NOT LISTED FOR SALE

438 Spruce St Holland, MI 49424

Estimated Value: $688,000 - $715,000

3 Beds
2.5 Baths
2,768 Sq Ft
$253/Sq Ft Est. Value

Last Sold January 30, 2024

Last sale price $620,000 $224 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $4,432/month

Highlights

  • Deeded Waterfront Access Rights
  • Boat Ramp
  • Beach
  • Lakewood Elementary School Rated A
  • Docks
  • Deck

About This Home

As of January 2024

Wow! Vacation where you live in this beautiful, custom built home in desirable Chippewa Resort, that has deeded access to Lake Macatawa! This extremely well kept, well built home with 2 x 6 construction has so much to offer. Three bedrooms (possibly more) and 2.5 baths, this open concept home has a large kitchen with island, walk-in pantry and awesome great room with fireplace. There is also a living room and formal dining room (currently a bunk room.) Lake views from most rooms and access just down the street! The master bedroom is huge, with room for a sitting area or office, has a Juliet balcony with maintenance free decking to watch the lake, an attached private bath with jetted tub and a beautiful tiled shower. The laundry is near the bedrooms for convenience. You will love hanging out in the HUGE screened room off the kitchen: entertaining, dining, reading, and just enjoying the breeze. Relax and make s'mores in your private fire pit area with a stamped concrete patio. And when you return from the beach, use your outside shower to rinse off the sand from your feet! Play horseshoes, set up a hammock, or drink coffee from the front porch or back deck. So many options! The attached 2.5 car garage has two insulated rooms off the back that are both heated and air-conditioned offering storage, workshop and other options. Home has two new water heaters and instant hot water in the kitchen! An additional double driveway offers great parking or a place for your boat or RV! Chippewa Resort offers lake access just down the road, a boat dock and a playground. Launch your kayak or paddle boards, or just enjoy the water at Chippewa Point! Holland State Park, beaches, marinas, restaurants, a boat launch and more are all close by!

Last Agent to Sell the Property

Jim Wiersma

Coldwell Banker Woodland Schmidt License #6506043979 Listed on: 01/16/2024

Coldwell Banker Woodland Schmidt

Co-Listed By

Bernie Merkle

Coldwell Banker Woodland Schmidt License #6506041602

Last Buyer's Agent

Laura Carr

City2Shore Real Estate Inc. License #6502392768

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,725

Year Built

  • Built in 1989

Lot Details

  • 0.32 Acre Lot
  • Lot Dimensions are 100 x 137
  • Shrub
  • Level Lot
  • Garden
  • Back Yard Fenced
  • Property is zoned R-3, R-3

HOA Fees

  • $6 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2,768 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Low Emissivity Windows
  • Insulated Windows
  • Window Treatments
  • Family Room with Fireplace
  • Living Room
  • Dining Area
  • Screened Porch
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Whirlpool Bathtub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deeded Waterfront Access Rights
  • Docks
  • Shared Waterfront
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Cable TV Available

Community Details

Recreation

  • Boat Ramp
  • Community Boat Launch
  • Beach
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,725

Year Built

Built in 1989

Lot Details

0

HOA Fees

$6 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 1
  • Year Built: 1989
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 100 x 137
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 2768.0
  • General Property Info:Main Level Primary: No
  • Tax Info:Annual Property Tax: 10725.0
  • Tax Info:Zoning3: R-3
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Lot Description:Level: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Low Emissivity Windows: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Water Heater:Natural Gas4: Yes
  • Substructure:Crawl Space: Yes
  • Additional Items:Whirlpool Tub: Yes
  • Landscape:Flower Garden: Yes
  • General Property Info:SqFt Above Grade: 2352.0
  • Laundry Features Main Level: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Fencing:Fenced Back: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Whirlpool Tub, Kitchen Island, Eat-in Kitchen, Pantry
  • Fireplace Features: Family Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • LivingArea: 2768.0
  • Window Features: Low-Emissivity Windows, Insulated Windows, Window Treatments
  • General Property Info:Stories2: 1.0
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Kitchen Features:Center Island: Yes
  • Kitchen Features Pantry: Yes
  • Appliances Dishwasher: Yes
  • Fireplace:Family: Yes

Exterior Features

  • Construction Materials: Wood Siding
  • Exterior Features: Scrn Porch
  • Fencing: Fenced Back
  • List Price: 689000.0
  • Lot Features: Level
  • Patio and Porch Features: Deck, Porch(es)
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront Features: Lake
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Material:Wood Siding: Yes
  • Exterior Features:Scrn Porch: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Main Level
  • Sewer: Public
  • Utilities: Natural Gas Connected, Cable Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Beach Area, Playground, Boat Launch
  • Association Fee: 75.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Info:Approx Assoc Fee2: 75.0
  • Water Fea Amenities:Deeded Access: Yes
  • Association Info:Assoc Fee Payable: Annually
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes
  • Water Fea Amenities:Shared Frontage: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Assoc Amenities:Playground: Yes
  • Water Fea Amenities:Dock: Yes
  • Assoc Amenities:Beach Area: Yes
  • Assoc Amenities:Boat Launch: Yes

Fee Information

  • Association Fee Includes: Other

Lot Info

  • Lot Size Acres: 0.32
  • Lot Size Area: 0.32
  • Lot Dimensions: 100 x 137
  • Lot Size Sq Ft: 13765.0
  • Zoning Description: R-3
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 10725.0
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 16, 2024
Closed on
Feb 1, 2024
Sold by
Victor Vant Hof Revocable Trust
Bought by
Dekam Tamara and Dekam Jeffry
Seller's Agent
Jim Wiersma
Coldwell Banker Woodland Schmidt
Buyer's Agent
Laura Carr
City2Shore Real Estate Inc.
List Price
$689,000
Sold Price
$620,000
Premium/Discount to List
-$69,000
-10.01%
Views
18
Current Estimated Value
$699,723

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$79,723
Avg. Annual Appreciation
6.41%
Original Mortgage
$100,000
Outstanding Balance
$89,551
Interest Rate
6.69%
Mortgage Type
Credit Line Revolving
Estimated Equity
$594,825

Purchase Details

Listed on
Jan 23, 2020
Closed on
Mar 16, 2020
Sold by
Vant Hof Victor A and Vant Hof Laurie
Bought by
The Victor Vant Hof Revocable Trust
Seller's Agent
Heather Klompmaker
@HomeRealty Holland
Buyer's Agent
Kenneth Machiela
Coldwell Banker Woodland Schmidt
List Price
$425,000
Sold Price
$405,000
Premium/Discount to List
-$20,000
-4.71%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.60%
Original Mortgage
$348,000
Interest Rate
3.4%
Mortgage Type
Construction

Purchase Details

Listed on
Apr 19, 2015
Closed on
Oct 29, 2015
Sold by
Kooy John and Kooy Judy
Bought by
Smith Gary and Smith Lula
Seller's Agent
Andrea Crossman
Coldwell Banker Schmidt Realtors
Buyer's Agent
Mark Deering
RE/MAX of Grand Rapids (Stndl)
List Price
$340,000
Sold Price
$285,000
Premium/Discount to List
-$55,000
-16.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.35%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dekam Tamara $620,000 Chicago Title Of Michigan
The Victor Vant Hof Revocable Trust -- None Available
Vant Hof Victor A $405,000 Ata National Title Group Llc
Smith Gary $285,000 Chicago Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dekam Tamara $100,000
Open Dekam Tamara $370,000
Previous Owner The Victor Vant Hof Revocable Trust $406,500
Previous Owner Vant Hof Victor A $348,000
Previous Owner Kooy John $150,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/30/2024 01/30/24 Sold $620,000 -10.0% $224 / Sq Ft
01/16/2024 01/16/24 Pending -- -- --
01/16/2024 01/16/24 For Sale $689,000 +70.1% $249 / Sq Ft
03/16/2020 03/16/20 Sold $405,000 -4.7% $146 / Sq Ft
01/25/2020 01/25/20 Pending -- -- --
01/23/2020 01/23/20 For Sale $425,000 +49.1% $154 / Sq Ft
10/29/2015 10/29/15 Sold $285,000 -16.2% $103 / Sq Ft
09/24/2015 09/24/15 Pending -- -- --
04/19/2015 04/19/15 For Sale $340,000 -- $123 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,446 $291,000 $0 $0
2024 $5,881 $302,500 $0 $0
2023 $9,913 $273,500 $0 $0
2022 $10,725 $241,000 $0 $0
2021 $10,413 $217,100 $0 $0
2020 $5,687 $198,900 $0 $0
2019 $5,624 $195,700 $0 $0
2018 $5,276 $177,400 $0 $0
2017 $5,190 $177,400 $0 $0
2016 $5,325 $182,900 $0 $0
2015 -- $162,200 $0 $0
2014 -- $160,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 24003443

Southwestern Michigan Association of REALTORS®

APN: 70-15-27-376-013