor Middle School
  • Lloyd High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Additional Features

  • Deck
  • Aluminum or Metal Fence

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 004-30-21-162.00

Home Details

Home Type

Single Family

Year Built

Built in 2005

Lot Details

0

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Year Built: 2005
  • Lot Size: of record
  • Directions: Dixie to Garvey to right on Fox St.
  • Architectural Style: Transitional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Howell Elementary
  • Location Tax Legal Info:Middle or Junior School: Tichenor Middle School
  • Location Tax Legal Info:High School: Lloyd High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: of record
  • Remarks Misc:Agent Only Remarks: Warranty cost is $500, paid for by seller. HVAC system has just been serviced and cleaned (and has been regularly). TV under counter in the kitchen will not stay. Brackets for wall-mounted TVs will stay, as well as the security system and security cameras and system.
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke Energy
  • Utilities Gas Company: Duke Energy
  • Water Company: Northern Ky Water Distric
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Living Area: 1119.0
  • Structure Type:House: Yes
  • Miscellaneous Home Warranty: Yes
  • Security Features:Smoke Detector(s): Yes
  • Location Tax Legal Info:Tax ID: 004-30-21-162.00
  • Appliances Refrigerators: Yes
  • Architecture:Transitional: Yes
  • Levels:Bi-Level: Yes
  • Percent Basement Finished: Yes
  • Pets Allowed:Pets Allowed: Yes
  • Fencing:Metal4: Yes
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Attic Storage, Cathedral Ceiling(s), Ceiling Fan(s), Multi Panel Doors
  • Basement: Partial, Finished
  • Heating: Natural Gas, Forced Air
  • Levels: Bi-Level
  • Property Type: Residential
  • Appliances: Dishwasher, Disposal, Microwave, Oven, Range, Refrigerator
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Fireplace: No
  • Living Area: 1119.0
  • Window Features: Insulated Window(s)
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Multi Panel Doors: Yes
  • Kitchen Features Pantry: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Primary Bedroom Features:Bath Adjoins: Yes
  • Family Room Features:Carpet Flooring4: Yes
  • Kitchen Features:Walk-Out Access3: Yes
  • Living Room Features:Carpet Flooring2: Yes
  • Kitchen Features:Laminate Flooring4: Yes
  • Interior Features:Attic Storage: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Primary Bath Features:Tub With Shower: Yes
  • Dining Room Features:Laminate Flooring3: Yes
  • Appliances Range: Yes
  • Basement:Partial: Yes

Exterior Features

  • Fencing: Metal
  • Roof: Shingle
  • Home Warranty: Yes
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Deck: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Howell Elementary
  • Junior High Dist: Erlanger/Elsmere
  • High School: Lloyd High
  • Middle Or Junior School: Tichenor Middle School

Lot Info

  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 18, 2020
Closed on
Aug 27, 2020
Sold by
Harris Mary
Bought by
Schleyer Devon and Schleyer Diane
Seller's Agent
Joyce Ventre
Star One REALTORS
Buyer's Agent
Terry Bricking
Paragon Realty Partners
List Price
$159,900
Sold Price
$165,000
Premium/Discount to List
$5,100
3.19%
Current Estimated Value
$243,056

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$78,056
Avg. Annual Appreciation
7.49%
Original Mortgage
$156,750
Outstanding Balance
$138,154
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$104,902

Purchase Details

Closed on
Feb 6, 2015
Sold by
30 West Properties Inc
Bought by
Harris Mary

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,697
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Listed on
Mar 17, 2014
Closed on
Aug 19, 2014
Sold by
Deutsche Bank Trust Company Americas
Bought by
30 West Properties Inc
Seller's Agent
Christopher Stevens
RealHome Services and Solutions
Buyer's Agent
Null Non-Member
Non-Member Office
List Price
$75,000
Sold Price
$75,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.91%

Purchase Details

Closed on
Feb 10, 2014
Sold by
Harrington Jack and Harrington Sheri
Bought by
Deutsche Bank Trust Company Americas

Purchase Details

Closed on
Dec 30, 2005
Sold by
Kd Development Llc
Bought by
Harrington Jack and Harrington Sheri

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,000
Interest Rate
8.39%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Dec 20, 2004
Sold by
Moore Keith and Moore Diana
Bought by
Kd Development Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,165
Interest Rate
5.77%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 15, 2004
Sold by
Henn Edward J
Bought by
Moore Keith and Cox Douglas R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,165
Interest Rate
5.77%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Schleyer Devon $165,000 360 American Title Svcs Llc
Harris Mary $109,000 Springdale Title Llc
30 West Properties Inc $75,000 None Available
Deutsche Bank Trust Company Americas $83,334 None Available
Harrington Jack $132,500 Community Title Inc
Kd Development Llc -- Community Title Inc
Moore Keith $30,000 Community Title Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Schleyer Devon $156,750
Previous Owner Harris Mary $98,697
Previous Owner Harrington Jack $106,000
Previous Owner Moore Keith $30,165
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/03/2024 11/03/24 Off Market $75,000 -- --
08/27/2020 08/27/20 Sold $165,000 +3.2% $147 / Sq Ft
07/19/2020 07/19/20 Pending -- -- --
07/18/2020 07/18/20 For Sale $159,900 +113.2% $143 / Sq Ft
08/27/2014 08/27/14 Sold $75,000 0.0% $51 / Sq Ft View Prior Sale
08/01/2014 08/01/14 Pending -- -- --
03/17/2014 03/17/14 For Sale $75,000 -- $51 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,027 $199,300 $20,000 $179,300
2024 $3,059 $199,300 $20,000 $179,300
2023 $2,988 $199,300 $20,000 $179,300
2022 $2,737 $165,000 $10,000 $155,000
2021 $2,771 $165,000 $10,000 $155,000
2020 $1,846 $109,000 $10,000 $99,000
2019 $1,821 $109,000 $10,000 $99,000
2018 $1,858 $109,000 $30,000 $79,000
2017 $1,741 $109,000 $30,000 $79,000
2015 $1,413 $109,000 $30,000 $79,000
2014 $1,779 $132,500 $30,000 $102,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 539740

Northern Kentucky Multiple Listing Service

APN: 004-30-21-162.00