$389,900
SOLD JUL 2, 2025
3 Beds
3 Baths
2,050 Sq Ft
0.35 Acres

Recently Sold

$190 Per Sq Ft

16 Days on Market

Highlights

  • Home fronts a pond
  • Open Floorplan
  • Wood Flooring
  • Pond View
  • Deck
  • Main Floor Primary Bedroom

About This Home

As of July 2025

Beautiful home in Ginger Lake Estates. Home is on the water with a covered patio and deck that both overlook the water. Split foyer, one owner home, built by Baker & Summers Const. Pride of ownership shines throughout the home! Three bedrooms and two full bathrooms upstairs. Master bedroom offers specialty ceilings with a large master bath that includes a stand up shower and a soaking tub. Open kitchen and dining area. Kitchen offers granite countertops and stainless appliances. Downstairs is a large den area with a full bathroom. The curb appeal with this home is immaculate. Best kept yard in the subdivision. Subdivision offers a stocked pond great for fishing. Don't wait...check this home out today!! (Professional Pics coming soon)

Last Agent to Sell the Property

Amy Rowan

Horizon Sotheby's International Realty License #324031 Listed on: 05/26/2025

Last Buyer's Agent

Vidal Fonseca-Andujar

Crye-Leike, REALTORS License #445945

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,169

Year Built

  • Built in 2017

Lot Details

  • 0.35 Acre Lot
  • Home fronts a pond
  • Sloped Lot

Parking

  • 2 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Split Level Home
  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding
  • Stone

Interior Spaces

  • 2,050 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Gas Log Fireplace
  • Propane Fireplace
  • Great Room with Fireplace
  • Family Room Downstairs
  • Game Room with Fireplace
  • Pond Views
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Laundry Room

Kitchen

  • Free-Standing Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 3 Full Bathrooms
  • Bathtub with Shower

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Saddle Ridge Elementary School
  • Saddle Ridge Middle School
  • Lafayette High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Ginger Lake Ests Subdivision
  • Pond in Community

Listing and Financial Details

  • Assessor Parcel Number 0317 065

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,169

Year Built

Built in 2017

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.35
  • Lot Size: 0
  • Subdivision Name: Ginger Lake Ests
  • Directions: Hwy. 27 South toward LaFayette, right on Turnipseed, left on Farming Rock, right on Goodson Circle, right onto Ginger Lake Dr., house is on the right
  • Above Grade Finished Sq Ft: 2050.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Multi/Split
  • Living Area: 2050.0
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2017
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 0317 065
  • Location Tax and Legal Elementary School: Saddle Ridge Elem
  • Location Tax and Legal Middle Or Junior School2: Saddle Ridge Middle
  • Location Tax and Legal High School: LaFayette High
  • Location Tax and Legal:Tax Annual Amount: 3168.58
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 2050.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.35
  • General Property Information Lot Size Square Feet2: 15246.0
  • General Property Information Lot Size Dimensions: 0
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Room Types Bedroom Level: First
  • Foundation Details Block2: Yes
  • Room Types Primary Bedroom Level: First
  • Laundry Features Laundry Room: Yes
  • General Property Information Stories2: 2
  • Patio And Porch Features Porch - Covered: Yes
  • Room Types Family Room: Yes
  • Room Types Family Room Level: Basement
  • Community Features Pond3: Yes
  • Room Types Great Room: Yes
  • Room Types Great Room Level: First
  • Levels MultiSplit: Yes
  • ViewPond: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Microwave, Free-Standing Electric Range, Electric Water Heater, Dishwasher
  • Has Basement: Finished, Full
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Great Room, Propane
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Open Floorplan, Tub/shower Combo, Walk-In Closet(s)
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Full Basement: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Great Room2: Yes
  • Fireplace Features:Propane2: Yes

Exterior Features

  • Lot Features: Sloped, Views
  • View: Pond
  • View: Yes
  • Waterfront Features: Pond
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Brick, Stone, Vinyl Siding
  • Exterior Features: None
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Patio, Porch - Covered
  • Roof: Shingle
  • Exterior Features:None8: Yes
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Sloped: Yes
  • Construction Materials:Stone: Yes
  • Lot Features:Views: Yes
  • Waterfront Features:Pond2: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Driveway, Garage Door Opener, Garage Faces Side
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Side: Yes

Utilities

  • Laundry Features: Laundry Room
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Sidewalks, Pond
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Saddle Ridge Elem
  • High School: LaFayette High
  • Middle Or Junior School: Saddle Ridge Middle

Lot Info

  • Lot Size Sq Ft: 15246.0
  • Additional Parcels: No
  • Parcel #: 0317 065

Tax Info

  • Tax Annual Amount: 3168.58

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 27, 2017
Closed on
Jan 26, 2018
Sold by
Baker
Bought by
Detty Jason D
Seller's Agent
Ava Rowan
Horizon Sotheby's International Realty
Buyer's Agent
Ava Rowan
Horizon Sotheby's International Realty
List Price
$229,900
Sold Price
$239,000
Premium/Discount to List
$9,100
3.96%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.21%
Original Mortgage
$234,671
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 25, 2006
Sold by
Not Provided
Bought by
Baker & Summers Construction and Co Inc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $239,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $229,678 FHA
Closed $231,535 FHA
Closed $231,800 FHA
Closed $234,671 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/02/2025 07/02/25 Sold $389,900 0.0% $190 / Sq Ft
06/11/2025 06/11/25 Pending -- -- --
05/26/2025 05/26/25 For Sale $389,900 +63.1% $190 / Sq Ft
09/21/2024 09/21/24 Off Market $239,000 -- --
01/26/2018 01/26/18 Sold $239,000 +4.0% $120 / Sq Ft
12/26/2017 12/26/17 Pending -- -- --
06/27/2017 06/27/17 For Sale $229,900 -- $115 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,344 $156,668 $14,000 $142,668
2023 $3,330 $152,946 $18,000 $134,946
2022 $3,197 $133,352 $18,000 $115,352
2021 $2,731 $102,545 $18,000 $84,545
2020 $2,405 $84,680 $18,000 $66,680
2019 $2,451 $84,680 $18,000 $66,680
2018 $1,959 $74,040 $8,000 $66,040
2017 $240 $8,000 $8,000 $0
2016 $374 $18,000 $18,000 $0
2015 $102 $3,900 $3,900 $0
2014 $98 $3,900 $3,900 $0
2013 -- $3,900 $3,900 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1513584

Greater Chattanooga REALTORS®

APN: 0317-065