$279,900

439 Big Cedar Rd Ponce de Leon, FL 32455

Estimated payment $1,612/month

Total Views 20
3 Beds
2 Baths
1,344 Sq Ft
$208 Price per Sq Ft

Highlights

  • Primary Bedroom Suite
  • River View
  • Florida Architecture
  • Freeport Middle School Rated A-
  • Vaulted Ceiling
  • Main Floor Primary Bedroom

About This Home

your chance. This 3-bedroom home sits on the peaceful banks of the Choctawhatchee River, offering beautiful views, incredible fishing, and direct access to the outdoor lifestyle that makes Northwest Florida so special. Whether you're looking for a full-time residence, weekend retreat, fish camp, or investment opportunity, this property offers endless potential. The home features vaulted ceilings, a fireplace, custom built-ins, and stunning river views from the living area and back porch. Located just seconds from the public boat ramp and approximately 20 minutes from Panama City Beach, you'll enjoy the perfect balance of privacy, recreation, and convenience. Recent cosmetic updates have given the home a fresh, clean feel while still leaving plenty of opportunity for a new owner to make it their own. Priced aggressively and offering an excellent opportunity to build equity, this is one of the most affordable riverfront properties on the market. Seller is motivated and welcomes offers. Schedule your showing today and experience the potential for yourself.

Listing Agent

Kaitlyn Fucci

Counts Real Estate Group Inc License #3512221 Listed on: 06/03/2026

Counts Real Estate Group Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,518

Year Built

  • Built in 1989

Lot Details

  • 11,761 Sq Ft Lot
  • River Front
  • Back Yard Fenced

Home Design

  • Florida Architecture
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,344 Sq Ft Home
  • 2-Story Property
  • Built-in Bookshelves
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Living Room
  • River Views

Kitchen

  • Electric Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Suite
  • 2 Full Bathrooms

Outdoor Features

  • Balcony
  • Covered Deck

Schools

  • Freeport Elementary And Middle School
  • Freeport High School

Utilities

  • Cooling System Mounted To A Wall/Window
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 36-1N-17-04050-00C-0130

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,518

Year Built

Built in 1989

Lot Details

0.27 Acres

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.27
  • Lot Size: .27 AC
  • Road Surface Type: Paved
  • Subdivision Name: NO RECORDED SUBDIVISION
  • Directions: From Freeport, travel east on Hwy 20 turn right on Boat Ramp, rurn right on Big Cedar Rd. Home on the left after public boat ramp.
  • Architectural Style: Florida Cottage
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1989
  • Utilities Electric: Yes
  • Appliances Refrigerators: Yes
  • Rooms:Living Room: Yes
  • Utilities:Septic Tank: Yes
  • Utilities:Community Water: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:AC - WindowWall: Yes
  • Waterview:River2: Yes
  • Waterfront:River: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Refrigerator, Stove/Oven Electric
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Interior Amenities: Built-In Bookcases
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Built-In Bookcases: Yes

Exterior Features

  • View: River
  • Waterfront Features: River
  • Waterfront: Yes
  • Construction Type: Siding Vinyl
  • Exterior Features: Balcony, Fenced Back Yard
  • Patio And Porch Features: Deck Covered
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Exterior:Balcony: Yes
  • Exterior:Deck Covered: Yes
  • Exterior:Fenced Back Yard: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Wall/Window Unit(s), Ceiling Fans
  • Cooling Y N: Yes
  • Sewer: Septic Tank
  • Utilities: Community Water, Electric, TV Cable
  • Utility: Yes

Schools

  • Elementary School: Freeport
  • High School: Freeport
  • Middle Or Junior School: Freeport

Lot Info

  • Lot Size Sq Ft: 11761.2
  • Parcel #: 36-1N-17-04050-00C-0130
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 1518.1
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,518 $175,097 $37,875 $137,222
2024 $1,571 $176,867 $36,662 $140,205
2023 $1,571 $179,850 $36,662 $143,188
2022 $1,331 $147,048 $40,694 $106,354
2021 $860 $98,061 $33,579 $64,482
2020 $713 $69,065 $12,360 $56,705
2019 $686 $66,573 $10,815 $55,758
2018 $677 $65,292 $0 $0
2017 $678 $65,125 $10,815 $54,310
2016 $680 $64,640 $0 $0
2015 $679 $63,524 $0 $0
2014 $695 $64,186 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/03/2026 06/03/26 For Sale $279,900 -6.7% $208 / Sq Ft
10/17/2022 10/17/22 Off Market $300,000 -- --
07/18/2022 07/18/22 Sold $300,000 0.0% $224 / Sq Ft View Prior Sale
07/18/2022 07/18/22 Sold $300,000 +50.0% $224 / Sq Ft View Prior Sale
06/21/2022 06/21/22 Pending -- -- --
06/20/2022 06/20/22 Off Market $200,000 -- --
06/14/2022 06/14/22 For Sale $300,000 0.0% $224 / Sq Ft
06/14/2022 06/14/22 Price Changed $300,000 0.0% $224 / Sq Ft
06/14/2022 06/14/22 For Sale $300,000 -4.8% $224 / Sq Ft
05/31/2022 05/31/22 Pending -- -- --
05/27/2022 05/27/22 Price Changed $315,000 -3.1% $235 / Sq Ft
05/12/2022 05/12/22 Price Changed $325,000 -1.5% $243 / Sq Ft
02/03/2022 02/03/22 For Sale $330,000 +65.0% $246 / Sq Ft
05/07/2021 05/07/21 Sold $200,000 0.0% $149 / Sq Ft View Prior Sale
05/05/2021 05/05/21 Pending -- -- --
05/05/2021 05/05/21 For Sale $200,000 +7.4% $149 / Sq Ft
11/13/2014 11/13/14 Sold $186,300 0.0% $139 / Sq Ft View Prior Sale
09/22/2014 09/22/14 Pending -- -- --
09/05/2014 09/05/14 For Sale $186,300 -- $139 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $300,000 New Title Company Name
Warranty Deed $200,000 First International Ttl Inc
Warranty Deed $186,300 Americas Title Corp
Quit Claim Deed -- Attorney
Public Action Common In Florida Clerks Tax Deed Or Tax Deeds Or Property Sold For Taxes $23,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $285,000 New Conventional
Previous Owner $7,000 New Conventional
Previous Owner $196,377 FHA
Previous Owner $186,300 Future Advance Clause Open End Mortgage
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 1004605

Emerald Coast Association of REALTORS®

APN: 36-1N-17-04050-00C-0130

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