$395,000
SOLD JUN 26, 2026

438 Harbor Dr Bumpus Mills, TN 37028

3 Beds
2 Baths
1,584 Sq Ft
0.37 Acre Lot

Sale Details

Date Sold: June 26, 2026

$249 Per Sq Ft

10% Below List Price

37 Days on Market

Highlights

  • Lake Front
  • Deck
  • Covered Patio or Porch
  • Clubhouse
  • Dock Permitted
  • Stainless Steel Appliances

About This Home

As of June 2026

This is your perfect LAKE house! Remodeled, furnished, minutes to the MARINA, DOCKABLE, BEACH for swimming, lake front deck for watching the SUN SET, no barge traffic, DREAM kitchen with a lake view, large bedrooms for guests, plenty of storage, a huge basement and a garage. The roof is metal and the gutters are new from Leaf Guard (lifetime warranty) which equals no maintenance, the entire porch has been freshly painted and stained, all doors and all cabinets have been replaced, the floors are luxury vinyl plank for easy cleaning, and both bathrooms have been completely upgraded. You will not find another house like this one!
House is selling *AS-IS* and furnished.
HOA restrictions and Corp of Engineers right of way apply.

Last Agent to Sell the Property

Kristina Smith

Century 21 Platinum Properties Brokerage Phone: 9312067394 License #341179 Listed on: 04/30/2026

Century 21 Platinum Properties

Last Buyer's Agent

NONMLS NONMLS

License #2211

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,059

Year Built

  • Built in 1997

Lot Details

  • 16,117 Sq Ft Lot
  • Lake Front
  • Sloped Lot

HOA Fees

  • $4 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,584 Sq Ft Home
  • Property has 1 Level
  • Ceiling Fan
  • Gas Fireplace
  • Living Room with Fireplace
  • Interior Storage Closet
  • Tile Flooring
  • Lake Views
  • Fire and Smoke Detector

Kitchen

  • Gas Oven
  • Gas Range
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Partial Basement
  • Exterior Basement Entry

Eco-Friendly Details

  • Air Purifier

Outdoor Features

  • Dock Permitted
  • Deck
  • Covered Patio or Porch

Schools

  • North Stewart Elementary School
  • Stewart County Middle School
  • Stewart Co High School

Utilities

  • Air Filtration System
  • Central Heating and Cooling System
  • Heating System Uses Propane
  • Septic Tank
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 017J G 00400 000

Community Details

Overview

  • Loon Bay Sub Subdivision

Amenities

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,059

Year Built

Built in 1997

Lot Details

0.37 Acres

HOA Fees

$4 per month

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1997
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Existing
  • Special Features: None
  • Stories: 1

Interior Features

  • Interior Amenities: Air Filter, Ceiling Fan(s), Extra Closets, Redecorated, High Speed Internet
  • Appliances: Gas Oven, Gas Range, Dryer, Refrigerator, Stainless Steel Appliance(s), Washer
  • Fireplace Features: Gas, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Flooring: Luxury Vinyl, Tile
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 2
  • Has Basement: Exterior Entry, Partial, Partially Finished
  • Above Grade Finished Sq Ft: 1584
  • Building Area Units: Square Feet
  • Living Area: 1584
  • Living Area Units: Square Feet
  • Other Equipment: Air Purifier

Exterior Features

  • Exterior Features: Dock Permit
  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Deck, Covered, Porch
  • Pool Private: No
  • Roof: Metal
  • Topography: Sloped,Views
  • View: Lake
  • View: Yes
  • Waterfront Features: Lake Front
  • Waterfront: Yes

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking Spaces: 2
  • Parking Features: Garage Door Opener, Garage Faces Side
  • Total Parking Spaces: 4

Utilities

  • Sewer: Septic Tank
  • Water Source: Other
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Propane
  • Heating Yn: Yes
  • Security: Fire Alarm

Condo/Co-op/Association

  • Association Fee: 50
  • Association Fee Frequency: Annually
  • Amenities: Clubhouse
  • Association: Yes
  • Senior Community: No

Lot Info

  • Lot Features: Sloped, Views
  • Lot Size Acres: 0.37
  • Lot Size: 77X171 IRR
  • Lot Size Units: Acres
  • Parcel #: 017J G 00400 000
  • Property Attached Yn: No

Rental Info

  • Pets Allowed: Yes

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1059

MLS Schools

  • Elementary School: North Stewart Elementary
  • High School: Stewart Co High School
  • Middle Or Junior School: Stewart County Middle School

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 11, 2017
Closed on
Sep 28, 2017
Sold by
Bought by
Seller's Agent
Leandra Hale
931 Realty
Buyer's Agent
NONMLS NONMLS
List Price
$2,995
Sold Price
$82,400
Premium/Discount to List
$79,405
2651.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.69%

Purchase Details

Closed on
Jan 20, 1995
Bought by

Purchase Details

Closed on
Aug 2, 1971
Bought by
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $82,400 --
Deed -- --
Deed -- --
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/26/2026 06/26/26 Sold $395,000 -10.1% $249 / Sq Ft
06/12/2026 06/12/26 Pending -- -- --
05/05/2026 05/05/26 For Sale $439,500 +15081.3% $277 / Sq Ft
02/28/2020 02/28/20 Price Changed $2,895 -3.3% $2 / Sq Ft
01/28/2020 01/28/20 For Sale $2,995 -96.4% $2 / Sq Ft
09/29/2017 09/29/17 Sold $82,400 -- $52 / Sq Ft View Prior Sale
Source: Realtracs

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,059 $71,275 $9,375 $61,900
2024 $1,054 $70,900 $9,375 $61,525
2023 $1,002 $42,425 $6,250 $36,175
2022 $1,002 $42,425 $6,250 $36,175
2021 $1,002 $42,425 $6,250 $36,175
2020 $1,074 $42,425 $6,250 $36,175
2019 $1,074 $42,125 $6,250 $35,875
2018 $944 $42,125 $6,250 $35,875
2017 $944 $37,025 $6,250 $30,775
2016 $944 $37,025 $6,250 $30,775
2015 $915 $37,025 $6,250 $30,775
2014 $985 $37,025 $6,250 $30,775
2013 $985 $39,867 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Realtracs

MLS Number: RTC3185390

Realtracs

APN: 017J-G-004.00

Your Personal Tour Guide

Ask me questions while you tour the home.