K
Seller's Agent in 2025
Kaitlyn Fucci
Counts Real Estate Group Inc
(850) 814-6839
51 Total Sales
439 Big Cedar Rd Ponce de Leon, FL 32455
Estimated Value: $296,641
3
Beds
2
Baths
1,340
Sq Ft
$221/Sq Ft
Est. Value
Highlights
- Community Boat Launch
- River Front
- Florida Architecture
- Freeport Middle School Rated A-
- Primary Bedroom Suite
- Main Floor Primary Bedroom
About This Home
As of July 2022'CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS Retreat on the Choctawhatchee River! This BEAUTIFUL 3BR/2BA home is the perfect spot for your own personal fish camp! The third bedroom is a loft with a closet with a private balcony. Laminate floors downstairs, feature a gas fireplace, lots of built-in shelves, and a large covered porch overlooking the river. New exterior siding, gutter, and water heater. The home is on a community water system which is only $10 a month and there is a once a week trash pick-up and there is a public boat ramp a block away. The home is in the Cowford community which is just 5 minutes from Hwy 79 and another 15-30 minutes to Panama City Beach! If you're looking for peace and quiet, yet want to stay close to town conveniences, this is the ideal spot!
Last Agent to Sell the Property
Racquel Estrada
Century 21 Ryan Realty License #3478752 Listed on: 06/14/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $860
Year Built
- Built in 1989
Lot Details
- 11,761 Sq Ft Lot
- Lot Dimensions are 75x189
- River Front
- Back Yard Fenced
Home Design
- Florida Architecture
- Metal Roof
- Vinyl Siding
Interior Spaces
- 1,340 Sq Ft Home
- 2-Story Property
- Built-in Bookshelves
- Gas Fireplace
- Living Room
Kitchen
- Electric Oven or Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Primary Bedroom Suite
- 2 Full Bathrooms
Outdoor Features
- Balcony
Schools
- Freeport Elementary And Middle School
- Freeport High School
Utilities
- Cooling System Mounted To A Wall/Window
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 36-1N-17-04050-00C-0130
Community Details
Overview
- County Subdivision
Amenities
- Picnic Area
- Community Pavilion
Recreation
- Community Boat Launch
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 14, 2022
Closed on
Jul 18, 2022
Sold by
Nagy Robbie L and Nagy Sherry D
Bought by
Freeman Claude Walter
Seller's Agent
Racquel Estrada
Century 21 Ryan Realty
Buyer's Agent
Danette Benton
LoKation
List Price
$300,000
Sold Price
$300,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,359
Avg. Annual Appreciation
-0.29%
Original Mortgage
$285,000
Outstanding Balance
$270,352
Interest Rate
5.09%
Mortgage Type
New Conventional
Estimated Equity
$26,289
Purchase Details
Listed on
May 5, 2021
Closed on
May 6, 2021
Sold by
Cram Carl F
Bought by
Nagy Robbie L and Nagy Sherry D
Seller's Agent
Marco Cooper
Coastal Sun Realty LLC
Buyer's Agent
Marco Cooper
Coastal Sun Realty LLC
List Price
$200,000
Sold Price
$200,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
40.20%
Original Mortgage
$7,000
Interest Rate
2.96%
Mortgage Type
New Conventional
Purchase Details
Listed on
Sep 5, 2014
Closed on
Nov 12, 2014
Sold by
Hebson Ernest O and Hebson Anne
Bought by
Crain Carl F
Seller's Agent
Sally Merrifield
Merrifield & Pilcher Realty
Buyer's Agent
Joyce Zaidi
30-A Realty Inc
List Price
$186,300
Sold Price
$186,300
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.10%
Original Mortgage
$186,300
Interest Rate
4.26%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
Nov 14, 2008
Sold by
Gaetz Matthew L
Bought by
Hebson Ernest O and Hebson Anne
Purchase Details
Closed on
Jun 14, 2004
Sold by
Martin William Henry and Martin Inez L
Bought by
Gaetz Matthew L
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Freeman Claude Walter | $300,000 | New Title Company Name | |
| Nagy Robbie L | $200,000 | First International Ttl Inc | |
| Crain Carl F | $186,300 | Americas Title Corp | |
| Hebson Ernest O | -- | Attorney | |
| Gaetz Matthew L | $23,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Freeman Claude Walter | $285,000 | |
| Previous Owner | Nagy Robbie L | $7,000 | |
| Previous Owner | Nagy Robbie L | $196,377 | |
| Previous Owner | Crain Carl F | $186,300 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/28/2025 11/28/25 | Price Changed | $299,000 | -6.6% | $222 / Sq Ft | |
| 09/07/2025 09/07/25 | Price Changed | $320,000 | -4.2% | $238 / Sq Ft | |
| 07/04/2025 07/04/25 | Price Changed | $334,000 | -1.5% | $249 / Sq Ft | |
| 05/07/2025 05/07/25 | For Sale | $339,000 | +13.0% | $252 / Sq Ft | |
| 07/18/2022 07/18/22 | Sold | $300,000 | 0.0% | $224 / Sq Ft | |
| 06/21/2022 06/21/22 | Pending | -- | -- | -- | |
| 06/14/2022 06/14/22 | For Sale | $300,000 | +61.0% | $224 / Sq Ft | |
| 11/13/2014 11/13/14 | Sold | $186,300 | 0.0% | $139 / Sq Ft | View Prior Sale |
| 09/22/2014 09/22/14 | Pending | -- | -- | -- | |
| 09/05/2014 09/05/14 | For Sale | $186,300 | -- | $139 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,518 | $175,097 | $37,875 | $137,222 |
| 2024 | $1,571 | $176,867 | $36,662 | $140,205 |
| 2023 | $1,571 | $179,850 | $36,662 | $143,188 |
| 2022 | $1,331 | $147,048 | $40,694 | $106,354 |
| 2021 | $860 | $98,061 | $33,579 | $64,482 |
| 2020 | $713 | $69,065 | $12,360 | $56,705 |
| 2019 | $686 | $66,573 | $10,815 | $55,758 |
| 2018 | $677 | $65,292 | $0 | $0 |
| 2017 | $678 | $65,125 | $10,815 | $54,310 |
| 2016 | $680 | $64,640 | $0 | $0 |
| 2015 | $679 | $63,524 | $0 | $0 |
| 2014 | $695 | $64,186 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kaitlyn Fucci
-
R
Seller's Agent in 2022
Racquel Estrada
Century 21 Ryan Realty
-
Danette Benton
D
Buyer's Agent in 2022
Danette Benton
LoKation
(817) 240-4071
2 in this area
10 Total Sales
-
Sally Merrifield
S
Seller's Agent in 2014
Sally Merrifield
Merrifield & Pilcher Realty
(850) 865-0640
4 in this area
251 Total Sales
-
Christa Merrifield-Floyd
Seller Co-Listing Agent in 2014
Christa Merrifield-Floyd
Merrifield & Pilcher Realty
(850) 428-3298
3 in this area
418 Total Sales
-
J
Buyer's Agent in 2014
Joyce Zaidi
30-A Realty Inc
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 890739
APN: 36-1N-17-04050-00C-0130
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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