439 Big Cedar Rd Ponce de Leon, FL 32455
Estimated payment $1,682/month
Highlights
- Primary Bedroom Suite
- River View
- Main Floor Primary Bedroom
- Freeport Middle School Rated A-
- Florida Architecture
- Balcony
About This Home
Rare Riverfront Opportunity on the Choctawhatchee! **Seller is open to providing a closing credit that the buyer can apply toward upgrades or incentives of their choice- whether it's central air, new flooring, fresh paint, or even an interest rate buy-down. ** Don't miss your chance to own this unique 3-bedroom home perched on the tranquil banks of the Choctawhatchee River. Whether you're looking for a serene primary residence or the ultimate fish camp getaway, this property offers the best of both worlds. Just seconds from the nearest boat ramp, you'll have quick and easy access to endless days on the water. Enjoy peaceful, uninterrupted views from the back porch and living room, where nature becomes part of your everyday experience. Located just 20 minutes from Panama City Beach, you can enjoy the quiet of riverfront living without sacrificing convenience. This is a rare find in an unbeatable locationact fast
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,552
Year Built
- Built in 1989
Lot Details
- 0.27 Acre Lot
- River Front
- Back Yard Fenced
Home Design
- Florida Architecture
- Metal Roof
- Vinyl Siding
Interior Spaces
- 1,344 Sq Ft Home
- 2-Story Property
- Built-in Bookshelves
- Ceiling Fan
- Gas Fireplace
- Living Room
- River Views
Kitchen
- Electric Oven or Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Primary Bedroom Suite
- 2 Full Bathrooms
Outdoor Features
- Balcony
- Covered Deck
Schools
- Freeport Elementary And Middle School
- Freeport High School
Utilities
- Cooling System Mounted To A Wall/Window
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 36-1N-17-04050-00C-0130
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,518 | $175,097 | $37,875 | $137,222 |
| 2024 | $1,571 | $176,867 | $36,662 | $140,205 |
| 2023 | $1,571 | $179,850 | $36,662 | $143,188 |
| 2022 | $1,331 | $147,048 | $40,694 | $106,354 |
| 2021 | $860 | $98,061 | $33,579 | $64,482 |
| 2020 | $713 | $69,065 | $12,360 | $56,705 |
| 2019 | $686 | $66,573 | $10,815 | $55,758 |
| 2018 | $677 | $65,292 | $0 | $0 |
| 2017 | $678 | $65,125 | $10,815 | $54,310 |
| 2016 | $680 | $64,640 | $0 | $0 |
| 2015 | $679 | $63,524 | $0 | $0 |
| 2014 | $695 | $64,186 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/28/2025 11/28/25 | Price Changed | $299,000 | -6.6% | $222 / Sq Ft | |
| 09/07/2025 09/07/25 | Price Changed | $320,000 | -4.2% | $238 / Sq Ft | |
| 07/04/2025 07/04/25 | Price Changed | $334,000 | -1.5% | $249 / Sq Ft | |
| 05/07/2025 05/07/25 | For Sale | $339,000 | +13.0% | $252 / Sq Ft | |
| 07/18/2022 07/18/22 | Sold | $300,000 | 0.0% | $224 / Sq Ft | View Prior Sale |
| 06/21/2022 06/21/22 | Pending | -- | -- | -- | |
| 06/14/2022 06/14/22 | For Sale | $300,000 | +61.0% | $224 / Sq Ft | |
| 11/13/2014 11/13/14 | Sold | $186,300 | 0.0% | $139 / Sq Ft | View Prior Sale |
| 09/22/2014 09/22/14 | Pending | -- | -- | -- | |
| 09/05/2014 09/05/14 | For Sale | $186,300 | -- | $139 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $300,000 | New Title Company Name | |
| Warranty Deed | $200,000 | First International Ttl Inc | |
| Warranty Deed | $186,300 | Americas Title Corp | |
| Quit Claim Deed | -- | Attorney | |
| Public Action Common In Florida Clerks Tax Deed Or Tax Deeds Or Property Sold For Taxes | $23,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $285,000 | New Conventional | |
| Previous Owner | $7,000 | New Conventional | |
| Previous Owner | $196,377 | FHA | |
| Previous Owner | $186,300 | Future Advance Clause Open End Mortgage |
Source: Emerald Coast Association of REALTORS®
MLS Number: 975793
APN: 36-1N-17-04050-00C-0130
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