4380 Banks Rd Middleburg, FL 32068
3
Beds
2
Baths
2,852
Sq Ft
1.26
Acres
Highlights
- Docks
- Home fronts navigable water
- Home fronts a creek
- Middleburg Elementary School Rated A-
- Boat Lift
- RV Access or Parking
About This Home
As of July 2024Beautiful 3/2 waterfront home with large bulkhead and spectacular views of Black Creek. Your boat or Pontoon will easily fit in the 36' x 17' boathouse. Gorgeous open floor plan with plenty of windows inviting lots of natural light into this rustic home filled with character and charm. Imagine relaxing on the wrap-around porch overlooking your own piece of tranquil paradise with your morning coffee. The layout of this home is perfect for entertaining, and there is plenty of outdoor living space. First level there is a 3-car covered carport with 7'6'' clearance, plus a fantastic workshop, in addition to covered RV parking. Home was built to exceed appropriate FEMA specifications when built and there was no water damage to living areas in this home during IRMA. This home is a winner and won't be on the market long. Heat pump was installed less than a year ago.
Last Agent to Sell the Property
WATSON REALTY CORP License #702444 Listed on: 05/21/2019
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $324
Year Built
- Built in 2000
Lot Details
- Home fronts a creek
- Home fronts navigable water
- Wooded Lot
Home Design
- Traditional Architecture
- Wood Frame Construction
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 2,852 Sq Ft Home
- 3-Story Property
- Vaulted Ceiling
- 2 Fireplaces
- Wood Burning Fireplace
- Gas Fireplace
Kitchen
- Breakfast Bar
- Electric Range
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- Bathtub With Separate Shower Stall
Laundry
- Laundry in Carport
- Laundry in Garage
- Washer and Electric Dryer Hookup
Parking
- 3 Carport Spaces
- RV Access or Parking
Eco-Friendly Details
- Energy-Efficient Windows
Outdoor Features
- Boat Lift
- Docks
- Deck
Schools
- Middleburg Elementary School
- Wilkinson Middle School
- Middleburg High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Private Water Source
- Electric Water Heater
- Water Softener is Owned
- Septic Tank
Community Details
- No Home Owners Association
- Gin House Landing Subdivision
Listing and Financial Details
- Assessor Parcel Number 10052400596600212
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 1, 2024
Closed on
Jul 8, 2024
Sold by
Ransford Joshua J and Ransford Nicole C
Bought by
Betts Theresa and Betts John Michael
Seller's Agent
Debra Hatcher
WATSON REALTY CORP
Buyer's Agent
Gail Long
BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
List Price
$589,900
Sold Price
$570,000
Premium/Discount to List
-$19,900
-3.37%
Views
72
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,174
Avg. Annual Appreciation
2.34%
Original Mortgage
$500,000
Outstanding Balance
$494,950
Interest Rate
7.03%
Mortgage Type
New Conventional
Estimated Equity
$89,224
Purchase Details
Listed on
May 21, 2019
Closed on
Aug 6, 2019
Sold by
Boatright Glenn L and Boatright Holly N
Bought by
Ransford Joshua J and Ransford Nicole C
Seller's Agent
Debra Hatcher
WATSON REALTY CORP
Buyer's Agent
Debra Hatcher
WATSON REALTY CORP
List Price
$415,000
Sold Price
$400,000
Premium/Discount to List
-$15,000
-3.61%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.45%
Original Mortgage
$407,000
Interest Rate
3.73%
Mortgage Type
New Conventional
Similar Homes in Middleburg, FL
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $570,000 | Watson Title Services | |
| Warranty Deed | $400,000 | Watson Ttl Svcs Of North Fl |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $245,000 | New Conventional | |
| Open | $500,000 | New Conventional | |
| Previous Owner | $434,000 | VA | |
| Previous Owner | $407,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/09/2024 07/09/24 | Sold | $570,000 | -3.3% | $200 / Sq Ft |
| 07/01/2024 07/01/24 | Pending | -- | -- | -- |
| 05/22/2024 05/22/24 | Price Changed | $589,700 | 0.0% | $207 / Sq Ft |
| 05/15/2024 05/15/24 | Price Changed | $589,800 | 0.0% | $207 / Sq Ft |
| 04/01/2024 04/01/24 | For Sale | $589,900 | +3.5% | $207 / Sq Ft |
| 03/29/2024 03/29/24 | Off Market | $570,000 | -- | -- |
| 02/29/2024 02/29/24 | Price Changed | $589,900 | -1.7% | $207 / Sq Ft |
| 01/13/2024 01/13/24 | Price Changed | $599,900 | +50.0% | $210 / Sq Ft |
| 12/17/2023 12/17/23 | Off Market | $400,000 | -- | -- |
| 12/16/2023 12/16/23 | For Sale | $619,900 | 0.0% | $217 / Sq Ft |
| 12/16/2023 12/16/23 | Off Market | $619,900 | -- | -- |
| 12/10/2023 12/10/23 | For Sale | $619,900 | +55.0% | $217 / Sq Ft |
| 08/06/2019 08/06/19 | Sold | $400,000 | -3.6% | $140 / Sq Ft |
| 06/21/2019 06/21/19 | Pending | -- | -- | -- |
| 05/21/2019 05/21/19 | For Sale | $415,000 | -- | $146 / Sq Ft |
Source: realMLS (Northeast Florida Multiple Listing Service)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $324 | $387,154 | -- | -- |
| 2023 | $324 | $375,878 | $0 | $0 |
| 2022 | $210 | $364,931 | $0 | $0 |
| 2021 | $223 | $354,302 | $0 | $0 |
| 2020 | $4,872 | $349,411 | $61,000 | $288,411 |
| 2019 | $3,673 | $262,515 | $0 | $0 |
| 2018 | $3,384 | $257,620 | $0 | $0 |
| 2017 | $3,369 | $252,321 | $0 | $0 |
| 2016 | $3,367 | $247,131 | $0 | $0 |
| 2015 | $3,446 | $245,413 | $0 | $0 |
| 2014 | $3,361 | $243,465 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
D
Seller's Agent in 2024
Debra Hatcher
WATSON REALTY CORP
(904) 591-9683
22 in this area
43 Total Sales
-
Buyer's Agent in 2024
Gail Long
BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
(904) 599-3726
1 in this area
108 Total Sales
Map
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 986798
APN: 10-05-24-005966-002-12
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
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