NOT LISTED FOR SALE

438 W Bluff Dr Harbor Springs, MI 49740

Estimated Value: $817,000 - $1,062,000

3 Beds
1 Bath
1,560 Sq Ft
$583/Sq Ft Est. Value

Last Sold June 28, 2019

Last sale price $325,000 $208 Per Sq Ft

Est. 180% increase in value since last sale

Current estimated payment $5,493/month

315 Days on Market

Highlights

  • Water Views
  • Guest House
  • Lower Floor Utility Room
  • Harbor Springs High School Rated 9+
  • Wood Flooring
  • Wood Frame Window

About This Home

As of June 2019

Enjoy views of Little Traverse Bay from this large 3 bedroom, 1 bath home on W Bluff. Includes a 2 1/2 car garage with a 2 bedroom guest apartment above. This home needs an owner with vision to make this a fine home again. It has high ceilings, a bold staircase, great woodwork and a large sun room with views overlooking the bluff. The lot is 66 x 330 which leaves plenty of room for a nice back yard or expanding the living area.

Last Agent to Sell the Property

Connie Warner

Berkshire Hathaway HomeServices Michigan Real Estate - HS Listed on: 08/07/2018

Berkshire Hathaway HomeServices Michigan Real Estate - HS

Last Buyer's Agent

See agt remarks Non Member Emmet

Emmet Association of Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,893

Year Built

  • Built in 1900

Lot Details

  • 0.5 Acre Lot
  • Lot Dimensions are 66' x 330'
  • Property is zoned R-1-B

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 1,560 Sq Ft Home
  • Blinds
  • Wood Frame Window
  • Living Room
  • Dining Room
  • Lower Floor Utility Room
  • Wood Flooring
  • Water Views
  • Michigan Basement
  • Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • 1 Full Bathroom

Parking

  • 2 Car Detached Garage
  • Driveway

Additional Homes

  • Guest House

Utilities

  • Hot Water Baseboard Heater
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 51-15-14-200-065

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,893

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Estimated Year Built: 1900
  • Lvt Date: 08/08/2018
  • Section: 14
  • Second Address Number: 438
  • Directions: On W Bluff Drive between Ann & Sargent.
  • Price per Sq Ft: 208.33
  • OFFICELIST_STATE: MI
  • Street Designation: Drive
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1900

Interior Features

  • Features: Cable, Mini Blinds, Paved Drive, Range, Refrigerator, Wood Floors
  • Total Finished Sq Ft: 1560
  • Master Bedroom: Dimensions: 13.3 x 10.9, On Level: Upper
  • Bedroom 2: Dimensions: 9.9 x 13.3, On Level: Upper
  • Bedroom 3: Dimensions: 11.9 x 11.1, On Level: Upper
  • Bedroom 4: On Level: N/A
  • Total Rooms: 7
  • Basement: Michigan
  • Dining Room: Dimensions: 11.9 x 14, On Level: Main
  • Kitchen: Dimensions: 9.8 x 13.3, On Level: Main
  • Family Room: On Level: N/A
  • Living Room: Dimensions: 13.4 x 23.4, On Level: Main
  • Above Grade Finished Sq Ft: 1560
  • Bathroom 1: Dimensions: 7.4 x 9.1, On Level: Upper
  • Bathroom 2: On Level: N/A
  • Number Of Bedrooms: 3
  • Full Bathrooms: 1
  • Rooms 1: Dimensions: Sun Porch 13.8 x 33.5, On Level: Main
  • Rooms 2: Dimensions: Apartment 698 sq ft 32x24, On Level: Upper
  • Windows: Wood Sash

Exterior Features

  • Construction: Wood Frame/Site Built
  • Lake: Michigan
  • Roof: Asphalt Shingle
  • Waterfront Water Access: Neither
  • Water View: Yes

Garage/Parking

  • Garage Carport: Garage-Detached
  • Gar Car Capacity: Two and Half

Utilities

  • Heat Type: Natural Gas, Hot Water Baseboard
  • Sewer: City
  • Water: City
  • Water Heater: Natural Gas

Schools

  • School District: Harbor Springs
  • School District: Harbor Springs

Lot Info

  • Estimated Lot Dimensions: 66' x 330'
  • Estimated Number of Acres: 0.5
  • Lot: Y
  • Zoning: R-1-B

Tax Info

  • Assessor Parcel Number: 51-15-14-200-065

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 26, 2022
Sold by
Devirgilio Brian D
Bought by
Devirgilio Brian G and Demerino Cindy
Current Estimated Value
$909,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$532,000
Outstanding Balance
$498,406
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$365,236

Purchase Details

Closed on
May 13, 2022
Sold by
Devirgilio Brian G and Devirgilio Y
Bought by
Devirgilio Brian G and Demerino Cindy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$532,000
Outstanding Balance
$498,406
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$365,236

Purchase Details

Listed on
Aug 7, 2018
Closed on
Jun 27, 2019
Sold by
Gasco Daniel L
Bought by
Harbor 438 Wbd Llc
Seller's Agent
Connie Warner
Berkshire Hathaway HomeServices Michigan Real Estate - HS
Buyer's Agent
See agt remarks Non Member Emmet
Emmet Association of Realtors
List Price
$450,000
Sold Price
$325,000
Premium/Discount to List
-$125,000
-27.78%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.10%
Original Mortgage
$532,000
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 28, 2013
Sold by
Gasco Daniel L and Burkwhat Henry E
Bought by
Gasco Daniel L

Purchase Details

Closed on
Sep 18, 2008
Sold by
Burkwhat John L and Burkwhat Henry E
Bought by
Burkwhat John L

Purchase Details

Closed on
Feb 1, 2000
Sold by
Burkwhat Mrs Louis
Bought by
Burkwhat Elizabeth H
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Devirgilio Brian G -- --
Devirgilio Brian G -- --
Devirgilio Brian G $665,000 Devon Title Agency
Harbor 438 Wbd Llc $325,000 Devon Title
Gasco Daniel L -- --
Burkwhat John L -- --
Burkwhat Elizabeth H -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Devirgilio Brian G $532,000
Previous Owner Harbor 438 Wbd Llc $532,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/28/2019 06/28/19 Sold $325,000 -6.9% $208 / Sq Ft
02/20/2019 02/20/19 Price Changed $349,000 -5.4% $224 / Sq Ft
11/17/2018 11/17/18 Price Changed $369,000 -5.1% $237 / Sq Ft
09/27/2018 09/27/18 Price Changed $389,000 -1.5% $249 / Sq Ft
08/28/2018 08/28/18 Price Changed $395,000 -7.1% $253 / Sq Ft
08/14/2018 08/14/18 Price Changed $425,000 -5.6% $272 / Sq Ft
08/07/2018 08/07/18 For Sale $450,000 -- $288 / Sq Ft
Source: Northern Michigan MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,893 $336,700 $336,700 $0
2024 $6,893 $306,000 $306,000 $0
2023 $4,805 $221,200 $221,200 $0
2022 $4,805 $151,900 $151,900 $0
2021 $4,640 $149,100 $149,100 $0
2020 $4,584 $106,200 $106,200 $0
2019 $3,726 $111,600 $111,600 $0
2018 -- $107,600 $107,600 $0
2017 -- $106,900 $106,900 $0
2016 -- $103,700 $103,700 $0
2015 -- $90,800 $0 $0
2014 $2,854 $86,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Connie Warner

    Seller's Agent in 2019

    Connie Warner

    Berkshire Hathaway HomeServices Michigan Real Estate - HS

    (231) 838-3403

    7 in this area

    12 Total Sales

    Connie Warner
    Section Image

  • S

    Buyer's Agent in 2019

    See agt remarks Non Member Emmet

    Emmet Association of Realtors

See All Agents

Map

Source: Northern Michigan MLS

MLS Number: 456286

Northern Michigan MLS

APN: 51-15-14-200-065

Michigan Emmet County Harbor Springs 49740

438 W Bluff Dr, Harbor Springs, MI

This home is located at 438 W Bluff Dr, Harbor Springs, MI 49740 since 07 August 2018 and is currently estimated at $909,900, approximately $583 per square foot. This property was built in 1900. 438 W Bluff Dr is a home located in Emmet County with nearby schools including Harbor Springs High School, Harbor Springs Middle School, and Shay Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Michigan MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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