NOT LISTED FOR SALE

438 Locust St Mount Vernon, NY 10552

North Side Neighborhood

Estimated Value: $641,756

7 Beds
2 Baths
-- Sq Ft
1930 Built

Last Sold September 03, 2025

Last sale price $630,000

Est. 2% increase in value since last sale

Current estimated payment $4,163/month

71 Days on Market

About This Home

As of September 2025

LOCATION LOCATION LOCATION!! Rare opportunity to own a brick, detached home in the sort after Gramatan neighborhood!! The top level has 4 bedrooms and a small office space. Main floor has 3 bedrooms and direct access to your private gated yard!!! Basement has a separate entrance, and is completely finished. WILL NOT LAST!!!

Last Agent to Sell the Property

Edward Gallagher

AmeriHome Realty Corp. License #10401210553 Listed on: 04/10/2025

Last Buyer's Agent

Norma Carridice

Higher Connection Realty LLC License #10491211857

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $14,000

Year Built

  • Built in 1930

Home Design

  • Duplex
  • Brick Exterior Construction

Bedrooms and Bathrooms

  • 7 Bedrooms
  • Main Floor Bedroom
  • 2 Full Bathrooms

Utilities

  • No Cooling
  • Heating System Uses Natural Gas

Additional Features

  • Finished Basement

Community Details

  • 2 Units
  • 2 Separate Electric Meters

Listing and Financial Details

  • Tenant pays for all utilities

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$14,000

Year Built

Built in 1930

Lot Details

0

Listing Details

  • Property Type: Residential Income
  • Property SubType: Duplex
  • Year Built: 1930
  • Carport Y N: No
  • CurrentPrice: 630000.00
  • MlsMajorChangeType: Sold
  • ListPrice_By_OriginalListPrice: 1.00000
  • Special Features: None
  • Property Sub Type: MultiFamily

Interior Features

  • Interior Amenities: First Floor Bedroom
  • Full Bathrooms: 2
  • Basement: Finished
  • Total Bedrooms: 7
  • Basement YN: Yes

Exterior Features

  • Construction Materials: Brick
  • Waterfront: No

Garage/Parking

  • Garage: No

Utilities

  • Cooling: None
  • Heating: Natural Gas
  • Sewer: Other
  • Utilities: Natural Gas Available
  • Water Source: Other

Condo/Co-op/Association

  • Senior Community: No

Lot Info

  • Property Attached: No

Rental Info

  • Tenant Pays: All Utilities

Multi Family

  • Units Total: 2
  • Separate Electric Meters: 2

Tax Info

  • Tax Annual Amount: 14000
  • Tax Year: 2025

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 10, 2025
Closed on
Aug 28, 2025
Sold by
Angela Pisani Revocable Living Trust and Maier Otto R
Bought by
Hassan Hamida and Effah Sakina
Seller's Agent
Edward Gallagher
AmeriHome Realty Corp.
Buyer's Agent
Norma Carridice
Higher Connection Realty LLC
List Price
$599,000
Sold Price
$630,000
Premium/Discount to List
$31,000
5.18%
Views
190
Current Estimated Value
$641,756

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,756
Avg. Annual Appreciation
17.39%
Original Mortgage
$504,000
Outstanding Balance
$503,564
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$160,659

Purchase Details

Closed on
May 2, 2002
Sold by
Pisani Angela
Bought by
Pisani Angela and The Angela Pisani Revocable Living Trust
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hassan Hamida $630,000 Judicial Title
Pisani Angela -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hassan Hamida $504,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/03/2025 09/03/25 Sold $630,000 +5.2% --
06/20/2025 06/20/25 Pending -- -- --
04/10/2025 04/10/25 For Sale $599,000 -- --
Source: OneKey® MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,721 $8,300 $1,400 $6,900
2023 $6,297 $8,300 $1,400 $6,900
2022 $8,726 $8,300 $1,400 $6,900
2021 $12,851 $8,300 $1,400 $6,900
2020 $7,775 $8,300 $1,400 $6,900
2019 $12,298 $8,300 $1,400 $6,900
2018 $5,760 $8,300 $1,400 $6,900
2017 $0 $8,300 $1,400 $6,900
2016 $11,822 $8,300 $1,400 $6,900
2015 -- $8,300 $1,400 $6,900
2014 -- $8,300 $1,400 $6,900
2013 -- $8,300 $1,400 $6,900
Source: Public Records

Agents Affiliated with this Home

  • E

    Seller's Agent in 2025

    Edward Gallagher

    AmeriHome Realty Corp.

    (917) 613-0818

    2 in this area

    44 Total Sales

    Edward Gallagher
    Section Image

  • N

    Buyer's Agent in 2025

    Norma Carridice

    Higher Connection Realty LLC

    (914) 699-0500

    2 in this area

    7 Total Sales

    Norma Carridice
    Section Image
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Map

Source: OneKey® MLS

MLS Number: 847440

OneKey® MLS

APN: 0800-165-037-01095-000-0008

New York Westchester County Mount Vernon 10552 North Side

438 Locust St, Mount Vernon, NY

Not Listed for Sale

MultiFamily

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